Yes You Can...Achieve Financial Independence

Yes You Can...Achieve Financial Independence PDF Author: James E. Stowers
Publisher: Andrews McMeel Publishing
ISBN: 9780962978890
Category : Business & Economics
Languages : en
Pages : 360

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Book Description
This insightful book presents information that's great for your financial well-being and easy to digest. It contains money-management strategies and ideas never before revealed. Yes, You Can . . . Achieve Financial Independence will: " Reveal strategies for combating your biggest enemy-the shrinking value of a dollar. " Teach you important facts about stocks, bonds, and mutual funds. " Show you how investing even a small amount every month, year after year, can result in much higher yields than investing the same amount annually as a lump sum. " Explain ways you can budget for all the necessities of day-to-day living while investing for the future. This book includes Stowers Financial Analysis CD-ROM. The Stowers Financial Analysis software helps you think about your long-term financial goals-providing the facts needed to develop a plan to make them come true. The detailed interactive worksheets help you learn exactly where you are today and what it will take to continue improving your financial position (for PC and Mac).

Yes You Can...Achieve Financial Independence

Yes You Can...Achieve Financial Independence PDF Author: James E. Stowers
Publisher: Andrews McMeel Publishing
ISBN: 9780962978890
Category : Business & Economics
Languages : en
Pages : 360

Get Book

Book Description
This insightful book presents information that's great for your financial well-being and easy to digest. It contains money-management strategies and ideas never before revealed. Yes, You Can . . . Achieve Financial Independence will: " Reveal strategies for combating your biggest enemy-the shrinking value of a dollar. " Teach you important facts about stocks, bonds, and mutual funds. " Show you how investing even a small amount every month, year after year, can result in much higher yields than investing the same amount annually as a lump sum. " Explain ways you can budget for all the necessities of day-to-day living while investing for the future. This book includes Stowers Financial Analysis CD-ROM. The Stowers Financial Analysis software helps you think about your long-term financial goals-providing the facts needed to develop a plan to make them come true. The detailed interactive worksheets help you learn exactly where you are today and what it will take to continue improving your financial position (for PC and Mac).

Yes, You Can-- Achieve Financial Independence

Yes, You Can-- Achieve Financial Independence PDF Author: James E. Stowers
Publisher: Andrews McMeel Publishing
ISBN: 9780836280784
Category : Business & Economics
Languages : en
Pages : 312

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Book Description
Step by step, Stowers leads readers through his simple, sometimes surprising principles of success and offers the opportunity to get started on one's own strategies for investing. "Superb advice from the ultimate pro".--Malcolm S. Forbes, Jr. Charts.

You Can Retire Early!

You Can Retire Early! PDF Author: Deacon Hayes
Publisher: Simon and Schuster
ISBN: 1440599890
Category : Business & Economics
Languages : en
Pages : 256

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Book Description
The definitive guide to financial independence at any age! Retiring early is not limited to lottery winners or the super rich. In fact, with proper planning, we can all retire at a younger age than we ever dreamed—but only with the right plan. Personal finance expert Deacon Hayes explains the practical, concrete steps you can take to start your retirement when you’re young enough to thoroughly enjoy it, including: *Developing a personalized retirement plan *Maximizing income *Understanding opportunity cost *Assessing and reducing debt *Selecting the right investment vehicles *Sticking to the plan With Hayes’s guidance, you can achieve financial independence and enjoy an active, happy, and long retirement.

Financial Independence (Getting to Point X)

Financial Independence (Getting to Point X) PDF Author: John J. Vento
Publisher: John Wiley & Sons
ISBN: 1119510384
Category : Business & Economics
Languages : en
Pages : 480

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Book Description
Discover how the Tax Cuts and Jobs Act of 2017 will change your journey to financial independence and what you need to do now to take advantage of the new law Financial Independence (Getting to Point X) offers practical, time-tested advice for reaching your financial goals—whatever they may be. Whether you’re recovering from debt, putting kids through college, planning for retirement, starting your own business, or just seeking a healthier financial outlook, this book shows you how to get it done. No platitudes or empty advice here—just a clear roadmap to your goals, based on the effective management of the 10 Key Wealth Management Issues that threaten to derail us all. This new second edition has been updated to reflect President Trump’s massive income tax changes. These historic changes will reduce the tax obligation of most Americans, but not all. This is the most significant tax reform in over 30 years, rendering old advice obsolete while opening new opportunities. This edition also includes a new chapter on becoming financially independent by starting your own business. Author John Vento knows exactly what these new laws entail, and this book puts his wisdom of experience to work for you to help you get on track to financial freedom. Saving, budgeting, managing debt, minimizing taxes, and living within your means—all classic financial advice, but easier said than done, right? In this book, you’ll find real, practical advice for actually doing it—to the extent that makes sense for you. Understand the enormous changes taking place in the federal income tax code Learn which financial strategies have become obsolete, and what new opportunities you should take advantage of Negotiate your way through the 10 Key Wealth Management Issues with expert advice Find out if you have what it takes to reach financial independence by starting your own business Follow a clear roadmap to financial independence, no matter how you define it The goal is not perfection on all fronts, it’s simply tailoring your journey to suit your destination. No unnecessary deprivation, no obsessive adjusting—simply paying attention to key issues may be enough, depending on your goal. Regulatory changes close some doors but open others, and opportunities still exist if you know where to look. Financial Independence (Getting to Point X) provides you with a roadmap to financial freedom, so that you can achieve your life goals and dreams.

