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Author: Glennerster, Howard
Publisher: Policy Press
ISBN: 1447319990
Category : Political Science
Languages : en
Pages : 369
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Book Description
· How are hospitals, schools, GPs and social workers funded? How do the poor pay for their housing? · Is the tax payer prepared to pay adequate pensions to the growing numbers of old people? Will we all have to work longer? · Can western welfare states survive in an increasingly competitive world economy? These are some of the questions that the second edition of this best-selling textbook tries to answer. It begins by reviewing the range of ways in which basic human needs can be met and summarises in an accessible way the economic literature on why markets and even governments can fail in this respect. In a series of chapters Understanding the finance of welfare describes and assesses in detail the ways in which health care, personal social services, education, housing, pensions and social security are funded in the UK. In each case what happens in the UK is compared with the means used in other countries. Since demand always outruns supply, the book considers how these services are rationed and concludes by asking what future there is for the funding of western welfare states. Much has happened to the funding of social policy and the economy since the first edition of this book, especially in pensions and social care. New devolved assemblies have taken responsibility for setting social policy and their funding has become an issue. In response, much of the book has been revised and all the figures and tables have been updated. Understanding the finance of welfare has been designed to fit the needs of social policy student syllabuses where it has become an essential text. It is also important to students of public policy and economics and those training as teachers, medical students and social workers. But it will also be of interest to the general public because there is no more important political topic today than how social services are funded.
Author: Glennerster, Howard
Publisher: Policy Press
ISBN: 1447319990
Category : Political Science
Languages : en
Pages : 369
Get Book Here
Book Description
· How are hospitals, schools, GPs and social workers funded? How do the poor pay for their housing? · Is the tax payer prepared to pay adequate pensions to the growing numbers of old people? Will we all have to work longer? · Can western welfare states survive in an increasingly competitive world economy? These are some of the questions that the second edition of this best-selling textbook tries to answer. It begins by reviewing the range of ways in which basic human needs can be met and summarises in an accessible way the economic literature on why markets and even governments can fail in this respect. In a series of chapters Understanding the finance of welfare describes and assesses in detail the ways in which health care, personal social services, education, housing, pensions and social security are funded in the UK. In each case what happens in the UK is compared with the means used in other countries. Since demand always outruns supply, the book considers how these services are rationed and concludes by asking what future there is for the funding of western welfare states. Much has happened to the funding of social policy and the economy since the first edition of this book, especially in pensions and social care. New devolved assemblies have taken responsibility for setting social policy and their funding has become an issue. In response, much of the book has been revised and all the figures and tables have been updated. Understanding the finance of welfare has been designed to fit the needs of social policy student syllabuses where it has become an essential text. It is also important to students of public policy and economics and those training as teachers, medical students and social workers. But it will also be of interest to the general public because there is no more important political topic today than how social services are funded.
Author: Howard Glennerster
Publisher: Policy Press
ISBN: 1447334035
Category : Business & Economics
Languages : en
Pages : 288
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Book Description
In the wake of the global financial crash, there is possibly no more pressing question for social policy than what forms of welfare are affordable and how. Clear and accessible, Howard Glennerster's Understanding the Cost of Welfare is unique in offering an authoritative, levelheaded, and nontechnical survey of how economic priorities and pressures affect social policies and what the mechanics of funding services mean in real terms. An updated edition of Glennerster's Understanding the Finance of Welfare, featuring a strengthened comparative dimension in its investigation of these vital services, this book provides more relevant institutional detail than any other text on this topic. Understanding the Cost of Welfare is an important, substantial contribution at a time when neoliberal arguments for reducing the burden of welfare are more dominant than ever before.
Author: Howard Glennerster
Publisher: Policy Press
ISBN: 1447334043
Category : Business & Economics
Languages : en
Pages : 288
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Book Description
In the wake of the global financial crash, there is possibly no more pressing question for social policy than what forms of welfare are affordable and how. Clear and accessible, Howard Glennerster's Understanding the Cost of Welfare is unique in offering an authoritative, levelheaded, and nontechnical survey of how economic priorities and pressures affect social policies and what the mechanics of funding services mean in real terms. An updated edition of Glennerster's Understanding the Finance of Welfare, featuring a strengthened comparative dimension in its investigation of these vital services, this book provides more relevant institutional detail than any other text on this topic. Understanding the Cost of Welfare is an important, substantial contribution at a time when neoliberal arguments for reducing the burden of welfare are more dominant than ever before.
Author: Nanna Mik-Meyer
Publisher: Routledge
ISBN: 0415534429
Category : Business & Economics
Languages : en
Pages : 178
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Book Description
When the state punishes criminals or removes children at risk, its power is immediately apparent. However, power is also at stake when the state seeks to educate, advise, or empower citizens, and this book encourages reflection on the exercise of professional power in these less coercive encounters.
Author: Powell, Martin
Publisher: Policy Press
ISBN: 1447333217
Category : Political Science
Languages : en
Pages : 250
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Book Description
As the state withdraws from welfare provision, the mixed economy of welfare – involving private, voluntary and informal sectors – has become ever more important. This second edition of Powell’s acclaimed textbook on the subject brings together a wealth of respected contributors. New features of this revised edition include: • An updated perspective on the mixed economy of welfare (MEW) and social division of welfare (SDW) in the context of UK Coalition and Conservative governments • A conceptual framework that links the MEW and SDW with debates on topics of major current interest such as ‘Open Public Services’, ‘Big Society’, Any Qualified Provider’, Private Finance Initiative (PFI) and ‘Public Private Partnerships’ (PPP) Containing helpful features such as summaries, questions for discussion, further reading suggestions and electronic resources, this will be a valuable introductory resource for students of social policy, social welfare and social work at both undergraduate and postgraduate level.
