The Fiology Workbook

The Fiology Workbook PDF Author: David Q Baughier
Publisher:
ISBN: 9781733071109
Category : Business & Economics
Languages : en
Pages : 102

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Book Description
Fiology is a free online resource for anyone looking to understand their finances, take action, and become Financially Independent. In addition to the mechanics of saving and investing, the course addresses the issues of happiness, mindset, decision-making, dreaming big, and philosophy, enhancing your Financial Independence journey. The Fiology Workbook: Your Guide to Financial Independence will lead you through the online courses with worksheets, journaling, and helpful trackers so that you can measure your progress and establish your most effective habits.

The Fiology Workbook

The Fiology Workbook PDF Author: David Q Baughier
Publisher:
ISBN: 9781733071109
Category : Business & Economics
Languages : en
Pages : 102

Get Book Here

Book Description
Fiology is a free online resource for anyone looking to understand their finances, take action, and become Financially Independent. In addition to the mechanics of saving and investing, the course addresses the issues of happiness, mindset, decision-making, dreaming big, and philosophy, enhancing your Financial Independence journey. The Fiology Workbook: Your Guide to Financial Independence will lead you through the online courses with worksheets, journaling, and helpful trackers so that you can measure your progress and establish your most effective habits.

The Essential Retirement Guide

The Essential Retirement Guide PDF Author: Frederick Vettese
Publisher: John Wiley & Sons
ISBN: 1119111137
Category : Business & Economics
Languages : en
Pages : 293

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Book Description
Retirement planning is difficult enough without having to contend with misinformation. Unfortunately, much of the advice that is dispensed is either unsubstantiated or betrays a strong vested interest. In The Essential Retirement Guide, Frederick Vettese analyses the most fundamental questions of retirement planning and offers some startling insights. The book finds, for example that: Saving 10 percent a year is not a bad rule of thumb if you could follow it, but there will be times when you cannot do so and it might not even be advisable to try. Most people never spend more than 50 percent of their gross income on themselves before retirement; hence their retirement income target is usually much less than 70 percent. Interest rates will almost certainly stay low for the next 20 years, which will affect how much you need to save. Even in this low-interest environment, you can withdraw 5 percent or more of your retirement savings each year in retirement without running out of money. Your spending in retirement will almost certainly decline at a certain age so you may not need to save quite as much as you think. As people reach the later stages of retirement, they become less capable of managing their finances, even though they grow more confident of their ability to do so! Plan for this before it is too late. Annuities have become very expensive, but they still make sense for a host of reasons. In addition, The Essential Retirement Guide shows how you can estimate your own lifespan and helps you to understand the financial implications of long-term care. Most importantly, it reveals how you can calculate your personal wealth target - the amount of money you will need by the time you retire to live comfortably. The author uses his actuarial expertise to substantiate his findings but does so in a jargon-free way.

The Alpha-Nina

The Alpha-Nina PDF Author: M.K. Williams
Publisher: M.K. Williams Publishing, LLC
ISBN: 1733392998
Category : Fiction
Languages : en
Pages : 272

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Book Description
Continue the time-travel adventure series from M.K. Williams and cross back over the Plain with The Alpha-Nina There is no such thing as a coincidence in an infinite multiverse. Each action happens, it is inevitable. It was bound to occur, somewhere, sometime. Or, more elegantly put: It is destiny. While Nina Marks may have found her way back home after being kidnapped across the multiverse, her alter-egos are now in danger. The technology needed to travel the multiverse exists in at least 4 known universes, and perhaps more. How can Nina, now stuck in Universe Alpha keep all the infinite universes safe from those looking to exploit this technology? And, if the weight of protecting parallel universes wasn’t enough on her shoulders, she is the primary suspect in the disappearance of Dr. Parker Lovett. Can Nina exonerate herself without exposing the secrets of The Portal? Can she trust her alter-egos to keep watch on their entry point to the multiverse? Can she just get through the first week at her new job without having to worry about the fate of all people living across the infinite universes? Read The Alpha-Nina, the second book in The Feminina Series, and the anxiously awaited sequel to The Infinite-Infinite to find out.

We're Talking Millions!

