Author: Institute of Medicine
Publisher: National Academies Press
ISBN: 0309083435
Category : Medical
Languages : en
Pages : 213
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Book Description
Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.
Author: Stephen J. Carroll
Publisher: RAND Corporation
ISBN: 9780833026101
Category : Business & Economics
Languages : en
Pages : 0
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Book Description
No-fault automobile insurance plans offer cost savings and speedier, more certain compensation to auto accident victims. but, for motorists to obtain those benefits, the state must deny them traditional tort rights unless the costs or nature of their injuries exceeds a specified threshold.
Author: Edward L. Jr. Lascher
Publisher: Springer Science & Business Media
ISBN: 1461515416
Category : Business & Economics
Languages : en
Pages : 346
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Book Description
In recent years, choice no-fault has emerged as a popular but controversial proposal for addressing the problem of high automobile insurance rates. Choice plans offer consumers the option of a lower-cost insurance policy with restrictions on filing lawsuits or a higher-cost policy with full tort rights. Some American states have implemented choice programs, and major federal choice legislation is now pending in the United States Congress. Choice no-fault has caught the attention of policy makers, the insurance industry, and academics. Until now, however, no single book has pulled together the available research on the topic. The Economics and Politics of Choice No-Fault Insurance fills that gap. Edited by scholars from different disciplines, each of whom has written extensively on automobile insurance issues, the book includes some of the best work in the area. Former Massachusetts Governor and presidential candidate Michael S. Dukakis wrote the foreword. Contributors include University of Virginia Law Professor Jeffrey O'Connell, widely considered the `father of no-fault,' as well as authors of the influential RAND study of the potential effects of choice no-fault on insurance rates. The book chapters, most of which were written especially for this volume, cover topics ranging from the impact of choice no-fault on accidents and driving behavior, to the effects of choice on medical care usage, to alternative approaches for resolving accidents involving both `no-fault' and `tort' electors, to the political feasibility of choice legislative proposals. Emphasis on the potential advantages of choice no-fault is balanced by consideration of possible ill effects.
Author: United States. Congress. Joint Economic Committee
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 164
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Book Description
Author: Rand Corporation
Publisher:
ISBN:
Category : Policy sciences
Languages : en
Pages : 124
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Book Description
Author:
Publisher:
ISBN:
Category : Policy sciences
Languages : en
Pages : 242
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Book Description
Author:
Publisher: Rand Corporation
ISBN: 9780833030870
Category : Business & Economics
Languages : en
Pages : 75
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Book Description
This work estimates the effects of a choice automobile insurance plan that embodies the basic principles of the plan being considered in the US Congress, but would offer drivers an expanded set of insurance options.
Author:
Publisher:
ISBN:
Category : Policy sciences
Languages : en
Pages : 478
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Book Description
Author: Stephen J. Carroll
Publisher: RAND Corporation
ISBN: 9780833027849
Category : Business & Economics
Languages : en
Pages : 0
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Book Description
This study uses data on insurance claims closed in 1997 to estimate how a choice auto insurance plan, which gives drivers the option of selecting a somewhat modified version of their state's current auto insurance plan or a no-fault plan, would affect auto insurance costs.
Author: United States. Congress. Senate. Committee on Commerce, Science, and Transportation
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 224
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Book Description
