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Author: Ali Issa Abdi
Publisher: Praeger Publishers
ISBN:
Category : Business & Economics
Languages : en
Pages : 168
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Book Description
Monograph on the role of banking systems (esp. Commercial banks) in economic development in East Africa for the period from 1950 to 1973 - covers institutional framework, banks and capital formation, resource allocation, savings-investment processes, state participation, etc., and analyses changes in banking systems during the postindependence period. Bibliography pp. 143 to 148, graphs and statistical tables.
Author: Ali Issa Abdi
Publisher: Praeger Publishers
ISBN:
Category : Business & Economics
Languages : en
Pages : 168
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Book Description
Monograph on the role of banking systems (esp. Commercial banks) in economic development in East Africa for the period from 1950 to 1973 - covers institutional framework, banks and capital formation, resource allocation, savings-investment processes, state participation, etc., and analyses changes in banking systems during the postindependence period. Bibliography pp. 143 to 148, graphs and statistical tables.
Author: S. Garhwal
Publisher: Pointer Publishers
ISBN: 9788171320752
Category : Banks and banking
Languages : en
Pages : 208
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Book Description
This Volume, By Taking The Fields Of Commercial Banking In Tandem With Economic Development Presents A New And Scientific Understanding Of The Dynamic Role Which A Versatile And Percipient Commercial Banking System Can Play To Support And Accelerate The Process Of Economic Growth. This Book Also Endeavours To Measures The Regional Disparities In Commercial Banking Development As Well As Its Functional Aspects In The Post Nationalisation Period. Further, It Also Attempts To Identify The Factors, Which May Have An Impact On The Regional Variations In Banking Development. This Book Should Make Useful Reading Not Only For Professors And Students Of Economics, Commerce And Management, Policy Makers And Planners, Researchers And Administrators, Bureacrats And Politicians, Banking And Financial Institutions, But Also For Those Interested In Scientific Understanding Of The Economic Development Through Commercial Banking.
Author: Hitiyise Samuel
Publisher: GRIN Verlag
ISBN: 3346459128
Category : Business & Economics
Languages : en
Pages : 58
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Book Description
Bachelor Thesis from the year 2021 in the subject Business economics - Investment and Finance, grade: second class upper division, , course: Accounting, language: English, abstract: The study was guided by analyzing the contribution of commercial banks in economic development of SMEs The target population for the study consisted of registered SMEs in KCBR as their clients.A descriptive research design as well as an explanatory research design was used. The study used Bouchard formula to sample SMEs and then used random sampling to select the 105 SMEs. The respondents of the study were the owners and managers of the SMEs. The study used questionnaires to collect quantitative data using closed ended questions . Data analysis will be done using SPSS statistical software version 21. Descriptive statistics (Frequencies, Means and Standard deviation) and inferential statistics (Correlations and regression) were used in analysis. A multiple linear regression model was used for analysis and all tests were conducted at 5% level of significance. The study findings indicated that banking services are positively related with economic development of SMEs. The study concluded that commercial banks in Nyarugenge district are favorable. The study also concluded commercial bank services are effective and they economic development of SMEs significantly. SMEs in Rwanda suffer from weak financial performance and a high failure rate. Scholars argue that judging by the poor economic development of the informal sector, not much progress seems to have been achieved, despite government efforts to promote SME activity. Some of the key factors attributed to this poor performance is access to financial services. Therefore, the purpose of this study was to examine the contribution of commercial banks in economic development of SMEs Normally, SMES play vital and significant contributors to economic development through their critical role in providing job opportunities and reducing poverty levels, an estimated number of up to 40% of the start-ups SMEs fail by year 2 and at least 60% close their doors by year 4. This menace is attributed to poor financial management among small businesses. Accessing credit is a major constraint to the economic development and growth of SMEs and also to poor rural and urban households. This is mainly due to the behavior of lenders in terms of hedging against borrowers’ risks by demanding collateral, which they lack, and also information asymmetry.
