Saving Seniors' Savings

Saving Seniors' Savings PDF Author: Therese Johnson
Publisher: Therese Johnson
ISBN: 1988925908
Category : Family & Relationships
Languages : en
Pages : 86

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Book Description
Do you have a shadow of a life? Did you know that 67% of caregivers die before the person they are taking care of? Are you sleep deprived, physically, emotionally, financially or mentally drained, or bankrupt? In Saving Seniors’ Savings, Gerontologist Therese Johnson explains where to find resources to get caregivers and the money to pay for them, as well as plenty of financial resources that are available to everyone. Do you need a day off? Do you feel guilty because you don’t have enough time to care for your loved one or, enough money to get help for them? In this book, you will learn: -How to find the money to pay for Senior Care Services -How to eliminate your stress, exhaustion, time and money restraints that cause you guilt -How to prevent you or your loved one from losing their hard earned savings -How to get the help you need for your loved one so you can stay healthy and happy -How to create a personalized plan for yourself and not just the ones you love As a caregiver, if you’re not healthy, and you are constantly stressed, you won’t be able to continue to take care of your loved ones. If you’re under financial stress, this book will show you how to get the help and resources you need. Author Therese Johnson is a freelance writer and book author, local TV producer, radio show host on Money 105.5FM’s “Senior Moments”, and the founder of Senior Care Of Sacramento. She is a Gerontologist, community and social service specialist, continuing education provider, and administrator for residential care facilities for the elderly (RCFE). She is also an Alzheimer’s Specialist and certified nurse’s assistant. Johnson is passionate about optimizing the quality of life for senior citizens, through taking an integrative medicine approach to their care, as well as engaging in social and financial advocacy on their behalf. Johnson is also the founder and Executive Director of the Integrated Alzheimer’s Research Group, which provides Alzheimer’s intervention and prevention training. She is the founder and president of the Alzheimer’s Reiki Program, which offers continuing education for nurses and caregivers, taking a holistic approach to treating and holding in remission Alzheimer’s, multiple sclerosis, cardiovascular disease, diabetes, and cancer. Johnson is also a volunteer for Sutter Auburn Faith Hospice.

Saving Seniors' Savings

Saving Seniors' Savings PDF Author: Therese Johnson
Publisher: Therese Johnson
ISBN: 1988925908
Category : Family & Relationships
Languages : en
Pages : 86

Get Book Here

Book Description
Do you have a shadow of a life? Did you know that 67% of caregivers die before the person they are taking care of? Are you sleep deprived, physically, emotionally, financially or mentally drained, or bankrupt? In Saving Seniors’ Savings, Gerontologist Therese Johnson explains where to find resources to get caregivers and the money to pay for them, as well as plenty of financial resources that are available to everyone. Do you need a day off? Do you feel guilty because you don’t have enough time to care for your loved one or, enough money to get help for them? In this book, you will learn: -How to find the money to pay for Senior Care Services -How to eliminate your stress, exhaustion, time and money restraints that cause you guilt -How to prevent you or your loved one from losing their hard earned savings -How to get the help you need for your loved one so you can stay healthy and happy -How to create a personalized plan for yourself and not just the ones you love As a caregiver, if you’re not healthy, and you are constantly stressed, you won’t be able to continue to take care of your loved ones. If you’re under financial stress, this book will show you how to get the help and resources you need. Author Therese Johnson is a freelance writer and book author, local TV producer, radio show host on Money 105.5FM’s “Senior Moments”, and the founder of Senior Care Of Sacramento. She is a Gerontologist, community and social service specialist, continuing education provider, and administrator for residential care facilities for the elderly (RCFE). She is also an Alzheimer’s Specialist and certified nurse’s assistant. Johnson is passionate about optimizing the quality of life for senior citizens, through taking an integrative medicine approach to their care, as well as engaging in social and financial advocacy on their behalf. Johnson is also the founder and Executive Director of the Integrated Alzheimer’s Research Group, which provides Alzheimer’s intervention and prevention training. She is the founder and president of the Alzheimer’s Reiki Program, which offers continuing education for nurses and caregivers, taking a holistic approach to treating and holding in remission Alzheimer’s, multiple sclerosis, cardiovascular disease, diabetes, and cancer. Johnson is also a volunteer for Sutter Auburn Faith Hospice.

