Author: Jessica N. Turner
Publisher: Revell
ISBN: 1441246169
Category : Religion
Languages : en
Pages : 177
Book Description
Every woman has had this experience: you get to the end of the day and realize you did nothing for you. And if you go days, weeks, or even months in this cycle, you begin to feel like you have lost a bit of yourself. While life is busy with a litany of must-dos--work, parenting, keeping house, grocery shopping, laundry and on and on--women do not have to push their own needs aside. Yet this is often what happens. There's just no time, right? Wrong. In this practical and liberating book, Jessica Turner empowers women to take back pockets of time they already have in their day in order to practice self-care and do the things they love. Turner uses her own experiences and those of women across the country to teach readers how to balance their many responsibilities while still taking time to invest in themselves. She also addresses barriers to this lifestyle, such as comparison and guilt, and demonstrates how eliminating these feelings and making changes to one's schedule will make the reader a better wife, mother, and friend. Perfect for any woman who is doing everything for everyone--except herself--The Fringe Hours is ideal for both individuals and small group use.
The Fringe Hours
Author: Jessica N. Turner
Publisher: Revell
ISBN: 1441246169
Category : Religion
Languages : en
Pages : 177
Book Description
Every woman has had this experience: you get to the end of the day and realize you did nothing for you. And if you go days, weeks, or even months in this cycle, you begin to feel like you have lost a bit of yourself. While life is busy with a litany of must-dos--work, parenting, keeping house, grocery shopping, laundry and on and on--women do not have to push their own needs aside. Yet this is often what happens. There's just no time, right? Wrong. In this practical and liberating book, Jessica Turner empowers women to take back pockets of time they already have in their day in order to practice self-care and do the things they love. Turner uses her own experiences and those of women across the country to teach readers how to balance their many responsibilities while still taking time to invest in themselves. She also addresses barriers to this lifestyle, such as comparison and guilt, and demonstrates how eliminating these feelings and making changes to one's schedule will make the reader a better wife, mother, and friend. Perfect for any woman who is doing everything for everyone--except herself--The Fringe Hours is ideal for both individuals and small group use.
Publisher: Revell
ISBN: 1441246169
Category : Religion
Languages : en
Pages : 177
Book Description
Every woman has had this experience: you get to the end of the day and realize you did nothing for you. And if you go days, weeks, or even months in this cycle, you begin to feel like you have lost a bit of yourself. While life is busy with a litany of must-dos--work, parenting, keeping house, grocery shopping, laundry and on and on--women do not have to push their own needs aside. Yet this is often what happens. There's just no time, right? Wrong. In this practical and liberating book, Jessica Turner empowers women to take back pockets of time they already have in their day in order to practice self-care and do the things they love. Turner uses her own experiences and those of women across the country to teach readers how to balance their many responsibilities while still taking time to invest in themselves. She also addresses barriers to this lifestyle, such as comparison and guilt, and demonstrates how eliminating these feelings and making changes to one's schedule will make the reader a better wife, mother, and friend. Perfect for any woman who is doing everything for everyone--except herself--The Fringe Hours is ideal for both individuals and small group use.
My Fringe Hours
Author: Jessica N. Turner
Publisher: Revell
ISBN: 1441228292
Category : Self-Help
Languages : en
Pages : 131
Book Description
Women are tired of getting to the end of the day and realizing they haven't done one thing for themselves. In The Fringe Hours, Jessica Turner revealed the pockets of time women already have in their day and encouraged them to use those fringe hours to practice self care and do the things they love. Now she's ready to take readers a step forward, leading them through their own inspiring journey to a changed life. Equally practical and beautiful, My Fringe Hours offers busy women both inspiration and a space to make its concepts their own. Each section includes thought-provoking questions, space for reflective journaling and planning, and targeted motivation to help them use their fringe hours to live more creative and fulfilled lives. The perfect gift for the busy woman, this unique, interactive book gives clear guidance on how to begin a practice that will change her life.
