Prudential Management and Operations Standards (Us Federal Housing Finance Agency Regulation) (Fhfa) (2018 Edition)

Prudential Management and Operations Standards (Us Federal Housing Finance Agency Regulation) (Fhfa) (2018 Edition) PDF Author: The Law The Law Library
Publisher: Createspace Independent Publishing Platform
ISBN: 9781727542608
Category :
Languages : en
Pages : 38

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Book Description
Prudential Management and Operations Standards (US Federal Housing Finance Agency Regulation) (FHFA) (2018 Edition) The Law Library presents the complete text of the Prudential Management and Operations Standards (US Federal Housing Finance Agency Regulation) (FHFA) (2018 Edition). Updated as of May 29, 2018 Section 1108 of the Housing and Economic Recovery Act of 2008 (HERA) amended the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 (Safety and Soundness Act) to require the Federal Housing Finance Agency (FHFA) to establish prudential standards (Standards) relating to the management and operations of the Federal National Mortgage Association (Fannie Mae), Federal Home Loan Mortgage Corporation (Freddie Mac), and Federal Home Loan Banks (Banks) (collectively, regulated entities). This final rule implements those HERA amendments by providing for the establishment of the Standards in the form of guidelines, which initially are set out in an appendix to the rule. The final rule includes other provisions relating to the possible consequences for a regulated entity that fails to operate in accordance with the Standards. This book contains: - The complete text of the Prudential Management and Operations Standards (US Federal Housing Finance Agency Regulation) (FHFA) (2018 Edition) - A table of contents with the page number of each section

Prudential Management and Operations Standards (Us Federal Housing Finance Agency Regulation) (Fhfa) (2018 Edition)

Prudential Management and Operations Standards (Us Federal Housing Finance Agency Regulation) (Fhfa) (2018 Edition) PDF Author: The Law The Law Library
Publisher: Createspace Independent Publishing Platform
ISBN: 9781727542608
Category :
Languages : en
Pages : 38

Get Book Here

Book Description
Prudential Management and Operations Standards (US Federal Housing Finance Agency Regulation) (FHFA) (2018 Edition) The Law Library presents the complete text of the Prudential Management and Operations Standards (US Federal Housing Finance Agency Regulation) (FHFA) (2018 Edition). Updated as of May 29, 2018 Section 1108 of the Housing and Economic Recovery Act of 2008 (HERA) amended the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 (Safety and Soundness Act) to require the Federal Housing Finance Agency (FHFA) to establish prudential standards (Standards) relating to the management and operations of the Federal National Mortgage Association (Fannie Mae), Federal Home Loan Mortgage Corporation (Freddie Mac), and Federal Home Loan Banks (Banks) (collectively, regulated entities). This final rule implements those HERA amendments by providing for the establishment of the Standards in the form of guidelines, which initially are set out in an appendix to the rule. The final rule includes other provisions relating to the possible consequences for a regulated entity that fails to operate in accordance with the Standards. This book contains: - The complete text of the Prudential Management and Operations Standards (US Federal Housing Finance Agency Regulation) (FHFA) (2018 Edition) - A table of contents with the page number of each section

Members of the Federal Home Loan Bank System

Members of the Federal Home Loan Bank System PDF Author: United States. Federal Home Loan Bank Board
Publisher:
ISBN:
Category : Federal home loan banks
Languages : en
Pages : 88

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Book Description


The Long Shadow of the Global Financial Crisis: Public Interventions in the Financial Sector

The Long Shadow of the Global Financial Crisis: Public Interventions in the Financial Sector PDF Author: Ms.Deniz O Igan
Publisher: International Monetary Fund
ISBN: 1513509438
Category : Business & Economics
Languages : en
Pages : 90

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Book Description
We track direct public interventions and public holdings in 1,114 financial institutions over the period 2007–17 in 37 countries based on publicly available information. We use aggregate official data to validate this new dataset and estimate the fiscal impact of interventions, including the value of asset holdings remaining in state hands at end-2017. Direct public support to financial institutions amounted to $1.6 trillion ($3.5 trillion including guarantees), with larger amounts allocated to lower capitalized and less profitable banks. As of end-2017, only a few countries had fully divested the initial support they provided during the crisis. Public holdings were divested faster in better capitalized, more profitable, and more liquid banks, and in countries where the economy recovered faster. In countries where the government stake remained high relative to the initial intervention, private investment and credit growth were slower, financial access, depth, efficiency, and competition were worse, and financial stability improved less.