Bank On Yourself

Bank On Yourself PDF Author: Pamela Yellen
Publisher: Vanguard
ISBN: 0786745347
Category : Business & Economics
Languages : en
Pages : 258

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Book Description
The Wall Street Journal, USA Today, and BusinessWeek bestseller Bank On Yourself: The Life-Changing Secret to Growing and Protecting Your Financial Future reveals the secrets to taking back control of your financial future that Wall Street, banks, and credit card companies don’t want you to know. Can you imagine what it would be like to look forward to opening your account statements because they always have good news and never any ugly surprises? More than 100,000 Americans of all ages, incomes, and backgrounds are already using Bank On Yourself to grow a nest-egg they can predict and count on, even when stocks, real estate, and other investments tumble. You’ll meet some of them and hear their stories of how Bank On Yourself has helped them reach a wide variety of short- and longterm personal and financial goals and dreams in this book.

Money Smart for Older Adults Resource Guide

Money Smart for Older Adults Resource Guide PDF Author: Federal Deposit Federal Deposit Insurance Corporation
Publisher:
ISBN: 9781798471562
Category : Consumer protection
Languages : en
Pages : 102

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Book Description
This recently updated guide produced by the Bureau of Consumer Financial Protection (BCFP) and the Federal Deposit Insurance Corporation (FDIC) provides information on common frauds, scams and other forms of elder financial exploitation and suggests steps that older persons and their caregivers can take to avoid being targeted or victimized.The mission of the BCFP, a government agency, is to make markets for consumer financial products and services work for consumers by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives. The FDIC is an independent agency created by the Congress to maintain stability and public confidence in the nation's financial system.

Die with Zero

Die with Zero PDF Author: Bill Perkins
Publisher: Mariner Books
ISBN: 0358099765
Category : Business & Economics
Languages : en
Pages : 243

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Book Description
"A startling new philosophy and practical guide to getting the most out of your money-and out of life-for those who value memorable experiences as much as their earnings"--

Suze Orman's Protection Portfolio

Suze Orman's Protection Portfolio PDF Author: Suze Orman
Publisher:
ISBN: 9781401901189
Category : Business & Economics
Languages : en
Pages : 166

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Book Description
Suze Orman's Financial Package is a systematic approach for organising your essential documents. The Financial Package is very different from any other product of this type, because Suze has included three CDs that actually include the forms and instructions to create your own advanced directive with durable power of attorney for health care, financial power of attorney, will, and a trust.

The Ultimate Retirement Guide for 50+

The Ultimate Retirement Guide for 50+ PDF Author: Suze Orman
Publisher: Hay House, Inc
ISBN: 1401959938
Category : Business & Economics
Languages : en
Pages : 321

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Book Description
The instant NEW YORK TIMES BESTSELLER WALL STREET JOURNAL BESTSELLER PUBLISHERS WEEKLY BESTSELLER USA TODAY BESTSELLER #1 PERSONAL FINANCE EXPERT Revised & Updated for 2023 THE PATH TO YOUR ULTIMATE RETIREMENT STARTS RIGHT HERE! Retirement today is more complex than ever before. It is most definitely not your parents' retirement. You will have to make decisions that weren't even part of the picture a generation ago. Without a clear-cut path to manage the money you’ve saved, you may feel like you're all on your own. Except you're not—because Suze Orman has your back. Suze is America's most recognized personal finance expert for a reason. She's been dispensing actionable advice for years to people seeking financial security. Now, in this revised and updated Ultimate Retirement Guide for 50+, which reflects recent changes in retirement rules passed by Congress, Suze gives you the no-nonsense advice and practical tools you need to plan wisely for your retirement in today's ever-changing landscape. You'll find new rules for downsizing, spending wisely, delaying Social Security benefits, and more—starting where you are right now. Suze knows money decisions are never just about money. She understands your hopes, your fears, your wishes, and your desires for your own life as well as for your loved ones. She will guide you on how to let go of regret and fear, and with her unparalleled knowledge and unique empathy, she will reveal practical and personal steps so you can always live your Ultimate Retirement life. "I wrote this book for you," Suze says. "The worried, the fearful, the anxious. I know you need help navigating the road ahead. I've helped steer people toward happy and secure retirements my whole life, and that's exactly what I want to do for you."