Publisher: Revell
ISBN: 1441228292
Category : Self-Help
Languages : en
Pages : 131
Book Description
Women are tired of getting to the end of the day and realizing they haven't done one thing for themselves. In The Fringe Hours, Jessica Turner revealed the pockets of time women already have in their day and encouraged them to use those fringe hours to practice self care and do the things they love. Now she's ready to take readers a step forward, leading them through their own inspiring journey to a changed life. Equally practical and beautiful, My Fringe Hours offers busy women both inspiration and a space to make its concepts their own. Each section includes thought-provoking questions, space for reflective journaling and planning, and targeted motivation to help them use their fringe hours to live more creative and fulfilled lives. The perfect gift for the busy woman, this unique, interactive book gives clear guidance on how to begin a practice that will change her life.
Stretched Too Thin
Author: Jessica N. Turner
Publisher: Revell
ISBN: 1441246185
Category : Business & Economics
Languages : en
Pages : 213
Book Description
Working mothers constantly battle the pull to do all the things well. From managing work and home responsibilities to being impacted by a lack of self-care and time for deep friendships, the struggle is real. At the end of each day, many working moms are exhausted and stretched too thin. But this does not have to be the norm. In her latest practical and inspiring book, Jessica Turner shows the working mom how to - work and parent guilt-free - establish clear work boundaries - set achievable goals - discover more flexibility - develop home management solutions - prioritize self-care - invest in her marriage - cultivate deeper friendships - feel like a good mom, even while working Full of compassion and encouragement, Stretched Too Thin will empower women with useful insights and tools to thrive as working moms.
Publisher: Revell
ISBN: 1441246185
Category : Business & Economics
Languages : en
Pages : 213
Book Description
Working mothers constantly battle the pull to do all the things well. From managing work and home responsibilities to being impacted by a lack of self-care and time for deep friendships, the struggle is real. At the end of each day, many working moms are exhausted and stretched too thin. But this does not have to be the norm. In her latest practical and inspiring book, Jessica Turner shows the working mom how to - work and parent guilt-free - establish clear work boundaries - set achievable goals - discover more flexibility - develop home management solutions - prioritize self-care - invest in her marriage - cultivate deeper friendships - feel like a good mom, even while working Full of compassion and encouragement, Stretched Too Thin will empower women with useful insights and tools to thrive as working moms.
A Million Little Ways
Author: Emily P. Freeman
Publisher: Revell
ISBN: 1441244735
Category : Religion
Languages : en
Pages : 198
Book Description
The majority of us would not necessarily define ourselves as artists. We're parents, students, businesspeople, friends. We're working hard, trying to make ends meet, and often longing for a little more--more time, more love, more security, more of a sense that there is more out there. The truth? We need not look around so much. God is within us and he wants to shine through us in a million little ways. A Million Little Ways uncovers the creative, personal imprint of God on every individual. It invites the discouraged parent, the bored Christian, the exhausted executive to look at their lives differently by approaching their critics, their jobs, and the kids around their table the same way an artist approaches the canvas--with wonder, bravery, and hope. In her gentle, compelling style, Emily Freeman encourages readers to turn down the volume on their inner critic and move into the world with the courage to be who they most deeply are. She invites regular people to see the artistic potential in words, gestures, attitudes, and relationships. Readers will discover the art in a quiet word, a hot dinner, a made bed, a grace-filled glance, and a million other ways of showing God to the world through the simple human acts of listening, waiting, creating, and showing up.
Publisher: Revell
ISBN: 1441244735
Category : Religion
Languages : en
Pages : 198
Book Description
The majority of us would not necessarily define ourselves as artists. We're parents, students, businesspeople, friends. We're working hard, trying to make ends meet, and often longing for a little more--more time, more love, more security, more of a sense that there is more out there. The truth? We need not look around so much. God is within us and he wants to shine through us in a million little ways. A Million Little Ways uncovers the creative, personal imprint of God on every individual. It invites the discouraged parent, the bored Christian, the exhausted executive to look at their lives differently by approaching their critics, their jobs, and the kids around their table the same way an artist approaches the canvas--with wonder, bravery, and hope. In her gentle, compelling style, Emily Freeman encourages readers to turn down the volume on their inner critic and move into the world with the courage to be who they most deeply are. She invites regular people to see the artistic potential in words, gestures, attitudes, and relationships. Readers will discover the art in a quiet word, a hot dinner, a made bed, a grace-filled glance, and a million other ways of showing God to the world through the simple human acts of listening, waiting, creating, and showing up.
