The Handbook of Microfinance PDF Download
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Author: Beatriz Armendariz
Publisher: World Scientific
ISBN: 9814295655
Category : Business & Economics
Languages : en
Pages : 700
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Book Description
Handbook of Microfinance addresses the gap between clients who are benefiting from access to financial services via MFIs, and the potential market, which remains underserved or untapped. This gap can be attributed to a "mismatch" between what consumers, or potential clients, demand and what MFIs offer in terms of financial products. The scope of the book is wide. It includes successes and failures, main challenges and debates, methodologies for impact evaluation via random trials, leading trends in Asia versus Latin America, main efforts in Africa, the importance of value chains in Central America, ethical and gender issues, savings, microinsurance, governance, commercialization trends and the potential advantages and disadvantages of it. Lastly it features main lessons from informal finance and 19th-century credit cooperatives addressing the above-mentioned mismatch.
Author: Beatriz Armendariz
Publisher: World Scientific
ISBN: 9814295655
Category : Business & Economics
Languages : en
Pages : 700
Get Book
Book Description
Handbook of Microfinance addresses the gap between clients who are benefiting from access to financial services via MFIs, and the potential market, which remains underserved or untapped. This gap can be attributed to a "mismatch" between what consumers, or potential clients, demand and what MFIs offer in terms of financial products. The scope of the book is wide. It includes successes and failures, main challenges and debates, methodologies for impact evaluation via random trials, leading trends in Asia versus Latin America, main efforts in Africa, the importance of value chains in Central America, ethical and gender issues, savings, microinsurance, governance, commercialization trends and the potential advantages and disadvantages of it. Lastly it features main lessons from informal finance and 19th-century credit cooperatives addressing the above-mentioned mismatch.
Author: Joanna Ledgerwood
Publisher: World Bank Publications
ISBN: 0821384317
Category : Business & Economics
Languages : en
Pages : 302
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Book Description
The purpose of the 'Microfinance Handbook' is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions.
Author: Beatriz Armendariz
Publisher: MIT Press
ISBN: 0262265516
Category : Business & Economics
Languages : en
Pages : 361
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Book Description
An accessible analysis of the global expansion of financial markets in poor communities, incorporating the latest thinking and evidence. The microfinance revolution has allowed more than 150 million poor people around the world to receive small loans without collateral, build up assets, and buy insurance. The idea that providing access to reliable and affordable financial services can have powerful economic and social effects has captured the imagination of policymakers, activists, bankers, and researchers around the world; the 2006 Nobel Peace Prize went to microfinance pioneer Muhammed Yunis and Grameen Bank of Bangladesh. This book offers an accessible and engaging analysis of the global expansion of financial markets in poor communities. It introduces readers to the key ideas driving microfinance, integrating theory with empirical data and addressing a range of issues, including savings and insurance, the role of women, impact measurement, and management incentives. This second edition has been updated throughout to reflect the latest data. A new chapter on commercialization describes the rapid growth in investment in microfinance institutions and the tensions inherent in the efforts to meet both social and financial objectives. The chapters on credit contracts, savings and insurance, and gender have been expanded substantially; a new section in the chapter on impact measurement describes the growing importance of randomized controlled trials; and the chapter on managing microfinance offers a new perspective on governance issues in transforming institutions. Appendixes and problem sets cover technical material.
Author: Nelly Favis- Villafuerte
Publisher:
ISBN: 9789719327936
Category : Microfinance
Languages : en
Pages : 430
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Book Description
Author: Joanna Ledgerwood
Publisher: World Bank Publications
ISBN: 0821389270
Category : Business & Economics
Languages : en
Pages : 534
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Book Description
This book methodically outlines all the considerations for increasing financial inclusion, with a particular focus on understanding the needs of poor households.
Author: Sam Daley-Harris
Publisher:
ISBN:
Category : Financial institutions
Languages : en
Pages : 356
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Book Description
Microfinance is a key intervention in helping families in developing countries move out of poverty. The Microedit Summit Campaign works to promote microfinance, with the aim of reaching 100 million families by 2005. This book challenges conventional wisdoms and explores the Campaign's core themes.
Author: Beatriz Armendariz
Publisher: MIT Press
ISBN: 0262512017
Category : Business & Economics
Languages : en
Pages : 361
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Book Description
An assessment of "the microfinance revolution" from an economics perspective that draws on lessons from academia and international practice to challenge conventional assumptions.
