Author: Great Britain. Parliament. House of Commons. Communities and Local Government Committee
Publisher: The Stationery Office
ISBN: 0215091051
Category : Architecture
Languages : en
Pages : 61
Book Description
Following the 2015 General Election, the Government announced that it was seeking to extend the Right to Buy to tenants of housing associations. This policy, alongside others such as the 1 per cent reduction in social rents and a 'pay to stay' model which would charge differential rents according to tenant income, was likely to have a significant impact on housing associations. We therefore wanted to explore how their work and the services they provide might change, and what the impact might be for the wider social housing sector and the provision of affordable homes. Shortly after our investigations began, a deal to implement the extended Right to Buy on a voluntary basis was reached between the National Housing Federation and the Government. We recognise that the voluntary deal is a way of delivering a key policy from the Government's Manifesto whilst maintaining the independence of housing associations. However there remains much uncertainty in the wording of the agreement, for example regarding whether associations which voted against it are bound by its terms and the extent of the discretion to decline sales. The extended Right to Buy is designed to increase home ownership and increase housing supply. We support these aspirations and the principle of giving people the opportunity to buy their own home. Despite this, we feel that there are unresolved issues and remain concerned that the Government's policies could have a detrimental effect on the provision of accessible and affordable housing across all tenures, particularly affordable rented. We are also concerned that the extended Right to Buy could hinder the provision of specialist and supported housing schemes. Maintaining and protecting the provision of affordable housing in rural areas is also an issue that we believe needs to be addressed in order to protect our rural communities. The terms of the voluntary agreement allow for portable discounts to be offered in place of certain properties, but it remains unclear how this would operate.
HC 370 - Housing Associations and the Right to Buy
Author: Great Britain. Parliament. House of Commons. Communities and Local Government Committee
Publisher: The Stationery Office
ISBN: 0215091051
Category : Architecture
Languages : en
Pages : 61
Book Description
Following the 2015 General Election, the Government announced that it was seeking to extend the Right to Buy to tenants of housing associations. This policy, alongside others such as the 1 per cent reduction in social rents and a 'pay to stay' model which would charge differential rents according to tenant income, was likely to have a significant impact on housing associations. We therefore wanted to explore how their work and the services they provide might change, and what the impact might be for the wider social housing sector and the provision of affordable homes. Shortly after our investigations began, a deal to implement the extended Right to Buy on a voluntary basis was reached between the National Housing Federation and the Government. We recognise that the voluntary deal is a way of delivering a key policy from the Government's Manifesto whilst maintaining the independence of housing associations. However there remains much uncertainty in the wording of the agreement, for example regarding whether associations which voted against it are bound by its terms and the extent of the discretion to decline sales. The extended Right to Buy is designed to increase home ownership and increase housing supply. We support these aspirations and the principle of giving people the opportunity to buy their own home. Despite this, we feel that there are unresolved issues and remain concerned that the Government's policies could have a detrimental effect on the provision of accessible and affordable housing across all tenures, particularly affordable rented. We are also concerned that the extended Right to Buy could hinder the provision of specialist and supported housing schemes. Maintaining and protecting the provision of affordable housing in rural areas is also an issue that we believe needs to be addressed in order to protect our rural communities. The terms of the voluntary agreement allow for portable discounts to be offered in place of certain properties, but it remains unclear how this would operate.