Very Good Lives
Author: J. K. Rowling
Publisher: Little, Brown
ISBN: 0316369144
Category : Self-Help
Languages : en
Pages : 81
Book Description
J.K. Rowling, one of the world's most inspiring writers, shares her wisdom and advice. In 2008, J.K. Rowling delivered a deeply affecting commencement speech at Harvard University. Now published for the first time in book form, VERY GOOD LIVES presents J.K. Rowling's words of wisdom for anyone at a turning point in life. How can we embrace failure? And how can we use our imagination to better both ourselves and others? Drawing from stories of her own post-graduate years, the world famous author addresses some of life's most important questions with acuity and emotional force.
Publisher: Little, Brown
ISBN: 0316369144
Category : Self-Help
Languages : en
Pages : 81
Book Description
J.K. Rowling, one of the world's most inspiring writers, shares her wisdom and advice. In 2008, J.K. Rowling delivered a deeply affecting commencement speech at Harvard University. Now published for the first time in book form, VERY GOOD LIVES presents J.K. Rowling's words of wisdom for anyone at a turning point in life. How can we embrace failure? And how can we use our imagination to better both ourselves and others? Drawing from stories of her own post-graduate years, the world famous author addresses some of life's most important questions with acuity and emotional force.
Recursion
Author: Blake Crouch
Publisher: Ballantine Books
ISBN: 1524759791
Category : Fiction
Languages : en
Pages : 338
Book Description
NEW YORK TIMES BESTSELLER • From the bestselling author of Dark Matter and the Wayward Pines trilogy comes a relentless thriller about time, identity, and memory—his most mind-boggling, irresistible work to date, and the inspiration for Shondaland’s upcoming Netflix film. “Gloriously twisting . . . a heady campfire tale of a novel.”—The New York Times Book Review NAMED ONE OF THE BEST BOOKS OF THE YEAR BY Time • NPR • BookRiot Reality is broken. At first, it looks like a disease. An epidemic that spreads through no known means, driving its victims mad with memories of a life they never lived. But the force that’s sweeping the world is no pathogen. It’s just the first shock wave, unleashed by a stunning discovery—and what’s in jeopardy is not our minds but the very fabric of time itself. In New York City, Detective Barry Sutton is closing in on the truth—and in a remote laboratory, neuroscientist Helena Smith is unaware that she alone holds the key to this mystery . . . and the tools for fighting back. Together, Barry and Helena will have to confront their enemy—before they, and the world, are trapped in a loop of ever-growing chaos. Praise for Recursion “An action-packed, brilliantly unique ride that had me up late and shirking responsibilities until I had devoured the last page . . . a fantastic read.”—Andy Weir, #1 New York Times bestselling author of The Martian “Another profound science-fiction thriller. Crouch masterfully blends science and intrigue into the experience of what it means to be deeply human.”—Newsweek “Definitely not one to forget when you’re packing for vacation . . . [Crouch] breathes fresh life into matters with a mix of heart, intelligence, and philosophical musings.”—Entertainment Weekly “A trippy journey down memory lane . . . [Crouch’s] intelligence is an able match for the challenge he’s set of overcoming the structure of time itself.”—Time “Wildly entertaining . . . another winning novel from an author at the top of his game.”—AV Club
Publisher: Ballantine Books
ISBN: 1524759791
Category : Fiction
Languages : en
Pages : 338
Book Description
