Author: United States. Congress. Senate. Select Committee on Small Business
Publisher:
ISBN:
Category : Commercial credit
Languages : en
Pages : 614
Book Description
The Impact of Commercial Credit Reporting Practices on Small Business
Author: United States. Congress. Senate. Select Committee on Small Business
Publisher:
ISBN:
Category : Commercial credit
Languages : en
Pages : 614
Book Description
Publisher:
ISBN:
Category : Commercial credit
Languages : en
Pages : 614
Book Description
The Impact of Commercial Credit Reporting Practices on Small Business
Author:
Publisher:
ISBN:
Category :
Languages : en
Pages :
Book Description
Publisher:
ISBN:
Category :
Languages : en
Pages :
Book Description
The Impact of Commercial Credit Reporting Practices on Small Business
Author: United States. Congress. Senate. Select Committee on Small Business
Publisher:
ISBN:
Category : Commercial credit
Languages : en
Pages : 594
Book Description
Publisher:
ISBN:
Category : Commercial credit
Languages : en
Pages : 594
Book Description
The Impact of Commercial Credit Reporting Practices on Small Business
Author: United States. Congress. Senate. Select Committee on Small Business
Publisher:
ISBN:
Category : Commercial credit
Languages : en
Pages : 604
Book Description
Publisher:
ISBN:
Category : Commercial credit
Languages : en
Pages : 604
Book Description
Credit Reporting Systems and the International Economy
Author: Margaret J. Miller
Publisher: MIT Press
ISBN: 9780262134224
Category : Business & Economics
Languages : en
Pages : 484
Book Description
The first comprehensive review of credit reporting systems worldwide, including their institutional forms and evidence of their impact on financial markets. Credit reporting is a critical part of the financial system in most developed economies but is often weak or absent in developing countries. It addresses a fundamental problem of credit markets: asymmetric information between borrowers and lenders that can lead to adverse selection and moral hazard. The heart of a credit report is the record it provides of an individual's or a firm's payment history, which enables lenders to evaluate credit risk more accurately and lower loan processing time and costs. Credit reports also strengthen borrower discipline, since nonpayment with one institution results in sanctions with others. This book provides the first comprehensive review of credit reporting systems worldwide and documents the rapid growth in the industry. It offers empirical and theoretical evidence of the impact of credit reporting on financial markets, using examples from both developed and developing economies. Credit reporting, it shows, significantly contributes to predicting default risk of potential borrowers, which promotes increased lending activity. The book also covers the role of public policy in the development of credit reporting initiatives, including the role of public credit registries managed by central banks; and the role of legal, regulatory, and institutional factors in supporting credit reporting.
Publisher: MIT Press
ISBN: 9780262134224
Category : Business & Economics
Languages : en
Pages : 484
Book Description
The first comprehensive review of credit reporting systems worldwide, including their institutional forms and evidence of their impact on financial markets. Credit reporting is a critical part of the financial system in most developed economies but is often weak or absent in developing countries. It addresses a fundamental problem of credit markets: asymmetric information between borrowers and lenders that can lead to adverse selection and moral hazard. The heart of a credit report is the record it provides of an individual's or a firm's payment history, which enables lenders to evaluate credit risk more accurately and lower loan processing time and costs. Credit reports also strengthen borrower discipline, since nonpayment with one institution results in sanctions with others. This book provides the first comprehensive review of credit reporting systems worldwide and documents the rapid growth in the industry. It offers empirical and theoretical evidence of the impact of credit reporting on financial markets, using examples from both developed and developing economies. Credit reporting, it shows, significantly contributes to predicting default risk of potential borrowers, which promotes increased lending activity. The book also covers the role of public policy in the development of credit reporting initiatives, including the role of public credit registries managed by central banks; and the role of legal, regulatory, and institutional factors in supporting credit reporting.
Cumulative Index of Congressional Committee Hearings (not Confidential in Character).
Author: United States. Congress. Senate. Library
Publisher:
ISBN:
Category : Government publications
Languages : en
Pages : 1172
Book Description
Publisher:
ISBN:
Category : Government publications
Languages : en
Pages : 1172
Book Description
Credit and Financial Management
Author:
Publisher:
ISBN:
Category : Credit
Languages : en
Pages : 1016
Book Description
Publisher:
ISBN:
Category : Credit
Languages : en
Pages : 1016
Book Description
Small Business Issues and Priorities--1981
Author:
Publisher:
ISBN:
Category : Industrial policy
Languages : en
Pages : 716
Book Description
Publisher:
ISBN:
Category : Industrial policy
Languages : en
Pages : 716
Book Description
Studies of Small Business Finance
Author: Interagency Task Force on Small Business Finance (U.S.)
Publisher:
ISBN:
Category : Bank loans
Languages : en
Pages : 72
Book Description
Publisher:
ISBN:
Category : Bank loans
Languages : en
Pages : 72
Book Description
Congressional Record
Author: United States. Congress
Publisher:
ISBN:
Category : Law
Languages : en
Pages : 1368
Book Description
The Congressional Record is the official record of the proceedings and debates of the United States Congress. It is published daily when Congress is in session. The Congressional Record began publication in 1873. Debates for sessions prior to 1873 are recorded in The Debates and Proceedings in the Congress of the United States (1789-1824), the Register of Debates in Congress (1824-1837), and the Congressional Globe (1833-1873)
Publisher:
ISBN:
Category : Law
Languages : en
Pages : 1368
Book Description
The Congressional Record is the official record of the proceedings and debates of the United States Congress. It is published daily when Congress is in session. The Congressional Record began publication in 1873. Debates for sessions prior to 1873 are recorded in The Debates and Proceedings in the Congress of the United States (1789-1824), the Register of Debates in Congress (1824-1837), and the Congressional Globe (1833-1873)