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Author: William Johnston
Publisher: Bloomsbury Professional
ISBN: 9781847666680
Category : Law
Languages : en
Pages : 3008
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Book Description
The long-awaited new edition of Banking and Security Law in Ireland provides a comprehensive update on the law in practice and the pitfalls involved in taking security over land, machinery, agricultural assets, shares, debts, deposits and their registration. Updated case law and legislation (including the new Companies Act) governing the relationship of banker and customer, bank confidentiality, facility letters, payment demands, appointment of receivers and the avoidance of guarantees and security including undue influence case law are also covered in detail. The new edition also provides an extensive and in-depth guide on the current labyrinthine regulatory regime relating to consumer credit and consumer protection generally, including the Consumer Credit Act, the EU Consumer Credit Regulations, the EU Mortgage Credit Regulations and the Consumer Protection Code. Other conduct of business requirements relating to banking business are also covered in detail, including the Code of Conduct on Mortgage Arrears, the Lending to SME Regulations, the Consumer Protection Act, the EU Dsitance Marketing of Consumer Financial Services Regulations, the Code on Related Parties Lending and the Credit Reporting Act. The redress/recourse mechanisms available to consumers are also covered, including the Financial Services Ombudsman, the Credit Review Office, and the thorny issue of the implications in litigation against consumers of lenders' non-compliance with regulatory codes. This book's practical style is designed to assist bankers, practising lawyers and compliance professionals in the application of the ever-increasing and complex law of banking, security and consumer protection. Much of the content is unique and cannot be found in any other publication. An essential addition to the library of every practitioner and compliance professional in the banking area.
Author: William Johnston
Publisher: Bloomsbury Professional
ISBN: 9781847666680
Category : Law
Languages : en
Pages : 3008
Get Book Here
Book Description
The long-awaited new edition of Banking and Security Law in Ireland provides a comprehensive update on the law in practice and the pitfalls involved in taking security over land, machinery, agricultural assets, shares, debts, deposits and their registration. Updated case law and legislation (including the new Companies Act) governing the relationship of banker and customer, bank confidentiality, facility letters, payment demands, appointment of receivers and the avoidance of guarantees and security including undue influence case law are also covered in detail. The new edition also provides an extensive and in-depth guide on the current labyrinthine regulatory regime relating to consumer credit and consumer protection generally, including the Consumer Credit Act, the EU Consumer Credit Regulations, the EU Mortgage Credit Regulations and the Consumer Protection Code. Other conduct of business requirements relating to banking business are also covered in detail, including the Code of Conduct on Mortgage Arrears, the Lending to SME Regulations, the Consumer Protection Act, the EU Dsitance Marketing of Consumer Financial Services Regulations, the Code on Related Parties Lending and the Credit Reporting Act. The redress/recourse mechanisms available to consumers are also covered, including the Financial Services Ombudsman, the Credit Review Office, and the thorny issue of the implications in litigation against consumers of lenders' non-compliance with regulatory codes. This book's practical style is designed to assist bankers, practising lawyers and compliance professionals in the application of the ever-increasing and complex law of banking, security and consumer protection. Much of the content is unique and cannot be found in any other publication. An essential addition to the library of every practitioner and compliance professional in the banking area.