NEW YORK TIMES BESTSELLER • From the bestselling author of Dark Matter and the Wayward Pines trilogy comes a relentless thriller about time, identity, and memory—his most mind-boggling, irresistible work to date, and the inspiration for Shondaland’s upcoming Netflix film. “Gloriously twisting . . . a heady campfire tale of a novel.”—The New York Times Book Review NAMED ONE OF THE BEST BOOKS OF THE YEAR BY Time • NPR • BookRiot Reality is broken. At first, it looks like a disease. An epidemic that spreads through no known means, driving its victims mad with memories of a life they never lived. But the force that’s sweeping the world is no pathogen. It’s just the first shock wave, unleashed by a stunning discovery—and what’s in jeopardy is not our minds but the very fabric of time itself. In New York City, Detective Barry Sutton is closing in on the truth—and in a remote laboratory, neuroscientist Helena Smith is unaware that she alone holds the key to this mystery . . . and the tools for fighting back. Together, Barry and Helena will have to confront their enemy—before they, and the world, are trapped in a loop of ever-growing chaos. Praise for Recursion “An action-packed, brilliantly unique ride that had me up late and shirking responsibilities until I had devoured the last page . . . a fantastic read.”—Andy Weir, #1 New York Times bestselling author of The Martian “Another profound science-fiction thriller. Crouch masterfully blends science and intrigue into the experience of what it means to be deeply human.”—Newsweek “Definitely not one to forget when you’re packing for vacation . . . [Crouch] breathes fresh life into matters with a mix of heart, intelligence, and philosophical musings.”—Entertainment Weekly “A trippy journey down memory lane . . . [Crouch’s] intelligence is an able match for the challenge he’s set of overcoming the structure of time itself.”—Time “Wildly entertaining . . . another winning novel from an author at the top of his game.”—AV Club
Fighting For Time
Author: Cynthia Fuchs Epstein
Publisher: Russell Sage Foundation
ISBN: 1610441877
Category : Business & Economics
Languages : en
Pages : 365
Book Description
Though there are still just twenty-four hours in a day, society's idea of who should be doing what and when has shifted. Time, the ultimate scarce resource, has become an increasingly contested battle zone in American life, with work, family, and personal obligations pulling individuals in conflicting directions. In Fighting for Time, editors Cynthia Fuchs Epstein and Arne Kalleberg bring together a team of distinguished sociologists and management analysts to examine the social construction of time and its importance in American culture. Fighting for Time opens with an exploration of changes in time spent at work—both when people are on the job and the number of hours they spend there—and the consequences of those changes for individuals and families. Contributors Jerry Jacobs and Kathleen Gerson find that the relative constancy of the average workweek in America over the last thirty years hides the fact that blue-collar workers are putting in fewer hours while more educated white-collar workers are putting in more. Rudy Fenwick and Mark Tausig look at the effect of nonstandard schedules on workers' health and family life. They find that working unconventional hours can increase family stress, but that control over one's work schedule improves family, social, and health outcomes for workers. The book then turns to an examination of how time influences the organization and control of work. The British insurance company studied by David Collinson and Margaret Collinson is an example of a culture where employees are judged on the number of hours they work rather than on their productivity. There, managers are under intense pressure not to take legally guaranteed parental leave, and clocks are banned from the office walls so that employees will work without regard to the time. In the book's final section, the contributors examine how time can have different meanings for men and women. Cynthia Fuchs Epstein points out that professional women and stay-at-home fathers face social disapproval for spending too much time on activities that do not conform to socially prescribed gender roles—men are mocked by coworkers for taking paternity leave, while working mothers are chastised for leaving their children to the care of others. Fighting for Time challenges assumptions about the relationship between time and work, revealing that time is a fluid concept that derives its importance from cultural attitudes, social psychological processes, and the exercise of power. Its insight will be of interest to sociologists, economists, social psychologists, business leaders, and anyone interested in the work-life balance.
