Medical Malpractice-impact of Texas Liability Limits PDF Download
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Author:
Publisher:
ISBN:
Category : Liability insurance
Languages : en
Pages :
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Book Description
Discusses the impact of the medical malpractice liability limits imposed by Texas HB 4 (2003 Regular Session) on: (1) the number of companies writing the insurance in Texas, (2) Texas medical malpractice insurance rates, and (3) the number of physicians practicing in Texas.
Author:
Publisher:
ISBN:
Category : Liability insurance
Languages : en
Pages :
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Book Description
Discusses the impact of the medical malpractice liability limits imposed by Texas HB 4 (2003 Regular Session) on: (1) the number of companies writing the insurance in Texas, (2) Texas medical malpractice insurance rates, and (3) the number of physicians practicing in Texas.
Author: Texas Medical Association
Publisher:
ISBN:
Category : Physicians' malpractice insurance
Languages : en
Pages : 169
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Book Description
Author: Texas Medical Professional Liability Study Commission
Publisher:
ISBN:
Category : Liability (Law)
Languages : en
Pages : 242
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Book Description
Author: Texas Medical Association. Professional Liability Insurance Survey
Publisher:
ISBN:
Category :
Languages : en
Pages : 40
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Book Description
Author: Charles Silver
Publisher:
ISBN:
Category : Physicians
Languages : en
Pages : 17
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Book Description
Author: Dan Barrett
Publisher: Professional Solutions Group
ISBN: 9780965927345
Category : Law
Languages : en
Pages : 308
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Book Description
A critical look at the ever-diminishing rights of Texans to sue for medical malpractice, the movement to further restrict those rights and the difficult -- but not impossible -- task of fighting for compensation for wrongs done you by institutional medicine.
Author: Texas. Legislature. House/Senate Joint Committee on Liability Insurance and Tort Law and Procedure
Publisher:
ISBN:
Category : Damages
Languages : en
Pages : 264
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Book Description
Author: Kerm Henriksen
Publisher:
ISBN:
Category : Medical
Languages : en
Pages : 526
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Book Description
v. 1. Research findings -- v. 2. Concepts and methodology -- v. 3. Implementation issues -- v. 4. Programs, tools and products.
Author: Charles Silver
Publisher:
ISBN:
Category :
Languages : en
Pages : 29
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Book Description
In prior research, we found that policy limits in Texas medical malpractice (“med mal”) cases often served as de facto caps on recoveries in both tried and settled cases. We also found that physicians faced little personal exposure on malpractice claims. Out-of-pocket payments (OOPPs) by physicians were rare and usually small. Physicians could reduce their personal exposure to near zero by carrying $1 million in primary coverage -- a standard amount in many states. Finally, the real amount of insurance coverage purchased by physicians with paid claims declined substantially over 1988-1999, consistent with physicians learning over time how low the OOPP risk was and deciding to carry less coverage.We now revisit our findings, using an extended dataset (1988-2005) that lets us study policies purchased through 2003, which encompasses the period during which Texas experienced a med mal insurance crisis (1999-2003) and adopted tort reform to limit med mal lawsuits (2003). Our updated findings are largely consistent with our original findings: policy limits continue to cap recoveries; physicians still rarely make OOPPs; most OOPPs are modest; and real policy limits continue to shrink. We also find evidence that, at the end of the extended period, physicians often purchased less coverage (i.e., policies with limits of $100,000-$200,000 instead of $500,000-$1 million).Our findings have important policy implications. If physicians carry less real coverage over time, lawsuits should become less profitable. This will make it harder for injured patients to find plaintiffs' lawyers willing to handle their cases; shift the cost of medical injuries away from providers and toward patients and first-party health insurers; weaken liability insurers' incentives to monitor providers; and diminish the (already modest) deterrent effect of tort law. If these findings are representative, they may help explain the nationwide decline in med mal claiming that we document elsewhere. Finally, our findings raise questions about the explanatory power of Baker's “blood money” norm, at least for med mal litigation.
Author: Bernard S. Black
Publisher: Cato Institute
ISBN: 194864780X
Category : Law
Languages : en
Pages : 337
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Book Description
"Drawing on an unusually rich trove of data, the authors have refuted more politically convenient myths in one book than most academics do in a lifetime." —Nicholas Bagley, professor of law, University of Michigan Law School "Synthesizing decades of their own and others’ research on medical liability, the authors unravel what we know and don’t know about our medical malpractice system, why neither patients nor doctors are being rightly served, and what economics can teach us about the path forward." —Anupam B. Jena, Harvard Medical School Over the past 50 years, the United States experienced three major medical malpractice crises, each marked by dramatic increases in the cost of malpractice liability insurance. These crises fostered a vigorous politicized debate about the causes of the premium spikes, and the impact on access to care and defensive medicine. State legislatures responded to the premium spikes by enacting damages caps on non-economic, punitive, or total damages and Congress has periodically debated the merits of a federal cap on damages. However, the intense political debate has been marked by a shortage of evidence, as well as misstatements and overclaiming. The public is confused about answers to some basic questions. What caused the premium spikes? What effect did tort reform actually have? Did tort reform reduce frivolous litigation? Did tort reform actually improve access to health care or reduce defensive medicine? Both sides in the debate have strong opinions about these matters, but their positions are mostly talking points or are based on anecdotes. Medical Malpractice Litigation provides factual answers to these and other questions about the performance of the med mal system. The authors, all experts in the field and from across the political spectrum, provide an accessible, fact-based response to the questions ordinary Americans and policymakers have about the performance of the med mal litigation system.
