Microfinance and Development in Emerging Economies

Microfinance and Development in Emerging Economies PDF Author: Nishi Malhotra
Publisher: Emerald Group Publishing
ISBN: 183753828X
Category : Business & Economics
Languages : en
Pages : 223

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Book Description
Using India as a case study, Microfinance and Development in Emerging Economies builds and evidences an argument that microfinance and group lending are the best way to combat and address the economic exclusion that blights so many across the Global South.

Microfinance and Development in Emerging Economies

Microfinance and Development in Emerging Economies PDF Author: Nishi Malhotra
Publisher: Emerald Group Publishing
ISBN: 183753828X
Category : Business & Economics
Languages : en
Pages : 223

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Book Description
Using India as a case study, Microfinance and Development in Emerging Economies builds and evidences an argument that microfinance and group lending are the best way to combat and address the economic exclusion that blights so many across the Global South.

Microfinance for Entrepreneurial Development

Microfinance for Entrepreneurial Development PDF Author: Douglas Cumming
Publisher: Springer
ISBN: 3319621114
Category : Business & Economics
Languages : en
Pages : 224

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Book Description
This edited collection presents recent developments, practical innovations, and policy reforms in the realm of microfinance in emerging markets. Microfinance has been hotly debated by ever-colliding camps of ardent supporters, who believe that microfinance addresses credit market failures and provides a durable answer to the problem of the poverty, and staunch critics, who argue that lending by microfinance institutions is wasteful, and the interest rates are too high. To bring further insight into this important debate, this book presents comprehensive historical, political, and economic perspectives on the latest issues in microfinance. An impressive array of scholars and practitioners build a framework for thinking about regulation to drive sustainable, inclusive development. With case studies of programs in India, Ghana, and Bangladesh, and examinations of the effects of gender and religion on financial decision-making, this comprehensive collection offers something valuable to scholars, policymakers, and practitioners—anyone with a vested interest in promoting innovation in microfinance.

Financial Entrepreneurship for Economic Growth in Emerging Nations

Financial Entrepreneurship for Economic Growth in Emerging Nations PDF Author: Woldie, Atsede
Publisher: IGI Global
ISBN: 152252701X
Category : Business & Economics
Languages : en
Pages : 304

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Book Description
Entrepreneurial endeavors are a pivotal driving force behind the modern business sector. These enterprises play a significant role in the development and sustainability of a nation’s economy. Financial Entrepreneurship for Economic Growth in Emerging Nations is an innovative reference source for the latest scholarly research on strategies and techniques for financing small and medium-sized enterprises in the context of developing nations. Including a range of pertinent topics such as microinsurance, risk management, and advertising, this book is ideal for managers, academics, professionals, graduate students, and practitioners interested in the dynamics of financial entrepreneurship.

Financial Inclusion in Emerging Markets

Financial Inclusion in Emerging Markets PDF Author: Ananda S.
Publisher: Springer Nature
ISBN: 9811626529
Category : Business & Economics
Languages : en
Pages : 343

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Book Description
This book discusses ideas for stakeholders to develop strategies to access and use financial products and services such as deposits, loans, and fund transfer mechanism, insurance, payment services, and intermediaries, distribution channels at economical prices in order to cater to the needs of the poor and underprivileged people. Financial inclusion ensures ease of access, availability, and usage of the financial products and services to all the sections of the society. The book will help in recognizing the role of financial inclusion as one of the main drivers in reducing income inequality and thus supporting sustainable economic growth of the countries, especially of an emerging economy. The book provides conceptual and practical ideas from the practitioners, best practices from the experts, and empirical views from the researchers on the best practices and how to mitigate the challenges and issues plaguing the development of the financial inclusion.

Emerging Challenges and Innovations in Microfinance and Financial Inclusion

Emerging Challenges and Innovations in Microfinance and Financial Inclusion PDF Author: Michael O'Connor
Publisher: Springer
ISBN: 3030052613
Category : Business & Economics
Languages : en
Pages : 179

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Book Description
The book is a contemporary compilation of important research in the area of microfinance and financial inclusion. It explores a plurality of views and experiences from different parts of the world while linking a variety of international research backgrounds. Accordingly the book will fill a gap in providing a carefully curated cross-sectorial selection of topics relevant to the development finance research community primarily but also industry practitioners who are interested in keeping abreast of developing research. Benefits in this regard also include being able to provide a platform to less established researchers offering them a voice in published form.

Due Diligence

Due Diligence PDF Author: David Roodman
Publisher: CGD Books
ISBN: 1933286539
Category : Business & Economics
Languages : en
Pages : 388

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Book Description
The idea that small loans can help poor families build businesses and exit poverty has blossomed into a global movement. The concept has captured the public imagination, drawn in billions of dollars, reached millions of customers, and garnered a Nobel Prize. Radical in its suggestion that the poor are creditworthy and conservative in its insistence on individual accountability, the idea has expanded beyond credit into savings, insurance, and money transfers, earning the name microfinance. But is it the boon so many think it is? Readers of David Roodman's openbook blog will immediately recognize his thorough, straightforward, and trenchant analysis. Due Diligence, written entirely in public with input from readers, probes the truth about microfinance to guide governments, foundations, investors, and private citizens who support financial services for poor people. In particular, it explains the need to deemphasize microcredit in favor of other financial services for the poor.

