The Relationship Between Demographic Variables of Investors and Apprehension About Investment PDF Download
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Author: Yasmeen Ansari
Publisher:
ISBN:
Category :
Languages : en
Pages :
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Book Description
People want to earn out of their saved money by investing in different avenues, but sometimes due to lack of knowledge, experience, education in the field and other factors they are afraid of investing. Particularly, they are apprehensive of investing because of losing money, making a mistake, or fear of failure. Various studies have been conducted to find out the relationship between the various factors and the apprehension of investing in different areas, but no study till date seems to have been done to find out the relationship between demographic variables of investors and their apprehension about investment. The present study is conducted on a very large scale to find out this relationship. Mixed type of results are obtained. Relationship between gender, occupation and apprehension about investment was found insignificant, while age, education and income are found to be significantly related to apprehension about investment.
Author: Yasmeen Ansari
Publisher:
ISBN:
Category :
Languages : en
Pages :
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Book Description
People want to earn out of their saved money by investing in different avenues, but sometimes due to lack of knowledge, experience, education in the field and other factors they are afraid of investing. Particularly, they are apprehensive of investing because of losing money, making a mistake, or fear of failure. Various studies have been conducted to find out the relationship between the various factors and the apprehension of investing in different areas, but no study till date seems to have been done to find out the relationship between demographic variables of investors and their apprehension about investment. The present study is conducted on a very large scale to find out this relationship. Mixed type of results are obtained. Relationship between gender, occupation and apprehension about investment was found insignificant, while age, education and income are found to be significantly related to apprehension about investment.
Author: Ganga Bhavani
Publisher:
ISBN:
Category :
Languages : en
Pages :
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Book Description
The primary purpose of this study is to investigate how investment choice gets affected by the demographics and perceptions of the investor. Investor's behavior is influenced by many factors at the time of investment decision making. Demographic profile and perceptions play an important role to select a particular choice of investment. This paper helps to enhance the knowledge on different investment avenues like bank deposits, life insurance policies, mutual funds and equity which in turn will be highly useful to the financial advisors as it will help them advise their clients regarding these avenues with respect to their demographic profiles. The study also highlights the evidences that the investment choice depends on and is affected by the demographic variables and perceptions. However, the results of this research shows that the most investors have little knowledge on the investment avenues for their investments. Mann Whiteny 'U' test, Kruskal-Wallis has been conducted to test the hypotheses with the help of SPSS. Logistic regression results of this study proves that investors' age, gender, education and occupation significantly influences the selection of investment avenues. Wealth Management professionals emphasizes that customer behavior and psychology play a vital role in successfully building and sustaining a wealth management relationship. Behavioral finance is new emerging science which focuses on understanding the psychology effects on investment decision.
Author: Arup Kumar Sarkar
Publisher: Emerald Group Publishing
ISBN: 1787562816
Category : Business & Economics
Languages : en
Pages : 190
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Book Description
Investment Behaviour explores the relationship between competing demographic factors, personal awareness and perceived attitudes to risk in shaping the behaviour of individual investors in the stock market. By so doing, the book facilitates the formulation of more individual-centered financial policy.
Author:
Publisher:
ISBN:
Category :
Languages : en
Pages : 7
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Book Description
Investors invest their savings for the purpose of getting more money in order to finance their future consumption. Investment decisions are made with the expectation of earning certain rate of return and the actual return earned by the investor may differ from it. Investors provide more emphasis for risk associated with variable investment avenues when making their investment decisions. Different people have different risk tolerance level and it depends on several factors. The objective of the study is to identify the relationship between demographic factors and investor's risk tolerance. It is found that demographic factors such as age, education, investment experience and income of the investors are correlated with their risk tolerance and; gender, occupation and civil status are not related with risk tolerance.
