Author: Wes Moss
Publisher: McGraw Hill Professional
ISBN: 1264269277
Category : Business & Economics
Languages : en
Pages : 284
Book Description
The bestselling author of You Can Retire Sooner Than You Think and host of Money Matters reveals the 10 essential habits for a rich, rewarding, and blissful retirement. What does it take to have a truly happy retirement? Is it money? A mortgage-free home? An active social life? A long-lasting marriage—or maybe a new one? Finance expert, author, and radio host Wes Moss asked more than 2,000 of the nation’s happiest retirees to find out—and their answers may surprise you. Through a series of revealing surveys, Moss noticed a pattern of distinct, recognizable habits that the happiest retirees shared, from the simplest of lifestyle choices to the smartest of financial strategies. These are the kinds of habits anyone can develop—the perfect road map to a healthy, secure, and joyful retirement—sooner. Whether you’re already retired or just starting to make plans, these 10 simple actions and attitudes can make a profound difference in every aspect of your life. The book is packed with hard-won wisdom and invaluable advice on how to make little changes now that will have the biggest impact later. It’s filled with proven ways to develop smarter habits with: Money (“Think river, not reservoir”); Family (“Get your kids off your payroll”); Housing (“Live mortgage-free”); Investing (“Be a tomorrow investor”); Spending (“Be pound wise—so you can be penny foolish”); and much more. With these 10 transformational habits, you can stop obsessing over money, stay socially connected, and start enjoying your new life—as the happiest retiree on the block.
What the Happiest Retirees Know: 10 Habits for a Healthy, Secure, and Joyful Life
Author: Wes Moss
Publisher: McGraw Hill Professional
ISBN: 1264269277
Category : Business & Economics
Languages : en
Pages : 284
Book Description
The bestselling author of You Can Retire Sooner Than You Think and host of Money Matters reveals the 10 essential habits for a rich, rewarding, and blissful retirement. What does it take to have a truly happy retirement? Is it money? A mortgage-free home? An active social life? A long-lasting marriage—or maybe a new one? Finance expert, author, and radio host Wes Moss asked more than 2,000 of the nation’s happiest retirees to find out—and their answers may surprise you. Through a series of revealing surveys, Moss noticed a pattern of distinct, recognizable habits that the happiest retirees shared, from the simplest of lifestyle choices to the smartest of financial strategies. These are the kinds of habits anyone can develop—the perfect road map to a healthy, secure, and joyful retirement—sooner. Whether you’re already retired or just starting to make plans, these 10 simple actions and attitudes can make a profound difference in every aspect of your life. The book is packed with hard-won wisdom and invaluable advice on how to make little changes now that will have the biggest impact later. It’s filled with proven ways to develop smarter habits with: Money (“Think river, not reservoir”); Family (“Get your kids off your payroll”); Housing (“Live mortgage-free”); Investing (“Be a tomorrow investor”); Spending (“Be pound wise—so you can be penny foolish”); and much more. With these 10 transformational habits, you can stop obsessing over money, stay socially connected, and start enjoying your new life—as the happiest retiree on the block.
Publisher: McGraw Hill Professional
ISBN: 1264269277
Category : Business & Economics
Languages : en
Pages : 284
Book Description
The bestselling author of You Can Retire Sooner Than You Think and host of Money Matters reveals the 10 essential habits for a rich, rewarding, and blissful retirement. What does it take to have a truly happy retirement? Is it money? A mortgage-free home? An active social life? A long-lasting marriage—or maybe a new one? Finance expert, author, and radio host Wes Moss asked more than 2,000 of the nation’s happiest retirees to find out—and their answers may surprise you. Through a series of revealing surveys, Moss noticed a pattern of distinct, recognizable habits that the happiest retirees shared, from the simplest of lifestyle choices to the smartest of financial strategies. These are the kinds of habits anyone can develop—the perfect road map to a healthy, secure, and joyful retirement—sooner. Whether you’re already retired or just starting to make plans, these 10 simple actions and attitudes can make a profound difference in every aspect of your life. The book is packed with hard-won wisdom and invaluable advice on how to make little changes now that will have the biggest impact later. It’s filled with proven ways to develop smarter habits with: Money (“Think river, not reservoir”); Family (“Get your kids off your payroll”); Housing (“Live mortgage-free”); Investing (“Be a tomorrow investor”); Spending (“Be pound wise—so you can be penny foolish”); and much more. With these 10 transformational habits, you can stop obsessing over money, stay socially connected, and start enjoying your new life—as the happiest retiree on the block.
