Local Dollars, Local Sense

Local Dollars, Local Sense PDF Author: Michael Shuman
Publisher: Chelsea Green Publishing
ISBN: 1603583432
Category : Business & Economics
Languages : en
Pages : 290

Get Book Here

Book Description
Local Dollars, Local Sense is a guide to creating Community Resilience. Americans' long-term savings in stocks, bonds, mutual funds, pension funds, and life insurance funds total about $30 trillion. But not even 1 percent of these savings touch local small business-even though roughly half the jobs and the output in the private economy come from them. So, how can people increasingly concerned with the poor returns from Wall Street and the devastating impact of global companies on their communities invest in Main Street? In Local Dollars, Local Sense, local economy pioneer Michael Shuman shows investors, including the nearly 99% who are unaccredited, how to put their money into building local businesses and resilient regional economies-and profit in the process. A revolutionary toolbox for social change, written with compelling personal stories, the book delivers the most thorough overview available of local investment options, explains the obstacles, and profiles investors who have paved the way. Shuman demystifies the growing realm of local investment choices-from institutional lending to investment clubs and networks, local investment funds, community ownership, direct public offerings, local stock exchanges, crowdfunding, and more. He also guides readers through the lucrative opportunities to invest locally in their homes, energy efficiency, and themselves. A rich resource for both investors and the entrepreneurs they want to support, Local Dollars, Local Sense eloquently shows how to truly protect your financial future--and your community's.

Local Dollars, Local Sense

Local Dollars, Local Sense PDF Author: Michael Shuman
Publisher: Chelsea Green Publishing
ISBN: 1603583432
Category : Business & Economics
Languages : en
Pages : 290

Get Book Here

Book Description
Local Dollars, Local Sense is a guide to creating Community Resilience. Americans' long-term savings in stocks, bonds, mutual funds, pension funds, and life insurance funds total about $30 trillion. But not even 1 percent of these savings touch local small business-even though roughly half the jobs and the output in the private economy come from them. So, how can people increasingly concerned with the poor returns from Wall Street and the devastating impact of global companies on their communities invest in Main Street? In Local Dollars, Local Sense, local economy pioneer Michael Shuman shows investors, including the nearly 99% who are unaccredited, how to put their money into building local businesses and resilient regional economies-and profit in the process. A revolutionary toolbox for social change, written with compelling personal stories, the book delivers the most thorough overview available of local investment options, explains the obstacles, and profiles investors who have paved the way. Shuman demystifies the growing realm of local investment choices-from institutional lending to investment clubs and networks, local investment funds, community ownership, direct public offerings, local stock exchanges, crowdfunding, and more. He also guides readers through the lucrative opportunities to invest locally in their homes, energy efficiency, and themselves. A rich resource for both investors and the entrepreneurs they want to support, Local Dollars, Local Sense eloquently shows how to truly protect your financial future--and your community's.

Rural Resilience and Prosperity

Rural Resilience and Prosperity PDF Author: Lamb Brooks
Publisher:
ISBN:
Category : Communities
Languages : en
Pages : 351

Get Book Here

Book Description


Reconomics

Reconomics PDF Author: Storm Cunningham
Publisher:
ISBN: 9781657011724
Category :
Languages : en
Pages : 408

