Rural Finance Profiles in African Countries

Rural Finance Profiles in African Countries PDF Author: Mario Masini
Publisher:
ISBN: 9788885955011
Category : Agricultural credit
Languages : en
Pages : 462

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Book Description

Rural Finance Profiles in African Countries

Rural Finance Profiles in African Countries PDF Author: Mario Masini
Publisher:
ISBN: 9788885955011
Category : Agricultural credit
Languages : en
Pages : 462

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Book Description


Rural Finance Profiles in African Countries

Rural Finance Profiles in African Countries PDF Author: The Credit Market of Africa Series
Publisher:
ISBN:
Category :
Languages : en
Pages : 278

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Book Description


A technical review of select de-risking schemes to promote rural and agricultural finance in sub-Saharan Africa

A technical review of select de-risking schemes to promote rural and agricultural finance in sub-Saharan Africa PDF Author: Szebini, A., Anyango, E., Orora, A., Agwe, J.
Publisher: Food & Agriculture Org.
ISBN: 9251349045
Category : Social Science
Languages : en
Pages : 92

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Book Description
In recognition of the well-understood challenges with promoting rural and agricultural finance, the need for a more systemic approach to promoting financial inclusion is gaining traction in the thinking and programming approaches of the community of practice. Within this system-level view, the concept of de-risking the overall operating environment of agricultural value chains is recognized as a critically important factor. Accordingly, numerous project-based and stand-alone “de-risking” arrangements have recently been launched or are at various stages of design throughout sub-Saharan Africa. The generation of evidence of performance, impact and cost effectiveness is critical to validating the relevance of these types of schemes, as well as to informing design improvement and implementation, for the sake of scalability and replicability. This study takes stock of these experiences in an effort to contribute to building up the evidence base to help inform the future strategy and design of similar programmatic interventions.

Rural Finance Profiles in African Countries

Rural Finance Profiles in African Countries PDF Author: Mario Masini
Publisher:
ISBN:
Category : Africa
Languages : en
Pages : 312

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Book Description


Financial Sector Development in Africa

Financial Sector Development in Africa PDF Author: Thorsten Beck
Publisher: World Bank Publications
ISBN: 0821396285
Category : Business & Economics
Languages : en
Pages : 255

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Book Description
This edited volume contains eight studies of financial sector challenges in Africa that served as background studies for Financing Africa: Through the Crisis and Beyond. One of the major challenges for African financial systems is to expand financial services to a larger share of the population. The chapters in this area cover microfinance in Africa, the role of technology, reforms of payment infrastructure, and financing agriculture. Two chapters cover challenges in increasing long-term finance; one covers housing finance and the other the role of sovereign wealth fund. The book also contains a detailed discussion of bank regulation and supervision, especially in light of the current regulatory reforms in Europe and North America. The final chapter provides a political economy perspective, discussing the conditions for activist government policies in the financial sector.

Financing Africa

Financing Africa PDF Author: Samuel Munzele Maimbo
Publisher: World Bank Publications
ISBN: 0821387979
Category : Business & Economics
Languages : en
Pages : 325

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Book Description
Financing Africa takes stock of Africa's financial systems in light of recent changes in the global financial system --including the greater risk aversion of international investors, a shift in economic and financial powers towards emerging markets and the regulatory reform debate - and the increasing role of technology. Using a wider and more detailed array of data than previous publications, we observe a trend towards financial deepening, more stability and more inclusion leading up to the crisis; serious challenges, however, continue, including limited access to financial services, focus on short-term contracts and hidden fragility, related to weak regulatory frameworks, undue government interference and governance deficiencies. Our policy analysis therefore focuses on (i) expanding outreach, (ii) fostering long-term finance and (iii) improving regulation and supervision. We identify the positive role of innovation and competition, a stronger focus on non-traditional financial service providers, and more emphasis on demand-side constraints as priority areas for policy actions. Specifically, competition from new players outside the banking system, including telecomm companies can increase outreach with technological innovation that changes the economics of retail finance. Moving beyond national stock exchanges that are not sustainable in most African countries towards regional solutions and over-the-counter trades can help foster long-term finance, as can addressing governance challenges in contractual savings institutions, including life insurance companies and pension funds. Finally, there is a need to look beyond supply-side constraints towards users of financial services, focusing more on financial literacy of households and firms, but also consumer protection. In formulating policy messages, we carefully distinguish between different country groupings, differentiating -- among others -- between low- and middle-income and small and larger economies, with a special focus on resource-based economies and post-conflict countries. This book reaches out to both policy makers concerned about a more inclusive and effective financial system and other stakeholders, including practitioners and development partners. With this book we aim to contribute to the on-going financial sector debate on Africa, with the ultimate goal of faster economic development and poverty reduction.