Publisher: The Stationery Office
ISBN: 0215091051
Category : Architecture
Languages : en
Pages : 61
Book Description
Following the 2015 General Election, the Government announced that it was seeking to extend the Right to Buy to tenants of housing associations. This policy, alongside others such as the 1 per cent reduction in social rents and a 'pay to stay' model which would charge differential rents according to tenant income, was likely to have a significant impact on housing associations. We therefore wanted to explore how their work and the services they provide might change, and what the impact might be for the wider social housing sector and the provision of affordable homes. Shortly after our investigations began, a deal to implement the extended Right to Buy on a voluntary basis was reached between the National Housing Federation and the Government. We recognise that the voluntary deal is a way of delivering a key policy from the Government's Manifesto whilst maintaining the independence of housing associations. However there remains much uncertainty in the wording of the agreement, for example regarding whether associations which voted against it are bound by its terms and the extent of the discretion to decline sales. The extended Right to Buy is designed to increase home ownership and increase housing supply. We support these aspirations and the principle of giving people the opportunity to buy their own home. Despite this, we feel that there are unresolved issues and remain concerned that the Government's policies could have a detrimental effect on the provision of accessible and affordable housing across all tenures, particularly affordable rented. We are also concerned that the extended Right to Buy could hinder the provision of specialist and supported housing schemes. Maintaining and protecting the provision of affordable housing in rural areas is also an issue that we believe needs to be addressed in order to protect our rural communities. The terms of the voluntary agreement allow for portable discounts to be offered in place of certain properties, but it remains unclear how this would operate.
The Right to Buy?
Author: Murie, Alan
Publisher: Policy Press
ISBN: 1447332083
Category : Political Science
Languages : en
Pages : 201
Book Description
The Right to Buy has had a massive impact on Housing in the UK for 35 years and in 2015 there were proposals to extend it. But what is the Right to Buy policy, how has it developed and what has its impact been? What evidence is there about the wider and unintended consequences of the policy? How are the proposals to extend the policy in England likely to affect future housing provision and what alternatives are there? In The Right to Buy, Alan Murie provides an authoritative account of the origins, development and impact of the policy across the UK and proposals for its extension in England (and decisions to end it in Scotland and Wales). Presenting up-to-date statistical material the book engages with debates about transfers to private renting, the impact on public expenditure and on the current housing situation, addresses the proposals for new legislation and details the potential impact of these. It is an essential read for anyone interested in this highly topical issue.
Publisher: Policy Press
ISBN: 1447332083
Category : Political Science
Languages : en
Pages : 201
Book Description
The Right to Buy has had a massive impact on Housing in the UK for 35 years and in 2015 there were proposals to extend it. But what is the Right to Buy policy, how has it developed and what has its impact been? What evidence is there about the wider and unintended consequences of the policy? How are the proposals to extend the policy in England likely to affect future housing provision and what alternatives are there? In The Right to Buy, Alan Murie provides an authoritative account of the origins, development and impact of the policy across the UK and proposals for its extension in England (and decisions to end it in Scotland and Wales). Presenting up-to-date statistical material the book engages with debates about transfers to private renting, the impact on public expenditure and on the current housing situation, addresses the proposals for new legislation and details the potential impact of these. It is an essential read for anyone interested in this highly topical issue.
The New Enclosure
Author: Brett Christophers
Publisher: Verso Books
ISBN: 178663158X
Category : History
Languages : en
Pages : 385
Book Description
How public land has been stolen from us. Much has been written about Britain's trailblazing post-1970s privatization program, but the biggest privatization of them all has until now escaped scrutiny: the privatization of land. Since Margaret Thatcher took power in 1979, and hidden from the public eye, about 10 per cent of the entire British land mass, including some of its most valuable real estate, has passed from public to private hands. Forest land, defence land, health service land and above all else local authority land- for farming and school sports, for recreation and housing - has been sold off en masse. Why? How? And with what social, economic and political consequences? The New Enclosure provides the first ever study of this profoundly significant phenomenon, situating it as a centrepiece of neoliberalism in Britain and as a successor programme to the original eighteenth-century enclosures. With more public land still slated for disposal, the book identifies the stakes and asks what, if anything, can and should be done.
Publisher: Verso Books
ISBN: 178663158X
Category : History
Languages : en
Pages : 385
Book Description
How public land has been stolen from us. Much has been written about Britain's trailblazing post-1970s privatization program, but the biggest privatization of them all has until now escaped scrutiny: the privatization of land. Since Margaret Thatcher took power in 1979, and hidden from the public eye, about 10 per cent of the entire British land mass, including some of its most valuable real estate, has passed from public to private hands. Forest land, defence land, health service land and above all else local authority land- for farming and school sports, for recreation and housing - has been sold off en masse. Why? How? And with what social, economic and political consequences? The New Enclosure provides the first ever study of this profoundly significant phenomenon, situating it as a centrepiece of neoliberalism in Britain and as a successor programme to the original eighteenth-century enclosures. With more public land still slated for disposal, the book identifies the stakes and asks what, if anything, can and should be done.