Dealing with the Challenges of Macro Financial Linkages in Emerging Markets

Dealing with the Challenges of Macro Financial Linkages in Emerging Markets PDF Author: Otaviano Canuto
Publisher: World Bank Publications
ISBN: 1464800030
Category : Business & Economics
Languages : en
Pages : 307

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Book Description
This book deals with the challenges of macro financial linkages in the emerging markets.

Transforming Economies Through Microfinance in Developing Nations

Transforming Economies Through Microfinance in Developing Nations PDF Author: Alhassan, Yahaya
Publisher: IGI Global
ISBN: 1668456494
Category : Social Science
Languages : en
Pages : 288

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Book Description
Following the positive impact of microfinance on poverty reduction, women empowerment, and microenterprise development in some countries in Asia and Africa, a huge amount of time has been devoted by researchers to understanding how this concept can be used as a catalyst for transforming and sustaining the economies of developing and emerging countries. Though there are a few books on the role of microfinance in reducing poverty in developing countries across world, there is no specific book that explores the role of microfinance in transforming and sustaining economies of developing and emerging countries. Transforming Economies Through Microfinance in Developing Nations seeks to explore how the provision of microfinance to individuals and groups can contribute to the economic transformation and sustainability of the economies of developing and emerging countries. Covering key topics such as climate change, entrepreneurship, and rural development, this reference work is ideal for government officials, entrepreneurs, policymakers, researchers, academicians, practitioners, scholars, instructors, and students.

Microfinance as a driving force for socio-economic development in emerging economies. Measuring its effectiveness in North India

Microfinance as a driving force for socio-economic development in emerging economies. Measuring its effectiveness in North India PDF Author: Kumar Deepam
Publisher: GRIN Verlag
ISBN: 3668091153
Category : Political Science
Languages : en
Pages : 88

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Book Description
Master's Thesis from the year 2015 in the subject Business economics - Economic Policy, grade: A2, University of Limerick (Kemmy Business School), course: MSc in Financial Services, language: English, abstract: This thesis examines the effectiveness of microfinance in the socio-economic development with the major focus on poverty reduction and gender equality (in the sense of women empowerment) in Northern part of India. The purpose of this research is to measure the effectiveness of microfinance in the sense of socio-economic development in the Northern part of India. The aim has been accomplished by using the methods of statistical analysis and through the examination of primary and secondary data. The methods of data analysis that were employed in the research incorporated chi-square tests, independent sample t-tests and binary logistic regressions. The data has been analysed based on the survey of 100 respondents, who were below nationally defined poverty line in Lucknow (Major metropolitan city of North India) and areas nearby. The survey data was divided into two parts i.e. 60% of the respondents were the non-microfinance respondents and remaining 40% were the microfinance recipients. Recommendations regarding the research have been based on the findings from the analysis. Findings of the study have shown that young entrepreneurs who are below poverty line are more likely to apply for the micro loan. This has been explained by the binary logistic regression analysis of the whole sample. Further, the findings show that microfinance has very low outreach in North India. This has been explained by the data from the MIX market, level of awareness of microfinance among the non-microfinance respondents and the case study of Nat Purva Village near Lucknow. Furthermore, the results disclosed that microfinance recipients face difficulty while applying to micro loan due to which they also face difficulty in paying the loan amount with interest back. This has been explained by the chi-square test and binary logistic regression analysis of the responses from the microfinance recipients. However, overall impact of microfinance on both poverty reduction and gender equality is turned out to be positive. This has been explained by MFI’s major focus on women entrepreneurs, changes in social and economic conditions of the recipients after taking the micro loan, expenditure of the recipients on education of children, recipient’s recommendations regarding micro loan and the ability of recipients to apply for the micro loan again.

The Microfinance Revolution

The Microfinance Revolution PDF Author: Marguerite Robinson
Publisher: World Bank Publications
ISBN: 0821383388
Category : Business & Economics
Languages : en
Pages : 358

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Book Description
Around the world, a revolution is occurring in finance for low-income people. The microfinance revolution is delivering financial services to the economically active poor on a large scale through competing, financially self-sufficient institutions. In a few countries this has already happened; in others it is under way. The emerging microfinance industry has profound implications for social and economic development. For the first time in history, capital is well on its way to being democratized. 'The Microfinance Revolution', in three volumes, is aimed at a diverse readership - economists, bankers, policymakers, donors, and social scientists; microfinance practitioners and specialists in local finance and rural and urban development; and members of the general public interested in development. This first volume, 'Sustainable Finance for the Poor', focuses on the shift from government- and donor-subsidized credit systems to self-sufficient microfinance institutions providing voluntary savings and credit services.