Financial Freedom

Financial Freedom PDF Author: Grant Sabatier
Publisher: Penguin
ISBN: 052553458X
Category : Business & Economics
Languages : en
Pages : 370

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Book Description
The International Bestseller New York Public Library's "Top 10 Think Thrifty Reads of 2023" "This book blew my mind. More importantly, it made financial independence seem achievable. I read Financial Freedom three times, cover-to-cover." —Lifehacker Money is unlimited. Time is not. Become financially independent as fast as possible. In 2010, 24-year old Grant Sabatier woke up to find he had $2.26 in his bank account. Five years later, he had a net worth of over $1.25 million, and CNBC began calling him "the Millennial Millionaire." By age 30, he had reached financial independence. Along the way he uncovered that most of the accepted wisdom about money, work, and retirement is either incorrect, incomplete, or so old-school it's obsolete. Financial Freedom is a step-by-step path to make more money in less time, so you have more time for the things you love. It challenges the accepted narrative of spending decades working a traditional 9 to 5 job, pinching pennies, and finally earning the right to retirement at age 65, and instead offers readers an alternative: forget everything you've ever learned about money so that you can actually live the life you want. Sabatier offers surprising, counter-intuitive advice on topics such as how to: * Create profitable side hustles that you can turn into passive income streams or full-time businesses * Save money without giving up what makes you happy * Negotiate more out of your employer than you thought possible * Travel the world for less * Live for free--or better yet, make money on your living situation * Create a simple, money-making portfolio that only needs minor adjustments * Think creatively--there are so many ways to make money, but we don't see them. But most importantly, Sabatier highlights that, while one's ability to make money is limitless, one's time is not. There's also a limit to how much you can save, but not to how much money you can make. No one should spend precious years working at a job they dislike or worrying about how to make ends meet. Perhaps the biggest surprise: You need less money to "retire" at age 30 than you do at age 65. Financial Freedom is not merely a laundry list of advice to follow to get rich quick--it's a practical roadmap to living life on one's own terms, as soon as possible.

Can I Retire Yet?

Can I Retire Yet? PDF Author: Darrow Kirkpatrick
Publisher: StructureByDesign
ISBN: 9780989283021
Category :
Languages : en
Pages : 276

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Book Description
You've worked hard, lived carefully, and saved diligently. You've reached major milestones and accumulated more assets than you dreamed possible, and yet you hesitate. ""Can I retire?"" This book will help answer that question by showing you.... The tools you need to live a secure and independent retirement, without worrying about money What you must know before leaving a career behind How much it will cost you to live in retirement, and how to manage your cash flow The current choices for retirement health care, including lesser-known but effective options The threat from inflation: two secrets that politicians and bankers will never admit A realistic assessment of the impact that income taxes will have on your retirement Social Security's role in your retirement: when you should claim and how much it's worth to you How to construct and manage an investment portfolio for income and growth in retirement About immediate annuities and why you need multiple sources of retirement income The key variables and unknowns in your retirement withdrawal equation Reviews of the best retirement calculators, and tips for how to use them accurately Beyond the simplistic 4% Rule to the latest research on safe withdrawal rates Realistic bracketing of your retirement savings needs, without over caution or overconfidence The history of economic cycles and the related asset classes for optimal retirement security A survey of strategies plus original research for how to orchestrate your retirement distributions A practical "retirement fuel gauge" alerting you to problems while you still have time to act Backup plans: the "lifeboat strategies" for ensuring you'll never be without essential income The 6 crucial questions to answer before you can retire The one, simple, powerful, non-financial reason that you can and should retire earlier than later

The Simple Path to Wealth

The Simple Path to Wealth PDF Author: Jl Collins
Publisher: Jl Collins LLC
ISBN: 9781737724100
Category :
Languages : en
Pages : 286

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Book Description
"In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical. "But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Enjoy the read, and the journey!