Get Book Here

Book Description
RECONOMICS is the first book that shows how to boost economic growth and community resilience simultaneously. It also reveals the surprising factor that sabotages most revitalization / resilience efforts. RECONOMICS is THE guide to healing economies, societies and nature together! "RECONOMICS is a must-read for every mayor, resilience activist, planning commissioner and urban redevelopment professional who has been frustrated in their attempts to revitalize a place. It succinctly describes why most revitalization plans fail, analyzes what's missing, and provides a simple, easy-to-follow strategic process for success." - Kevin L. Maevers, D.Mgmt., AICP; President, Arivitas Strategies, LLC, La Quinta, CA; Vice Director of Policy, IES, California Chapter, American Planning Association. "Storm Cunningham is so far ahead of the community revitalization game, I'm in awe." - Sarah Sieloff, Executive Director, Center for Creative Land Recycling (September 2019) "RECONOMICS hits the nail on the head!" - Nalin Seneviratne, Director of City Centre Development, Sheffield City Council, Sheffield, England "Storm Cunningham's RECONOMICS Process raises the bar for community and regional revitalization. It's a powerful package, succinctly capturing the process that we have doggedly tried to identify over time, not always knowing the next step. The RECONOMICS Process brings a holistic dimension to redevelopment, inextricably linking vision and task." - Eric Bonham, P.Eng, Board of Partnership for Water Sustainability in British Columbia, Former Director, BC Ministry of Environment & BC Ministry of Municipal Affairs "Storm Cunningham is the world's thought leader on community revitalization and natural resource restoration." - George Ochs, Managing Director of Real Assets, JP Morgan. "RECONOMICS should be mandatory reading for all Mayors, Chief Executives and Directors of Planning in cities and regions." - Rick Finc, Principal, RFA Development Planning, Edinburgh, Scotland "RECONOMICS is very concentrated, highly sophisticated and stunningly accurate." - Merrit Drucker, Anacostia Waterfront Trust, Washington, DC "Storm Cunningham's RECONOMICS transformed our latest project, which uses his 3Re strategy." - Dumas F. Lafontant, Director, Lower Roxbury Coalition, Boston, Massachusetts Does your city or region have an actual process for reliably creating resilient, inclusive economic growth...or just the usual vision, plan and projects? The reliable production of ANYTHING requires a process. Everyone knows this...except most leaders of local renewal initiatives. Over 95% of community revitalization and resilience projects fail to achieve their goals, and a shocking percentage of them fail outright. The reason is the same in almost all cases: lack of a complete renewal process. There's always at least one crucial element of the process missing. Since most leaders don't know what the minimum viable process is, they can't fill the gap. In RECONOMICS, that complete strategic renewal process is revealed for the first time. It can be applied at the community, regional or national levels. If you have ANY role in improving your local future, you need to read this book. What it reveals can easily double the ROI (revitalization on investment) of your redevelopment, renewal and climate adaptation efforts.

Water Resilience for Human Prosperity

Water Resilience for Human Prosperity PDF Author: Johan Rockström
Publisher: Cambridge University Press
ISBN: 1107024196
Category : Business & Economics
Languages : en
Pages : 315

Get Book Here

Book Description
A new approach to water-resources for researchers, professionals and graduate students, focusing on global sustainability and socio-ecological resilience to change.

Some Aspects of Community Empowerment and Resilience

Some Aspects of Community Empowerment and Resilience PDF Author: Venkat Pulla
Publisher: Allied Publishers
ISBN: 8184249624
Category : Community development
Languages : en
Pages : 277

Get Book Here

Book Description
With escalating poverty, rising individualism, outright destruction of social security networks and diminished civil liberties across the world many professionals appear to be settling down for individual fixes rather than system overhauls . Social work has a rich history of community development, yet seems to be a semi-passive spectator to the growing listlessness in our communities. Fuelled by the elites, government and agencies the models of community development seem to perpetuate dependency. A right oriented citizen's perspective has been a long overdue in the discourse of empowerment of people. Professions with espoused commitment to human rights ought to step up their role and and rekindle the roots in community empowerment. 'Some Aspects of Community Empowerment and Resilience' addresses the above central themes and offers fresh and refined approach on aspects of coping and resilience community and building hope.

