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Author: Jerry Buckland
Publisher: Springer
ISBN: 3319712136
Category : Business & Economics
Languages : en
Pages : 245
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Book Description
This book analyzes the highly contentious payday lending industry, presenting valuable new data collected during Canada's recent regulatory reviews and demonstrating its relevance to payday lending conversations taking place worldwide. The authors treat the industry with a balanced hand by establishing its importance as an example of financialization and acknowledging the complex impact of payday lending services on low-income and credit-constrained clients. Up-to-date data from an interdisciplinary mix of financial, econometric, legal, behavioral economic, and socioeconomic sources—all in the context of an established Canadian industry—provide both proponents and opponents of payday lending with valuable evidence for their discussions of how much regulation is required to minimize harmful consequences. These insights from Canada expand a US-centric conversation and provide a key resource for the growing list of countries in which the industry is present, from the UK and Poland to South Africa and Australia.
Author: Jerry Buckland
Publisher: Springer
ISBN: 3319712136
Category : Business & Economics
Languages : en
Pages : 245
Get Book
Book Description
This book analyzes the highly contentious payday lending industry, presenting valuable new data collected during Canada's recent regulatory reviews and demonstrating its relevance to payday lending conversations taking place worldwide. The authors treat the industry with a balanced hand by establishing its importance as an example of financialization and acknowledging the complex impact of payday lending services on low-income and credit-constrained clients. Up-to-date data from an interdisciplinary mix of financial, econometric, legal, behavioral economic, and socioeconomic sources—all in the context of an established Canadian industry—provide both proponents and opponents of payday lending with valuable evidence for their discussions of how much regulation is required to minimize harmful consequences. These insights from Canada expand a US-centric conversation and provide a key resource for the growing list of countries in which the industry is present, from the UK and Poland to South Africa and Australia.
Author:
Publisher: CCH Canadian Limited
ISBN: 1553678087
Category : Class actions (Civil procedure)
Languages : en
Pages : 388
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Book Description
Defending Class Actions in Canada is aimed at businesses that may become defendants in class actions in Canada and the lawyers who defend them. Companies doing business in this country now have an intense interest in the proliferation of class actions and the risks posed by that development to their operations. This book not only outlines all of the steps in such actions and the law that governs them, it provides a useful analysis on a national scale of the most important developments and predictions of future trends.
Author: Trevor C.W. Farrow
Publisher: University of Toronto Press
ISBN: 1442645784
Category : Law
Languages : en
Pages : 396
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Book Description
Privatization is occurring throughout the public justice system, including courts, tribunals, and state-sanctioned private dispute resolution regimes. Driven by a widespread ethos of efficiency-based civil justice reform, privatization claims to decrease costs, increase speed, and improve access to the tools of justice. But it may also lead to procedural unfairness, power imbalances, and the breakdown of our systems of democratic governance. Civil Justice, Privatization, and Democracy demonstrates the urgent need to publicize, politicize, debate, and ultimately temper these moves towards privatized justice. Written by Trevor C.W. Farrow, a former litigation lawyer and current Chair of the Canadian Forum on Civil Justice, Civil Justice, Privatization, and Democracy does more than just bear witness to the privatization initiatives that define how we think about and resolve almost all non-criminal disputes. It articulates the costs and benefits of these privatizing initiatives, particularly their potential negative impacts on the way we regulate ourselves in modern democracies, and it makes recommendations for future civil justice practice and reform.
Author: Deborah Brock
Publisher: University of Toronto Press
ISBN: 1442607106
Category : Social Science
Languages : en
Pages : 481
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Book Description
This book draws on Foucault's concept of governmentality as a lens to analyze and critique how crime is understood, reproduced, and challenged.
Author: United States. Congress. Senate. Committee on the Judiciary
Publisher:
ISBN:
Category : Courts
Languages : en
Pages : 514
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Book Description
Author: United States. Securities and Exchange Commission
Publisher:
ISBN:
Category : Securities
Languages : en
Pages :
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Book Description
Author: Jerry Buckland
Publisher: University of Toronto Press
ISBN: 1442612525
Category : Business & Economics
Languages : en
Pages : 289
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Book Description
When low-income city dwellers lack access to mainstream banking services, many end up turning to 'fringe banks,' such as cheque-cashers and pawnshops, for some or all of their financial transactions. This predicament of 'financial exclusion' - faced by those underserved by conventional financial institutions - is comprehensively examined in Jerry Buckland's powerful study, Hard Choices. The first account of the nature and causes of financial exclusion in Canada, Hard Choices thoroughly integrates economic and social data on consumer choice, bank behaviour, and government policy. Buckland demonstrates why the current two-tier system of banking is becoming increasingly dysfunctional, especially in the context of new credit products that aggravate income inequality and stifle local economic growth. Featuring a foreword by esteemed economics scholar John P. Caskey, Hard Choices presents pragmatic policy improvements on both the public and private levels that can promote and build financial inclusion for all.
Author: Jack W. Plunkett
Publisher: Plunkett Research, Ltd.
ISBN: 1593920989
Category :
Languages : en
Pages : 477
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Book Description
A market research guide to the banking, mortgages & credit industry. It is a tool for strategic planning, competitive intelligence, employment searches or financial research. It contains trends, statistical tables, and an industry glossary. It also includes profiles of banking, mortgages & credit industry firms, companies and organizations.
Author: Jack W. Plunkett
Publisher: Plunkett Research, Ltd.
ISBN: 1593920393
Category :
Languages : en
Pages : 482
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Book Description
A key reference tool for the banking and lending industry, including trends and market research. Provides industry analysis, statistical tables, an industry glossary, industry contacts, thorough indexes and in-depth profiles of over 300 leading companies in the industry. Includes CD-ROM.
Author:
Publisher: Wolters Kluwer Russia
ISBN: 5466005959
Category : Law
Languages : en
Pages : 482
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Book Description