Publisher: Russell Sage Foundation
ISBN: 1610441877
Category : Business & Economics
Languages : en
Pages : 365
Book Description
Though there are still just twenty-four hours in a day, society's idea of who should be doing what and when has shifted. Time, the ultimate scarce resource, has become an increasingly contested battle zone in American life, with work, family, and personal obligations pulling individuals in conflicting directions. In Fighting for Time, editors Cynthia Fuchs Epstein and Arne Kalleberg bring together a team of distinguished sociologists and management analysts to examine the social construction of time and its importance in American culture. Fighting for Time opens with an exploration of changes in time spent at work—both when people are on the job and the number of hours they spend there—and the consequences of those changes for individuals and families. Contributors Jerry Jacobs and Kathleen Gerson find that the relative constancy of the average workweek in America over the last thirty years hides the fact that blue-collar workers are putting in fewer hours while more educated white-collar workers are putting in more. Rudy Fenwick and Mark Tausig look at the effect of nonstandard schedules on workers' health and family life. They find that working unconventional hours can increase family stress, but that control over one's work schedule improves family, social, and health outcomes for workers. The book then turns to an examination of how time influences the organization and control of work. The British insurance company studied by David Collinson and Margaret Collinson is an example of a culture where employees are judged on the number of hours they work rather than on their productivity. There, managers are under intense pressure not to take legally guaranteed parental leave, and clocks are banned from the office walls so that employees will work without regard to the time. In the book's final section, the contributors examine how time can have different meanings for men and women. Cynthia Fuchs Epstein points out that professional women and stay-at-home fathers face social disapproval for spending too much time on activities that do not conform to socially prescribed gender roles—men are mocked by coworkers for taking paternity leave, while working mothers are chastised for leaving their children to the care of others. Fighting for Time challenges assumptions about the relationship between time and work, revealing that time is a fluid concept that derives its importance from cultural attitudes, social psychological processes, and the exercise of power. Its insight will be of interest to sociologists, economists, social psychologists, business leaders, and anyone interested in the work-life balance.
Boy Mom
Author: Monica Swanson
Publisher: WaterBrook
ISBN: 052565271X
Category : Religion
Languages : en
Pages : 242
Book Description
This guidebook, packed with wisdom, practical advice, resources, and encouragement, explores how moms can equip their sons with what they most need to succeed in life. Monica Swanson knew she'd tapped a heartfelt concern when nearly two million readers shared her blog post "What a Teenage Boy Needs Most from His Mom." In this helpful book, she takes mothers deeper into the insights they need for the boy-raising journey, covering topics from dealing with the daily influences of friends and technology to helping a boy grow to be physically, spiritually, and emotionally healthy. She also addresses learning and finding passions, perspectives on relationships and dating, and work ethics and money management. Each chapter features relatable stories, handy checklists, and practical advice based on a combination of research, experience, and biblical truth to guide and equip a mom in helping her son achieve his God-given potential. Praise for Boy Mom “In Boy Mom Monica Swanson offers readers practical advice and resounding hope that parenting our sons well through all seasons is not only possible but also enjoyable. This book is like an essential trail guide that I’ll refer to again and again in the beautiful and challenging adventure of motherhood.”—Becky Keife, author of No Better Mom for the Job and mom of three spirited boys “Monica Swanson is the friend we all need in our lives: humble, straightforward, warm, full of wisdom, and short on nonsense—and she knows her stuff like no one else. In Boy Mom she holds the bar high yet is forthcoming about her own struggles and imperfections. Inside these pages you’ll find deeply rooted biblical and practical advice along with calls to action when you don’t know where to start. The Boy Mom Manifesto at the end will not only inspire you but also make your heart swell.”—Kate Merrick, author of Here, Now: Unearthing Peace and Presence in an Overconnected World “Monica Swanson is the ultimate Boy Mom mentor. While her perspective on parenting is grounded in biblical wisdom, each chapter holds excellent practical tools for how to work out that wisdom on a daily basis in our homes. Of course, we know there aren’t formulas that will ensure we get it all right, but we also know that gleaning wisdom from women who have gone before us (and are still in the trenches with us) is invaluable in the wonderful adventure of helping boys become all God created them to be.”—Jeannie Cunnion, author of Mom Set Free
Publisher: WaterBrook
