Military personnel: DOD’s Predatory Lending Report Addressed Mandated Issues, but Support is Limited for Some Findings and Recommendations

Military personnel: DOD’s Predatory Lending Report Addressed Mandated Issues, but Support is Limited for Some Findings and Recommendations PDF Author:
Publisher: DIANE Publishing
ISBN: 9781422397695
Category :
Languages : en
Pages : 38

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Book Description
You requested that we review DOD's 2006 report on predatory lending practices. Specifically, we evaluated DOD's approach and support in preparing its mandated report on predatory lending practices. This report documents findings that we briefed to your offices on August 17, 2007. Enclosure I contains the briefing slides we presented. This briefing contributes to a larger GAO body of work on compensation and financial conditions of military personnel (see the list of related GAO products at the end of this report). In conducting our review, we limited the scope of our work to the types of loans that DOD identified as being predatory in its mandated 2006 report. We examined legislation that mandated the DOD report and regulations such as government-wide and DOD-wide standards for data quality. In addition to reviewing DOD's predatory lending report and the reports cited in that study, we reviewed GAO, Congressional Research Service, and Federal Deposit Insurance Corporation Office of the Inspector General reports on related issues. We developed a tool to systematize our analysis of the quality of research studies and data sources DOD used as support in its report. We interviewed representatives and obtained documents from DOD and the federal agencies, military charity organizations, and consumer groups involved in the preparation of DOD's report as well as other groups whose perspectives were different from those provided in the DOD report.

Military personnel: DOD’s Predatory Lending Report Addressed Mandated Issues, but Support is Limited for Some Findings and Recommendations

Military personnel: DOD’s Predatory Lending Report Addressed Mandated Issues, but Support is Limited for Some Findings and Recommendations PDF Author:
Publisher: DIANE Publishing
ISBN: 9781422397695
Category :
Languages : en
Pages : 38

Get Book Here

Book Description
You requested that we review DOD's 2006 report on predatory lending practices. Specifically, we evaluated DOD's approach and support in preparing its mandated report on predatory lending practices. This report documents findings that we briefed to your offices on August 17, 2007. Enclosure I contains the briefing slides we presented. This briefing contributes to a larger GAO body of work on compensation and financial conditions of military personnel (see the list of related GAO products at the end of this report). In conducting our review, we limited the scope of our work to the types of loans that DOD identified as being predatory in its mandated 2006 report. We examined legislation that mandated the DOD report and regulations such as government-wide and DOD-wide standards for data quality. In addition to reviewing DOD's predatory lending report and the reports cited in that study, we reviewed GAO, Congressional Research Service, and Federal Deposit Insurance Corporation Office of the Inspector General reports on related issues. We developed a tool to systematize our analysis of the quality of research studies and data sources DOD used as support in its report. We interviewed representatives and obtained documents from DOD and the federal agencies, military charity organizations, and consumer groups involved in the preparation of DOD's report as well as other groups whose perspectives were different from those provided in the DOD report.

Military Personnel

Military Personnel PDF Author: United States Government Accountability Office
Publisher: Createspace Independent Publishing Platform
ISBN: 9781983991622
Category :
Languages : en
Pages : 42

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Book Description
Military Personnel: DOD's Predatory Lending Report Addressed Mandated Issues, but Support Is Limited for Some Findings and Recommendations

Military Personnel

Military Personnel PDF Author: Brenda S. Farrell
Publisher:
ISBN:
Category : Loans, Personal
Languages : en
Pages : 39

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Book Description


Payday Lending: Federal Law Enforcement Uses a MultiLayered Approach to Identify Employees in Financial Distress

Payday Lending: Federal Law Enforcement Uses a MultiLayered Approach to Identify Employees in Financial Distress PDF Author: Alicia Puente Cackley
Publisher: DIANE Publishing
ISBN: 1437980791
Category : Reference
Languages : en
Pages : 60

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Book Description
In the U.S., payday lending (PL) is a $40 billion a year industry. A PL is a small-dollar loan -- from $100 to $500 and re-payable in about two weeks. Consumers can pay fees of $15-20 for every $100 borrowed. In 2006 the DoD reported on predatory lending, incl. PL, and found that these loans impacted military readiness and troop morale. Concerns were raised about PL to federal employees in law enforcement and national security positions at four components. This report examined: (1) how these federal law enforcement agencies become aware of employees who are potential security risks due to financial problems, including PL; and (2) various alternatives to PL. Charts and tables. This is a print on demand edition of an important, hard-to-find report.

Legislative Branch Appropriations for 2012

Legislative Branch Appropriations for 2012 PDF Author: United States. Congress. House. Committee on Appropriations. Subcommittee on Legislative Branch
Publisher:
ISBN:
Category : Language Arts & Disciplines
Languages : en
Pages : 436

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Book Description


Legislative Branch Appropriations for 2012: FY 2012 Legislative Branch appropriations requests

Legislative Branch Appropriations for 2012: FY 2012 Legislative Branch appropriations requests PDF Author: United States. Congress. House. Committee on Appropriations. Subcommittee on Legislative Branch
Publisher:
ISBN:
Category : United States
Languages : en
Pages : 436

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Book Description


Legislative Branch Appropriations for ...

Legislative Branch Appropriations for ... PDF Author: United States. Congress. House. Committee on Appropriations
Publisher:
ISBN:
Category : Budget
Languages : en
Pages : 436

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Book Description


Infiltrated: How to Stop the Insiders and Activists Who Are Exploiting the Financial Crisis to Control Our Lives and Our Fortunes

Infiltrated: How to Stop the Insiders and Activists Who Are Exploiting the Financial Crisis to Control Our Lives and Our Fortunes PDF Author: Jay W. Richards
Publisher: McGraw Hill Professional
ISBN: 007181695X
Category : Business & Economics
Languages : en
Pages : 315

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Book Description
A growing army of self-proclaimed activists, philanthropists, and politicians has infiltrated not only the Consumer Financial Protection Bureau, but the FDIC, the Treasury, and other regulatory agencies. Richards reveals the shocking truth about the latest financial regulations, the Dodd-Frank Reform Act, and the war against free enterprise-- and what you can do to fight back.

Returning Home from Iraq and Afghanistan

Returning Home from Iraq and Afghanistan PDF Author: Institute of Medicine
Publisher: National Academies Press
ISBN: 0309152852
Category : Medical
Languages : en
Pages : 193

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Book Description
Nearly 1.9 million U.S. troops have been deployed to Afghanistan and Iraq since October 2001. Many service members and veterans face serious challenges in readjusting to normal life after returning home. This initial book presents findings on the most critical challenges, and lays out the blueprint for the second phase of the study to determine how best to meet the needs of returning troops and their families.

Encyclopedia of Ethical Failure

Encyclopedia of Ethical Failure PDF Author: Department of Defense
Publisher:
ISBN: 9781452863467
Category :
Languages : en
Pages : 156

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Book Description
The Standards of Conduct Office of the Department of Defense General Counsel's Office has assembled an "encyclopedia" of cases of ethical failure for use as a training tool. These are real examples of Federal employees who have intentionally or unwittingly violated standards of conduct. Some cases are humorous, some sad, and all are real. Some will anger you as a Federal employee and some will anger you as an American taxpayer. Note the multiple jail and probation sentences, fines, employment terminations and other sanctions that were taken as a result of these ethical failures. Violations of many ethical standards involve criminal statutes. This updated (end of 2009) edition is organized by type of violations, including conflicts of interest, misuse of Government equipment, violations of post-employment restrictions, and travel.