Author: Consumer Financial Consumer Financial Protection Bureau
Publisher: Createspace Independent Publishing Platform
ISBN: 9781530666010
Category :
Languages : en
Pages : 26
Book Description
Buying a home is exciting and, let's face it, complicated. This booklet is a toolkit that can help you make better choices along your path to owning a home.
Your Home Loan Toolkit
Author: Consumer Financial Consumer Financial Protection Bureau
Publisher: Createspace Independent Publishing Platform
ISBN: 9781530666010
Category :
Languages : en
Pages : 26
Book Description
Buying a home is exciting and, let's face it, complicated. This booklet is a toolkit that can help you make better choices along your path to owning a home.
Publisher: Createspace Independent Publishing Platform
ISBN: 9781530666010
Category :
Languages : en
Pages : 26
Book Description
Buying a home is exciting and, let's face it, complicated. This booklet is a toolkit that can help you make better choices along your path to owning a home.
Your Money, Your Goals
Author: Consumer Financial Consumer Financial Protection Bureau
Publisher: Createspace Independent Publishing Platform
ISBN: 9781508906827
Category : Finance, Personal
Languages : en
Pages : 0
Book Description
Welcome to the Consumer Financial Protection Bureau's Your Money, Your Goals: A financial empowerment toolkit for social services programs! If you're reading this, you are probably a case manager, or you work with case managers. Finances affect nearly every aspect of life in the United States. But many people feel overwhelmed by their financial situations, and they don't know where to go for help. As a case manager, you're in a unique position to provide that help. Clients already know you and trust you, and in many cases, they're already sharing financial and other personal information with you. The financial stresses your clients face may interfere with their progress toward other goals, and providing financial empowerment information and tools is a natural extension of what you are already doing. What is "financial empowerment" and how is it different from financial education or financial literacy? Financial education is a strategy that provides people with financial knowledge, skills, and resources so they can get, manage, and use their money to achieve their goals. Financial education is about building an individual's knowledge, skills, and capacity to use resources and tools, including financial products and services. Financial education leads to financial literacy. Financial empowerment includes financial education and financial literacy, but it is focused both on building the ability of individuals to manage money and use financial services and on providing access to products that work for them. Financially empowered individuals are informed and skilled; they know where to get help with their financial challenges. This sense of empowerment can build confidence that they can effectively use their financial knowledge, skills, and resources to reach their goals. We designed this toolkit to help you help your clients become financially empowered consumers. This financial empowerment toolkit is different from a financial education curriculum. With a curriculum, you are generally expected to work through most or all of the material in the order presented to achieve a specific set of objectives. This toolkit is a collection of important financial empowerment information and tools you can access as needed based on the client's goals. In other words, the aim is not to cover all of the information and tools in the toolkit - it is to identify and use the information and tools that are best suited to help your clients reach their goals.
Publisher: Createspace Independent Publishing Platform
ISBN: 9781508906827
Category : Finance, Personal
Languages : en
Pages : 0
Book Description
Welcome to the Consumer Financial Protection Bureau's Your Money, Your Goals: A financial empowerment toolkit for social services programs! If you're reading this, you are probably a case manager, or you work with case managers. Finances affect nearly every aspect of life in the United States. But many people feel overwhelmed by their financial situations, and they don't know where to go for help. As a case manager, you're in a unique position to provide that help. Clients already know you and trust you, and in many cases, they're already sharing financial and other personal information with you. The financial stresses your clients face may interfere with their progress toward other goals, and providing financial empowerment information and tools is a natural extension of what you are already doing. What is "financial empowerment" and how is it different from financial education or financial literacy? Financial education is a strategy that provides people with financial knowledge, skills, and resources so they can get, manage, and use their money to achieve their goals. Financial education is about building an individual's knowledge, skills, and capacity to use resources and tools, including financial products and services. Financial education leads to financial literacy. Financial empowerment includes financial education and financial literacy, but it is focused both on building the ability of individuals to manage money and use financial services and on providing access to products that work for them. Financially empowered individuals are informed and skilled; they know where to get help with their financial challenges. This sense of empowerment can build confidence that they can effectively use their financial knowledge, skills, and resources to reach their goals. We designed this toolkit to help you help your clients become financially empowered consumers. This financial empowerment toolkit is different from a financial education curriculum. With a curriculum, you are generally expected to work through most or all of the material in the order presented to achieve a specific set of objectives. This toolkit is a collection of important financial empowerment information and tools you can access as needed based on the client's goals. In other words, the aim is not to cover all of the information and tools in the toolkit - it is to identify and use the information and tools that are best suited to help your clients reach their goals.
