Impact of Credit Reform on Lending Programs and Rural Development

Impact of Credit Reform on Lending Programs and Rural Development PDF Author: United States. Congress. House. Committee on Small Business. Subcommittee on Procurement, Tourism, and Rural Development
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 64

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Impact of Credit Reform on Lending Programs and Rural Development

Impact of Credit Reform on Lending Programs and Rural Development PDF Author: United States. Congress. House. Committee on Small Business. Subcommittee on Procurement, Tourism, and Rural Development
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 64

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The Fiscal and Economic Effects of Federal Credit Assistance Programs

The Fiscal and Economic Effects of Federal Credit Assistance Programs PDF Author: International Monetary Fund
Publisher: International Monetary Fund
ISBN: 1451949065
Category : Business & Economics
Languages : en
Pages : 28

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Book Description
While federal credit programs are varied in form, their fiscal and economic effects arise primarily from the same source—each program’s subsidy component. Recent credit reform proposals would make control of credit subsidies the primary focus of budgetary efforts. By subjecting these subsidies to annual appropriations, the Government would gain more effective means to control the long-run fiscal effects of credit programs. Such reforms also would represent an important first step in improving their economic effects by eliminating unintended subsidies. However, many high subsidy-rate programs appear to have a significant effect on the allocation of credit without yielding clearcut efficiency gains.

Credit Reform

Credit Reform PDF Author: United States Accounting Office (GAO)
Publisher: Createspace Independent Publishing Platform
ISBN: 9781984907646
Category :
Languages : en
Pages : 56

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AIMD-00-286R Credit Reform: Improving Rural Development's Credit Program Cost Estimates

Undermining Rural Development With Cheap Credit

Undermining Rural Development With Cheap Credit PDF Author: Dale W Adams
Publisher: Taylor & Francis
ISBN: 1000002578
Category : Social Science
Languages : en
Pages : 337

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Book Description
Originally published in 1985, twenty-three chapters are brought together in 4 parts dealing with, respectively, problems in rural finance, interest rate policies, politics and finance, and new directions for rural financial markets. In an introduction it is argued that cheap and abundant credit is often regarded as essential for rural development but that actions taken on the basis of this assumption have given disappointing results. Low-interest policies and the improper use of financial markets are seen as the principal reasons for this. It is recommended that higher and more flexible interest rates are allowed and that little or no attention is given to target loans. Informal lenders are thought to offer valuable services therefore they should not be discouraged. More emphasis should be put on voluntary savings mobilization and access to formal loans by non-farm rural firms. It is concluded that many traditional agricultural credit programmes are counterproductive and that attractive product and input prices together with higher yields would be more powerful in stimulating agricultural development.

Credit Reform

Credit Reform PDF Author: United States. General Accounting Office. Accounting and Information Management Division
Publisher:
ISBN:
Category : Government lending
Languages : en
Pages : 55

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Rural Credit

Rural Credit PDF Author: United States. General Accounting Office
Publisher:
ISBN:
Category : Agricultural credit
Languages : en
Pages : 40

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Undermining Rural Development With Cheap Credit

Undermining Rural Development With Cheap Credit PDF Author: Dale W Adams
Publisher: Westview Press
ISBN:
Category : Business & Economics
Languages : en
Pages : 342

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Book Description
Conference papers on effect of agricultural credit and rural area financial markets on rural development in developing countries - includes case studies; examines problems with moneylenders; looks at interest rate policies, credit costs and soundness of cheap credit; analyses relationships between politics and financing, incl. The subsidyzing of credit; suggests alternatives such as informal savings mobilisation, credit for rural industries, etc. Graphs, references and statistical tables. Conference held in Washington 1981.

Rural credit in developing countries

Rural credit in developing countries PDF Author: Avishay Braverman
Publisher: World Bank Publications
ISBN:
Category :
Languages : en
Pages : 44

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Rural finance in developing countries

Rural finance in developing countries PDF Author: Jacob Yaron
Publisher: World Bank Publications
ISBN:
Category : Agricultural credit
Languages : en
Pages : 30

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Book Description
Targeted credit without institution- building in rural financial institutions is alsmost always a recipe for prolonged dependence on donor or state funds and bailouts.

Hearing to Review Credit Conditions in Rural America

Hearing to Review Credit Conditions in Rural America PDF Author: United States. Congress. House. Committee on Agriculture. Subcommittee on Conservation, Credit, Energy, and Research
Publisher:
ISBN:
Category : Political Science
Languages : en
Pages : 88

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