Organisation and Management of Rural Financial Sector

Organisation and Management of Rural Financial Sector PDF Author: Bhupat Maganlal Desai
Publisher:
ISBN:
Category : Financial institutions
Languages : en
Pages : 968

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Book Description
With reference to India.

Organisation and Management of Rural Financial Sector

Organisation and Management of Rural Financial Sector PDF Author: Bhupat Maganlal Desai
Publisher:
ISBN:
Category : Financial institutions
Languages : en
Pages : 968

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Book Description
With reference to India.

Innovative risk management strategies in rural and agriculture finance

Innovative risk management strategies in rural and agriculture finance PDF Author: Food and Agriculture Organization of the United Nations
Publisher: Food & Agriculture Org.
ISBN: 9251096848
Category : Business & Economics
Languages : en
Pages : 146

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Book Description
The regional study collects and analyzes recent innovative risk transfer and sharing strategies used by private or public financial institutions and enterprises leading agricultural investments in Asia. It makes an illustration of the channels through which recent strategies overcome obstacles for the delivery of various financial services to agribusinesses, such as long-term loans, savings, insurance, hedging instruments, and leasing. An explanation of the context in which these strategies seem to work is be provided in addition to those constraints that currently limit further outreach to the agribusiness sector, specially to smaller agro-enterprises with growth potential where poorer rural households participate.

Conceptualizing the Ubiquity of Informal Economy Work

Conceptualizing the Ubiquity of Informal Economy Work PDF Author: Errol D’Souza
Publisher: Springer Nature
ISBN: 9811574286
Category : Business & Economics
Languages : en
Pages : 102

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Book Description
This book provides a framework to understand the disregarded aspect of emerging market growth which is informal employment. Informal employment in unregistered enterprises or of workers without employment contracts or social protection contributions constitutes 88 per cent of employment in India and is a ubiquitous feature of the economy. A large proportion of informal employment (86 per cent) is self-employment and this category of employment has been neglected in the literature on work and development which has focused instead on wage employment that is a contract for work with another person or enterprise. Another striking feature of such economies which the book engages with is that, as they have liberalized, informal employment in the registered enterprises or formal part of the economy has grown. The informal sector has been analyzed by recourse to two major approaches. One is a public economics framework that underlines how informal enterprises evolve as they trade-off reduced access to public services such as contract enforcement with the payment of taxes and regulatory compliances. This book extends this literature by focusing on the access to formal sector credit and its potential for financing productive enterprises as a factor that is considered when an enterprise contemplates whether to incorporate or not. The second leg of the literature takes a labour perspective and emphasizes mandated labour costs such as hiring and firing costs, benefits, and minimum wages as considerations when deciding on whether to engage labour on a formal or informal basis. The book broadens this literature by taking into account how the human capital of workers and the monitoring costs of ensuring that workers are adhering to the terms of negotiated contracts inform the decision with regard to informality. The book will resonate with those academics and policy makers who are engaged with the conundrums of development.

Indian Agriculture in the New Millennium

Indian Agriculture in the New Millennium PDF Author: N. A. Mujumdar
Publisher: Academic Foundation
ISBN: 9788171885145
Category : Business & Economics
Languages : en
Pages : 414

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Book Description
Contributed articles on economic aspects of agriculture in India.

Transforming Africa

Transforming Africa PDF Author: Dana T. Redford
Publisher: Emerald Group Publishing
ISBN: 1802620532
Category : Business & Economics
Languages : en
Pages : 304

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Book Description
Transforming Africa: How Savings Groups Foster Financial Inclusion, Resilience and Economic Development presents in-depth empirical research into current day savings group activities across Africa, exploring savings groups through the lens of financial inclusion and reflecting on formal finance, economic and social outcomes.