How to Make Your Money Last - Completely Updated for Planning Today
Author: Jane Bryant Quinn
Publisher: Simon & Schuster
ISBN: 1982115831
Category : Business & Economics
Languages : en
Pages : 432
Book Description
NOW COMPLETELY UPDATED to reflect the changes in tax legislation, health insurance, and the new investment realities. In this “highly valuable resource” (Publishers Weekly, starred review) Quinn “provides simple, straightforward” (The New York Times) solutions to the universal retirement dilemma—how to make your limited savings last for life—covering mortgages, social security, income investing, annuities, and more! Will you run out of money in your older age? That’s the biggest worry for people newly retired or planning to retire. Fortunately, you don’t have to plan in the dark. Jane Bryant Quinn tells you how to squeeze a higher income from all your assets—including your social security account (get every dollar you’re entitled to), a pension (discover whether a lump sum or a lifetime monthly income will pay you more), your home equity (sell, rent, or take a reverse mortgage?), savings (how to use them safely to raise your monthly income), retirement accounts (invest the money for growth in ways that let you sleep at night), and—critically—how much of your savings you can afford to spend every year without running out. There are easy ways to figure all this out. Who knew? Quinn also shows you how to evaluate your real risks. If you stick with super-safe investment choices, your money might not last and your lifestyle might erode. The same might be true if you rely on traditional income investments. Quinn rethinks the meaning of “income investing,” by combining reliable cash flow during the early years of your retirement with low-risk growth investments, to provide extra money for your later years. Odds are, you’ll live longer than you might imagine, meaning that your savings will stretch for many more years than you might have planned for. With the help of this book, you can turn those retirement funds into a “homemade” paycheck that will last for life.
Publisher: Simon & Schuster
ISBN: 1982115831
Category : Business & Economics
Languages : en
Pages : 432
Book Description
NOW COMPLETELY UPDATED to reflect the changes in tax legislation, health insurance, and the new investment realities. In this “highly valuable resource” (Publishers Weekly, starred review) Quinn “provides simple, straightforward” (The New York Times) solutions to the universal retirement dilemma—how to make your limited savings last for life—covering mortgages, social security, income investing, annuities, and more! Will you run out of money in your older age? That’s the biggest worry for people newly retired or planning to retire. Fortunately, you don’t have to plan in the dark. Jane Bryant Quinn tells you how to squeeze a higher income from all your assets—including your social security account (get every dollar you’re entitled to), a pension (discover whether a lump sum or a lifetime monthly income will pay you more), your home equity (sell, rent, or take a reverse mortgage?), savings (how to use them safely to raise your monthly income), retirement accounts (invest the money for growth in ways that let you sleep at night), and—critically—how much of your savings you can afford to spend every year without running out. There are easy ways to figure all this out. Who knew? Quinn also shows you how to evaluate your real risks. If you stick with super-safe investment choices, your money might not last and your lifestyle might erode. The same might be true if you rely on traditional income investments. Quinn rethinks the meaning of “income investing,” by combining reliable cash flow during the early years of your retirement with low-risk growth investments, to provide extra money for your later years. Odds are, you’ll live longer than you might imagine, meaning that your savings will stretch for many more years than you might have planned for. With the help of this book, you can turn those retirement funds into a “homemade” paycheck that will last for life.
Don't Eat Dog Food When You're Old!