The Community Development Financial Institutions Fund

The Community Development Financial Institutions Fund PDF Author: Andre L. Wright
Publisher: Nova Science Publishers
ISBN: 9781624175510
Category : Federal aid to community development
Languages : en
Pages : 0

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Book Description
As communities face a variety of economic challenges, some are looking to local banks and financial institutions for solutions that address the specific development needs of low-income and distressed communities. Community development financial institutions (CDFIs) provide financial products and services, such as mortgage financing for homebuyers and not-for-profit developers, underwriting and risk capital for community facilities; technical assistance; and commercial loans and investments to small, start-up, or expanding businesses. CDFIs include regulated institutions, such as community development banks and credit unions, and non-regulated institutions, such as loan and venture capital funds. This book describes the Fund's history, current appropriations, and each of its programmes.

Do Lenders Make Less-Informed Investments in High-Growth Housing Markets?

Do Lenders Make Less-Informed Investments in High-Growth Housing Markets? PDF Author: Sophia Chen
Publisher: International Monetary Fund
ISBN: 1513573381
Category : Business & Economics
Languages : en
Pages : 53

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Book Description
Nonlocal mortgage lenders with greater exposure to high-growth housing markets accept fewer loan applications in these markets and experience greater stock return volatility. When these lenders expand to high-growth markets, they also ration credit to a significantly greater degree than when they ex-pand to other markets. Mean-variance analyses show that nonlocal lenders’ exposure to high-growth markets is associated with more risk, more efficiency, and more return on mortgage portfolios. Overall, these results imply that expansion to high-growth markets leads to a decline in screening and riskier investment by nonlocal lenders, which may reflect a risk–return tradeoff in their portfolio strategy.

Government Performance and Accountability

Government Performance and Accountability PDF Author: David M. Walker
Publisher: DIANE Publishing
ISBN: 9781422303597
Category : Political Science
Languages : en
Pages : 138

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Book Description
Numerous fed. programs, policies, & activities are supported through the tax code. As described in statute, tax expenditures are reductions in tax liabilities that result from preferential provisions, such as tax exclusions, credits, & deductions. They result in revenue forgone. This report is part of an effort to assist Congress in reexamining & transforming the gov't. to meet the many challenges & opportunities that we face in the 21st century. This report describes: (1) how tax expenditures have changed over the past 3 decades in number, size, & in comparison to fed. revenue, spending, & the economy, & (2) the amount of progress made since 1994 recommend. to improve scrutiny of tax expend. Includes recommend. Charts & tables.

FDIC Quarterly

FDIC Quarterly PDF Author:
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 38

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Book Description


Inspector General Reform Act of 2008

Inspector General Reform Act of 2008 PDF Author: United States
Publisher:
ISBN:
Category : Administrative agencies
Languages : en
Pages : 2

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Book Description


Reforming America's Housing Finance Market

Reforming America's Housing Finance Market PDF Author: U. S. Department of the Treasury
Publisher:
ISBN: 9781304203465
Category : Law
Languages : en
Pages : 0

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Book Description
This paper lays out the Administration's plan to reform America's housing finance market to better serve families and function more safely in a world that has changed dramatically since its original pillars were put in place nearly eighty years ago. Our plan champions the belief that Americans should have choices in housing that make sense for them and for their families. This means rental options near good schools and good jobs. It means access to credit for those Americans who want to own their own home, which has helped millions of middle class families build wealth and achieve the American Dream. And it means a helping hand for lower-income Americans, who are burdened by the strain of high housing costs. But our plan also dramatically transforms the role of government in the housing market. In the past, the government's financial and tax policies encouraged housing purchases and real estate investment over other sectors of our economy, and ultimately left taxpayers responsible...

Community Development Financial Institutions (CDFI) Fund

Community Development Financial Institutions (CDFI) Fund PDF Author: Sean Lowry
Publisher:
ISBN:
Category :
Languages : en
Pages :

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Book Description
This report begins by describing the Community Development Financial Institutions Fund's history, current appropriations, and each of its programs. The next section analyzes four policy considerations of congressional interest regarding the Fund and the effective use of federal resources to promote economic development. Lastly, this report examines the Fund's programs and management to see if they represent an effective and efficient government effort to promote economic development in low-income and distressed communities.