Financial Management for Local Governments

Financial Management for Local Governments PDF Author:
Publisher:
ISBN:
Category : Rural development
Languages : en
Pages : 28

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Book Description


India's Transforming Financial Sector

India's Transforming Financial Sector PDF Author: Manoranjan Sharma
Publisher: Atlantic Publishers & Dist
ISBN: 9788126908080
Category : Finance
Languages : en
Pages : 452

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Book Description
India Has Entered The Second Stage Of Financial Sector Development, Where Market Forces Are Helping In Resources Allocation And Efficient Price Discovery Process.The Harmonization Of Regulatory Institutions And Devising Of New Financial Architecture Is Necessary To Enhance The Resilience Of India S Financial Sector And Reduce The Fragility Of Some Financial Institutions. High Exposure In Government Securities, Government Guaranteed Loans, Improper Valuation Of Collaterals, Vulnerability To Interest Rate Cycle, Still High Level Of Npas, Unsatisfactory Corporate Governance And Disclosures, Inadequate Surveillance, Stock Market Volatility, Risk Concentration And Policy Failure Cause Concern. This Necessitates Improving Transparency And Governance, Resolving Failure In The Industrial And Financial Sector, De-Linking Government And Private Sector, Fostering Innovation, And Improving The Supervisory And Regulatory Infrastructure. Given The Debilitating Impact Of Financial Sector Crisis On The Economy, The Stability Of The Financial Sector Should Be The Goal Of The Economy. Financial Stability Can Be Strengthened By Improved Financial Infrastructure, Enhanced Competition And Restructured Segments Of Financial System.Reform Measures Enhanced Efficiency And Stability Of The Banking System In India. Indian Banks Are Well Placed Compared With Their Counterparts In Developed Countries. But There Are Persisting Issues Of Removal Of Structural Barriers To Competition, Privatisation Of Banking System, Radical Restructuring, Downsizing Of The Balance Sheet, Recapitalisation And Eventual Privatisation Of The Financial Institutions, Withdrawal Of Quantitative Credit Controls And Directed Credit And Modernisation Of The Payment System. The Inexorable Process Of Economic Reforms Must Continue To Slash Poverty And Support Sustainable Development While Strengthening Financial Institutions. This Overarching Goal Of Development Needs A Renewed Thrust On Financial Sector Reforms. The Papers Included In The Present Book Cover Large Areas, But All Coalesce Into The Central Theme Of India S Transforming Financial Sector. It Is Hoped That The Book Will Prove Useful To A Wide Cross Section Of The Reading Public, Including Scholars And Academics, The Government Executives, International Institutions, Business Communities, And Planners And Policymakers.

Finance for Food

Finance for Food PDF Author: Doris Köhn
Publisher: Springer
ISBN: 3642540341
Category : Business & Economics
Languages : en
Pages : 295

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Book Description
This book reflects the current state of discussion about agricultural and rural finance in developing and transition countries. It provides insight into specific themes, such as commodity value chains, farm banking and risk management in agricultural banking, structured finance, crop insurance, mobile banking and how to increase effectiveness in rural finance. Case studies illustrate various aspects of agricultural and rural finance in developing economies. The book is based on one of the yearly financial Sector Development Symposia held by the KfW Development Bank.

Strategic Alliances to Scale Up Financial Services in Rural Areas

Strategic Alliances to Scale Up Financial Services in Rural Areas PDF Author: Joselito S. Gallardo
Publisher: World Bank Publications
ISBN: 0821366041
Category : Social Science
Languages : en
Pages : 62

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Book Description
"Business firms have employed strategic alliances with other firms to effectively manage costs, overcome resource and technology constraints, and enhance competitive position. The principle and practice of strategic alliances can be applied as well for productive and beneficial institutional collaborations in rural financial markets to expand the array of financial products and to scale up access of rural households and micro-businesses to financial services. Strategic alliances comprise a new theme in rural finance. The institutions in the study used strategic alliances to tap new capital resources, manage transaction costs, access banking technology and infrastructure and acquire new skills to provide an expanding array of financial services to wider markets. The authors carefully examine the experiences of selected rural finance institutions and their strategic allies or development partners in Guatemala, the Philippines, Ghana and India to draw out the main findings and share the lessons that may be gainfully applied in other country settings. The study addressed a number of key questions: - What motivated the rural finance institution to structure its alliance or partnership with a bank, commercial or development organization? - How are gains from and costs of alliances and partnerships shared between collaborating institutions? - What are the key elements that make partnerships or alliances successful, and which conditions lead to unproductive ones? - Which financial products and services are best introduced through strategic alliances?"

The Rural Financial Services Commission

The Rural Financial Services Commission PDF Author: Land and Agriculture Policy Centre (South Africa)
Publisher:
ISBN:
Category : Development banks
Languages : en
Pages : 48

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Book Description