Emergency Preparedness through Community Cohesion

Emergency Preparedness through Community Cohesion PDF Author: Jean Parker
Publisher: Routledge
ISBN: 0429805535
Category : Business & Economics
Languages : en
Pages : 202

Get Book Here

Book Description
This book is a revision of the author’s original doctoral thesis on emergency preparedness through community radio in North Indian villages into a widening array of possible reapplications in other community development fields. The author expands on the process of transforming emergency preparedness education through community media in rural North India and applies this to the development of community-prosperity, defined simply as human and planetary well-being, anywhere in the world. A new theoretical framework is presented which combines the pivotal Integral Worlds Approach developed by Lessem and Schieffer with Critical Theory, thus exploring a new way to envision and implement social change, leading to innovation and social transformation. This book introduces the term "constructive resilience," which is a type of community-building that occurs alongside dominant societal structures that are either oppressive or ineffective. An evolving field of study and practice, it is emerging from the work of academics and community-builders who are members of the Bahá’í Faith. Bahá’í "consultation," a process of inquiry and decision-making, is offered as a systematic and effective method of defining problems and enacting solutions and is examined in the context of emergency preparedness education and local capacity-building. With its integral development approach, its unique combination of themes and theoretical components, and integration with the Bahá’í Faith, as well as its interdisciplinary nature, this book will be invaluable reading for researchers in many fields. It will be of particular interest in university-based training programs in disaster management and the various disciplines of international community development, as well as practitioners in the areas of micro enterprise, disaster management, community development, rural communications, rural economics and emergency preparedness education.

Measures of Community Resilience for Local Decision Makers

Measures of Community Resilience for Local Decision Makers PDF Author: National Academies of Sciences, Engineering, and Medicine
Publisher: National Academies Press
ISBN: 030939189X
Category : Political Science
Languages : en
Pages : 53

Get Book Here

Book Description
The 2012 National Research Council report, Disaster Resilience: A National Imperative, identified the development and use of resilience measures as critical to building resilient communities. Although many kinds of resilience measures and measuring tools have and continue to be developed, very few communities consistently use them as part of their planning or resilience building efforts. Since federal or top-down programs to build resilience often yield mixed results, bottom-up approaches are needed, but are often difficult for communities to implement alone. A major challenge for many communities in developing their own approaches to resilience measures is identifying a starting point and defining the process. Other challenges include lack of political will due to competing priorities and limited resources, finite time and staff to devote to developing resilience measures, lack of data availability and/or inadequate data sharing among community stakeholders, and a limited understanding of hazards and/or risks. Building on existing work, the National Academies of Sciences, Engineering, and Medicine organized a workshop in July 2015 to facilitate the exchange of knowledge and information about ways to advance the development and implementation of resilience measures by and within diverse communities. Participants worked to gain a better understanding of the challenges these communities face in the pursuit of resilience and determine whether the approach used during this workshop can help guide communities in their efforts to build their own measures of resilience. This publication summarizes the presentations and discussions from the workshop.

The Local Currency Area

The Local Currency Area PDF Author: Charles Moore
Publisher: charles
ISBN:
Category : Business & Economics
Languages : en
Pages :

Get Book Here

Book Description
If we turn to the questions “what is money and what not money is?” and “what is barter and what is not barter?” economists lead us down a path to incoherence and useless definitions. Barter is probably the most misunderstood economic function on the planet. The outcome is that economists have a broad definition of money and a narrow definition of barter, so broad and so narrow, respectively, that they are useless. They also lead to incoherent and inconsistent outcomes. Hence the analysis of money, proceeds from the principle that all essential phenomena of economic life are capable of being described in terms of goods and services, of decisions about them and of relations between them. Money spontaneously enters the picture in order to mediate transactions via its existence as a numeraire of exchange value, it does not affect the economic process of trade. It is man’s varying skills and different needs that prompted the exchange of goods and services. Thus came the need for a form of valuation that would determine how much or how many one kind of commodity should be exchanged with another good of a different quantity (or mass and volume). This ancient predicament of setting fair trade values gave birth to crude valuation tools and solutions, like counting and weighing. Thus the spontaneous emission of a numeraire to mediate barter based instantaneous exchanges of goods and services was observed. Its existence is a natural by-product of trade, it is not the creation of man or law, money is born solely from trade, and hence without trade money cannot exist. All instantaneous barter based exchanges, emit monetary exchange value. This foundational understanding, addresses the centauries of incoherent inconsistencies of economics.