Author: Isaac Issa Hacamo
Publisher:
ISBN:
Category :
Languages : en
Pages : 104
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Book Description
This dissertation explores the relationship between finance and welfare, focusing on how the expansion of credit supply in the beginning of the 2000s, leading to the 2007 financial crisis, affected U.S. households. This dissertation helps advance the study of how financial policies affect households' well- being. In the first chapter, I study the effect of access to credit on family structure. There is a large debate over the welfare effects of the early 2000s housing boom and bust. One potentially important welfare effect is the impact of mortgage credit expansion on family structure. Exploiting pre-housing boom variation on the distribution of old homeowners who live alone and are older than 65, I conduct within-county analysis with zip code level data to causally identify the effect of access to credit on fertility outcomes through a channel associated with a more efficient reallocation of the existing housing stock among households. I examine two other housing channels, house wealth gains and new construction, and show that the most relevant channel is the reallocation, which allows young households to access space by either moving to larger homes or achieving homeownership earlier in their life-cycle. A one standard deviation increase in reallocation leads to a 6.4% increase in fertility from 2000 to 2006. The same increase in house prices leads to only a 2.7% increase, and in new construction leads to a 1.5% decline in fertility from 2000 to 2006. I estimate that approximately 500,000 babies were born between 2000 and 2006 because of the reallocation channel. In the second chapter, I study the effect of housing demand on house prices through an interest rate channel. In the last housing boom, strong house price growth only lasted until 2005. Why did house price growth slowed down in 2006? This chapter studies the effect of interest rate changes on housing demand at the end of a housing boom and the subsequent effect on house prices. I use three different proxies for housing demand, based on Google search data on search terms likely to be used during the process of purchasing a home, such as "remax", "construction", or "real estate". A one- standard deviation increase in the change in interest in purchasing a home from 2005 to 2006, measured by the Google search volume, leads to a 0.4 standard deviation increase in contemporaneous house price growth. To identify the interest rate channel, I first compute a household income threshold for each county, defined as the necessary income to afford an interest-rate-only mortgage on a county's average loan in 2005. I then exploit the slope of the county's income distribution around this affordability threshold to estimate the fraction of households that, after an increase in mortgage interest rates from 2005 to 2006, could no longer afford to pay an interest-rate-only mort- gage. I use this fraction as an instrumental variable for housing demand. The IV beta is remarkably close to the OLS beta, and confirms the large effect of housing demand on house prices in 2006 through an interest rate channel. This chapter sheds light on the transition process between the housing boom in the 2000s and the subsequent financial crisis, and contributes to a better understanding of the impact of monetary policy on housing demand and house prices at the end of a housing boom.
Author: Benjamin McAlester Anderson
Publisher: Laissez Faire Books
ISBN: 1621290654
Category : United States
Languages : en
Pages : 644
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Book Description
Author: Tracy Harvey
Publisher: Strategic Book Publishing
ISBN: 9781608601271
Category :
Languages : en
Pages : 168
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Book Description
Goodbye Welfare is the first book of its kind. It covers what you need to know to get off welfare, how to overcome difficult financial times and why you must build your own financial future - right now! With global economic hardship and a recession forecast for most of the western world, more people and their families will be joining the ever-growing welfare lines. Unfortunately, there is limited information available on how to get off and stay off welfare, much less how to overcome financial hardship. Tracy's own story of welfare to millionaire has inspired thousands of people throughout the world. Her own experience living on welfare as a child then as an adult, struggling as a single mother with one catastrophe after another on limited resources has provided credibility and a genuine understanding to her readers. Since then her extraordinary achievements have motivated people to accomplish much more than they ever thought possible. Goodbye Welfare is written in simple terms with real life stories to demonstrate what is possible. It shows how to create a life that isn't permanently focused on the next bill and why it's so important to get off welfare and start building your future wealth.
Author: Assaf Razin
Publisher: MIT Press
ISBN: 9780262264365
Category : Business & Economics
Languages : en
Pages : 152
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Book Description
An analysis of the welfare state from a political economy perspective that examines the effects of aging populations, migration, and globalization on industrialized economies. In The Decline of the Welfare State, Assaf Razin and Efraim Sadka use a political economy framework to analyze the effects of aging populations, migration, and globalization on the deteriorating system of financing welfare state benefits as we know them. Their timely analysis, supported by a unified theoretical framework and empirical findings, demonstrates how the combined forces of demographic change and globalization will make it impossible for the welfare state to maintain itself on its present scale. In much of the developed world, the proportion of the population aged 60 and over is expected to rise dramatically over the coming years—from 35 percent in 2000 to a projected 66 percent in 2050 in the European Union and from 27 percent to 47 percent in the United States—which may necessitate higher tax burdens and greater public debt to maintain national pension systems at current levels. Low-skill migration produces additional strains on welfare-state financing because such migrants typically receive benefits that exceed what they pay in taxes. Higher capital taxation, which could potentially be used to finance welfare benefits, is made unlikely by international tax competition brought about by globalization of the capital market. Applying a political economy model and drawing on empirical data from the EU and the United States, the authors draw an unconventional and provocative conclusion from these developments. They argue that the political pressure from both aging and migrant populations indirectly generates political processes that favor trimming rather than expanding the welfare state. The combined pressures of aging, migration, and globalization will shift the balance of political power and generate public support from the majority of the voting population for cutting back traditional welfare state benefits.
Author:
Publisher:
ISBN:
Category : Block grants
Languages : en
Pages : 68
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Book Description
