Upside Down-Navigating a Personal Mortgage Crisis PDF Download
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Author: Bob Wartinger
Publisher: Lulu.com
ISBN: 0578044986
Category : Business & Economics
Languages : en
Pages : 98
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Book Description
What a year in real estate that was! It was hard to face the facts for a while, and my most trusted friends could only shake their heads in sympathy. My brand new house was worth less than fifty percent of its appraised value, and considerably less than the value of the materials and labor that went into constructing it - only one year after being built! I was in a situation all too common in America today - "upside down" - with a large mortgage to pay and increasingly squeezed in my ability to make monthly payments. "Upside Down" is my story: How I resolved the predicament of the investment that wasn't. I have written "Upside Down" to help you and other homeowners who find themselves in a similar real estate predicament. It includes tips and information regarding short sales or, at the very least, resolving difficult mortgage situations.
Author: Bob Wartinger
Publisher: Lulu.com
ISBN: 0578044986
Category : Business & Economics
Languages : en
Pages : 98
Get Book Here
Book Description
What a year in real estate that was! It was hard to face the facts for a while, and my most trusted friends could only shake their heads in sympathy. My brand new house was worth less than fifty percent of its appraised value, and considerably less than the value of the materials and labor that went into constructing it - only one year after being built! I was in a situation all too common in America today - "upside down" - with a large mortgage to pay and increasingly squeezed in my ability to make monthly payments. "Upside Down" is my story: How I resolved the predicament of the investment that wasn't. I have written "Upside Down" to help you and other homeowners who find themselves in a similar real estate predicament. It includes tips and information regarding short sales or, at the very least, resolving difficult mortgage situations.
Author: Dave Kansas
Publisher: Harper Collins
ISBN: 0062063308
Category : Business & Economics
Languages : en
Pages : 210
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Book Description
Everything you thought you knew about saving, managing risk, and securing your financial future has changed. The world is very different in the wake of the biggest financial crisis since the Great Depression. Retirement accounts have been eviscerated, risk appetites diminished, and questions raised about age-old personal finance strategies such as "buy and hold" and the efficacy of relying heavily on stock mutual funds. In The Wall Street Journal Guide to the New Rules of Personal Finance, Dave Kansas offers guidelines for understanding the new regulations for finance firms, the rising importance of international investing, and the very different environment that now exists for home buyers. With valuable chapters on debt reduction, diversification, retirement planning, real estate, commodities, and other vital topics, this essential volume is designed to help the individual determine which tenets of an investing strategy remain sound and which deserve re-examination. It is the ultimate guide to profitably investing your money in a world that has fundamentally changed.
Author: Adam Weintrit
Publisher: CRC Press
ISBN: 0203869346
Category : Technology & Engineering
Languages : en
Pages : 822
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Book Description
In recent years much attention has been paid to safety of navigation and marine transportation. Marine Navigation and Safety of Sea Transportation addresses the main aspects of marine safety, including: safety of navigation; manoeuvering and ship-handling systems; marine traffic control and automatic identification systems; navigation tools, system
Author: Ray Dalio
Publisher: Simon and Schuster
ISBN: 1668009307
Category : Business & Economics
Languages : en
Pages : 480
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Book Description
Ray Dalio, the legendary investor and #1 New York Times bestselling author of Principles—whose books have sold more than five million copies worldwide—shares his unique template for how debt crises work and principles for dealing with them well. This template allowed his firm, Bridgewater Associates, to anticipate 2008’s events and navigate them well while others struggled badly. As he explained in his #1 New York Times bestseller Principles, Ray Dalio believes that most everything happens over and over again through time so that by studying patterns one can understand the cause-effect relationships behind events and develop principles for dealing with them well. In this three-part research series, he does just that for big debt crises and shares his template in the hopes of reducing the chances of big debt crises happening and helping them be better managed in the future. The template comes in three parts: 1. The Archetypal Big Debt Cycle (which explains the template) 2. Three Detailed Cases (which examines in depth the 2008 financial crisis, the 1930s Great Depression, and the 1920s inflationary depression of Germany’s Weimar Republic) 3. Compendium of 48 Cases (which is a compendium of charts and brief descriptions of the worst debt crises of the last 100 years) Whether you’re an investor, a policy maker, or are simply interested in debt, this unconventional perspective from one of the few people who navigated the crisis successfully, Principles for Navigating Big Debt Crises will help you understand the economy and markets in revealing new ways.
Author: Michelle Singletary
Publisher: HarperCollins
ISBN: 0358574285
Category : Business & Economics
Languages : en
Pages : 231
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Book Description
From pandemics to recessions, bear markets to energy crises, life is full of financial setbacks. The hard truth is that it’s not a matter of if there will be another economic downturn, but when. The important question to ask is this: how do you prevent a crisis from turning into a full-blown catastrophe? Drawing on years of experience as an award-winning personal finance columnist, Michelle Singletary shares her expert advice for weathering a financial storm. In this book, she answers the most pressing questions that crop up when money suddenly becomes scarce, like: What bills need to be paid first? When is it right to dip into savings? What are the best ways to cut back on spending? How do you keep from panicking when the stock market is down? Is this “opportunity” a scam in disguise? This hands-on guide covers debt concerns, credit card issues, cash-flow problems, and dozens of other common financial matters. Whether you’re in the midst of one crisis or preparing for the next, this book provides the tools to secure your wealth and your future.