It's Money

It's Money PDF Author: Charles Moore
Publisher: charles
ISBN:
Category : Business & Economics
Languages : en
Pages : 1311

Get Book Here

Book Description
Because most people and their countries seek wealth and power, and because money and credit are the biggest single influence on how wealth and power rise and decline, if one does not seek knowledge of how money works, one cannot understand the biggest driver of politics within and between countries; hence one cannot understand how the world order works. If one doesn’t understand how the world order works, one can’t understand the post-pandemic debt tsunami that’s coming. I believe that the times ahead will be radically different from the times we have experienced so far in our lifetimes. It is indeed quite astonishing that money, ever-present in our lives, is so poorly understood; even by many economic experts themselves. This incomprehension stems from the deliberate efforts of the financial sector to “obscure its activities” in order to maintain its omnipotence. This book seeks to address this “crisis of ignorance” by providing an easily understood and comprehensive understanding of money in the hope of empowering people against finance’s grip over their lives and those of their society. The digital revolution post-pandemic, will lead to a radical departure from the traditional model of monetary exchange. The creation of a Digital Financial Market Infrastructure will underpin the unbundling and re-bundling of the functions of money within society. Although digital money itself is not new to modern economies, digital legal tender (DLT), which exists without any Ledger or Central Bank, will facilitate instantaneous peer-to-peer transfers of value in a way that today is impossible. The importance of digital connectedness, will often supersede the importance of macroeconomic links, and lead to the establishment of “Digital Financial Markets” linking the currency to membership of a particular financial market rather than to a specific country. Capitalism underpins wealth generation and hence the existence of a free digital financial market. This book seeks to transform Money into a digital currency, which supports a more equitable access to capital, and ensure its convertibility into a universal World Currency Unit as digital legal tender. Digital currencies without borders may also cause an upheaval of the international monetary system: countries that are socially or digitally integrated with their neighbours may face digital dollarization, and the prevalence of systemically important platforms could lead to the emergence of digital currency areas that transcend national borders. Digital legal tender, within a multiplicity of currencies, ensures that money as a public good, remains a relevant medium of exchange which achieves payment finality to all transactions. Additionally, the universal supranational-currency, the World Currency Unit is defined to support the global transfer of value between any two people on the planet today, without the need for any treaties, or financial service intermediaries. Universal access to capital which is readily convertible to globally trusted units of account combined with a censorship-resistant means of payment underpins global trade, will improve market access for holders of low per-unit value, producers, and consumers in developing and developed countries. The Vision is a Borderless Global Market, underpinning universal wealth creation, which never closes… This book defines the Universe of Discourse(domain) and hence creates a shared conceptual schema (or language) within which to communicate and deploy a Digital Currency, to achieve universal legal finality to all financial transactions.

Community Resilience

Community Resilience PDF Author: Katy Wright
Publisher: Routledge
ISBN: 0429826931
Category : Social Science
Languages : en
Pages : 184

Get Book Here

Book Description
This book provides an alternative perspective on community resilience, drawing on critical sociological and social policy insights about how people individually and collectively cope with different kinds of adversity. Based on the idea that resilience is more than simply an invention of neoliberal governments, this book explores diverse expressions of resilience and considers what supports and undermines people’s resilience in different contexts. Focusing on the United Kingdom, it examines the contradictions and limitations of neoliberal resilience policies and the role of policy in shaping how vulnerabilities are distributed and how resilience is manifested. The book explores different types of resilience including planning, response, recovery, adaptation and transformation, which are examined in relation to different types of threat such as financial hardship, disasters and climate change. It argues that resilience cannot act as an antidote to vulnerability, and aims to demonstrate the importance of shared institutions in underpinning resilience and in preventing socially created vulnerabilities. It will be of interest to academics, students and well-informed practitioners working with the concept of resilience within the subject areas of Sociology, Social Policy, Human Geography, Environmental Humanities and International Development.