Commercial Mortgages 101 PDF Download
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Author: Michael REINHARD
Publisher: AMACOM Div American Mgmt Assn
ISBN: 0814415083
Category : Business & Economics
Languages : en
Pages : 241
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Book Description
With real estate prices at their lowest in years and the economy poised for a rebound, it’s an opportune time to invest in commercial real estate. But credit and financing issues can still pose challenges that prospective borrowers must overcome in order to get the money and mortgage terms they need. Commercial Mortgages 101 is a step-by-step guide for both real estate investors and mortgage brokers, offering insight, practical tools and a thorough overview of commercial mortgage underwriting and credit analysis. Readers will learn how to: Think and speak like a commercial real estate lender • Quickly size and under write a basic commercial real estate loan • Prepare a personal cash flow statement and calculate true net worth and liquidity • Read and interpret a lender’s preliminary loan proposal • Create a Schedule of Real Estate Owned • Prepare a persuasive and professional loan request package • Choose the right form of ownership (including LP, LLC, Co-tenancy and others) • And more Both thorough and timely, Commercial Mortgages 101 reveals what readers need to ensure their loans are approved.
Author: Michael REINHARD
Publisher: AMACOM Div American Mgmt Assn
ISBN: 0814415083
Category : Business & Economics
Languages : en
Pages : 241
Get Book Here
Book Description
With real estate prices at their lowest in years and the economy poised for a rebound, it’s an opportune time to invest in commercial real estate. But credit and financing issues can still pose challenges that prospective borrowers must overcome in order to get the money and mortgage terms they need. Commercial Mortgages 101 is a step-by-step guide for both real estate investors and mortgage brokers, offering insight, practical tools and a thorough overview of commercial mortgage underwriting and credit analysis. Readers will learn how to: Think and speak like a commercial real estate lender • Quickly size and under write a basic commercial real estate loan • Prepare a personal cash flow statement and calculate true net worth and liquidity • Read and interpret a lender’s preliminary loan proposal • Create a Schedule of Real Estate Owned • Prepare a persuasive and professional loan request package • Choose the right form of ownership (including LP, LLC, Co-tenancy and others) • And more Both thorough and timely, Commercial Mortgages 101 reveals what readers need to ensure their loans are approved.
Author: Mark Barnes
Publisher:
ISBN: 9781410797391
Category : Mortgage loans
Languages : en
Pages : 116
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Book Description
Author: S. K. Kenney
Publisher:
ISBN: 9781933039121
Category :
Languages : en
Pages :
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Book Description
Author: S. K. Kenney
Publisher: Eiram Publishing
ISBN: 1933039779
Category : Business & Economics
Languages : en
Pages : 211
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Book Description
Winning With... Mortgage Finance provides potential borrowers with the opportunity to gain all of the insight necessary to navigate the home mortgage process. Obtaining home mortgage finance is among the most monumental milestones in your life. In addition to being an incredible opportunity to ain the funds that you need to purchase the home of your dreams, mortgage finance can be a confusing, expensive, and complex process. The education that you receive through Winning With ... Mortgage Finance will provide you with the knowledge that you need to save hundreds, even thousands of dollars in up-front closing costs and interest payments over the life of your loan. Each segment of the mortgage lending process is detailed in an easy to understand format designed to help you to gain the knowledge and tools that you need to negotiate the perfect mortgage loan for your home purchase. This book provides the essential information that you will use to assist you in choosing service providers, understanding lending criteria and negotiating for the best loan for you and your family. By being better informed, you will be able to better negotiate your loan and feel confident in your ability to master every step of the home mortgage process. Written by S.K. Kenney, a Mortgage Professional with a proven history of success in Mortgage Banking and Brokering Management this program will give you the knowledge & tools that you need to WIN in the mortgage finance arena!
Author: Douglas J. Brennecke
Publisher:
ISBN: 9781450707046
Category :
Languages : en
Pages :
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Book Description
Author: Eric Tyson
Publisher: John Wiley & Sons
ISBN: 0470457848
Category : Business & Economics
Languages : en
Pages : 272
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Book Description
Need a mortgage but worried about the market? In Mortgages For Dummies, 3rd Edition, bestselling authors Eric Tyson and Ray Brown give you proven solutions for obtaining a mortgage, whether you want to buy your first home, refinance, or tap into your equity. You get the latest on sub-prime and adjustable-rate mortgages, finding the best lender, avoiding fiscal pitfalls and foreclosure, and much, much, more! This easy-to-understand, objective, and jargon-free guide helps you fine-tune your finances, figure out what you can afford, and improve your credit score before you go mortgage shopping. You’ll get familiar with the advantages and disadvantages of fixed- and adjustable-rate mortgages, 15- and 30-year loans, and conforming and jumbo packages. You also get help finding and working with reputable professionals, comparing programs, and securing terms you can live with. Discover how to: Match your mortgage to your financial goals Qualify for a mortgage even when money is tight Find the right loan for you Choose the best lender/broker Negotiate the best terms Calculate your costs and payments Understand and complete all paperwork Refinance an existing mortgage Understand and consider special situation loans Explore reverse mortgages and other options Decipher amortization tables and comparison worksheets Use the Internet wisely when mortgage shopping Now, more than ever, you need clear, reliable information that helps you get the mortgage you need at a price you can afford. You need Mortgages For Dummies, 3rd Edition!