We're Talking Millions! PDF Author: Richard Buck
Publisher:
ISBN: 9781736119600
Category :
Languages : en
Pages : 196

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Book Description
Understanding how to invest wisely for your future can be daunting. Many people never get started for fear of making mistakes. Others make choices based on hearsay and hope, sold on hype or risk aversion. In "We're Talking Millions!" you will learn why and how to make a handful of smart choices that can turn modest regular savings into a secure future. You'll discover "12 Small Steps with Big Payoffs," each of which can add $1 million or more to your retirement nest egg if you start in your 20s or 30s. These steps are well known. Now for the first time, "We're Talking Millions!" combines them into a single action plan you can implement in less than one hour a year. That could be the most valuable time you'll ever spend. Get started now!Long-time financial educator/retired advisor Paul Merriman and co-author Richard Buck have boiled down decades of academic-based knowledge and experience to help Millennials and Gen Y'ers get started and stay on the right track of saving and investing for life using 401ks, IRAs and other simple investments like target date funds. "This is an exciting new fact based investment approach, coming from authors who have earned the trust and respect of a couple of generations of investors. I wish I had had this knowledge when I was in my 20s." - Larry Swedroe, Director of Research at Buckingham Family of Financial Services and author of "Your Complete Guide to a Successful and Secure Retirement" "There is beauty in simplicity and in this new book, We're Talking Millions! 12 Ways to Supercharge Your Retirement. Paul Merriman and Rich Buck have taken the complex world of investing and distilled it down to core principles that both novice and experienced investors alike will benefit from." - Tim Ranzetta, co-founder Next Gen Personal Finance (ngpf.org) "The combination of financial literacy and discipline is so rare these days that it should be considered a superpower. This book provides a shortcut to obtaining both!" - James M. Dahle, MD, Founder of The White Coat InvestorI have always said that investing is too easy to seem so complex. Paul Merriman and Rich Buck have managed to prove that point in this powerful and easily understood guide to building wealth. Their approach is so straightforward and simple that anyone can build a sensible, science-based portfolio almost immediately. Follow this advice and you could be "talking millions" in your pocket. -Don McDonald, co-host "Talking Real Money", author "Financial Fysics""Whether millennial or boomer, understanding these 12 concepts can have a big financial payoff... We're Talking Millions! Paul Merriman and Richard Buck team up again to educate and motivate." - David Baughier, curator of Fiology"Paul and Richard reduce the complexity of saving for retirement into strategies anyone can follow. Regardless if you are new to investing or have been investing for years, you'll find suggestions for boosting your wealth with minimal effort required." - Charles Rotblut, CFA, AAII Journal Editor and VP, American Association of Individual Investors"Merriman and Buck have done a great job of giving a playbook for financial success that anyone can read and understand!" - George Grombacher, Host of the Money Savage podcast"We're Talking Millions! could be a young person's Most Valuable Read (MVR) of their life, if they take action!" - Ed Fulbright, CPA, PFS, Host of Masteringyourmoney.com"Paul & Rich have done it again! For the last few decades they have shown investors how to create long-term portfolios for retirement, how to generate retirement income, and how to avoid costly mistakes. In their new book, We're Talking Millions! 12 Ways to Supercharge Your Retirement, they help people of all ages with huge money decisions. Written in plain English with critical charts, this book will help anyone who wants to create wealth in simple, low cost ways." - Tom Cock, co-host "Talking Real Money"

Going Wide: Self-Publishing Your Books Outside The Amazon Ecosystem

Going Wide: Self-Publishing Your Books Outside The Amazon Ecosystem PDF Author: M.K. Williams
Publisher: M.K. Williams Publishing, LLC
ISBN: 1952084105
Category : Language Arts & Disciplines
Languages : en
Pages : 102

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Book Description
Use this concise how-to-guide by M.K. Williams to bring your self-published books beyond the Amazon ecosystem Everyone is going wide... here's how: The buzzy term in the self-publishing space right now is, "wide." I was doing this before it was a thing. As more authors hear about the benefits of self-publishing on multiple platforms, I find myself on the receiving end of many panicked emails. While the concept is easy to understand the execution requires planning and patience. For those who want to get their book out to as many readers and retailers as possible, I have the tools you need to create than plan. I've condensed my years of experience and best advice into this short and actionable book to help you go from Amazon-Only to Wide Author. This book will cover strategy, platforms, opting out of exclusivity, and marketing for success. Get your free planners throughout the book to help you make and stick to your plan. Ready to go wide?