Don't Go Broke in Retirement

Don't Go Broke in Retirement PDF Author: Steve Vernon
Publisher: Rest-Of-Life Communications
ISBN: 9780985384661
Category : Business & Economics
Languages : en
Pages : 184

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Book Description
Make Smart Choices with Your Social Security and Savings! Are you thinking about retiring soon, or have you recently retired? Don't Go Broke in Retirement, the latest in a series of acclaimed books by trusted retirement expert Steve Vernon, gets right to the point and shares an easy-to-follow, three-step plan that helps you answer these critical questions: Have you saved enough money to retire? When should you start your Social Security benefits? What's the best way to build lifetime income that's protected from financial crises? What living expenses should you reduce to make retirement more affordable? Based on the "Spend Safely in Retirement Strategy," the plan was developed from new research by the Stanford Center on Longevity and the Society of Actuaries. Learn why this strategy has garnered national attention and discover how the recent financial turmoil successfully stress-tested this plan, proving its effectiveness for managing retirement funds. Don't Go Broke in Retirement provides the information and tools you need to generate the most retirement income from your Social Security benefits and retirement savings, including: A simple, step-by-step checklist to help you put your plans into action Modifications to personalize the strategy for your goals and circumstances Access to bonus chapters to help you apply the strategies outlined in the book, including investing in retirement, navigating tax rules, and finding professional help with retirement funding strategies A list of helpful resources and research to learn more Don't worry about your retirement! Instead, develop solid financial strategies so you can confidently enjoy your retirement years.

How to Make Your Money Last - Completely Updated for Planning Today

How to Make Your Money Last - Completely Updated for Planning Today PDF Author: Jane Bryant Quinn
Publisher: Simon & Schuster
ISBN: 1982115831
Category : Business & Economics
Languages : en
Pages : 432

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Book Description
NOW COMPLETELY UPDATED to reflect the changes in tax legislation, health insurance, and the new investment realities. In this “highly valuable resource” (Publishers Weekly, starred review) Quinn “provides simple, straightforward” (The New York Times) solutions to the universal retirement dilemma—how to make your limited savings last for life—covering mortgages, social security, income investing, annuities, and more! Will you run out of money in your older age? That’s the biggest worry for people newly retired or planning to retire. Fortunately, you don’t have to plan in the dark. Jane Bryant Quinn tells you how to squeeze a higher income from all your assets—including your social security account (get every dollar you’re entitled to), a pension (discover whether a lump sum or a lifetime monthly income will pay you more), your home equity (sell, rent, or take a reverse mortgage?), savings (how to use them safely to raise your monthly income), retirement accounts (invest the money for growth in ways that let you sleep at night), and—critically—how much of your savings you can afford to spend every year without running out. There are easy ways to figure all this out. Who knew? Quinn also shows you how to evaluate your real risks. If you stick with super-safe investment choices, your money might not last and your lifestyle might erode. The same might be true if you rely on traditional income investments. Quinn rethinks the meaning of “income investing,” by combining reliable cash flow during the early years of your retirement with low-risk growth investments, to provide extra money for your later years. Odds are, you’ll live longer than you might imagine, meaning that your savings will stretch for many more years than you might have planned for. With the help of this book, you can turn those retirement funds into a “homemade” paycheck that will last for life.

Caring for Our Parents

Caring for Our Parents PDF Author: Howard Gleckman
Publisher: Macmillan + ORM
ISBN: 1429988304
Category : Family & Relationships
Languages : en
Pages : 318

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Book Description
When his mother-in-law died suddenly and his seriously ill father-in-law was left with no one to care for him, the author and his wife were thrust into the complex and overwhelming world of long-term care. Just months later his own father fell sick, and the couple struggled to help care for him too—from 1000 miles away. Over the next year-and-a-half, this ordinary family faced one crisis after another, as each day brought new struggle and pain, but also surprising rewards. They were among the 44 million Americans who are caring for elderly parents or relatives or friends with disabilities. Someone you love will almost certainly need long-term care services before they die. Nearly 70 percent of our parents will receive such help sometime during their old age—usually at home, though often in a nursing home. It will last for an average of three years, though one in five will need this assistance for five years or more. This book tells the sometimes painful, sometimes uplifting, and always compelling stories of the families who struggle every day with the care needs of their loved ones. The costs are crushing: and the weight of 77 million aging Baby Boomers will devastate our nation's already fragile system for funding this critical day-to-day assistance. How can we repair the tattered safety net that is so essential to our aged and disabled?

Sitting Pretty on a Fixed Income

Sitting Pretty on a Fixed Income PDF Author:
Publisher:
ISBN: 9781935574453
Category : Business & Economics
Languages : en
Pages : 0

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Book Description
Relying on a monthly check doesn't mean living like a pauper. This book will show you how to save smart, spend smart, and live well. You'll learn great tips like how to stop paying property taxes forever - legally; how to maximize your Social Security payouts; and how to pay EVEN LESS at Wal-Mart! Plus, hundreds more money-saving strategies, like the top 5 things you can do to bring down your monthly expenses. It's the financial guidebook you never had, right when you need it most!