Author: Barry Leonard
Publisher: DIANE Publishing
ISBN: 1437926738
Category : Business & Economics
Languages : en
Pages : 120
Book Description
Study of Bank Overdraft Programs
Author: Barry Leonard
Publisher: DIANE Publishing
ISBN: 1437926738
Category : Business & Economics
Languages : en
Pages : 120
Book Description
Publisher: DIANE Publishing
ISBN: 1437926738
Category : Business & Economics
Languages : en
Pages : 120
Book Description
The Overdraft Protection Act of 2009
Author: United States. Congress. House. Committee on Financial Services
Publisher:
ISBN:
Category : Banking law
Languages : en
Pages : 192
Book Description
Publisher:
ISBN:
Category : Banking law
Languages : en
Pages : 192
Book Description
The Unbanking of America
Author: Lisa Servon
Publisher: Houghton Mifflin Harcourt
ISBN: 0544611187
Category : Social Science
Languages : en
Pages : 264
Book Description
Why Americans are fleeing our broken banking system: “Startling and absorbing…Required reading for fans of muckraking authors like Barbara Ehrenreich.”—Publishers Weekly (starred review) What do an undocumented immigrant in the South Bronx, a high-net-worth entrepreneur, and a twentysomething graduate student have in common? All three are victims of our dysfunctional mainstream bank and credit system. Nearly half of all Americans live from paycheck to paycheck, and income volatility has doubled over the past thirty years. Banks, with their high monthly fees and overdraft charges, are gouging their lower- and middle-income customers while serving only the wealthiest Americans. Lisa Servon delivers a stunning indictment of America’s banks, together with eye-opening dispatches from inside a range of banking alternatives that have sprung up to fill the void. She works as a teller at RiteCheck, a check-cashing business in the South Bronx, and as a payday lender in Oakland. She looks closely at the workings of a tanda, an informal lending club. And she delivers engaging, hopeful portraits of the entrepreneurs reacting to the unbanking of America by designing systems to creatively serve those outside the one percent. “Valuable evidence on the fragility of the personal economies of most Americans these days.”—Kirkus Reviews “An intelligent plea for financial justice…[An] excellent book.”—The Christian Science Monitor
Publisher: Houghton Mifflin Harcourt
ISBN: 0544611187
Category : Social Science
Languages : en
Pages : 264
Book Description
Why Americans are fleeing our broken banking system: “Startling and absorbing…Required reading for fans of muckraking authors like Barbara Ehrenreich.”—Publishers Weekly (starred review) What do an undocumented immigrant in the South Bronx, a high-net-worth entrepreneur, and a twentysomething graduate student have in common? All three are victims of our dysfunctional mainstream bank and credit system. Nearly half of all Americans live from paycheck to paycheck, and income volatility has doubled over the past thirty years. Banks, with their high monthly fees and overdraft charges, are gouging their lower- and middle-income customers while serving only the wealthiest Americans. Lisa Servon delivers a stunning indictment of America’s banks, together with eye-opening dispatches from inside a range of banking alternatives that have sprung up to fill the void. She works as a teller at RiteCheck, a check-cashing business in the South Bronx, and as a payday lender in Oakland. She looks closely at the workings of a tanda, an informal lending club. And she delivers engaging, hopeful portraits of the entrepreneurs reacting to the unbanking of America by designing systems to creatively serve those outside the one percent. “Valuable evidence on the fragility of the personal economies of most Americans these days.”—Kirkus Reviews “An intelligent plea for financial justice…[An] excellent book.”—The Christian Science Monitor
H.R. 627, the Credit Cardholders' Bill of Rights Act of 2009; and H.R. 1456, the Consumer Overdraft Protection Fair Practices Act of 2009
Author: United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Financial Institutions and Consumer Credit
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 238
Book Description
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 238
Book Description
Protecting Consumers from Abusive Overdraft Fees
Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 72
Book Description
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 72
Book Description
Payday Lending: Federal Law Enforcement Uses a MultiLayered Approach to Identify Employees in Financial Distress
Author: Alicia Puente Cackley
Publisher: DIANE Publishing
ISBN: 1437980791
Category : Reference
Languages : en
Pages : 60
Book Description
In the U.S., payday lending (PL) is a $40 billion a year industry. A PL is a small-dollar loan -- from $100 to $500 and re-payable in about two weeks. Consumers can pay fees of $15-20 for every $100 borrowed. In 2006 the DoD reported on predatory lending, incl. PL, and found that these loans impacted military readiness and troop morale. Concerns were raised about PL to federal employees in law enforcement and national security positions at four components. This report examined: (1) how these federal law enforcement agencies become aware of employees who are potential security risks due to financial problems, including PL; and (2) various alternatives to PL. Charts and tables. This is a print on demand edition of an important, hard-to-find report.
Publisher: DIANE Publishing
ISBN: 1437980791
Category : Reference
Languages : en
Pages : 60
Book Description
In the U.S., payday lending (PL) is a $40 billion a year industry. A PL is a small-dollar loan -- from $100 to $500 and re-payable in about two weeks. Consumers can pay fees of $15-20 for every $100 borrowed. In 2006 the DoD reported on predatory lending, incl. PL, and found that these loans impacted military readiness and troop morale. Concerns were raised about PL to federal employees in law enforcement and national security positions at four components. This report examined: (1) how these federal law enforcement agencies become aware of employees who are potential security risks due to financial problems, including PL; and (2) various alternatives to PL. Charts and tables. This is a print on demand edition of an important, hard-to-find report.
Improving Financial Literacy Analysis of Issues and Policies
Author: OECD
Publisher: OECD Publishing
ISBN: 9264012575
Category :
Languages : en
Pages : 181
Book Description
This book describes the different types of financial education programmes currently available in OECD countries, evaluates their effectiveness, and makes suggestions to improve them.
Publisher: OECD Publishing
ISBN: 9264012575
Category :
Languages : en
Pages : 181
Book Description
This book describes the different types of financial education programmes currently available in OECD countries, evaluates their effectiveness, and makes suggestions to improve them.
Federal Register
Author:
Publisher:
ISBN:
Category : Delegated legislation
Languages : en
Pages : 570
Book Description
Publisher:
ISBN:
Category : Delegated legislation
Languages : en
Pages : 570
Book Description
FDIC Quarterly
Author:
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 38
Book Description
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 38
Book Description
Perspectives on the Consumer Financial Protection Agency
Author: United States. Congress. House. Committee on Financial Services
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 244
Book Description
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 244
Book Description