Author: Susan Hamilton
Publisher:
ISBN:
Category :
Languages : en
Pages : 40
Book Description
African-Americans and Hispanics in Syracuse, New York, have lower homeownership rates than whites with comparable incomes, despite the availability of affordable housing. Using ethnographic methods, the study team examined home purchase by Hispanics and African-Americans as a multiphase process. Very few of the more than 100 households interviewed by telephone and in person had home-purchase experiences that paralleled the conventional process. They generally found homes through word of mouth rather than Realtors, and many encountered obstacles to finding, purchasing, and financing homes. Alternatives to conventional financing were relatively common, especially after 1975, and portfolio lending became increasingly important for African-American homebuyers. Barriers to homeownership included employment uncertainty, lack of understanding about the homebuying process, strict credit requirements, and cultural misunderstandings.
Barriers to Home Purchase for African-Americans and Hispanics in Syracuse
Author: Susan Hamilton
Publisher:
ISBN:
Category :
Languages : en
Pages : 40
Book Description
African-Americans and Hispanics in Syracuse, New York, have lower homeownership rates than whites with comparable incomes, despite the availability of affordable housing. Using ethnographic methods, the study team examined home purchase by Hispanics and African-Americans as a multiphase process. Very few of the more than 100 households interviewed by telephone and in person had home-purchase experiences that paralleled the conventional process. They generally found homes through word of mouth rather than Realtors, and many encountered obstacles to finding, purchasing, and financing homes. Alternatives to conventional financing were relatively common, especially after 1975, and portfolio lending became increasingly important for African-American homebuyers. Barriers to homeownership included employment uncertainty, lack of understanding about the homebuying process, strict credit requirements, and cultural misunderstandings.
Publisher:
ISBN:
Category :
Languages : en
Pages : 40
Book Description
African-Americans and Hispanics in Syracuse, New York, have lower homeownership rates than whites with comparable incomes, despite the availability of affordable housing. Using ethnographic methods, the study team examined home purchase by Hispanics and African-Americans as a multiphase process. Very few of the more than 100 households interviewed by telephone and in person had home-purchase experiences that paralleled the conventional process. They generally found homes through word of mouth rather than Realtors, and many encountered obstacles to finding, purchasing, and financing homes. Alternatives to conventional financing were relatively common, especially after 1975, and portfolio lending became increasingly important for African-American homebuyers. Barriers to homeownership included employment uncertainty, lack of understanding about the homebuying process, strict credit requirements, and cultural misunderstandings.
African American and Hispanic Attitudes on Homeownership
Author:
Publisher:
ISBN:
Category : African Americans
Languages : en
Pages : 24
Book Description
Publisher:
ISBN:
Category : African Americans
Languages : en
Pages : 24
Book Description
Cityscape
Author:
Publisher:
ISBN:
Category : City planning
Languages : en
Pages : 496
Book Description
Publisher:
ISBN:
Category : City planning
Languages : en
Pages : 496
Book Description
Successful Mortgage Lending Strategies for the Underserved
Author: David Listokin
Publisher:
ISBN:
Category : Home ownership
Languages : en
Pages : 180
Book Description
Publisher:
ISBN:
Category : Home ownership
Languages : en
Pages : 180
Book Description
Color and Money
Author: Gregory D. Squires
Publisher: SUNY Press
ISBN: 9780791449523
Category : Social Science
Languages : en
Pages : 228
Book Description
A case study of Milwaukee, Wisconsin exploring how lending practices and access to capital are shaped by race.
Publisher: SUNY Press
ISBN: 9780791449523
Category : Social Science
Languages : en
Pages : 228
Book Description
A case study of Milwaukee, Wisconsin exploring how lending practices and access to capital are shaped by race.
A Right to Housing
Author: Rachel Bratt
Publisher: Temple University Press
ISBN: 1592134327
Category : Political Science
Languages : en
Pages : 449
Book Description
How can we explain the persistent inability of the United States to meet the housing needs of a large portion of its people? What can we do about the problem? In this important new work leading progressive housing activists and thinkers examine the state of housing, the housed, and housing policy in the United States and then provide a comprehensive and detailed program for solving the problem, under the goal of a Right to Housing.
Publisher: Temple University Press
ISBN: 1592134327
Category : Political Science
Languages : en
Pages : 449
Book Description
How can we explain the persistent inability of the United States to meet the housing needs of a large portion of its people? What can we do about the problem? In this important new work leading progressive housing activists and thinkers examine the state of housing, the housed, and housing policy in the United States and then provide a comprehensive and detailed program for solving the problem, under the goal of a Right to Housing.
Cityscape
Author: United States. Dept. of Housing and Urban Development. Office of Policy Development and Research
Publisher:
ISBN:
Category : Political Science
Languages : en
Pages :
Book Description
Publisher:
ISBN:
Category : Political Science
Languages : en
Pages :
Book Description
Housing Policy Debate
Author:
Publisher:
ISBN:
Category : Electronic journals
Languages : en
Pages : 424
Book Description
Publisher:
ISBN:
Category : Electronic journals
Languages : en
Pages : 424
Book Description
Racial Differences in Housing Search Behavior
Author: Raisa Alexandrovna Bahchieva
Publisher:
ISBN:
Category :
Languages : en
Pages : 442
Book Description
Publisher:
ISBN:
Category :
Languages : en
Pages : 442
Book Description
Housing Abstracts
Author:
Publisher:
ISBN:
Category : Architecture, Domestic
Languages : en
Pages : 642
Book Description
Publisher:
ISBN:
Category : Architecture, Domestic
Languages : en
Pages : 642
Book Description