Author: C.J. Devine Institute of Finance
Publisher:
ISBN:
Category : Bank loans
Languages : en
Pages : 36
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Book Description
Author:
Publisher:
ISBN:
Category :
Languages : en
Pages :
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Book Description
Author: Maxwell J. Fry
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 638
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Book Description
Examines monetary and financial policies and their effects on rates of economic growth in developing countries and describes balanced assessment of the role of money, banking and finance in the process of economic development.
Author: Michael DaCosta
Publisher: Routledge
ISBN: 0429696841
Category : Social Science
Languages : en
Pages : 176
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Book Description
Although commercial banks have played an increasingly important role in providing capital to developing nations, many analysts argue that private financing poses risks both to borrowing nations and the stability of the international economic system. In response, Mr. DaCosta demonstrates that developing nations that adopt appropriate policies can gain substantially by drawing on private sources of capital. His analysis indicates that many criticisms of the role of commercial banks are unfounded and that debt problems in LDCs typically are related to inadequate reserve and external debt management policies in the borrowing countries themselves. Emphasizing that economic growth in LDCs often is constrained by balance-of-payment deficits, Mr. DaCosta shows that nations relying on private capital frequently experience higher-than-average growth rates and argues that the advantages of unconditional or untied aid generally outweigh the constraints imposed by the multilateral aid agencies. In conclusion, he outlines specific policies developing nations can adopt to reduce financial risk and, turning to the needs of the poorest of the LDCs, examines a variety of proposals aimed at increasing the flow of concessional assistance to those countries that cannot qualify for commercial bank funds.
Author: Chitta Ranjan Basu
Publisher: Mittal Publications
ISBN:
Category : Banks and banking
Languages : en
Pages : 444
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Book Description
Author: Sourendra Nath Ghosal
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 244
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Book Description
India. Partly historical. The role of banking in economic growth. Factors examined include - national planning, economic planning, economic resources, investments, credits, input output, nationalization of commercial banks, the national bank, and the new financial aspects plan to accelerate economic development. Statistical data. Bibliography pp. 217 to 220.
Author: Asl? Demirgüç-Kunt
Publisher: World Bank Publications
ISBN:
Category : Bancos comerciales
Languages : en
Pages : 52
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Book Description
March 1998 Differences in interest margins reflect differences in bank characteristics, macroeconomic conditions, existing financial structure and taxation, regulation, and other institutional factors. Using bank data for 80 countries for 1988-95, Demirgüç-Kunt and Huizinga show that differences in interest margins and bank profitability reflect various determinants: * Bank characteristics. * Macroeconomic conditions. * Explicit and implicit bank taxes. * Regulation of deposit insurance. * General financial structure. * Several underlying legal and institutional indicators. Controlling for differences in bank activity, leverage, and the macroeconomic environment, they find (among other things) that: * Banks in countries with a more competitive banking sector-where banking assets constitute a larger share of GDP-have smaller margins and are less profitable. The bank concentration ratio also affects bank profitability; larger banks tend to have higher margins. * Well-capitalized banks have higher net interest margins and are more profitable. This is consistent with the fact that banks with higher capital ratios have a lower cost of funding because of lower prospective bankruptcy costs. * Differences in a bank's activity mix affect spread and profitability. Banks with relatively high noninterest-earning assets are less profitable. Also, banks that rely largely on deposits for their funding are less profitable, as deposits require more branching and other expenses. Similarly, variations in overhead and other operating costs are reflected in variations in bank interest margins, as banks pass their operating costs (including the corporate tax burden) on to their depositors and lenders. * In developing countries foreign banks have greater margins and profits than domestic banks. In industrial countries, the opposite is true. * Macroeconomic factors also explain variation in interest margins. Inflation is associated with higher realized interest margins and greater profitability. Inflation brings higher costs-more transactions and generally more extensive branch networks-and also more income from bank float. Bank income increases more with inflation than bank costs do. * There is evidence that the corporate tax burden is fully passed on to bank customers in poor and rich countries alike. * Legal and institutional differences matter. Indicators of better contract enforcement, efficiency in the legal system, and lack of corruption are associated with lower realized interest margins and lower profitability. This paper-a product of the Development Research Group-is part of a larger effort in the group to study bank efficiency.