Sub-Saharan Africa

Sub-Saharan Africa PDF Author: Ms.Catherine A. Pattillo
Publisher: International Monetary Fund
ISBN: 9781589065659
Category : Business & Economics
Languages : en
Pages : 62

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Book Description
Financial sectors in low-income sub-Saharan Africa (SSA) are among the world's least developed. In fact, assets in most low-income African countries are smaller than those held by a single medium-sized bank in an industrial country. The absence of deep, efficient financial markets seriously challenges policy making, hinders poverty alleviation, and constrains growth. This book argues that building efficient and sound financial sectors in SSA countries will improve Africa's economic prospects. Based on a review of the key features of financial systems, it discusses the main obstacles and challenges that financial structures pose for SSA economies and recommends steps that could address major shortcomings in implementing the reform agenda.

Achieving Financial Stability and Growth in Africa

Achieving Financial Stability and Growth in Africa PDF Author: Stephany Griffith-Jones
Publisher: Routledge
ISBN: 1317301684
Category : Business & Economics
Languages : en
Pages : 219

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Book Description
This book explores how the financial system should be regulated and structured to achieve the twin goals of inclusive growth and financial stability, with a focus on African low-income countries (LICs). The subject and content of this book is original in that it attempts to draw on the lessons and radical rethinking on the financial sector in developed and middle income countries, arising in the wake of the international financial crisis. It includes four in- depth country case studies, of Kenya, Ghana, Nigeria and Ethiopia, but also analyses the empirical evidence for Sub-Saharan Africa as a whole, evaluating the relevance (or not) of such major changes for the very different financial sectors and economies in low income countries. Achieving Financial Stability and Growth in Africa has major academic and policy implications, especially for low income countries, but also more generally, on broader issues. These include the desirable size of the financial sector, as well as more specific issues, such as the high cost of borrowing of small and medium enterprises in LICs, and possible measures to reduce it. Highly topical subjects like the appropriate regulation of the financial sector and management of capital flows are discussed in depth. Though drawing on comprehensive reviews of the literature, this volume has the virtue of the large comparative academic and policy experience of researchers, as well as in-depth case studies, that take account of institutional and economic features of low- income countries. Written by senior academics and policy-makers, this book is a must read for those researching or participating in the financial sectors of low-income countries, as well as in developed economies. It is also suitable for those who study political economy and public finance.

Micro-finance in Rural Communities in Southern Africa

Micro-finance in Rural Communities in Southern Africa PDF Author: Human Sciences Research Council
Publisher: HSRC Publishers
ISBN:
Category : Business & Economics
Languages : en
Pages : 192

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Book Description
The Integrated Rural Development Program (IRDP) is a core initiative in the W.K. Kellogg Foundation Africa portfolio of programmes, which aims to reduce poverty and improve the quality of life of rural communities. A component of this programme is to help capitalise locally based enterprise development initiatives by stimulating the provision of and access to micro-finance in rural areas. Three sites have been selected to pilot the introduction of this and other IRDP activities. These are: Chimanimani (Zimbabwe), Chimoio (Mozambique) and Nyandeni (South Africa). As part of this initiative , the Human Sciences Research Council (HSRC) based in Pretoria has conducted an evaluation in three key sites of the IRDP to evaluate the implications of implementing a mico-finance scheme in these areas.

Development of Micro, Small Enterprises and Rural Finance in Sub-Saharan Africa

Development of Micro, Small Enterprises and Rural Finance in Sub-Saharan Africa PDF Author: Thyra A. Riley
Publisher:
ISBN:
Category :
Languages : en
Pages :

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Book Description
African governments place high priority on developing their indigenous private sector to participate in and lead future growth. This goal is constrained, in part, by the absence of a diversified financial sector capable of meeting the full range of the private sector's legitimate demand for financial services, especially among small and informal businesses. A related and equally pressing issue is the ability of the self-employed and rural poor to sustain the economic activities essential to their survival. Internationally, a variety of financial institutions have found ways to make lending to the poor sustainable and profitable and to take advantage of the lesson that even the poor self-employed repay their loans and seek savings opportunities. The challenge in Africa is to build capacity in the financial sector drawing on the lessons learned from international best-practice institutions. This strategy is an integral part of the Africa Region Finance Strategy. The principal pillars of the Finance Strategy are an initial focus on achieving a healthy fundamental policy and regulatory environment and concentration on building sound institutions through human resource and systems development. These themes are reflected in this strategy statement, whose chief objective is to support deepening and diversification of financial markets to serve the broad spectrum of entrepreneurs found in African countries, including the self-employed poor.