Rentier Capitalism
Author: Brett Christophers
Publisher: Verso Books
ISBN: 1788739752
Category : Political Science
Languages : en
Pages : 513
Book Description
How did Britain’s economy become a bastion of inequality? In this landmark book, the author of The New Enclosure provides a forensic examination and sweeping critique of early-twenty-first-century capitalism. Brett Christophers styles this as ‘rentier capitalism’, in which ownership of key types of scarce assets—such as land, intellectual property, natural resources, or digital platforms—is all-important and dominated by a few unfathomably wealthy companies and individuals: rentiers. If a small elite owns today’s economy, everybody else foots the bill. Nowhere is this divergence starker, Christophers shows, than in the United Kingdom, where the prototypical ills of rentier capitalism—vast inequalities combined with entrenched economic stagnation—are on full display and have led the country inexorably to the precipice of Brexit. With profound lessons for other countries subject to rentier dominance, Christophers’ examination of the UK case is indispensable to those wanting not just to understand this insidious economic phenomenon but to overcome it. Frequently invoked but never previously analysed and illuminated in all its depth and variety, rentier capitalism is here laid bare for the first time.
Publisher: Verso Books
ISBN: 1788739752
Category : Political Science
Languages : en
Pages : 513
Book Description
How did Britain’s economy become a bastion of inequality? In this landmark book, the author of The New Enclosure provides a forensic examination and sweeping critique of early-twenty-first-century capitalism. Brett Christophers styles this as ‘rentier capitalism’, in which ownership of key types of scarce assets—such as land, intellectual property, natural resources, or digital platforms—is all-important and dominated by a few unfathomably wealthy companies and individuals: rentiers. If a small elite owns today’s economy, everybody else foots the bill. Nowhere is this divergence starker, Christophers shows, than in the United Kingdom, where the prototypical ills of rentier capitalism—vast inequalities combined with entrenched economic stagnation—are on full display and have led the country inexorably to the precipice of Brexit. With profound lessons for other countries subject to rentier dominance, Christophers’ examination of the UK case is indispensable to those wanting not just to understand this insidious economic phenomenon but to overcome it. Frequently invoked but never previously analysed and illuminated in all its depth and variety, rentier capitalism is here laid bare for the first time.
The Supply of Rented Housing
Author: Great Britain. Parliament. House of Commons. Communities and Local Government Committee
Publisher: The Stationery Office
ISBN: 9780215520531
Category : Architecture
Languages : en
Pages : 132
Book Description
Rented housing accounts for some 30 per cent of Britain's housing stock. The supply of rented housing is a crucial element of the programme of action necessary to achieve the aim of a decent home, at a price people can afford, within a sustainable community. More supply of rented housing is needed: 50,000 social rented homes need to be completed each year to meet new demand and tackle the backlog. Further significant increases in supply in the private rented sector will require large institutional investors to be attracted back to the sector. Tax and regulatory reform are the levers which will encourage such investment. Meanwhile, there are improvements to be made to the existing stock in both the private and the social rented sectors which will both improve supply and improve the experience of the tenants. The efficiencies which have been brought to the refurbishment and construction of social rented homes by the growth of housing associations, the ring-fencing of local authority landlord accounts and the introduction of ALMOs now need to be applied to the management of the existing social rented stock. Better regulation is the imperative in the private rented sector. Good foundations exist to introduce a system of accreditation devised by trade bodies and enforced by local authorities, with the ultimate oversight of the new regulator of social housing, Oftenant. The Government now needs to build on those foundations, and to add to them further financial and regulatory incentives to private landlords to manage and maintain their stock effectively. The Committee calls for the creation of mixed communities to pervade all spatial and housing policy, and for local authorities to be given the freedom, support and resources necessary to pursue this aim.