Live It, Love It, Earn It

Live It, Love It, Earn It PDF Author: Marianna Olszewski
Publisher: Penguin
ISBN: 1101171162
Category : Business & Economics
Languages : en
Pages : 276

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Book Description
Does your heart race when your credit card bill arrives? Are you one flat tire or one emergency room visit from financial ruin? If you think a secure financial future is out of reach, you're wrong. Let Marianna Olszewski teach you how to love your money instead of running scared from it. Marianna didn't start out rich, happy and fabulous. A strapped-for-cash childhood motivated her to strive for abundance and financial independence-goals she exceeded by age thirty as a successful business owner and respected Wall Street player. Now Marianna reveals the lessons she learned on her own road to success and the savvy strategies of other amazing women. She shows how to let go of stress, break your bad money habits, take control of your finances, and finally achieve your goals and a happier, richer life. You'll learn to: -Say Yes to Yourself: Turn toward people and situations that enhance your life and well being, and away from those that don't. Until you start affirming your future through both thought and action, your efforts to improve your finances will fall flat. -Fall in Love with Your Money: Having a cavalier attitude toward money is part of the reason many of us find ourselves in a financial pickle. But when you treat your money with respect, keep track of it and spend and save it wisely your money will always love you back. -Act as If: If you think that change is impossible, think again. Start your transformation by acting as if you already are as successful, intelligent, and prosperous as you want to be. Live It, Love It, Earn It is full of true stories of ordinary women who have overcome tough challenges, such as climbing the corporate ladder, getting out of debt, and changing jobs mid-career, to get the life you want. Marianna also shares insights from other successful women like designer Diane von Furstenberg; shoe mogul Tamara Mellon (of Jimmy Choo); fashion entrepreneur Tory Burch; the first woman to hold a seat on the New York Stock Exchange, Muriel Seibert; and Congresswoman Marsha Blackburn. Let Marianna give you the tools you need to create and maintain and abundant and fulfilling life. For more information, visit: www.LiveItLoveITEarnIt.com

Financial Freedom Rx

Financial Freedom Rx PDF Author: Chirag Shah
Publisher: CRC Press
ISBN: 1040142621
Category : Business & Economics
Languages : en
Pages : 139

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Book Description
"The best physician-specific general financial book published in 2021." —James M. Dahle, MD, author of The White Coat Investor A step-by-step guidebook for doctors and other medical professionals about growing and preserving wealth, Financial Freedom Rx: The Physician’s Guide to Achieving Financial Independence gives physicians all the tools necessary to manage their own finances and includes a foreword by Mel Lindauer, co-author of The Bogleheads' Guide to Investing. Medical professionals, especially doctors, spend many years in training as they accumulate debt and delay their earnings. This book presents a time-tested formula that students and established professionals can follow at any stage during their careers to achieve fiscal peace of mind. Students will learn how to budget and adopt disciplined financial practices. Residents and other trainees will learn how to defend against calamity with various insurances and how to manage debt. Junior professionals will acquire the skills needed to invest and grow their portfolios, while senior professionals will better understand the essentials of estate planning and retirement. Drs. Chirag P. Shah and Jayanth Sridhar wrote this inspiring text to guide physicians where to put their next dollar. This is particularly important during the financial uncertainties brought on by COVID-19 and insurance cuts. Financial Freedom Rx sets forth principles that will pilot medical professionals toward financial independence. Chapters include useful advice on topics such as: Financial planning Investing and asset allocation Jobs and contracts Taxes and insurance Student loans and debt Retirement savings and distributions Financial Freedom Rx: The Physician’s Guide to Achieving Financial Independence serves as a timeless blueprint for financial planning that medical professionals will follow throughout their careers, and as a reference that readers will revisit again and again as they progress through the various stages of life.

Financially Independent

Financially Independent PDF Author: Jason Schuler
Publisher:
ISBN: 9781986387262
Category :
Languages : en
Pages : 52

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Book Description
Many people desire to enjoy not only a reasonably nice lifestyle, but also to work less for it. But currently, everyone seems to be looking for a side job to supplement their primary income so that they can get more money more quickly. Is this really the path to financial independence? This book is intended to reveal exactly what financial independence is and inform you how you can get there without working long hours every day. Financial independence is meant to be an easy, worry-free state of being whereby you have the wealth to maintain a comfortable lifestyle without needing to work actively to provide for your basic needs. So how do you get there? Let's be clear here: Financial independence is absolutely attainable, but it's not going to just fall into your lap. You're going to have to make it happen. The process requires discipline, dedication, and utter commitment. This book is intended to help give you direction and get you started on a path towards a financially independent lifestyle.