Author: Roger Roemmich
Publisher: iUniverse
ISBN: 1475987153
Category : Business & Economics
Languages : en
Pages : 199
Book Description
An estimated seventy-eight million baby boomers will hit retirement age in the coming decades. It's an exciting time, but many retirees miscalculate their retirement readiness before leaving their jobs and seeking a more carefree life. In Don't Eat Dog Food When You're Old! author Roger Roemmich who has more than forty years experience in the field of finance presents a big-picture look at what you need to know to plan for your retirement or to better manage the various components of your financial life if you already are retired. In this guide Roemmich first looks at whether you can afford to retire and then discusses retirement planning and financial management. He introduces his unique CAMP score methodology considering cash flow, aging, medical needs, and purchasing power that both provides a basis for quick evaluation of retirement readiness and serves to identify remedies for inadequacies. He also identifies the most important aspects of six key areas and helps show how they factor into having excellent cash flow throughout retirement. You can calculate your retirement readiness accurately if you know the right questions to ask. Roemmich's guide which assumes little or no prior knowledge but a keen interest in doing the right thing helps you move forward carefully and confidently so that you can enjoy financial peace of mind during your golden years.
Publisher: iUniverse
ISBN: 1475987153
Category : Business & Economics
Languages : en
Pages : 199
Book Description
An estimated seventy-eight million baby boomers will hit retirement age in the coming decades. It's an exciting time, but many retirees miscalculate their retirement readiness before leaving their jobs and seeking a more carefree life. In Don't Eat Dog Food When You're Old! author Roger Roemmich who has more than forty years experience in the field of finance presents a big-picture look at what you need to know to plan for your retirement or to better manage the various components of your financial life if you already are retired. In this guide Roemmich first looks at whether you can afford to retire and then discusses retirement planning and financial management. He introduces his unique CAMP score methodology considering cash flow, aging, medical needs, and purchasing power that both provides a basis for quick evaluation of retirement readiness and serves to identify remedies for inadequacies. He also identifies the most important aspects of six key areas and helps show how they factor into having excellent cash flow throughout retirement. You can calculate your retirement readiness accurately if you know the right questions to ask. Roemmich's guide which assumes little or no prior knowledge but a keen interest in doing the right thing helps you move forward carefully and confidently so that you can enjoy financial peace of mind during your golden years.
You Can Retire Sooner Than You Think
Author: Wes Moss
Publisher: McGraw Hill Professional
ISBN: 0071839038
Category : Business & Economics
Languages : en
Pages : 289
Book Description
From Wes Moss--named by Barron's as one of America's top financial advisors "The keys that Wes Moss identifies to having a happy retirement are simple but brilliant. Read this book." -- Clark Howard, #1 New York Times bestselling author of Living Large in Lean Times “Financial planner Wes Moss offers you something different—not just a plan to retire, but a way to do it sooner and to be happy when you do." – Atlanta Journal Constitution If you think you need to win the lottery or work until you’re 75 to retire with financial stability, Money Matters host Wes Moss has very good news for you. You Can Retire Sooner Than You Think reveals the secrets for ensuring a successful retirement—sooner rather than later. After conducting an intensive study of happy retirees to learn the financial practices they hold in common, Moss discovered that it doesn't take financial genius, millions of dollars, or sophisticated investment skills to ensure a safe, solid retirement. All it takes is five best practices: Determine what you want and need your retirement money for Figure out how much you need to save Create a plan to pay off your mortgage in as little as five years Develop an income stream from multiple sources Become an income investor Getting on the fast track to a great retirement is a lot simpler than the retirement professionals would have you believe. You Can Retire Sooner Than You Think provides the proven-effective, five-step formula for creating the retirement of your dreams.
Publisher: McGraw Hill Professional
ISBN: 0071839038
Category : Business & Economics
Languages : en
Pages : 289
Book Description
From Wes Moss--named by Barron's as one of America's top financial advisors "The keys that Wes Moss identifies to having a happy retirement are simple but brilliant. Read this book." -- Clark Howard, #1 New York Times bestselling author of Living Large in Lean Times “Financial planner Wes Moss offers you something different—not just a plan to retire, but a way to do it sooner and to be happy when you do." – Atlanta Journal Constitution If you think you need to win the lottery or work until you’re 75 to retire with financial stability, Money Matters host Wes Moss has very good news for you. You Can Retire Sooner Than You Think reveals the secrets for ensuring a successful retirement—sooner rather than later. After conducting an intensive study of happy retirees to learn the financial practices they hold in common, Moss discovered that it doesn't take financial genius, millions of dollars, or sophisticated investment skills to ensure a safe, solid retirement. All it takes is five best practices: Determine what you want and need your retirement money for Figure out how much you need to save Create a plan to pay off your mortgage in as little as five years Develop an income stream from multiple sources Become an income investor Getting on the fast track to a great retirement is a lot simpler than the retirement professionals would have you believe. You Can Retire Sooner Than You Think provides the proven-effective, five-step formula for creating the retirement of your dreams.
