Microfinance and Tribal Women Entrepreneurs

Microfinance and Tribal Women Entrepreneurs PDF Author: Navin Kumar Rajpal
Publisher: Educreation Publishing
ISBN:
Category : Business & Economics
Languages : en
Pages : 253

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Book Description
Microfinance has passed a long journey from micro saving to micro credit and micro credit to micro insurance. The programme was started in Bangladesh with initial financing of small amount loan of US $ 27 to 42 families affected badly by famine of 1974 by Professor Mohammad Yunus of Chittagong University. This resulted in establishment of Grameen Bank, Bangladesh generally known as modern micro credit institution. This book highlights the status of Microfinance in India with special reference to Odisha. It provides the information about the different stake holders, role and responsibilities and extended support over years. It further involves capturing of information related to grassroot level organization and execution of programme at Mayurbhanj (one of the tribal dominated district of Odisha). The book analyses prevailing and emerging status of SHGs, market scenario, financial status, socio economic impact and major challenges and opportunities. Silent features of this Book are: Highlighting the status of Microfinance and its execution at National and International context. Broad information about the different stake holders and their contribution in promoting WSHGs in Odisha. Importance of SHGs in Financial Inclusion (Saving and Credit Linkage). Addressing importance and status of WSHG federations in Odisha. WSHGs in Mayurbhanj and Role of Mission Shakti in their Development. Financial Institution and Credit Support to WSHGs in Mayurbhanj Financial Performance of WSHGs in Mayurbhanj Activities Undertaken and Problems Encountered.

Microfinance and Tribal Women Entrepreneurs

Microfinance and Tribal Women Entrepreneurs PDF Author: Navin Kumar Rajpal
Publisher: Educreation Publishing
ISBN:
Category : Business & Economics
Languages : en
Pages : 253

Get Book Here

Book Description
Microfinance has passed a long journey from micro saving to micro credit and micro credit to micro insurance. The programme was started in Bangladesh with initial financing of small amount loan of US $ 27 to 42 families affected badly by famine of 1974 by Professor Mohammad Yunus of Chittagong University. This resulted in establishment of Grameen Bank, Bangladesh generally known as modern micro credit institution. This book highlights the status of Microfinance in India with special reference to Odisha. It provides the information about the different stake holders, role and responsibilities and extended support over years. It further involves capturing of information related to grassroot level organization and execution of programme at Mayurbhanj (one of the tribal dominated district of Odisha). The book analyses prevailing and emerging status of SHGs, market scenario, financial status, socio economic impact and major challenges and opportunities. Silent features of this Book are: Highlighting the status of Microfinance and its execution at National and International context. Broad information about the different stake holders and their contribution in promoting WSHGs in Odisha. Importance of SHGs in Financial Inclusion (Saving and Credit Linkage). Addressing importance and status of WSHG federations in Odisha. WSHGs in Mayurbhanj and Role of Mission Shakti in their Development. Financial Institution and Credit Support to WSHGs in Mayurbhanj Financial Performance of WSHGs in Mayurbhanj Activities Undertaken and Problems Encountered.

Women's Entrepreneurship and Microfinance

Women's Entrepreneurship and Microfinance PDF Author: Chiranjib Neogi
Publisher: Springer
ISBN: 9811042683
Category : Business & Economics
Languages : en
Pages : 214

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Book Description
This book offers a critical perspective on the issues related to women’s empowerment, microfinance, and entrepreneurship in India. Written by distinguishing experts in this field, this book highlights women’s empowerment, which is a process of entrusting power to an individual on the control over resources and decisions. However, these two factors are less effective in a society where religion and cultural dominance is high. The book sheds light on the social security measures undertaken by the government aiming to the right to work helped women who are bounded by social restrictions. Over time there is a shift in rural occupational structure towards non-farm activities, which is largely distress driven self-employment. Access to credit is a great source to provide self-employment that develops self-esteem among women and uplift their position. The book highlights the discrimination against women entrepreneurs in access to credit led to gender biased entrepreneurial society. Association with self-help groups (SHGs) has made women more socially empowered. SHG members help them to change their life in a positive manner through micro-entrepreneurial activities. The book has emphasized on the role of microfinance, which has served the poor to become financially self-reliant. It is observed that for second generation borrowers, the impact of microfinance seems to fizzle out, where MFIs who are gaining efficiency are diverting their objective of servicing poor, signalling a sign of mission drift.