Self-Publishing for the First-Time Author

Self-Publishing for the First-Time Author PDF Author: M.K. Williams
Publisher: M.K. Williams Publishing, LLC
ISBN: 1952084202
Category : Language Arts & Disciplines
Languages : en
Pages : 131

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Book Description
Use this easy-to-follow how-to guide from M.K. Williams to demystify the self-publishing process and get your book out to the world! You’ve written your first book and you are ready to self-publish it, congratulations! Now what? What steps do you need to take to self-publish? What are the best strategies? How do you ensure retailers and libraries will carry your book? These are a few of the questions that many aspiring authors ask as they set out on their publishing journey. Aggregating 8-plus years of experience in self-publishing, M.K. Williams has compiled the answers you need into an easily digestible format to walk you through the publishing process. There are lots of online gurus who will throw acronyms, jargon, and advanced strategies at you right out the gate. Williams breaks down the practical steps you must take as you self-publish your first book. This self-publishing guidebook covers everything from editing, formatting, assigning ISBNs, and selecting your publishing platforms. You can get this for yourself or as a gift for the aspiring writer in your life.

Retire Early with Real Estate

Retire Early with Real Estate PDF Author: Chad Carson
Publisher: Biggerpockets Publishing, LLC
ISBN: 9781947200036
Category : Business & Economics
Languages : en
Pages : 292

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Book Description
Do you know how you'll fund your retirement? It's true that most people won't have nearly enough money to last them for the long run.-Prepare for the climb to retirement using real estate investing-Learn the benefits of real estate investing-Differentiate the potential routes to build wealthBut after you can retire...then what?-Learn how to use real estate income and equity to live in retirement!-Read real-life profiles of investors who used real estate to retire-Put your retirement plan into action!Written by a seasoned real estate investor, landlord, and retiree, this book exposes the biggest benefit of retirement: Continue to make passive income while doing MORE with your life!

Nailbiters

Nailbiters PDF Author: M.K. Williams
Publisher: M.K. Williams Publishing, LLC
ISBN: 1952084067
Category : Fiction
Languages : en
Pages : 261

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Book Description
Keep the lights on as you dive into M.K. Willliams' debut sci-fi apocalyptic thriller, Nailbiters! If you survived the apocalypse but lost your humanity in the process, did you really survive? When the invasion begins, we all scatter like insects when the lights turn on. Nailbiters is not a post-apocalyptic tale, it is apocalyptic, it follows Dora as the world begins to end and society crumbles. Nailbiters is a story of survival. The first in a hard science fiction series, this story will keep you up at night. On the morning of the invasion, Dora takes off running. She lasts three weeks before she is captured. Follow her story from the open plains of Texas to the desert of California. Readers have called this technothriller “chilling” and “visceral.” Find out why they haven’t been able to put it down. Can Dora survive the invasion with her humanity intact? Read Nailbiters today to find out.

The Luminous Ones

The Luminous Ones PDF Author: Nicholas Ashbaugh
Publisher: Nicholas Ashbaugh Productions, LLC
ISBN: 1735726826
Category : Fiction
Languages : en
Pages : 458

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Book Description
When an otherworldly being crosses paths with Gabriel, a psychic investigator living in the year one billion, his world gets turned upside down. As missing pieces of his past suddenly emerge, Gabriel realizes that his dreams of a coming apocalypse are true. Now, he must assume the mantle of The Last Steward of the Light. His only hope lies in an old book of magic his grandfather gave him, and the unlikeliest of friends -- the Angel of Death.

Playing with FIRE (Financial Independence Retire Early)

Playing with FIRE (Financial Independence Retire Early) PDF Author: Scott Rieckens
Publisher: New World Library
ISBN: 1608685810
Category : Business & Economics
Languages : en
Pages : 226

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Book Description
What if a happier life was only a few simple choices away? A successful entrepreneur living in Southern California, Scott Rieckens had built a “dream life”: a happy marriage, a two-year-old daughter, a membership to a boat club, and a BMW in the driveway. But underneath the surface, Scott was creatively stifled, depressed, and overworked trying to help pay for his family’s beach-town lifestyle. Then one day, Scott listened to a podcast interview that changed everything. Five months later, he had quit his job, convinced his family to leave their home, and cut their expenses in half. Follow Scott and his family as they devote everything to FIRE (financial independence retire early), a subculture obsessed with maximizing wealth and happiness. Filled with inspiring case studies and powerful advice, Playing with FIRE is one family’s journey to acquire the one thing that money can’t buy: a simpler — and happier — life. Based on the documentary