When You Need It Or When I Die? Timing of Monetary Transfers from Parents to Children PDF Download
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Author: Giacomo Pasini
Publisher:
ISBN:
Category :
Languages : en
Pages : 55
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Book Description
This paper investigates the timing of wealth transfers between generations. We develop an overlapping generations model in which each generation can borrow against its future income but not against expected bequest. As a result, generations relatively poorer than their parents may end up not smoothing consumption. We prove that if wealth transfers can take place earlier in life, then each generation smooths consumption despite the constraint on borrowing and the first best solution is restored. The model implies that parents transfer resources when the children are credit constrained. This implication is tested using Dutch survey data on households' intentions to make intervivos transfers matched with administrative data that allow to construct a measure of the probability of being in need of a transfer. All in all, the paper highlights the importance of intervivos transfers as a device that households can resort to in order to mitigate inter-generational wealth inequalities.
Author: Giacomo Pasini
Publisher:
ISBN:
Category :
Languages : en
Pages : 55
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Book Description
This paper investigates the timing of wealth transfers between generations. We develop an overlapping generations model in which each generation can borrow against its future income but not against expected bequest. As a result, generations relatively poorer than their parents may end up not smoothing consumption. We prove that if wealth transfers can take place earlier in life, then each generation smooths consumption despite the constraint on borrowing and the first best solution is restored. The model implies that parents transfer resources when the children are credit constrained. This implication is tested using Dutch survey data on households' intentions to make intervivos transfers matched with administrative data that allow to construct a measure of the probability of being in need of a transfer. All in all, the paper highlights the importance of intervivos transfers as a device that households can resort to in order to mitigate inter-generational wealth inequalities.
Author: Giacomo Pasini
Publisher:
ISBN:
Category :
Languages : en
Pages : 0
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Book Description
Author: Joseph G. Altonji
Publisher:
ISBN:
Category : Gifts
Languages : en
Pages : 72
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Book Description
We use the 1988 PSID to study the effects of income and wealth on transfers of money and time between individuals and their parents as well as the effects of incomes of other relatives on these flows. We relate the relative incomes of parents and parents in-law to transfer amounts given and received by married couples. We also study how the relative incomes of divorced parents influence transfers. We find that money transfers tend to reduce inequality in household incomes and that time transfers are only weakly related to income differences. Richer siblings give more to parents and receive less. Among parents and parents in-law the richer set of parents is more likely to give money and less likely to receive money. The same is true of divorced parents. In contrast to the implications of simple exchange models of transfers, there is little evidence in the cross section or in the analysis using siblings that parental income or wealth raises time transfers from children or that time transfers are exchanged for money transfers. In the cross section and among siblings, the strong negative relationship between time transfers and distance from parents is not associated with a strong negative relationship between distance and money transfers. We discuss the implications of our results for alternative models of transfers.
Author: Cameron Huddleston
Publisher: John Wiley & Sons
ISBN: 111953836X
Category : Business & Economics
Languages : en
Pages : 256
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Book Description
Learn to start open, productive talks about money with your parents as they age As your parents age, you may find that you want or need to broach the often-difficult subject of finances. In Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances, you’ll learn the best ways to approach this issue, along with a wealth of financial and legal information that will help you help your parents into and through their golden years. Sometimes parents are reluctant to address money matters with their adult children, and topics such as long-term care, retirement savings (or lack thereof), and end-of-life planning can be particularly touchy. In this book, you’ll hear from others in your position who have successfully had “the talk” with their parents, and you’ll read about a variety of conversation strategies that can make talking finances more comfortable and more productive. Learn conversation starters and strategies to open the lines of communication about your parents’ finances Discover the essential financial and legal information you should gather from your parents to be prepared for the future Gain insight from others’ stories of successfully talking money with aging parents Gather the courage, hope, and motivation you need to broach difficult subjects such as care facilities and end-of-life plans For children of Baby Boomers and others looking to assist aging parents with their finances, Mom and Dad, We Need to Talk is a welcome and comforting read. Although talking money with your parents can be hard, you aren’t alone, and this book will guide you through the process of having fruitful financial conversations that lead to meaningful action.
Author: Vida Cesnuityte
Publisher: Emerald Group Publishing
ISBN: 1839090731
Category : Social Science
Languages : en
Pages : 157
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Book Description
The purpose of the edited collection Families in Economically Hard Times: Experiences and Coping Strategies in Europe is to provide readers with unique sociological knowledge on European families' experiences and behavioural strategies a decade after economic crisis of the 21st century.
Author: Suzie
Publisher: Singapore New Reading Technology Pte Ltd
ISBN:
Category : Fiction
Languages : en
Pages : 248
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Book Description
She was a destitute woman whose life was dependent on others. She was forced to be a scapegoat and traded herself, which resulted in her pregnancy. He considered that she was the ultimate embodiment of evil as she was greed and deceitful. She tried all her efforts to win his heart but failed. Her departure made him so furious that he searched through the ends of the world and managed to recapture her. The whole city knew that she would be shredded into a million pieces. She asked him in desperation, “I left our marriage with nothing, so why won’t you let me go?”In a domineering tone, he answered, “You’ve stolen my heart and given birth to my child, and you wish to escape from me?”
Author: Terri A. Erbacher
Publisher: Taylor & Francis
ISBN: 0429638132
Category : Psychology
Languages : en
Pages : 244
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Book Description
The extensively updated second edition of Suicide in Schools provides school-based professionals with practical, easy-to-use guidance on developing and implementing effective suicide prevention, assessment, intervention, and postvention strategies. The Suicide in Schools Model provides readers with clear, step-by-step guidelines on how to work proactively with school personnel and community professionals, how to screen, assess, and monitor suicide risk, create collaborative safety plans, and plan for reentry after a suicidal crisis. The authors expand this new edition with detailed case examples and innovative approaches such as upstream prevention strategies, usable handouts, and internet resources to effectively work with youth facing a suicidal crisis as well as students, families, and school staff who have suffered a suicide loss. Updates include expanding the literature on cyberbullying and social media, the higher risk of suicide in ethnoracial minoritized youth and LGBTQ+ students, and the role of suicide in school violence. This book is essential reading for school-based administrators, crisis team members, and mental health professionals as well as for outside providers who work collaboratively with school districts.
Author: T. Falola
Publisher: Springer
ISBN: 1137438509
Category : Social Science
Languages : en
Pages : 155
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Book Description
Education and the arts offer multiple, mutually clarifying lenses through which to examine and understand issues of poverty and empowerment. Here, both are combined in a fascinating look at how these two often overlooked elements promote social equality and cultivate personal agency across Africa's diverse political-economic landscapes.
Author:
Publisher:
ISBN:
Category : Law reports, digests, etc
Languages : en
Pages : 1266
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Book Description
Author: Commonwealth Shipping Committee
Publisher:
ISBN:
Category : Shipping
Languages : en
Pages : 706
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Book Description