The Impact of Microfinance Programs Through SHGs on Women Entrepreneurs in Odisha

The Impact of Microfinance Programs Through SHGs on Women Entrepreneurs in Odisha PDF Author: Navin Kumar Rajpal
Publisher:
ISBN:
Category :
Languages : en
Pages :

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Book Description
The concept of rural development has attracted the attention of economists and policy makers as the only means of removing multidimensional problems like poverty, unemployment and social backwardness in rural areas. Women empowerment has been the central theme of all development programs introduced by the Government of India towards rural development, but the effectiveness of all these programs is not impressive. The success of microcredit program and the formation of Grameen Bank of Bangladesh led to a new hope towards eradication of poverty and improvement in socioeconomic life of rural poor through entrepreneurship development. The present paper attempts to show the impact of microfinance program through Self-Help Groups (SHGs) on the growth of tribal women entrepreneurs in Jashipur Block located in Mayurbhanj district of Odisha. Further, special attention has been given to the working of Women SHGs (WSHGs) by identifying the activities undertaken by them, change in income, and problems faced in operation of their microenterprises.

Empowerment of Women: Microfinance and women empowerment

Empowerment of Women: Microfinance and women empowerment PDF Author: Meenakshi Malhotra
Publisher:
ISBN:
Category : Microfinance
Languages : en
Pages : 320

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Book Description
Reviews the position of women in society, with particular reference to their educational achievements and employment opportunities. Focuses on the potential of microcredit programmes and how women entrepreneurs affect the global economy. Assess where rural women stand in the development process today.

Empowering Women Through Microfinance in Developing Countries

Empowering Women Through Microfinance in Developing Countries PDF Author: Alhassan, Yahaya
Publisher: IGI Global
ISBN: 1668489813
Category : Business & Economics
Languages : en
Pages : 304

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Book Description
Empowering Women Through Microfinance in Developing Countries is a book that explores how microfinance can be used to empower women in developing countries. It provides theoretical and empirical insights from industry experts, experienced researchers, and policymakers on the problems, processes, and prospects of using microfinance as a catalyst for women's empowerment in the developing world. The book covers a range of topics, including the impact of microfinance interventions on women's empowerment, financial inclusion, and women's entrepreneurship, poverty reduction among women, and small and medium-sized enterprise growth. This book addresses the lack of understanding about how microfinance can be used to empower women in developing countries. The insights provided in this book will be valuable for researchers, students, microfinance institutions, policymakers, state institutions, managers, non-governmental organizations, and financial institutions looking to expand their product portfolio and outreach. The book also provides policy directions and rethinking of practice in using microfinance as a strategy for eliminating barriers to women's empowerment in developing countries.

An Economic Analysis of Microfinance Through Women Entrepreneurs

An Economic Analysis of Microfinance Through Women Entrepreneurs PDF Author: D. Amutha
Publisher:
ISBN:
Category :
Languages : en
Pages :

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Book Description
The micro finance is agenda for empowering poor women. Micro enterprises are an integral part of planned strategy for securing balanced development of the economy of the poor women. Rural women's participation in agro-based activities is much more than what statistics reveal. The study was conducted with the following specific objectives; to evaluate the role of self Help Groups in women entrepreneurship in Vellapatti village. To assess the perception of beneficiaries about the role of SHGs. To evaluate the working of the SHGs in Vellapatti village. The present study is based on both primary and secondary data. Primary data have been collected by conducting a survey among 75 sample respondents from 9 Self Help Groups in different areas of Vellapatti village of Tuticorin town. Eight respondents were selected from each Self Help Group. Random sampling technique was used to select the respondents. Percentage analysis, averages, chi square test and probability analysis were used. The data relates to the month of April 2012. The study reveals that 17.33 percent of the sample respondent's suggestions to improve the performance of SHGs are to provide more loans, whereas 60 percent and 22.67 percent of the sample respondents' suggestion is to provide loan at right time and to provide loan at lesser rate of interest. Microfinance has been one of the few effective tools for poverty reduction over the past years. Through the creation of self help groups, poor people can safely deposit money and accumulate funds for future investments or emergencies as well as access loans for productive purposes leading to higher incomes. Women are participating in all the productive activities and are at par with men. Government, banks and other financial institutions should come forward to offer loans for rural women, so that women entrepreneurs' movement in India will work on right direction to empower more and more women in social, economical, cultural and in political matters.