Author: Mary Donnelly (Law teacher)
Publisher:
ISBN: 9780414055100
Category : Credit
Languages : en
Pages : 927
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Book Description
The new edition of The Law of Credit and Security provides a fully up-to-date analysis of all relevant aspects of law and regulation in respect of lending, security-taking and enforcement of loans in Ireland. In the ongoing aftermath of the financial crisis, this has remained one of the most fast-moving areas of law and this book provides a comprehensive treatment of the many developments since the publication of the first edition in 2011. New to this edition * Includes full coverage of the implications of the Companies Act 2014 for all aspects of corporate lending and borrowing * Features detailed analysis of the Personal Insolvency Act 2012 and changes to Bankruptcy law * Addresses changes in regulatory requirements for credit providers, including the Central Bank (Supervision and Enforcement) Act 2013 and Credit Unions and Co-Operation with Overseas Regulators Act 2012 * Provides comprehensive coverage of consumer protection developments, including the Mortgages Directive (Directive 2014/17/EU); the Code of Conduct on Mortgage Arrears 2013; the Consumer Protection Code 2012 * Includes fully up-to-date analysis of relevant case law on all aspects of credit and security since 2011 * Includes expanded coverage of the impact of insolvency and examinership on creditors * Examines the operations of NAMA in the respect of the administration of acquired loans Key features * A comprehensive analysis of all aspects of credit and security in Ireland * Detailed consideration of all elements of the regulatory framework for relevant lenders, including banks; credit unions; moneylenders; debt management firms; retail credit and home reversion firms; and. credit and mortgage intermediaries. * Up-to-date analysis of all important case law and legislation * Places Irish legal and regulatory developments in an international and European context * Includes full coverage of impact of the Companies Act 2014 on all aspects of corporate loans * Covers all aspects of security in rem, including: security over land; security over personal property; security over aircraft; security over ships * Provides detailed examination of the impact of the Financial Collateral Directive (Directive 2009/44) * Includes in-depth consideration of guarantees and analogous arrangements * Provides detailed analysis of legal mechanisms for enforcement * Includes a thorough analysis of the impact of examinership and insolvency on creditors * Incorporates a detailed consideration of personal insolvency arrangements and bankruptcy
Author: Johnston
Publisher: Bloomsbury Professional
ISBN: 9781847660763
Category :
Languages : en
Pages :
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Book Description
For practising solicitors and barristers working in the banking and financial services sector, this popular book will enable them to advise their clients with absolute confidence. Immensely practical, Banking and Security Law in Ireland provides a detailed treatment of the ever-increasing exceptions in Ireland to the banker's duty of secrecy, liability for payment or non-payment of cheques, recent case law on payments and tracing, as well as accounts. The coverage includes a thorough treatment of facility letters, guarantees, pledges, mortgages and charges over land, chattels (including agricultural equipment), debts, deposits and shares.
Author: Paul Egan
Publisher: Bloomsbury Publishing
ISBN: 1526520419
Category : Law
Languages : en
Pages : 738
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Book Description
This new title is concerned with the securities law provisions in the Companies Act 2014 and derivative enactments, which are of most concern to listed companies and companies issuing equity and debt securities in Ireland. It deals comprehensively with the legal obligations to produce a prospectus or similar document, what is in it, what are the exceptions, what information must be made available to the markets and what are the other legal consequences on companies and dealers in shares and other securities as a result of having securities admitted to listing. Part A of the book gives an overview of the four key areas: Prospectus, Listing, Market Abuse and Transparency. It explains the structure of the law to enable non-experts to understand the law. Part B gives the legal and regulatory texts, which will be more of interest to lawyers and financiers in this area who need to be familiar with the primary law, which is not as yet readily accessible.
Author: William Johnston
Publisher: Bloomsbury Publishing
ISBN: 1780436262
Category : Law
Languages : en
Pages : 940
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Book Description
Shortlisted for DSBA Law Book of the Year Award 2020 For practising solicitors and barristers working in the banking and financial services sector, this popular book will enable them to advise their clients with absolute confidence. Immensely practical, Banking and Security Law in Ireland provides a detailed treatment of the ever-increasing exceptions in Ireland to the banker's duty of secrecy, liability for payment or non-payment of cheques, recent case law on payments and tracing, as well as accounts. The coverage includes a thorough treatment of facility letters, guarantees, pledges, mortgages and charges over land, chattels (including agricultural equipment), debts, deposits and shares. EURO: 195
Author: Denis Kelleher
Publisher: Bloomsbury Publishing
ISBN: 1526502755
Category : Law
Languages : en
Pages : 690
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Book Description
The information society has created an environment where new technologies increasingly threaten the right to privacy. Privacy and Data Protection Law in Ireland provides a detailed analysis of the law that applies in this complex and uncertain environment. Privacy and Data Protection Law in Ireland covers relevant Irish legislation, in particular the Communications (Retention of Data) Act 2011 and the Criminal Justice (Money Laundering and Terrorist Financing) Act 2010. It also includes developments in EU law such as the Lisbon Treaty and European Charter of Fundamental Rights, the EU Council Framework Decision 2008/977/JHA of November 2008 on the protection of personal data processed in the framework of police and judicial cooperation in criminal matters and the new E-Privacy Directive. The new edition includes three new chapters, specifically dealing with social networking, cloud computing and criminal legislation. Previous edition ISBN: 9781845922047
Author: John Breslin
Publisher: Gill & MacMillan
ISBN: 9780717123735
Category : Banking law
Languages : en
Pages : 913
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Book Description
This is a comprehensive and detailed analysis of the law relating to banks and banking in Ireland, which is explained within a framework that is relevant to the modern bank and financial institution. The complexities of modern banking law and regulation are placed in their historical and commercial contexts, considering the legislative developments at domestic and European Union level, and modern case law on the relevant areas. To elucidate the law relating to banks and banking services, the author draws not only on modern and older Irish case law, but also on case and statute law from the United Kingdom and the Commonwealth.
