The Role of Credit in Microenterprise Development PDF Download
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Author: Yasushi Katsuma
Publisher:
ISBN:
Category : Bank loans
Languages : en
Pages : 652
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Book Description
Author: Yasushi Katsuma
Publisher:
ISBN:
Category : Bank loans
Languages : en
Pages : 652
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Book Description
Author: Thomas Fisher
Publisher: Oxfam
ISBN: 9780855984885
Category : Business & Economics
Languages : en
Pages : 396
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Book Description
Beyond Micro-Credit sets out how Indian Micro-Finance Initiatives are combining micro-finance with a wide range of development goals, these include not only poverty alleviation through providing savings, credit and insurance services but also promoting livelihoods, empowering women, building people's organizations and changing institutions.
Author: M. Lakshmi Narasaiah
Publisher: Discovery Publishing House
ISBN: 9788171416707
Category : Developing countries
Languages : en
Pages : 148
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Book Description
Contents: Small People s Banks: The Role of Micro-Enterprise Banks in Development Assistance, On the Way to Commercial Micro Credits, After the Micro-credit Summit: How to Implement its Anti- Poverty Strategy, No Miracle Weapon for Development: The Challenges Facing NGOs in the 21st Century, NGO s Better than the State, NGOs: Searching for Solid Ground, Who is Responsible for Corruption in Aid?, Corruption: Where to Draw the Line?, Aid Effectiveness as a Multi-Level Process, Crisis and New Orientation of Development Policy, Taking a Lead in the Fight Against Poverty, Social Summit, Income Gap Widens, Revisiting Bretton Woods, A New World Order for Whom? Development: The Third Way, Third World Debt is still Growing, The Status of Saving, Caught in the Debt Trap?, Who Suffers from the Asian Crisis?, For Richer, for Fairer, Development: The People Know Best, Social Development: The Way Forward, The Dematerialisation of the World Economy, Tobin Tax.
Author: Lisa J. Servon
Publisher:
ISBN:
Category : Economic development projects
Languages : en
Pages : 36
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Book Description
Author: Hege Gulli
Publisher: IDB
ISBN: 9781886938458
Category : Business & Economics
Languages : en
Pages : 134
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Book Description
Author: Peter Berachesebe Kibas
Publisher:
ISBN:
Category : Business enterprises
Languages : en
Pages : 334
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Book Description
The purpose of this study was to determine the use and impact of non-governmental organization's (NGOs) loans on microenterprises in Kenya. The study also identified barriers perceived to be hindering microenterprises from growing. This was an exploratory naturalistic type of inquiry. The results were obtained through structured interviews and observations of microenterprises which had obtained loans. Thirty-five entrepreneurs were interviewed, 16 from the Manufacturing Sector, 9 from the Service Sector, and 10 from the Trade Sector. The population consisted of about 1,000 microenterprises who were active members of the Juhudi Credit Scheme in Eldoret. Data for this study was analyzed by using content analysis. The responses were summarized under common themes and presented in form of tables, percentages and frequencies. The findings indicated that the loans were mainly applied in the following areas: reinvested in the businesses, invested in new enterprises, and diverted to household use. The respondents reinvested most of their first loans in the businesses and used increasing proportions of the second and third loans in creating new enterprises. The proportions of the second and third loans utilized in creating new enterprises increased in all the three sectors while the proportion reinvested in the businesses decreased. As a result of the loans, respondents indicated improvement in their sales, profits, assets, cash flow, management practices, and family welfare. New jobs and linkages with other organizations had also been created. Most of the jobs including apprenticeships, were created in the Manufacturing Sector. The NGO loans did not appear to have assisted the microenterprises to grow vertically and become small scale enterprises. However, the loans did assist them to grow horizontally. Most respondents had become more entrepreneurial in starting new enterprises and in diversifying their businesses. Barriers which affected the growth of microenterprises during the loan period included: lack of sufficient working capital, insufficient managerial and technical skills, lack of suitable premises, economic uncertainty, lack of equipment, and domestic issues. Various strategies adapted to overcome some of these barriers included: borrowing additional funds, subcontracting services, diversifying business activities, renting tools and equipment, and making sales on cash basis.
Author: United States. Congress. House. Committee on Foreign Affairs. Subcommittee on International Economic Policy and Trade
Publisher:
ISBN:
Category : Developing countries
Languages : en
Pages : 176
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Book Description
Author: United States. Congress. House. Select Committee on Hunger
Publisher:
ISBN:
Category : Business enterprises
Languages : en
Pages : 64
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Book Description
Author:
Publisher:
ISBN: 9789715611039
Category : Development banks
Languages : en
Pages : 157
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Book Description
Author: Amitabh Bhatnagar
Publisher: Concept Publishing Company
ISBN: 9788180695674
Category : Business & Economics
Languages : en
Pages : 464
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Book Description
Contributed articles on microfinance and small business in India.
