Opportunities in Banking Careers

Opportunities in Banking Careers PDF Author: Adrian A. Paradis
Publisher:
ISBN: 9780844262130
Category : Business & Economics
Languages : en
Pages : 168

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Book Description
Describes the functions of various kinds of banks and offers tips on career opportunities.

Opportunities in Banking Careers

Opportunities in Banking Careers PDF Author: Adrian A. Paradis
Publisher:
ISBN: 9780844262130
Category : Business & Economics
Languages : en
Pages : 168

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Book Description
Describes the functions of various kinds of banks and offers tips on career opportunities.

Banking Careers

Banking Careers PDF Author: Michele Hackshall
Publisher: Career FAQs
ISBN: 1921106425
Category : Banks and banking
Languages : en
Pages : 181

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Book Description
Whether you are interested in customer service, banking administration or management, working in the big smoke or in regional areas, Career FAQs Banking Careers is a valuable resource.

Opportunities in Financial Careers

Opportunities in Financial Careers PDF Author: Michael Sumichrast
Publisher: McGraw Hill Professional
ISBN: 0071442502
Category : Business & Economics
Languages : en
Pages : 178

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Book Description
The most comprehensive career book series available, Opportunities In...explores a vast range of professions to help job seekers find the job that's best for them. Each book offers: The latest information on a field of interest Training and education requirements for each career Up-to-date professional and internet resources Salary statistics for different positions within each field And much more

Opportunities in Financial Careers

Opportunities in Financial Careers PDF Author: Michael Sumichrast
Publisher:
ISBN:
Category : Juvenile Nonfiction
Languages : en
Pages : 168

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Book Description
Here is everything you need to explore a career in this unique field! Written by a leading authority, this comprehensive guide gives all the information you need for intelligent career decision making.

Fundamentals of Credit and Credit Analysis

Fundamentals of Credit and Credit Analysis PDF Author: Arnold Ziegel
Publisher: Createspace Independent Publishing Platform
ISBN: 9781507727638
Category :
Languages : en
Pages : 0

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Book Description
Arnold Ziegel formed Mountain Mentors Associates after his retirement from a corporate banking career of more than 30 years at Citibank. The lessons learned from his experience in dealing with entrepreneurs, multinational corporations, highly leveraged companies, financial institutions, and structured finance, led to the development and delivery of numerous senior level credit risk training programs for major global financial institutions from 2002 through the present. This book was conceived and written as a result of the development of these courses and his experience as a corporate banker. It illustrates the fundamental issues of credit and credit analysis in a manner that tries to take away its mystery. The overriding theme of this book is that when an investor extends credit of any type, the goal is "to get your money back", and with a return that is commensurate with the risk. The goal of credit analysis is not to make "yes or no" decisions about the extension of credit, but to identify the degree of risk associated with a particular obligor or a particular credit instrument. This is consistent with modern banking industry portfolio management and the rating systems of credit agencies. Once the "riskiness" of an obligor or credit instrument is established, it can be priced or structured to match the risk demands or investment criteria of the entity that is extending the credit. A simple quote from Mr. J. P. Morgan is used often in this text - "Lending is not based primarily on money or property. No sir, the first thing is character". This statement represents one of the conflicts in modern credit analysis - that of models for decision making versus traditional credit analysis. The 2008 financial crisis was rooted in the mortgage backed securities business. Sophisticated models were used by investors, banks, and rating agencies to judge the credit worthiness of billions (and maybe trillions) of dollars worth of residential mortgage loans that were packaged into securities and distributed to investors. The models indicated that these securities would have very low losses. Of course, huge losses were incurred. Mr. Morgan had a good point. In this case is was both property and character. The properties that were the collateral for many of the mortgages had much less value than was anticipated. The valuation of the collateral was na�ve and flawed. Many assumptions were made that the value of homes would rise without pause. Many mortgage loans were made that were at or even above the appraised value of a residence.But character was a huge, perhaps larger, factor behind these losses. Many of the residential mortgage loans were made to individuals who knew that they did not have the income to make the required payments on the mortgages. Many of the mortgage brokers and lenders who made these loans also knew that many of the borrowers were not properly qualified. And, many of the bankers who securitized these loans also may have doubted the credit quality of some of the underlying mortgages. If bankers and rating agencies understood the extent of the fraud and lax standards in the fundamental loans backing the mortgage securities, or were willing to acknowledge it, the fiasco would not have occurred.

Career Opportunities in Banking, Finance, and Insurance

Career Opportunities in Banking, Finance, and Insurance PDF Author: Thomas P. Fitch
Publisher: Ferguson Publishing Company
ISBN: 9780816064748
Category : Business & Economics
Languages : en
Pages : 267

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Book Description
Examines jobs in the banking, finance, and insurance industries, detailing duties, salary, advancement opportunities, and training and education needed.

Opportunities in Banking Careers

Opportunities in Banking Careers PDF Author:
Publisher:
ISBN: 9780812452396
Category :
Languages : en
Pages :

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Book Description


Careers in Banking

Careers in Banking PDF Author: Juvenal Londoño Angel
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 32

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Book Description


Career Opportunities in Banking, Finance, and Insurance, Second Edition

Career Opportunities in Banking, Finance, and Insurance, Second Edition PDF Author: Thomas Fitch
Publisher: Infobase Publishing
ISBN: 1438110650
Category : Business & Economics
Languages : en
Pages : 286

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Book Description
Profiles current industry trends and salaries and career profiles include Insurance account executive, banking customer service representative, financial analyst, tax preparer and more.

Opportunities in Financial Careers

Opportunities in Financial Careers PDF Author: Michael J. Sumichrast
Publisher: VGM Career Books
ISBN: 9780844262109
Category :
Languages : en
Pages : 146

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Book Description
Here is everything you need to explore a career in this unique field! Written by a leading authority, this comprehensive guide gives all the information you need for intelligent career decision making.