Author: Joanna Ledgerwood
Publisher: World Bank Publications
ISBN: 9780821366165
Category : Business & Economics
Languages : en
Pages : 566
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Book Description
In response to a clear need by low-income people to gain access to the full range of financial services including savings, a growing number of microfinance NGOs are seeking guidelines to transform from credit-focused microfinance organizations to regulated deposit-taking financial intermediaries. In response to this trend, this book presents a practical 'how-to' manual for MFIs to develop the capacity to become licensed and regulated to mobilize deposits from the public. 'Transforming Microfinance Institutions' provides guidelines for regulators to license and regulate microfinance providers, and for transforming MFIs to meet the demands of two major new stakeholders regulators and shareholders. As such, it focuses on developing the capacity of NGO MFIs to mobilize and intermediate voluntary savings. Drawing from worldwide experience, it outlines how to manage the transformation process and address major strategic and operational issues inherent in transformation including competitive positioning, business planning, accessing capital and shareholders, and how to 'transform' the MFI's human resources, financial management, MIS, internal controls, and branch operations. Case studies then provide examples of developing a new regulatory tier for microfinance, and how a Ugandan NGO transformed to become a licensed financial intermediary. This book will be invaluable to regulators and microfinance NGOs contemplating institutional transformation and will be of tremendous use to donors and technical support agencies supporting MFIs in their transformation.
Author: Peter A. Fanconi
Publisher: John Wiley & Sons
ISBN: 1119338204
Category : Business & Economics
Languages : en
Pages : 272
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Book Description
Make your money make a difference—and enjoy attractive returns Small Money, Big Impact explores and explains the globally growing importance of impact investing. Today, the investor's perspective has become as important as the actual social impact. Based on their experience with over 25 million micro borrowers, the authors delve into the mechanics, considerations, data and strategies that make microloans and impact investing an attractive asset class. From the World Bank to the individual investor, impact investing is attracting more and more attention. Impact investing is a global megatrend and is reshaping the way people invest as pension funds, insurance companies, foundations, family offices and private investors jump on board. This book explains for the first time how it works, why it works and what you should know if you're ready to help change the world. Impact investing has proven over the last 20 years as the first-line offense against crushing poverty. Over two billion people still lack access to basic financial services, which are essential for improving their livelihood. Investors have experienced not only social and environmental impact, but have received attractive, stable and uncorrelated returns for over 15 years. This guide provides the latest insights and methodologies that help you reap the rewards of investing in humanity. Explore the global impact investing phenomenon Learn how microloans work, and how they make a difference Discover why investors are increasingly leaning into impact investing Consider the factors that inform impact investing decisions Part social movement and part financial strategy, impact investing offers the unique opportunity for investors to power tremendous change with a small amount of money— expanding their portfolios as they expand their own global impact. Microfinance allows investors at any level to step in where banks refuse to tread, offering opportunity to those who need it most. Small Money, Big Impact provides the expert guidance you need to optimize the impact on your portfolio and the world.
Author: Siegfried Silverman
Publisher: Createspace Independent Publishing Platform
ISBN: 9781979425919
Category :
Languages : en
Pages : 372
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Book Description
Microfinance has been used over the years in fighting rural poverty and removal of ignorance. As a tool of poverty alleviation, and adopted by the World Bank and other donor assisted funds, its operation cannot be over-emphasised. But the topics in microfinance are not easy to digest and cannot be traced to one coherent, comprehensive and concise source. Learners and practitioners have to use various research materials to be able to elicit what they need. More often than not, most research materials are either too deep or just inadequate for learners. The middle is always the short-cuts, that is, points are disjointed in the bid to make ends meet for learners and other young practitioners. The Author, with a wide experience in the sector, particularly in finance, accounting and operations management at the highest level in notable microfinance organisations within Africa and Asia, has come up with what is described as "The Textbook" on microfinance. He, therefore, touches on every aspect of the microfinance subjects that are needed at the colleges and university levels. Business schools and their students shall find this book comprehensive enough on the topics of microfinance. At the very best, students and young practitioners of banking and finance would not have to look elsewhere for the knowledge in the contemporary microfinance setting. The subjects treated are: - Difference between banking and microfinance Lending methodologies of microfinance institutions Sources of funding to the banks and the MFIs Wholesale banking and development banking Risk Management Fraud risks management Operations Risk Management Best Practices in Loans Collections Collateral Management and Collateral Registry Financial Technology (Fintech) and Mobile Banking The role of the Finance, Internal Audit, ICT and Human Resource functions Glossary of thousands of microfinance definitions It is hoped to be a good companion to you in your studies and practices on the field!