Author: David W. Dodson
Publisher: Jones & Bartlett Learning
ISBN: 1284107124
Category : Technology & Engineering
Languages : en
Pages : 543
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Book Description
The third edition of Fire Department Incident Safety Officer has been thoroughly updated to cover the latest trends, information, and best-practices needed by current and aspiring Incident Safety Officers (ISO’s). Developed in partnership with the Fire Department Safety Officer’s Association and based on the 2015 Edition of NFPA 1521, Standard for Fire Department Safety Officer Professional Qualifications, this authoritative resource focuses uniquely on the roles, responsibilities, and duties for fire service officers assigned to the incident command staff position of safety officer. From smoke reading to alternative energy sources to green construction buildings, Fire Department Incident Safety Officer, Third Edition is loaded with up-to-date information needed to keep fire department members safe, including: A new chapter dedicated to the Incident Safety Officer at Training Drills and Special Events Entire chapters devoted to important topics like reading smoke, reading buildings,
Author: Dafna Kariv
Publisher: Taylor & Francis
ISBN: 100073627X
Category : Business & Economics
Languages : en
Pages : 258
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Book Description
Drawing on a mixture of theory, cases, and interviews, Startups and Crisis Management provides a valuable overview of how new ventures fared in the wake of the COVID-19 pandemic. It then considers the wider lessons for startups operating in times of crisis and adjusting to the ‘new normal’. The macroeconomic shocks of rising unemployment, lockdowns, and remote working have impacted the entrepreneurial ecosystem and raised questions about how startups can survive, adjust, and thrive once more. This book analyses the reciprocal relationship between startups and their ecosystems, using theoretical lenses such as push and pull factors, necessity entrepreneurship, networking, and embeddedness. Each chapter contains case studies based on interviews with individuals from startups around the world, exploring how real-life firms reacted to the coronavirus crisis. This illuminating text will be a useful resource for modules exploring startups during times of crisis, and courses on entrepreneurship and crisis management more broadly.
Author: Ian Scoones
Publisher: John Wiley & Sons
ISBN: 1509560092
Category : Social Science
Languages : en
Pages : 131
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Book Description
Uncertainties are everywhere. Whether it’s climate change, financial volatility, pandemic outbreaks or new technologies, we don’t know what the future will hold. For many contemporary challenges, navigating uncertainty – where we cannot predict what may happen – is essential and, as the book explores, this is much more than just managing risk. But how is this done, and what can we learn from different contexts about responding to and living with uncertainty? Indeed, what might it mean to live from uncertainty? Drawing on experiences from across the world, the chapters in this book explore finance and banking, technology regulation, critical infrastructures, pandemics, natural disasters and climate change. Each chapter contrasts an approach centred on risk and control, where we assume we know about and can manage the future, with one that is more flexible, responding to uncertainty. The book argues that we need to adjust our modernist, controlling view and to develop new approaches, including some reclaimed and adapted from previous times or different cultures. This requires a radical rethinking of policies, institutions and practices for successfully navigating uncertainties in an increasingly turbulent world.
Author: Ora-orn Poocharoen
Publisher: Policy Press
ISBN: 1447367103
Category : Political Science
Languages : en
Pages : 357
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Book Description
The subject of policy analysis in Thailand is less examined than in Western societies. This is the first English-language book to engage in a detailed, comprehensive and current study of policy analysis in Thailand. Providing a broad view of history, styles and methods, it examines policy analysis both within and beyond executive government, revealing the role of parties, the military and interest groups. It will be a valuable resource for policy analysis researchers and practitioners, and as a comparison with other volumes in the International Library of Policy Analysis series.
Author: Sheryl Sandberg
Publisher: Knopf
ISBN: 1524732699
Category : Biography & Autobiography
Languages : en
Pages : 241
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Book Description
#1 NEW YORK TIMES BEST SELLER • From authors of Lean In and Originals: a powerful, inspiring, and practical book about building resilience and moving forward after life’s inevitable setbacks After the sudden death of her husband, Sheryl Sandberg felt certain that she and her children would never feel pure joy again. “I was in ‘the void,’” she writes, “a vast emptiness that fills your heart and lungs and restricts your ability to think or even breathe.” Her friend Adam Grant, a psychologist at Wharton, told her there are concrete steps people can take to recover and rebound from life-shattering experiences. We are not born with a fixed amount of resilience. It is a muscle that everyone can build. Option B combines Sheryl’s personal insights with Adam’s eye-opening research on finding strength in the face of adversity. Beginning with the gut-wrenching moment when she finds her husband, Dave Goldberg, collapsed on a gym floor, Sheryl opens up her heart—and her journal—to describe the acute grief and isolation she felt in the wake of his death. But Option B goes beyond Sheryl’s loss to explore how a broad range of people have overcome hardships including illness, job loss, sexual assault, natural disasters, and the violence of war. Their stories reveal the capacity of the human spirit to persevere . . . and to rediscover joy. Resilience comes from deep within us and from support outside us. Even after the most devastating events, it is possible to grow by finding deeper meaning and gaining greater appreciation in our lives. Option B illuminates how to help others in crisis, develop compassion for ourselves, raise strong children, and create resilient families, communities, and workplaces. Many of these lessons can be applied to everyday struggles, allowing us to brave whatever lies ahead. Two weeks after losing her husband, Sheryl was preparing for a father-child activity. “I want Dave,” she cried. Her friend replied, “Option A is not available,” and then promised to help her make the most of Option B. We all live some form of Option B. This book will help us all make the most of it.