A Do-It-Yourself Guide to Sealing and Insulating with Energy Star: Sealing Air Leaks and Adding Attic Insulation
Author: Environmental Protection Agency (U S )
Publisher: Government Printing Office
ISBN: 9780160929649
Category : House & Home
Languages : en
Pages : 20
Book Description
Sealing and Insulating your home is one of the most cost-effective ways to make a home more comfortable and energy efficient—and you can do it yourself. Use This Guide To: Learn how to find and seal hidden attic and basement air leaks Determine if your attic insulation is adequate, and learn how to add more Make sure your improvements are done safely Reduce energy bills and help protect the environment Glossary of terms is included in this illustrated do-it-yourself guide.
Publisher: Government Printing Office
ISBN: 9780160929649
Category : House & Home
Languages : en
Pages : 20
Book Description
Sealing and Insulating your home is one of the most cost-effective ways to make a home more comfortable and energy efficient—and you can do it yourself. Use This Guide To: Learn how to find and seal hidden attic and basement air leaks Determine if your attic insulation is adequate, and learn how to add more Make sure your improvements are done safely Reduce energy bills and help protect the environment Glossary of terms is included in this illustrated do-it-yourself guide.
Surviving Debt
Author:
Publisher:
ISBN: 9781602482104
Category : Consumer credit
Languages : en
Pages : 0
Book Description
Publisher:
ISBN: 9781602482104
Category : Consumer credit
Languages : en
Pages : 0
Book Description
Debt-Free Degree
Author: Anthony ONeal
Publisher: Ramsey Press
ISBN: 1942121121
Category : Business & Economics
Languages : en
Pages : 174
Book Description
Every parent wants the best for their child. That’s why they send them to college! But most parents struggle to pay for school and end up turning to student loans. That’s why the majority of graduates walk away with $35,000 in student loan debt and no clue what that debt will really cost them.1 Student loan debt doesn’t open doors for young adults—it closes them. They postpone getting married and starting a family. That debt even takes away their freedom to pursue their dreams. But there is a different way. Going to college without student loans is possible! In Debt-Free Degree, Anthony ONeal teaches parents how to get their child through school without debt, even if they haven’t saved for it. He also shows parents: *How to prepare their child for college *Which classes to take in high school *How and when to take the ACT and SAT *The right way to do college visits *How to choose a major A college education is supposed to prepare a graduate for their future, not rob them of their paycheck and freedom for decades. Debt-Free Degree shows parents how to pay cash for college and set their child up to succeed for life.
Publisher: Ramsey Press
ISBN: 1942121121
Category : Business & Economics
Languages : en
Pages : 174
Book Description
Every parent wants the best for their child. That’s why they send them to college! But most parents struggle to pay for school and end up turning to student loans. That’s why the majority of graduates walk away with $35,000 in student loan debt and no clue what that debt will really cost them.1 Student loan debt doesn’t open doors for young adults—it closes them. They postpone getting married and starting a family. That debt even takes away their freedom to pursue their dreams. But there is a different way. Going to college without student loans is possible! In Debt-Free Degree, Anthony ONeal teaches parents how to get their child through school without debt, even if they haven’t saved for it. He also shows parents: *How to prepare their child for college *Which classes to take in high school *How and when to take the ACT and SAT *The right way to do college visits *How to choose a major A college education is supposed to prepare a graduate for their future, not rob them of their paycheck and freedom for decades. Debt-Free Degree shows parents how to pay cash for college and set their child up to succeed for life.