Author: Charles McCulloch
Publisher:
ISBN: 9781082193521
Category :
Languages : en
Pages : 106
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Book Description
Charles "Coach" McCulloch breaks down the home buying process and what it really takes to get through and become a homeowner. He is one of the most sought after mortgage professionals in Waco, Texas. He is known for helping first time home buyers get the best possible home loan for their situation.
Author: M. S. Elysia Stobbe
Publisher:
ISBN: 9780986162008
Category :
Languages : en
Pages : 226
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Book Description
Did you know that over 50% of mortgages don't close? Do you know how much home you can buy? Do you know how much paperwork in involved? Most people don't know how much home purchasing power they have, how much to expect for closing costs (varies by state), or how much paperwork is involved when applying for a home loan. Most people have no idea the difference between loan programs from bank to bank, lender to lender, or broker to broker- or what the differences are between the main types of residential mortgage providers. Most people have no criteria for choosing a lender, the type of loan to seek, or how much down payment is best for them. For example, are there differences between the types of property that may affect down payment? The mortgage industry is packed with nuance, which can lead to confusion for the consumer. While trying to buy a home, you may have people from many different professions telling you what you should do and how to make decisions-who should you listen to in which situations? Your most personal financial information is critical to the mortgage process and yet do you know who you are sending it to? What about mortgage insurance? Why is it required and when? The two questions I most often hear are: "What's the payment?" and, "What's the interest rate?" While these questions are important, there are several other questions that are just as critical: what is the right loan type for me; is there an up-front funding fee for this loan; what are the differences in available mortgage insurance; how will property type restrictions affect my loan; what are the pros and cons of this loan; what is the down payment requirement with this loan choice over another; what are the closing costs associated with each loan type; and, who is allowed to pay the closing costs? Successfully navigating the maze of questions, regulations, and requirements ultimately leads to a mortgage closing. Through over ten years of experience, thousands of clients, hundreds of Realtor and builder transactions (time line constraint purchases), and, as a licensed loan originator in 9 states and the District of Columbia, I have developed a wealth of knowledge about regulations and requirements. My commitment to client service and caring about their home buying experience has driven my passion for the individual personal experience in the mortgage industry and how the regulations and requirements affect real people in real time. With this book I'm privileged and excited to share my knowledge and experience with you. After reading this book, you will have an understanding of the big corporations that loan money to homebuyers, what other options you have and how to navigate government regulations and requirements to your advantage. I feel that an educated consumer is my best customer and I am happy to share these mortgage tools and tips with you in the hopes that you educate yourself and find the best mortgage and the mortgage professional that is right for you. In addition, I want you to know what to expect, what to ask, and, who to ask to get the answers you want and to understand what those answers really mean. With each chapter I will guide you through the mortgage process, from choosing between different loan types, to understanding the difference between a Good Faith Estimate and an Itemized Fee Worksheet, to the necessity of submitting certain documents in a particular method, and finally how to enter Closing Day stress-free and knowing that you have gotten the mortgage that makes the most financial sense for your future. The goal is to help you get the best mortgage possible for your individual needs and get to closing on time, stress free!
Author: Joseph Semon
Publisher:
ISBN: 9781736470008
Category : Education
Languages : en
Pages : 278
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Book Description
Are you gambling on getting a mortgage? Are you gambling on getting a good mortgage loan rate? Why gamble when you can set yourself up to win every time? If you want to truly understand what it takes to get not only a mortgage, but also to get the best rate for your particular credit score, loan amount, and lender underwriting tests, Joseph Semon walks you through achieving your best loan. It's possible that an additional $100 down payment can save you more than $10,000 during the life of the loan. Studies show that the monthly payment may be lower for an FHA loan than a conventional loan with borrowers with less than a 720 credit score. But that doesn't mean the total cost is less to the borrower. In addition, FHA borrowers are 3 times as likely to default on a mortgage as conventional loan borrowers. Learn why and what to do to not risk your hard won home! Over 1 million mortgage loans are denied each year. Joseph Semon provides a step by step road map to avoid being one of those 1 million denials in Winning Mortgage, Winning Home. Plan ahead with the best information resource available today.
Author: S. K. Kenney
Publisher:
ISBN: 9781933039022
Category :
Languages : en
Pages : 128
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Book Description
Congratulations on your decision to become better informed about the home or investment mortgage process. This book will cover the materials you may need to know concerning the mortgage lending process as well as some of the efforts from other individuals involved in your transaction that can dramatically effect the results of your mortgage process. The materials are an invaluable asset for you when choosing service providers and in negotiating for your home purchase and home lending needs. By being better informed you will be able to better negotiate your loans and save yourself hundreds or even thousands of dollars in up-front closing costs and interest payments over the life of your loan.This book covers all of the materials you will need from understanding borrower classifications, reading your credit report, negotiating the best interest rate and closing costs through loan closing.Written by SK Kenney of the S&S Loan Officer School this is an easy to understand book that will provide all the knowledge and tools you need to obtain the best mortgage possible. Kenney is a Mortgage Professional with a proven history of success in Mortgage Banking and Brokering Management. Having achieved top 10% status for all origination's nationwide with one of the Nation's largest Banks SK Kenney incorporates all of the knowledge, skills and understanding into this course. Obtain an exceptional knowledge base from one of the Top Producers of the Nation. Kenney is a best-selling career education author and instructor with an excellent record of accomplishment assisting individual in obtaining their financial goals.
