Bankers' Lending Techniques

Bankers' Lending Techniques PDF Author: C. Nicholas Rouse
Publisher: Global Professional Publishi
ISBN: 9780852975879
Category : Business & Economics
Languages : en
Pages : 312

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Book Description
'?New, expanded edition of a popular title?Now covers new techniques of lending assessmentThe new edition of this popular title has been expanded to twice the length of the previous edition, which reflects the widening of the book?'s scope to cover the impact of new techniques of lending assessment as well as legal issues concerning lending to corporates and private individuals. It features whole new chapters on acquisition finance, franchising, factoring, and control of a lending portfolio. It also offers a perspective on the increased use of technology against traditional lending techniques.

Bankers' Lending Techniques

Bankers' Lending Techniques PDF Author: C. Nicholas Rouse
Publisher: Global Professional Publishi
ISBN: 9780852975879
Category : Business & Economics
Languages : en
Pages : 312

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Book Description
'?New, expanded edition of a popular title?Now covers new techniques of lending assessmentThe new edition of this popular title has been expanded to twice the length of the previous edition, which reflects the widening of the book?'s scope to cover the impact of new techniques of lending assessment as well as legal issues concerning lending to corporates and private individuals. It features whole new chapters on acquisition finance, franchising, factoring, and control of a lending portfolio. It also offers a perspective on the increased use of technology against traditional lending techniques.

Bankers' Lending Techniques

Bankers' Lending Techniques PDF Author: C. Nicholas Rouse
Publisher: Global Professional Pub
ISBN: 9781906403003
Category : Business & Economics
Languages : en
Pages : 295

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Book Description
This popular, best-selling title, used by many banks for training their staff, covers the international aspects of lending and for that reason the text has now been globalised to ensure it is appropriate for all students. This third, fully up-dated edition covers the impact of the latest technology for lending assessment as well as legal issues concerning lending to corporate organisations, and also to private individuals. It features chapters on acquisition finance, franchising, factoring, a new section on project finance plus the control of a lending portfolio and the increased use of new technology. Some highly topical areas have been expanded. Sovereign risk has been incorporated and the whole area of rating agencies has been updated to include the difference between the ratings and the primary need of the banker, i.e. the Probability of Default. Finally there is now greater emphasis on the analysis of cash flow and the switch by lenders from the analysis of profitability and the need to produce and use cash flow projections. "This new and expanded edition provides the definitive reference book on lending for those in the banking industry. Its clear and accessible style makes it equally useful for the seasoned practitioner and for those training for the future. Nick's extensive practical and theoretical experience makes this a book that clarifies and educates, and which will be as useful in these times not only for bankers, but also for the non-banker seeking to understand what their bank is trying to achieve and why." Andy Bainbridge Head of Credit Risk (Western Hemisphere), Standard Chartered Bank

Bankers' Lending Techniques

Bankers' Lending Techniques PDF Author: C. Nicholas Rouse
Publisher: Chartered Institute of Bankers
ISBN: 9780852972281
Category : Bank loans
Languages : en
Pages : 168

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Book Description


Applied Lending Techniques

Applied Lending Techniques PDF Author: C. Nicholas Rouse
Publisher: Global Professional Publishi
ISBN: 9780852975374
Category : Business & Economics
Languages : en
Pages : 258

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Book Description
'?Combines theory with the author?'s experience?Unlike so many concentrates on practice not theory This is a unique evaluation of lending theory based on solid experience. The book stands back from the accepted day-to-day practice of corporate and personal departments and draws on the extensive experience of the author, revealing the benefits of evaluating each case on its own merits. It adopts a practical ?lessons learned? approach.

