A Generalized Framework for the Assessment of Household Financial Vulnerability

A Generalized Framework for the Assessment of Household Financial Vulnerability PDF Author: Mindaugas Leika
Publisher: International Monetary Fund
ISBN: 1484326792
Category : Business & Economics
Languages : en
Pages : 56

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Book Description
Household financial fragility has received considerable attention following the global financial crisis, but substantial gaps remain in the analytical underpinnings of household financial vulnerability assessment, as well as in data availability. This paper aims at integrating the contributions in the literature in a coherent fashion. The study proposes also analytical and estimation extensions aimed at improving the quality of estimates and allowing the assessment of household financial vulnerability in presence of data limitations. The result of this effort is a comprehensive framework, that has wide applicability to both advanced and developing economies. For illustrative purposes the paper includes a detailed application to one developing country (Namibia).

A Generalized Framework for the Assessment of Household Financial Vulnerability

A Generalized Framework for the Assessment of Household Financial Vulnerability PDF Author: Mindaugas Leika
Publisher: International Monetary Fund
ISBN: 1484326792
Category : Business & Economics
Languages : en
Pages : 56

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Book Description
Household financial fragility has received considerable attention following the global financial crisis, but substantial gaps remain in the analytical underpinnings of household financial vulnerability assessment, as well as in data availability. This paper aims at integrating the contributions in the literature in a coherent fashion. The study proposes also analytical and estimation extensions aimed at improving the quality of estimates and allowing the assessment of household financial vulnerability in presence of data limitations. The result of this effort is a comprehensive framework, that has wide applicability to both advanced and developing economies. For illustrative purposes the paper includes a detailed application to one developing country (Namibia).

A Generalized Framework for the Assessment of Household Financial Vulnerability

A Generalized Framework for the Assessment of Household Financial Vulnerability PDF Author: Mindaugas Leika
Publisher: International Monetary Fund
ISBN: 1484322355
Category : Business & Economics
Languages : en
Pages : 56

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Book Description
Household financial fragility has received considerable attention following the global financial crisis, but substantial gaps remain in the analytical underpinnings of household financial vulnerability assessment, as well as in data availability. This paper aims at integrating the contributions in the literature in a coherent fashion. The study proposes also analytical and estimation extensions aimed at improving the quality of estimates and allowing the assessment of household financial vulnerability in presence of data limitations. The result of this effort is a comprehensive framework, that has wide applicability to both advanced and developing economies. For illustrative purposes the paper includes a detailed application to one developing country (Namibia).

Financial Vulnerability in Canada

Financial Vulnerability in Canada PDF Author: Jerry Buckland
Publisher: Springer Nature
ISBN: 3030925811
Category : Business & Economics
Languages : en
Pages : 191

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Book Description
This book examines financial vulnerability: a state in which a person or household cannot absorb any substantial spending or negative income shock without substantial financial and ultimately broader harm such as job loss, emotional harm, or mental illness. The focus of the book is on the experiences of low- income and modest income Canadian families – families which, by virtue of being in the lower income brackets, are particularly at risk of experiencing financial hardship. Looking at vulnerability from a conceptual and empirical lens, this book offers a framework to better understand the complex and interdependent ways in which financial vulnerability emerge and can be addressed. By locating its analysis of individual and household financial management in wider community, cultural, and economic contexts, this book seeks to offer holistic policy recommendations to reduce financial vulnerability, with implications that go beyond Canada and to other developed countries.

OECD Economic Survey of the United States: Key Research Findings

OECD Economic Survey of the United States: Key Research Findings PDF Author: OECD
Publisher: OECD Publishing
ISBN: 9264310274
Category :
Languages : en
Pages : 146

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Book Description
This volume collects four studies that were prepared as background research to the 2018 OECD Economic Survey of the United States. Using micro-data survey responses, regional and sectorial data, these studies seek to provide insights into employment responds to labour market disruption ...

Proceedings of the International Conference on Sustainable Collaboration in Business, Technology, Information, and Innovation (SCBTII 2024).

Proceedings of the International Conference on Sustainable Collaboration in Business, Technology, Information, and Innovation (SCBTII 2024). PDF Author: Suhal Kusairi
Publisher: Springer Nature
ISBN: 9464635584
Category : Electronic books
Languages : en
Pages : 512

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Book Description


What Drives Mortgage Default Risk in Europe and the U.S.?

What Drives Mortgage Default Risk in Europe and the U.S.? PDF Author: Mr. Marco Gross
Publisher: International Monetary Fund
ISBN:
Category : Business & Economics
Languages : en
Pages : 38

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Book Description
We present an analysis of the sensitivity of household mortgage probabilities of default (PDs) and loss given default (LGDs) on unemployment rates, house price growth, interest rates, and other drivers. A structural micro-macro simulation model is used to that end. It is anchored in the balance sheets and income-expense flow data from about 95,000 households and 230,000 household members from 21 EU countries and the U.S. We present country-specific nonlinear regressions based on the structural model simulation-implied relation between PDs and LGDs and their drivers. These can be used for macro scenario-conditional forecasting, without requiring the conduct of the micro simulation. We also present a policy counterfactual analysis of the responsiveness of mortgage PDs, LGDs, and bank capitalization conditional on adverse scenarios related to the COVID-19 pandemic across all countries. The economics of debt moratoria and guarantees are discussed against the background of the model-based analysis.

Climate Change and Agricultural System Response

Climate Change and Agricultural System Response PDF Author: Dingde Xu
Publisher: Frontiers Media SA
ISBN: 2832501788
Category : Science
Languages : en
Pages : 274

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Book Description


Namibia

Namibia PDF Author: International Monetary Fund. African Dept.
Publisher: International Monetary Fund
ISBN: 1475559070
Category : Business & Economics
Languages : en
Pages : 77

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Book Description
This 2016 Article IV Consultation highlights that Namibia has experienced remarkable growth and economic progress since the financial crisis. Strong policy frameworks and expansionary domestic policies have contributed to macroeconomic stability, robust growth, and rising living standards. Yet deep-rooted structural impediments have kept unemployment high and unresponsive to growth, contributing to persistently high inequality. The outlook remains positive with considerable vulnerabilities and risks. Growth is projected to temporarily weaken to 1.6 percent in 2016 as the construction of large mines ends and the government starts consolidating.

Vulnerability in Developing Countries

Vulnerability in Developing Countries PDF Author: Wim A. Naudé
Publisher:
ISBN:
Category : Medical
Languages : en
Pages : 352

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Book Description
Vulnerability has become the defining challenge of our times. More than one billion people worldwide live in extreme poverty. Facing risks exacerbated by natural hazards, ill-health and macroeconomic volatility, many are mired in inescapable poverty while millions others are on the brink of poverty.The need to better understand vulnerability is pressing, particularly in the case of developing countries where bulwarks against risks can be in short supply. This volume brings together essays from leading scholars to study the critical dimensions of vulnerability in developing countries, including...

Understanding Financial Accounts

Understanding Financial Accounts PDF Author: OECD
Publisher: OECD Publishing
ISBN: 9264281282
Category :
Languages : en
Pages : 424

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Book Description
Understanding Financial Accounts seeks to show how a range of questions on financial developments can be answered with the framework of financial accounts and balance sheets, by providing non-technical explanations illustrated with practical examples.