Publisher: The Stationery Office
ISBN: 9780215520531
Category : Architecture
Languages : en
Pages : 132
Book Description
Rented housing accounts for some 30 per cent of Britain's housing stock. The supply of rented housing is a crucial element of the programme of action necessary to achieve the aim of a decent home, at a price people can afford, within a sustainable community. More supply of rented housing is needed: 50,000 social rented homes need to be completed each year to meet new demand and tackle the backlog. Further significant increases in supply in the private rented sector will require large institutional investors to be attracted back to the sector. Tax and regulatory reform are the levers which will encourage such investment. Meanwhile, there are improvements to be made to the existing stock in both the private and the social rented sectors which will both improve supply and improve the experience of the tenants. The efficiencies which have been brought to the refurbishment and construction of social rented homes by the growth of housing associations, the ring-fencing of local authority landlord accounts and the introduction of ALMOs now need to be applied to the management of the existing social rented stock. Better regulation is the imperative in the private rented sector. Good foundations exist to introduce a system of accreditation devised by trade bodies and enforced by local authorities, with the ultimate oversight of the new regulator of social housing, Oftenant. The Government now needs to build on those foundations, and to add to them further financial and regulatory incentives to private landlords to manage and maintain their stock effectively. The Committee calls for the creation of mixed communities to pervade all spatial and housing policy, and for local authorities to be given the freedom, support and resources necessary to pursue this aim.
Government Publications Issued During ...
Author: Great Britain. Her Majesty's Stationery Office
Publisher:
ISBN:
Category : Great Britain
Languages : en
Pages : 644
Book Description
Publisher:
ISBN:
Category : Great Britain
Languages : en
Pages : 644
Book Description
House of Commons - Scottish Affairs Committee: The Impact of the Bedroom Tax in Scotland: Interim Report - HC 288
Author: Great Britain. Parliament. House of Commons. Scottish Affairs Committee
Publisher: The Stationery Office
ISBN: 9780215065827
Category : Social Science
Languages : en
Pages : 252
Book Description
The Scottish Affairs Committee calls for the repeal of the Bedroom Tax. While this is being considered, the Committee calls on the Government to suspend application of the Bedroom Tax for all those tenants to whom a reasonable alternative offer cannot be made. There are not enough smaller houses available for tenants to transfer into. The lack of any alternative offers means that tenants have no choice but to go into arrears if they simply cannot afford the extra costs. Other amendments proposed for the operation of the tax include: exemptions for those disabled people who require a room to store or use equipment or aids; non application where it would be financially perverse to do so - eg where removing fixed aids and adaptations, and then reinstalling them in a smaller home, would be more expensive than the savings over two years; all children of secondary school age should be allowed a bedroom of their own to allow quiet study; all disabled children, of whatever age, should have a bedroom of their own. The Committee also calls for changes to the system of Discretionary Housing Payments, which have been designed by the Government to mitigate the worst impacts of the Bedroom Tax. There should be a standard nationwide entitlement system, across the UK as a whole, rather than the present postcode lottery. The UK and Scottish Governments should make longer term commitments to the provision of DHP payments in order to allow local authorities to plan and structure their budgets.
Publisher: The Stationery Office
ISBN: 9780215065827
Category : Social Science
Languages : en
Pages : 252
Book Description
The Scottish Affairs Committee calls for the repeal of the Bedroom Tax. While this is being considered, the Committee calls on the Government to suspend application of the Bedroom Tax for all those tenants to whom a reasonable alternative offer cannot be made. There are not enough smaller houses available for tenants to transfer into. The lack of any alternative offers means that tenants have no choice but to go into arrears if they simply cannot afford the extra costs. Other amendments proposed for the operation of the tax include: exemptions for those disabled people who require a room to store or use equipment or aids; non application where it would be financially perverse to do so - eg where removing fixed aids and adaptations, and then reinstalling them in a smaller home, would be more expensive than the savings over two years; all children of secondary school age should be allowed a bedroom of their own to allow quiet study; all disabled children, of whatever age, should have a bedroom of their own. The Committee also calls for changes to the system of Discretionary Housing Payments, which have been designed by the Government to mitigate the worst impacts of the Bedroom Tax. There should be a standard nationwide entitlement system, across the UK as a whole, rather than the present postcode lottery. The UK and Scottish Governments should make longer term commitments to the provision of DHP payments in order to allow local authorities to plan and structure their budgets.