Author: Beydoun Abdul Rahman
Publisher: LAP Lambert Academic Publishing
ISBN: 9783659804786
Category :
Languages : en
Pages : 144
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Book Description
Previous research on investor preferences focused mainly on the relationship between socio-demographic variables and risk tolerance. This book extends the research in this area by focusing on three aspects of investor preferences: risk tolerance, time horizon, and estate intentions. The objective is to provide a more comprehensive model of investor preferences, including both psychological and attitudinal variables. The author addresses the following: Are socio-demographic variables sufficient to predict investor preferences? Is there a difference between males and females? How much additional variance is explained by including political ideology, positive psychology attitudes, and pro-social attitudes? Are these attitudinal variables simply additive or are they interactive? The book also provides financial advisers with a deeper understanding of the importance of psychological and attitudinal variables in determining investor behavior. In addition, it augments and expands stakeholder theory. The author brings the investor into the stakeholder model, enhancing the descriptive, explanatory, and predictive capabilities of stakeholder theory.
Author: John E. Grable
Publisher: CFA Institute Research Foundation
ISBN: 1944960201
Category : Business & Economics
Languages : en
Pages : 27
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Book Description
This content provides financial analysts, investment professionals, and financial planners with a review of how financial risk-tolerance tests can and should be evaluated. It begins by clarifying terms related to risk taking and is followed by a broad overview of two important measurement terms: validity and reliability. It concludes with examples for practice.
Author: James Farrell
Publisher:
ISBN:
Category :
Languages : en
Pages :
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Book Description
Examining the demographic and socioeconomic factors in investor behavior is important to understanding how investors choose their portfolios. The extant literature suggests that men invest more aggressively than women and white investors invest more aggressively than African American investors. The reasons for the differences include income, wealth, age, education, risk preference, and background. Although studies try to explain away the differences attributable to gender and race, these differences persist. The chapter includes theories about how psychological differences help to explain losses and intergenerational transfers of wealth. It also examines recent research on the roles of gender and race in investment preferences. The analysis confirms that white males are the most aggressive investors and African American men take a more active approach to their investments. By contrast, white women tend to default into more conservative investments.
Author: Divya Verma Gakhar
Publisher:
ISBN:
Category :
Languages : en
Pages : 10
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Book Description
Investor behavior influences financial environment of a country. Risk and Return expectation of investors depend upon various demographic factors. This study tries to establish relationship between demographic attributes like age, gender, spiritual orientation of investor and his investment decision making. Structured questionnaire was administered on 100 investors. The result reveal that age has no significant relationship with risk taking capacity of investor. Gender and spirituality intelligence have significant relationship with risk taking capacity of investor.
Author:
Publisher:
ISBN:
Category : Economics
Languages : en
Pages :
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Book Description
Author: H. Kent Baker
Publisher: John Wiley & Sons
ISBN: 1118492986
Category : Business & Economics
Languages : en
Pages : 645
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Book Description
WINNER, Business: Personal Finance/Investing, 2015 USA Best Book Awards FINALIST, Business: Reference, 2015 USA Best Book Awards Investor Behavior provides readers with a comprehensive understanding and the latest research in the area of behavioral finance and investor decision making. Blending contributions from noted academics and experienced practitioners, this 30-chapter book will provide investment professionals with insights on how to understand and manage client behavior; a framework for interpreting financial market activity; and an in-depth understanding of this important new field of investment research. The book should also be of interest to academics, investors, and students. The book will cover the major principles of investor psychology, including heuristics, bounded rationality, regret theory, mental accounting, framing, prospect theory, and loss aversion. Specific sections of the book will delve into the role of personality traits, financial therapy, retirement planning, financial coaching, and emotions in investment decisions. Other topics covered include risk perception and tolerance, asset allocation decisions under inertia and inattention bias; evidenced based financial planning, motivation and satisfaction, behavioral investment management, and neurofinance. Contributions will delve into the behavioral underpinnings of various trading and investment topics including trader psychology, stock momentum, earnings surprises, and anomalies. The final chapters of the book examine new research on socially responsible investing, mutual funds, and real estate investing from a behavioral perspective. Empirical evidence and current literature about each type of investment issue are featured. Cited research studies are presented in a straightforward manner focusing on the comprehension of study findings, rather than on the details of mathematical frameworks.