ISBN: 052565271X
Category : Religion
Languages : en
Pages : 242
Book Description
This guidebook, packed with wisdom, practical advice, resources, and encouragement, explores how moms can equip their sons with what they most need to succeed in life. Monica Swanson knew she'd tapped a heartfelt concern when nearly two million readers shared her blog post "What a Teenage Boy Needs Most from His Mom." In this helpful book, she takes mothers deeper into the insights they need for the boy-raising journey, covering topics from dealing with the daily influences of friends and technology to helping a boy grow to be physically, spiritually, and emotionally healthy. She also addresses learning and finding passions, perspectives on relationships and dating, and work ethics and money management. Each chapter features relatable stories, handy checklists, and practical advice based on a combination of research, experience, and biblical truth to guide and equip a mom in helping her son achieve his God-given potential. Praise for Boy Mom “In Boy Mom Monica Swanson offers readers practical advice and resounding hope that parenting our sons well through all seasons is not only possible but also enjoyable. This book is like an essential trail guide that I’ll refer to again and again in the beautiful and challenging adventure of motherhood.”—Becky Keife, author of No Better Mom for the Job and mom of three spirited boys “Monica Swanson is the friend we all need in our lives: humble, straightforward, warm, full of wisdom, and short on nonsense—and she knows her stuff like no one else. In Boy Mom she holds the bar high yet is forthcoming about her own struggles and imperfections. Inside these pages you’ll find deeply rooted biblical and practical advice along with calls to action when you don’t know where to start. The Boy Mom Manifesto at the end will not only inspire you but also make your heart swell.”—Kate Merrick, author of Here, Now: Unearthing Peace and Presence in an Overconnected World “Monica Swanson is the ultimate Boy Mom mentor. While her perspective on parenting is grounded in biblical wisdom, each chapter holds excellent practical tools for how to work out that wisdom on a daily basis in our homes. Of course, we know there aren’t formulas that will ensure we get it all right, but we also know that gleaning wisdom from women who have gone before us (and are still in the trenches with us) is invaluable in the wonderful adventure of helping boys become all God created them to be.”—Jeannie Cunnion, author of Mom Set Free
Fringe Banking
Author: John P. Caskey
Publisher: Russell Sage Foundation
ISBN: 1610441133
Category : Business & Economics
Languages : en
Pages : 180
Book Description
"Cogently argued, fills an important gap in the literature, and is accessible to undergraduates." —Choice "Dismantles the mythology surrounding pawnshops and check-cashing outlets, and demonstrates that they are no longer on the fringe of our financial system but integral to it."—San Francisco Bay Guardian In today's world of electronic cash transfers, automated teller machines, and credit cards, the image of the musty, junk-laden pawnshop seems a relic of the past. But it is not. The 1980s witnessed a tremendous boom in pawnbroking. There are now more pawnshops thanever before in U.S. history, and they are found not only in large cities but in towns and suburbs throughout the nation. As John Caskey demonstrates in Fringe Banking, the increased public patronage of both pawnshops and commercial check-cashing outlets signals the growing number of American households now living on a cash-only basis, with no connection to any mainstream credit facilities or banking services. Fringe Banking is the first comprehensive study of pawnshops and check-cashing outlets, profiling their operations, customers, and recent growth from family-owned shops to such successful outlet chains as Cash American and ACE America's Cash Express. It explains why, despite interest rates and fees substantially higher than those of banks, their use has so dramatically increased. According to Caskey, declining family earnings, changing family structures, a growing immigrant population, and lack of household budgeting skills has greatly reduced the demand for bank deposit services among millions of Americans. In addition, banks responded to 1980s regulatory changes by increasing fees on deposit accounts with small balances and closing branches in many poor urban areas. These factors combined to leave many low- and moderate-income families without access to checking privileges, credit services, and bank loans. Pawnshops and check-cashing outlets provide such families with essential financial services thay cannot obtain elsewhere. Caskey notes that fringe banks, particularly check-cashing outlets, are also utilized by families who could participate in the formal banking system, but are willing to pay more for convenience and quick access to cash. Caskey argues that, contrary to their historical reputation as predators milking the poor and desperate, pawnshops and check-cashing outlets play a key financial role for disadvantaged groups. Citing the inconsistent and often unenforced state laws currently governing the industry, Fringe Banking challenges policy makers to design regulations that will allow fringe banks to remain profitable without exploiting the customers who depend on them.