Building Wealth One House at a Time: Making it Big on Little Deals
Author: John Schaub
Publisher: McGraw Hill Professional
ISBN: 0071466495
Category : Business & Economics
Languages : en
Pages : 242
Book Description
Strategies for creating real estate wealth by star ting small--and always making the right moves Nationally known real estate expert John Schaub learned his craft in the best way possible--on the job, and through every kind of market. Over three decades, he learned to bank consistent profits as he built an impressive real estate mini-empire. Building Wealth One House at a Time reveals how virtually anyone can accumulate one million dollars worth of houses debtfree and earn a steady cash flow for life. Unique in that it focuses on buying houses in good-quality neighborhoods, Schaub's nine-step program includes: Renting to long-term tenants, with financial incentives to pay on time Avoiding the temptation of bigger deals, which invariably include bigger problems A 10-year plan to pay off debt and own houses free and clear
Publisher: McGraw Hill Professional
ISBN: 0071466495
Category : Business & Economics
Languages : en
Pages : 242
Book Description
Strategies for creating real estate wealth by star ting small--and always making the right moves Nationally known real estate expert John Schaub learned his craft in the best way possible--on the job, and through every kind of market. Over three decades, he learned to bank consistent profits as he built an impressive real estate mini-empire. Building Wealth One House at a Time reveals how virtually anyone can accumulate one million dollars worth of houses debtfree and earn a steady cash flow for life. Unique in that it focuses on buying houses in good-quality neighborhoods, Schaub's nine-step program includes: Renting to long-term tenants, with financial incentives to pay on time Avoiding the temptation of bigger deals, which invariably include bigger problems A 10-year plan to pay off debt and own houses free and clear
Toxic Mom Toolkit
Author: Rayne Wolfe
Publisher: Createspace Independent Publishing Platform
ISBN: 9781492782384
Category : Abused children
Languages : en
Pages : 0
Book Description
Toxic Mom Toolkit by Rayne Wolfe takes on super toxic mothers with humor, kindness and practical tools to help readers build a peaceful and happy life. The book includes Wolfe's memoir of growing up brave and scrappy in 1950's San Francisco, the daughter of three mothers: an absent birth mother, an abusive adopted mother and a wonderful step-mother. Coupled with her honest memoir, are mini-memoirs of women from all over the world, whose stories of growing up with toxic mothers shine light on the varied ways in which toxic parents can hurt, damage and undermine their children even into adulthood. There are helpful self-tests; positive affirmations and prompts; tools for contact and boundary setting; and lots and lots of wisdom wrapped in laughter. Toxic Mom Toolkit offers readers a starting point for the messy work of gaining perspective, setting boundaries, and breaking the cycle of toxic parenting. Join the Toxic Mom Toolkit community on Facebook.
Publisher: Createspace Independent Publishing Platform
ISBN: 9781492782384
Category : Abused children
Languages : en
Pages : 0
Book Description
Toxic Mom Toolkit by Rayne Wolfe takes on super toxic mothers with humor, kindness and practical tools to help readers build a peaceful and happy life. The book includes Wolfe's memoir of growing up brave and scrappy in 1950's San Francisco, the daughter of three mothers: an absent birth mother, an abusive adopted mother and a wonderful step-mother. Coupled with her honest memoir, are mini-memoirs of women from all over the world, whose stories of growing up with toxic mothers shine light on the varied ways in which toxic parents can hurt, damage and undermine their children even into adulthood. There are helpful self-tests; positive affirmations and prompts; tools for contact and boundary setting; and lots and lots of wisdom wrapped in laughter. Toxic Mom Toolkit offers readers a starting point for the messy work of gaining perspective, setting boundaries, and breaking the cycle of toxic parenting. Join the Toxic Mom Toolkit community on Facebook.
More Courageous Conversations About Race
Author: Glenn E. Singleton
Publisher: Corwin Press
ISBN: 1412992664
Category : Education
Languages : en
Pages : 361
Book Description
"Since the highly acclaimed Courageous Conversations About Race offered educators a frame work and tools for promoting racial equity, many schools have implemented the Courageous Conversations Protocol. Now ... in a book that's rich with anecdote, Singleton celebrates the successes, outlines the difficulties, and provides specific strategies for moving Courageous Conversations from racial equity theory to practice at every level, from the classroom to the school superintendent's office"--Back cover.
Publisher: Corwin Press
ISBN: 1412992664
Category : Education
Languages : en
Pages : 361
Book Description
"Since the highly acclaimed Courageous Conversations About Race offered educators a frame work and tools for promoting racial equity, many schools have implemented the Courageous Conversations Protocol. Now ... in a book that's rich with anecdote, Singleton celebrates the successes, outlines the difficulties, and provides specific strategies for moving Courageous Conversations from racial equity theory to practice at every level, from the classroom to the school superintendent's office"--Back cover.
Report on Reverse Mortgages
Author: Canadian Centre for Elder Law Studies
Publisher:
ISBN:
Category : Law
Languages : en
Pages : 52
Book Description
Publisher:
ISBN:
Category : Law
Languages : en
Pages : 52
Book Description
The Entrepreneur's Toolkit
Author: Michael Goldsby
Publisher:
ISBN: 9781629970936
Category : Entrepreneurship
Languages : en
Pages : 165
Book Description
"All of us have dreams, goals, and perhaps a project or two on the back burner. The Entrepreneur's Toolkit is your chance to make these aspirations a reality. Professor Goldsby provides a detailed roadmap for starting, nurturing, expanding, and eventually selling a business; and he shows how the same valuable skills translate to other spheres of life."--Publisher's website.
Publisher:
ISBN: 9781629970936
Category : Entrepreneurship
Languages : en
Pages : 165
Book Description
"All of us have dreams, goals, and perhaps a project or two on the back burner. The Entrepreneur's Toolkit is your chance to make these aspirations a reality. Professor Goldsby provides a detailed roadmap for starting, nurturing, expanding, and eventually selling a business; and he shows how the same valuable skills translate to other spheres of life."--Publisher's website.