Author: Finbarr Murphy
Publisher:
ISBN: 9780414052499
Category : Banking law
Languages : en
Pages : 1652
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Book Description
Author: Nora Beausang
Publisher: Bloomsbury Publishing
ISBN: 1526515881
Category : Law
Languages : en
Pages : 2649
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Book Description
With 2000+ pages of guidance, this important new textbook provides an extensive and in-depth guide to the current labyrinthine regulatory regime relating to consumer and SME credit (by way of cash loans) and protection generally, including the Consumer Protection Code, the Consumer Credit Act (housing loans and non-housing loans), the EU Consumer Credit Regulations, the EU Mortgage Credit Regulations and the Central Bank Housing Loan Regulations. Other lending-related conduct of business requirements are also covered in detail, including the Code of Conduct on Mortgage Arrears, the Lending to SME Regulations, the Code on Related Parties Lending and the Credit Reporting Act, together with applicable EBA/ECB Guidelines dealing with loan origination, product oversight and governance, non-performing exposures/loans and arrears. The regulated activities triggering authorisation as a retail credit firm or credit servicing firm are also addressed in detail. The book additionally extends beyond lending to have application to the wider business of regulated firms in the financial services arena, dealing in detail with issues including the general principles and requirements of the Consumer Protection Code,the fitness and probity regime including the area of minimum competency, distance marketing requirements and other background to the regulatory regime in Ireland including the increased regulatory focus on the culture of regulated firms and product oversight and governance. The available redress/recourse mechanisms are also covered, including the Financial Services and Pensions Ombudsman, the Credit Review Office, the regulatory and other consequences of breach of applicable requirements and the significant risk management area for regulated firms of their customers' statutory right to redress on breach of financial services legislation. In addition, the book has relevance to professionals dealing with consumers in any contractual context including extensive treatment of how the concept of 'consumer' has developed under common law, the unfair commercial practices regime and the increasingly topical area of unfair contract terms legislation. Relevant case law of the Irish courts and other common law jurisdictions, together with an expanding corpus of decisions from the CJEU, are addressed in detail. This book's practical style is designed to assist bankers, other regulated firms, lawyers, compliance professionals and regulators in the application of a complex area. Rather than simply setting out the separate requirements, the book seeks to navigate the at times contradictory legislative and regulatory strands to give (in so far as is possible) a coherent sense of how they integrate. Much of the content is unique and cannot be found in any other publication. An essential addition to the library of every lender, practitioner and compliance and regulatory risk professional, particularly in the areas of consumer and SME credit.
Author: International Monetary Fund. Monetary and Capital Markets Department
Publisher: International Monetary Fund
ISBN:
Category : Business & Economics
Languages : en
Pages : 66
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Book Description
Ireland has considerably strengthened financial sector regulation and supervision since the 2016 FSAP, aided by the ECB/SSM, and is working with European and international regulators to strengthen oversight of the large market-based finance (MBF) sector. This strengthening is evidenced by a successful navigation through the challenges of Brexit and the pandemic. Despite global headwinds, Ireland is exiting the pandemic with strong economic growth and a highly capitalized and liquid banking system. The financial system has grown rapidly and in complexity, especially after Brexit, and Ireland has become a European base for large financial groups. The MBF sector has grown to the second largest in Europe, with global interlinkages.