Happy Money Happy Life
Author: Jason Vitug
Publisher: John Wiley & Sons
ISBN: 1394171269
Category : Business & Economics
Languages : en
Pages : 295
Book Description
Transform your relationship with money into one that powers true wellbeing. Money can buy happiness when you spend it on wellness. In Happy Money Happy Life: A Multidimensional Approach to Health, Wealth, and Financial Freedom, celebrated writer, speaker, and entrepreneur Jason Vitug delivers an exciting and practical discussion at the intersection of our mental and emotional health and our money. You’ll explore the importance of physical and spiritual wellbeing, the interconnectedness of environmental comfort, meaningful work, and social connections as you learn to live a healthier, wealthier, and happier life. With insightful takeaways from happiness research, you’ll understand how money weaves itself into every aspect of your life and how you can masterfully use it to choose happiness. In the book, you’ll find: Descriptions of the 8 dimensions of wellness and a hands-on framework you can use to achieve your financial and life goals 4 key principles to living a happier life A holistic strategy for transforming your relationship with money into one that improves every aspect of your wellbeing An indispensable roadmap to mental strength, physical health, financial success, and emotional intelligence, Happy Money Happy Life is ideal for professionals, managers, workers, executives, and other business leaders ready to explore the possibility that life is about joy and happiness, not merely titles and salaries.
Publisher: John Wiley & Sons
ISBN: 1394171269
Category : Business & Economics
Languages : en
Pages : 295
Book Description
Transform your relationship with money into one that powers true wellbeing. Money can buy happiness when you spend it on wellness. In Happy Money Happy Life: A Multidimensional Approach to Health, Wealth, and Financial Freedom, celebrated writer, speaker, and entrepreneur Jason Vitug delivers an exciting and practical discussion at the intersection of our mental and emotional health and our money. You’ll explore the importance of physical and spiritual wellbeing, the interconnectedness of environmental comfort, meaningful work, and social connections as you learn to live a healthier, wealthier, and happier life. With insightful takeaways from happiness research, you’ll understand how money weaves itself into every aspect of your life and how you can masterfully use it to choose happiness. In the book, you’ll find: Descriptions of the 8 dimensions of wellness and a hands-on framework you can use to achieve your financial and life goals 4 key principles to living a happier life A holistic strategy for transforming your relationship with money into one that improves every aspect of your wellbeing An indispensable roadmap to mental strength, physical health, financial success, and emotional intelligence, Happy Money Happy Life is ideal for professionals, managers, workers, executives, and other business leaders ready to explore the possibility that life is about joy and happiness, not merely titles and salaries.
Work Optional
Author: Tanja Hester
Publisher: Hachette Books
ISBN: 0316450871
Category : Business & Economics
Languages : en
Pages : 245
Book Description
A practical action guide for financial independence and early retirement from the popular Our Next Life blogger. In today's work culture, we're expected to hustle around the clock. But what if you could escape the traditional path and get on one that doesn't require working full-time until age 65? What if you could wake up every day without an alarm clock and do the things you love most? Tanja Hester and her husband Mark left their crazed careerist lifestyle to live their dream life in Lake Tahoe, retiring early from high-stress careers. Now Tanja will help you map out a customized plan for freedom and make it easy to succeed, whether you're good at math and budgeting -- or not! Work Optional is more than just a financial plan: it's a plan for your whole life -- designed by you, not by an employer or clients. Tanja walks you through envisioning your dream life, accounting for variables such as health care and children, protecting yourself from recessions and future unknowns, and achieving a purpose-filled early retirement, semi-retirement, or career intermission with completely doable, non-penny-pinching steps. You can live a happier, more meaningful life, free from the daily grind. Regardless of where you are in your career, Work Optionalwill get you there.
