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Author:
Publisher:
ISBN:
Category : Deposit insurance
Languages : en
Pages : 39
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Author:
Publisher:
ISBN:
Category : Deposit insurance
Languages : en
Pages : 39
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Book Description
Author: Thomas L. Hogan
Publisher:
ISBN:
Category :
Languages : en
Pages : 36
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Book Description
This paper considers potential alternatives to the Federal Deposit Insurance Corporation (FDIC) system of deposit insurance in the United States. We review the international and historical literature on deposit insurance which finds higher government involvement in the deposit insurance system increases the likelihood of bank failures and financial crises. We discuss three potential changes to the FDIC system. First, deposit insurance could be government mandated but privately administered as is done in most developed countries. Second, coverage levels could be lowered and supplemented by currently available private issuers. Third, the mandate on deposit insurance could be lifted and the supply of insurance privatized. Empirical evidence indicates these changes would reduce bank failures and financial crises.
Author: Philip F. Bartholomew
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 192
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Author: United States
Publisher:
ISBN:
Category : Community development
Languages : en
Pages : 136
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Book Description
Author: Federal Deposit Insurance Corporation
Publisher: GPO FCIC
ISBN: 9781612210711
Category : Bank insurance
Languages : en
Pages : 24
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Book Description
Detailed explanation of which bank and savings accounts qualify for federal deposit insurance coverage, how one person can have multiple accounts covered, and when the temporary $250,000 coverage will revert to $100,000.
Author: United States. Congress. House. Committee on Banking, Finance, and Urban Affairs
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 580
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Book Description
Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher:
ISBN:
Category : Banking law
Languages : en
Pages : 1302
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Book Description
Author: United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Financial Institutions Supervision, Regulation and Insurance
Publisher:
ISBN:
Category : Banking law
Languages : en
Pages : 560
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Book Description
Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher:
ISBN:
Category : Bank failures
Languages : en
Pages : 850
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Author:
Publisher:
ISBN:
Category : Mortgage loans
Languages : en
Pages : 614
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Book Description