WHO Housing and Health Guidelines
Author:
Publisher:
ISBN: 9789241550376
Category :
Languages : en
Pages : 149
Book Description
Improved housing conditions can save lives, prevent disease, increase quality of life, reduce poverty, and help mitigate climate change. Housing is becoming increasingly important to health in light of urban growth, ageing populations and climate change. The WHO Housing and health guidelines bring together the most recent evidence to provide practical recommendations to reduce the health burden due to unsafe and substandard housing. Based on newly commissioned systematic reviews, the guidelines provide recommendations relevant to inadequate living space (crowding), low and high indoor temperatures, injury hazards in the home, and accessibility of housing for people with functional impairments. In addition, the guidelines identify and summarize existing WHO guidelines and recommendations related to housing, with respect to water quality, air quality, neighbourhood noise, asbestos, lead, tobacco smoke and radon. The guidelines take a comprehensive, intersectoral perspective on the issue of housing and health and highlight co-benefits of interventions addressing several risk factors at the same time. The WHO Housing and health guidelines aim at informing housing policies and regulations at the national, regional and local level and are further relevant in the daily activities of implementing actors who are directly involved in the construction, maintenance and demolition of housing in ways that influence human health and safety. The guidelines therefore emphasize the importance of collaboration between the health and other sectors and joint efforts across all government levels to promote healthy housing. The guidelines' implementation at country-level will in particular contribute to the achievement of the Sustainable Development Goals on health (SDG 3) and sustainable cities (SDG 11). WHO will support Member States in adapting the guidelines to national contexts and priorities to ensure safe and healthy housing for all.
Publisher:
ISBN: 9789241550376
Category :
Languages : en
Pages : 149
Book Description
Improved housing conditions can save lives, prevent disease, increase quality of life, reduce poverty, and help mitigate climate change. Housing is becoming increasingly important to health in light of urban growth, ageing populations and climate change. The WHO Housing and health guidelines bring together the most recent evidence to provide practical recommendations to reduce the health burden due to unsafe and substandard housing. Based on newly commissioned systematic reviews, the guidelines provide recommendations relevant to inadequate living space (crowding), low and high indoor temperatures, injury hazards in the home, and accessibility of housing for people with functional impairments. In addition, the guidelines identify and summarize existing WHO guidelines and recommendations related to housing, with respect to water quality, air quality, neighbourhood noise, asbestos, lead, tobacco smoke and radon. The guidelines take a comprehensive, intersectoral perspective on the issue of housing and health and highlight co-benefits of interventions addressing several risk factors at the same time. The WHO Housing and health guidelines aim at informing housing policies and regulations at the national, regional and local level and are further relevant in the daily activities of implementing actors who are directly involved in the construction, maintenance and demolition of housing in ways that influence human health and safety. The guidelines therefore emphasize the importance of collaboration between the health and other sectors and joint efforts across all government levels to promote healthy housing. The guidelines' implementation at country-level will in particular contribute to the achievement of the Sustainable Development Goals on health (SDG 3) and sustainable cities (SDG 11). WHO will support Member States in adapting the guidelines to national contexts and priorities to ensure safe and healthy housing for all.