Publisher: Russell Sage Foundation
ISBN: 1610441133
Category : Business & Economics
Languages : en
Pages : 180
Book Description
"Cogently argued, fills an important gap in the literature, and is accessible to undergraduates." —Choice "Dismantles the mythology surrounding pawnshops and check-cashing outlets, and demonstrates that they are no longer on the fringe of our financial system but integral to it."—San Francisco Bay Guardian In today's world of electronic cash transfers, automated teller machines, and credit cards, the image of the musty, junk-laden pawnshop seems a relic of the past. But it is not. The 1980s witnessed a tremendous boom in pawnbroking. There are now more pawnshops thanever before in U.S. history, and they are found not only in large cities but in towns and suburbs throughout the nation. As John Caskey demonstrates in Fringe Banking, the increased public patronage of both pawnshops and commercial check-cashing outlets signals the growing number of American households now living on a cash-only basis, with no connection to any mainstream credit facilities or banking services. Fringe Banking is the first comprehensive study of pawnshops and check-cashing outlets, profiling their operations, customers, and recent growth from family-owned shops to such successful outlet chains as Cash American and ACE America's Cash Express. It explains why, despite interest rates and fees substantially higher than those of banks, their use has so dramatically increased. According to Caskey, declining family earnings, changing family structures, a growing immigrant population, and lack of household budgeting skills has greatly reduced the demand for bank deposit services among millions of Americans. In addition, banks responded to 1980s regulatory changes by increasing fees on deposit accounts with small balances and closing branches in many poor urban areas. These factors combined to leave many low- and moderate-income families without access to checking privileges, credit services, and bank loans. Pawnshops and check-cashing outlets provide such families with essential financial services thay cannot obtain elsewhere. Caskey notes that fringe banks, particularly check-cashing outlets, are also utilized by families who could participate in the formal banking system, but are willing to pay more for convenience and quick access to cash. Caskey argues that, contrary to their historical reputation as predators milking the poor and desperate, pawnshops and check-cashing outlets play a key financial role for disadvantaged groups. Citing the inconsistent and often unenforced state laws currently governing the industry, Fringe Banking challenges policy makers to design regulations that will allow fringe banks to remain profitable without exploiting the customers who depend on them.
If You Find This Letter
Author: Hannah Brencher
Publisher: Simon and Schuster
ISBN: 1476784108
Category : Biography & Autobiography
Languages : en
Pages : 272
Book Description
"A ... memoir of love and faith from Hannah Brencher ... who has dedicated her life to showing total strangers that they are not alone in the world. Fresh out of college, Hannah Brencher moved to New York, expecting her life to look like a scene from Sex and the City. Instead, she found a city full of people who knew where they were going and what they were doing ... Lonely and depressed, she noticed a woman who looked like she felt the same way on the subway. Hannah did something strange--she wrote the woman a letter. She folded it, scribbled 'If you find this letter, it's for you...' on the front and left it behind. When she realized that it made her feel better, she started writing and leaving love notes all over the city ... [eventually sending 400 handwritten letters as a result of an Internet post and starting the website The World Needs More Love Letters]"--
Publisher: Simon and Schuster
ISBN: 1476784108
Category : Biography & Autobiography
Languages : en
Pages : 272
Book Description
"A ... memoir of love and faith from Hannah Brencher ... who has dedicated her life to showing total strangers that they are not alone in the world. Fresh out of college, Hannah Brencher moved to New York, expecting her life to look like a scene from Sex and the City. Instead, she found a city full of people who knew where they were going and what they were doing ... Lonely and depressed, she noticed a woman who looked like she felt the same way on the subway. Hannah did something strange--she wrote the woman a letter. She folded it, scribbled 'If you find this letter, it's for you...' on the front and left it behind. When she realized that it made her feel better, she started writing and leaving love notes all over the city ... [eventually sending 400 handwritten letters as a result of an Internet post and starting the website The World Needs More Love Letters]"--