Publisher: Hachette Books
ISBN: 0316450871
Category : Business & Economics
Languages : en
Pages : 245
Book Description
A practical action guide for financial independence and early retirement from the popular Our Next Life blogger. In today's work culture, we're expected to hustle around the clock. But what if you could escape the traditional path and get on one that doesn't require working full-time until age 65? What if you could wake up every day without an alarm clock and do the things you love most? Tanja Hester and her husband Mark left their crazed careerist lifestyle to live their dream life in Lake Tahoe, retiring early from high-stress careers. Now Tanja will help you map out a customized plan for freedom and make it easy to succeed, whether you're good at math and budgeting -- or not! Work Optional is more than just a financial plan: it's a plan for your whole life -- designed by you, not by an employer or clients. Tanja walks you through envisioning your dream life, accounting for variables such as health care and children, protecting yourself from recessions and future unknowns, and achieving a purpose-filled early retirement, semi-retirement, or career intermission with completely doable, non-penny-pinching steps. You can live a happier, more meaningful life, free from the daily grind. Regardless of where you are in your career, Work Optionalwill get you there.
A Simple Guide to Retirement
Author: Morley D. Glicken
Publisher: Bloomsbury Publishing USA
ISBN: 0313372306
Category : Business & Economics
Languages : en
Pages : 204
Book Description
This affirming, positive, and practical book will better prepare retirees and their families for the changes and challenges of retirement in an uncertain economic, social, and political climate. A Simple Guide to Retirement: How to Make Retirement Work for You is a book for older Americans planning for retirement. It is also for people who have left work before they were ready and are now experiencing anxiety, depression, and/or financial weakness in their new role as retirees. Written to be at once affirming, positive, and practical, the book covers all of the many topics that will help retirees better prepare themselves for a positive, fulfilling, and satisfying retirement—beginning with financial security. These topics include saving for retirement, working part time, staying healthy and fit, dealing with the emotional and financial burden of health care, cultivating optimism, and much more. Case examples and vignettes will help readers apply the principles to their own lives.
Publisher: Bloomsbury Publishing USA
ISBN: 0313372306
Category : Business & Economics
Languages : en
Pages : 204
Book Description
This affirming, positive, and practical book will better prepare retirees and their families for the changes and challenges of retirement in an uncertain economic, social, and political climate. A Simple Guide to Retirement: How to Make Retirement Work for You is a book for older Americans planning for retirement. It is also for people who have left work before they were ready and are now experiencing anxiety, depression, and/or financial weakness in their new role as retirees. Written to be at once affirming, positive, and practical, the book covers all of the many topics that will help retirees better prepare themselves for a positive, fulfilling, and satisfying retirement—beginning with financial security. These topics include saving for retirement, working part time, staying healthy and fit, dealing with the emotional and financial burden of health care, cultivating optimism, and much more. Case examples and vignettes will help readers apply the principles to their own lives.
Happy Cash Flow Retirement 8
Author: Joshua King
Publisher: Independently Published
ISBN:
Category :
Languages : en
Pages : 0
Book Description
We all envision our retirement years as golden moments in time. But how do we hope to live a stress-free life without worries of money or time? The answer is passive income. We can protect ourselves from downturns and unexpected events by creating multiple passive income streams. The key to building income streams is starting early. The best time to start a business was ten years ago. The next best time is today. I am 41 and building income streams via real estate, dividends, royalties, and business. You can do the same to ensure a Happy Cash Flow Retirement.
Publisher: Independently Published
ISBN:
Category :
Languages : en
Pages : 0
Book Description
We all envision our retirement years as golden moments in time. But how do we hope to live a stress-free life without worries of money or time? The answer is passive income. We can protect ourselves from downturns and unexpected events by creating multiple passive income streams. The key to building income streams is starting early. The best time to start a business was ten years ago. The next best time is today. I am 41 and building income streams via real estate, dividends, royalties, and business. You can do the same to ensure a Happy Cash Flow Retirement.
Ready to Pull the Retirement Trigger?