Contract Record and Engineering Review
Author:
Publisher:
ISBN:
Category :
Languages : en
Pages : 1594
Book Description
Publisher:
ISBN:
Category :
Languages : en
Pages : 1594
Book Description
Banking and Security Law in Ireland
Author: William Johnston
Publisher: Bloomsbury Publishing
ISBN: 1526518139
Category : Law
Languages : en
Pages : 876
Book Description
Shortlisted for the DSBA Law Book of the Year Award 2020 Please note: In order to fully cover the many changes and developments since the first publication of Banking and Security in Ireland, the content has been massively extended. This means that this new edition is split into two titles: Banking and Security in Ireland by William Johnston and Consumer and SME Credit Law in Ireland by Nora Beausang. Both titles are available to purchase now. The long-awaited new edition of Banking and Security Law in Ireland provides a comprehensive update on the law in practice and the pitfalls involved in taking security over land, machinery, agricultural assets, shares, debts, deposits and their registration. This new edition covers the many changes in the 22 years since its first publication. It includes updated case law and legislation (including the new Companies Act) governing the relationship of banker and customer, bank confidentiality, facility letters, payment demands, appointment of receivers and the avoidance of guarantees and security including undue influence case law. (1) Execution including virtual execution and delivery of agreements (2) Impact of waiver of CPs for guarantors of loans, limited recourse loans, covenants and shadow directors, material adverse change clauses and transfers of loans (3) Extensive case law on guarantees and their enforceability over the past 10 years (4) New financial assistance approval procedures brought about by the 2014 Companies Act - commercial benefit in the giving of financial assistance, examinerships and guarantees and independent advice (5) An extensive chapter on security over land dealing with the 2009 Conveyancing Act applicable to charges and what may be excluded, the enforcement of security whether or not registered in the Land Registry as well as collating the many Law Society Practice notes and Regulations particularly on the conflicts of interest and High Court decisions on solicitors' undertakings (6) Updated security treatment on other assets as well as coverage of the EU financial collateral arrangements and the beneficial ownership regulations applicable to security over shares (7) Practical advice on the new registration of security under the Companies Act and the different ways of filing in the CRO as well as priority of security (8) A new chapter on making demands on borrowers and guarantors and the manner of appointing receivers covering also extensive new cases on proving debt and dealing with redacted documents being used by assignees to enforce security. This book's practical style is designed to assist bankers, practising lawyers and compliance professionals in the application of the ever-increasing and complex law of banking and security. Much of the content cannot be found in any other publication. An essential addition to the library of every practitioner and compliance professional in the banking area.
Publisher: Bloomsbury Publishing
ISBN: 1526518139
Category : Law
Languages : en
Pages : 876
Book Description
Shortlisted for the DSBA Law Book of the Year Award 2020 Please note: In order to fully cover the many changes and developments since the first publication of Banking and Security in Ireland, the content has been massively extended. This means that this new edition is split into two titles: Banking and Security in Ireland by William Johnston and Consumer and SME Credit Law in Ireland by Nora Beausang. Both titles are available to purchase now. The long-awaited new edition of Banking and Security Law in Ireland provides a comprehensive update on the law in practice and the pitfalls involved in taking security over land, machinery, agricultural assets, shares, debts, deposits and their registration. This new edition covers the many changes in the 22 years since its first publication. It includes updated case law and legislation (including the new Companies Act) governing the relationship of banker and customer, bank confidentiality, facility letters, payment demands, appointment of receivers and the avoidance of guarantees and security including undue influence case law. (1) Execution including virtual execution and delivery of agreements (2) Impact of waiver of CPs for guarantors of loans, limited recourse loans, covenants and shadow directors, material adverse change clauses and transfers of loans (3) Extensive case law on guarantees and their enforceability over the past 10 years (4) New financial assistance approval procedures brought about by the 2014 Companies Act - commercial benefit in the giving of financial assistance, examinerships and guarantees and independent advice (5) An extensive chapter on security over land dealing with the 2009 Conveyancing Act applicable to charges and what may be excluded, the enforcement of security whether or not registered in the Land Registry as well as collating the many Law Society Practice notes and Regulations particularly on the conflicts of interest and High Court decisions on solicitors' undertakings (6) Updated security treatment on other assets as well as coverage of the EU financial collateral arrangements and the beneficial ownership regulations applicable to security over shares (7) Practical advice on the new registration of security under the Companies Act and the different ways of filing in the CRO as well as priority of security (8) A new chapter on making demands on borrowers and guarantors and the manner of appointing receivers covering also extensive new cases on proving debt and dealing with redacted documents being used by assignees to enforce security. This book's practical style is designed to assist bankers, practising lawyers and compliance professionals in the application of the ever-increasing and complex law of banking and security. Much of the content cannot be found in any other publication. An essential addition to the library of every practitioner and compliance professional in the banking area.