Applied lending techniques

Applied lending techniques PDF Author: C. N. Rouse
Publisher:
ISBN: 9780852973776
Category :
Languages : en
Pages : 136

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Book Description


Your Guide To Commercial Lending

Your Guide To Commercial Lending PDF Author: Larry Gnabah
Publisher:
ISBN:
Category :
Languages : en
Pages : 152

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Book Description
There is a lack of quality literature regarding best practices in sales strategies, negotiation tactics, and analytical aspects of what we do as lenders. While there are countless business books out there, few speak to our unique issues. A trio of bankers/authors seeks to address that issue with the release of this book. The commercial lending environment is more competitive than ever With interest rates at challenging levels, loan assets provide the most effective way to bolster shareholder value for a bank. As a result, the margin for error in structuring is extremely narrow. While lenders are taught credit fundamentals, little information is provided that quantifies the structural drivers of performance and the finer points of commercial lending business development. This Field Guide targets commercial lenders and bank business development officers seeking new and innovative lending techniques, with the intent of maximizing value for both the bank and borrower.

Commercial Loan Officer's Handbook

Commercial Loan Officer's Handbook PDF Author: Robert H. Behrens
Publisher:
ISBN:
Category : Bank loans
Languages : en
Pages : 328

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Book Description


Credit Engineering for Bankers

Credit Engineering for Bankers PDF Author: Morton Glantz
Publisher: Academic Press
ISBN: 0123785863
Category : Business & Economics
Languages : en
Pages : 557

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Book Description
More efficient credit portfolio engineering can increase the decision-making power of bankers and boost the market value of their banks. By implementing robust risk management procedures, bankers can develop comprehensive views of obligors by integrating fundamental and market data into a portfolio framework that treats all instruments similarly. Banks that can implement strategies for uncovering credit risk investments with the highest return per unit of risk can confidently build their businesses. Through chapters on fundamental analysis and credit administration, authors Morton Glantz and Johnathan Mun teach readers how to improve their credit skills and develop logical decision-making processes. As readers acquire new abilities to calculate risks and evaluate portfolios, they learn how credit risk strategies and policies can affect and be affected by credit ratings and global exposure tracking systems. The result is a book that facilitates the discipline of market-oriented portfolio management in the face of unending changes in the financial industry. - Concentrates on the practical implementation of credit engineering strategies and tools - Demonstrates how bankers can use portfolio analytics to increase their insights about different groups of obligors - Investigates ways to improve a portfolio's return on risk while minimizing probability of insolvency

Bank Lending

Bank Lending PDF Author: Hong Kong Institute of Bankers (HKIB)
Publisher: John Wiley & Sons
ISBN: 0470827483
Category : Business & Economics
Languages : en
Pages : 226

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Book Description
Sophisticated banking is vital for modern society to function and prosper. Banks lend to individuals and corporations but do so after carefully exploring the risks they undertake to each customer. This book examines the important role of lending in banking operations and how banks can implement safe and effective loan initiatives. Banks rely on lending to generate profits, but it can be a risky venture. It is important for banking professionals to understand how to mitigate those risks. Bank Lending from the Hong Kong Institute of Bankers discusses a variety of topics that impact a bank's loan strategy. This is an essential read for candidates studying for the HKIB Associateship Examination and those who want to acquire expert knowledge of Hong Kong's bank lending system. Topics covered in this book include: Assessing and reducing lending risk Understanding the customer through financial statements Using ratios to determine risk Setting up an internal structure to reduce risk Pricing and managing loans Dah Sing Bank is delighted to sponsor this resourceful book. The Dah Sing Group is a leading financial services group in Hong Kong, active in providing banking, insurance, financial, and other related services in Hong Kong, Macau, and the People's Republic of China. The Dah Sing Group has gained a reputation as one of the most progressive and innovative financial services groups. Keys to its success are the strength of the Dah Sing management team and the group's commitment to serving its customers.

Successful Lender's Field Guide

Successful Lender's Field Guide PDF Author: Chris Nichols
Publisher:
ISBN: 9780997910902
Category :
Languages : en
Pages :

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Book Description
This Field Guide targets commercial lenders and business development officers seeking innovative lending and marketing techniques, with the intent on maximizing value for both bank and borrower.