Author: Mary Sterk
Publisher: Morgan James Publishing
ISBN: 1683502396
Category : Business & Economics
Languages : en
Pages : 96
Book Description
A professional wealth manager guides you through the decision of when retirement is right for you, and how to make the leap with confidence. Many people today want to retire early. Perhaps you want to slow down and enjoy your life, spouse, and grandkids. But there are many factors to consider when deciding whether to move into the retirement phase of your life. What if your savings run out? When should you start taking your Social Security? What if there’s a major health issue? And perhaps most important of all—where can you turn for answers you can trust? There are no do-overs in retirement. You need a path and a strategy. Mary Stark, wealth manager and owner of Stark Financial Services provides the essential tools and knowledge you need to pinpoint when work becomes optional for you, and create a plan that lets you retire with confidence.
Publisher: Morgan James Publishing
ISBN: 1683502396
Category : Business & Economics
Languages : en
Pages : 96
Book Description
A professional wealth manager guides you through the decision of when retirement is right for you, and how to make the leap with confidence. Many people today want to retire early. Perhaps you want to slow down and enjoy your life, spouse, and grandkids. But there are many factors to consider when deciding whether to move into the retirement phase of your life. What if your savings run out? When should you start taking your Social Security? What if there’s a major health issue? And perhaps most important of all—where can you turn for answers you can trust? There are no do-overs in retirement. You need a path and a strategy. Mary Stark, wealth manager and owner of Stark Financial Services provides the essential tools and knowledge you need to pinpoint when work becomes optional for you, and create a plan that lets you retire with confidence.
Don't Go Broke in Retirement
Author: Steve Vernon
Publisher: Rest-Of-Life Communications
ISBN: 9780985384661
Category : Business & Economics
Languages : en
Pages : 184
Book Description
Make Smart Choices with Your Social Security and Savings! Are you thinking about retiring soon, or have you recently retired? Don't Go Broke in Retirement, the latest in a series of acclaimed books by trusted retirement expert Steve Vernon, gets right to the point and shares an easy-to-follow, three-step plan that helps you answer these critical questions: Have you saved enough money to retire? When should you start your Social Security benefits? What's the best way to build lifetime income that's protected from financial crises? What living expenses should you reduce to make retirement more affordable? Based on the "Spend Safely in Retirement Strategy," the plan was developed from new research by the Stanford Center on Longevity and the Society of Actuaries. Learn why this strategy has garnered national attention and discover how the recent financial turmoil successfully stress-tested this plan, proving its effectiveness for managing retirement funds. Don't Go Broke in Retirement provides the information and tools you need to generate the most retirement income from your Social Security benefits and retirement savings, including: A simple, step-by-step checklist to help you put your plans into action Modifications to personalize the strategy for your goals and circumstances Access to bonus chapters to help you apply the strategies outlined in the book, including investing in retirement, navigating tax rules, and finding professional help with retirement funding strategies A list of helpful resources and research to learn more Don't worry about your retirement! Instead, develop solid financial strategies so you can confidently enjoy your retirement years.
Publisher: Rest-Of-Life Communications
ISBN: 9780985384661
Category : Business & Economics
Languages : en
Pages : 184
Book Description
Make Smart Choices with Your Social Security and Savings! Are you thinking about retiring soon, or have you recently retired? Don't Go Broke in Retirement, the latest in a series of acclaimed books by trusted retirement expert Steve Vernon, gets right to the point and shares an easy-to-follow, three-step plan that helps you answer these critical questions: Have you saved enough money to retire? When should you start your Social Security benefits? What's the best way to build lifetime income that's protected from financial crises? What living expenses should you reduce to make retirement more affordable? Based on the "Spend Safely in Retirement Strategy," the plan was developed from new research by the Stanford Center on Longevity and the Society of Actuaries. Learn why this strategy has garnered national attention and discover how the recent financial turmoil successfully stress-tested this plan, proving its effectiveness for managing retirement funds. Don't Go Broke in Retirement provides the information and tools you need to generate the most retirement income from your Social Security benefits and retirement savings, including: A simple, step-by-step checklist to help you put your plans into action Modifications to personalize the strategy for your goals and circumstances Access to bonus chapters to help you apply the strategies outlined in the book, including investing in retirement, navigating tax rules, and finding professional help with retirement funding strategies A list of helpful resources and research to learn more Don't worry about your retirement! Instead, develop solid financial strategies so you can confidently enjoy your retirement years.