Access to Finance and Inclusive Growth of Scheduled Caste and Scheduled Tribe Women Entrepreneurs: The Role of Micro Finance Institutions in Tamil Nadu

Access to Finance and Inclusive Growth of Scheduled Caste and Scheduled Tribe Women Entrepreneurs: The Role of Micro Finance Institutions in Tamil Nadu PDF Author: Dr.L.rathakrishnan
Publisher: Archers & Elevators Publishing House
ISBN: 9388805852
Category : Antiques & Collectibles
Languages : en
Pages :

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Book Description


WOMEN EMPOWERMENT THROUGH MICROFINANCE??? AN EMPHIRICAL STUDY.

WOMEN EMPOWERMENT THROUGH MICROFINANCE??? AN EMPHIRICAL STUDY. PDF Author: Dr. Rejani Nair
Publisher:
ISBN:
Category :
Languages : en
Pages : 0

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Book Description
Microfinance is a concept that is helping the poor to avail of opportunities for economic growth. The rationale behind micro finance and its importance in providing self-employment in rural areas has increased substantially in the last two to three decades. As far as India is concerned, it can be rightly said that micro finance has been able to make a marked increase in the efforts of rural development along with women empowerment and wealth generation by making available small scale savings, credit, insurance and many other financial services to the rural and low income people. It has also been able to empower the poor and provide a helping hand to them in the process of economic development. It is basically rotational investment done to motivate the poor to empower themselves and practice the dictum 'Save for the future and use those resources during the time of need.' Theoretically, microfinance also known as micro-credit or micro-lending means making provision for smaller working capital loans to the self-employed or self-employment seeking poor. Thus it can be said that microfinance has led to a positive influence in the life of the womenfolk by increasing their overall socioeconomic status and made them to be the decision makers of tomorrow. This study mainly depends on primary data collected through questionnaires from 50 women entrepreneurs in Trivandrum district of Kerala.

Social Collateral

Social Collateral PDF Author: Caroline E. Schuster
Publisher: Univ of California Press
ISBN: 0520962206
Category : Social Science
Languages : en
Pages : 286

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Book Description
Microcredit is part of a global trend of financial inclusion that brings banking services, especially small loans, to the world’s poor. In this book, Caroline Schuster explores Paraguayan solidarity lending as a window into the tensions between social development and global finance. Social Collateral tracks collective debt across the commercial society and smuggling economies at the Paraguayan border by examining group loans made to women by nonprofit development programs. These highly regulated loans are secured through mutual support and peer pressure—social collateral—rather than through physical collateral. This story of social collateral necessarily includes an interwoven account about the feminization of solidarity lending. At its core is an economy of gender—from pink-collar financial work, to men’s committees, to women smugglers. At stake are interdependencies that bind borrowers and lenders, financial technologies, and Paraguayan development in ways that structure both global inequality and global opportunity.

Handbook of Research on Microfinancial Impacts on Women Empowerment, Poverty, and Inequality

Handbook of Research on Microfinancial Impacts on Women Empowerment, Poverty, and Inequality PDF Author: Das, Ramesh Chandra
Publisher: IGI Global
ISBN: 1522552413
Category : Business & Economics
Languages : en
Pages : 479

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Book Description
One of the major tools of attaining proper development all around the world is complete financial inclusion, such that all classes of people can secure their lifestyles through access to financial services from formal sectors. Expanding access to resources and increasing self-employment opportunities help reduce poverty and improve social development. The Handbook of Research on Microfinancial Impacts on Women Empowerment, Poverty, and Inequality is an essential reference source that discusses the role of financial inclusion in gender equality, as well as economic independence and self-employment. Featuring research on topics such as inequality, collaborative economy, and social responsibility, this publication is ideally designed for policy makers, economic researchers, and academicians seeking coverage on social mobilization, capital formation, capacity building, and pro-poor economy designs.