Author: Greg O'Donnell
Publisher:
ISBN: 9781937545031
Category : Business & Economics
Languages : en
Pages : 164
Book Description
The surprising truths about a little-known guaranteed lending program that can strengthen your community AND your bank's bottom line. "Capital costs are up, regulations continue to be more burdensome, loan growth is flat and fees are down." This book is not a solution for every bank, but it is a way for some banks to do a few larger deals per year, have less risk and substantially increase non-interest income or loan yield without a major increase to overhead. This book will help completely change the overall perception of guaranteed lending. Optimize existing bank resources, introduce increased lending opportunities, provide a unique marketing strategy to give the bank a competitive edge.
The Best-Kept Secret to Improved Bank Profits
Author: Greg O'Donnell
Publisher:
ISBN: 9781937545031
Category : Business & Economics
Languages : en
Pages : 164
Book Description
The surprising truths about a little-known guaranteed lending program that can strengthen your community AND your bank's bottom line. "Capital costs are up, regulations continue to be more burdensome, loan growth is flat and fees are down." This book is not a solution for every bank, but it is a way for some banks to do a few larger deals per year, have less risk and substantially increase non-interest income or loan yield without a major increase to overhead. This book will help completely change the overall perception of guaranteed lending. Optimize existing bank resources, introduce increased lending opportunities, provide a unique marketing strategy to give the bank a competitive edge.
Publisher:
ISBN: 9781937545031
Category : Business & Economics
Languages : en
Pages : 164
Book Description
The surprising truths about a little-known guaranteed lending program that can strengthen your community AND your bank's bottom line. "Capital costs are up, regulations continue to be more burdensome, loan growth is flat and fees are down." This book is not a solution for every bank, but it is a way for some banks to do a few larger deals per year, have less risk and substantially increase non-interest income or loan yield without a major increase to overhead. This book will help completely change the overall perception of guaranteed lending. Optimize existing bank resources, introduce increased lending opportunities, provide a unique marketing strategy to give the bank a competitive edge.
Profit First
Author: Mike Michalowicz
Publisher: Penguin
ISBN: 073521414X
Category : Business & Economics
Languages : en
Pages : 225
Book Description
Author of cult classics The Pumpkin Plan and The Toilet Paper Entrepreneur offers a simple, counterintuitive cash management solution that will help small businesses break out of the doom spiral and achieve instant profitability. Conventional accounting uses the logical (albeit, flawed) formula: Sales - Expenses = Profit. The problem is, businesses are run by humans, and humans aren't always logical. Serial entrepreneur Mike Michalowicz has developed a behavioral approach to accounting to flip the formula: Sales - Profit = Expenses. Just as the most effective weight loss strategy is to limit portions by using smaller plates, Michalowicz shows that by taking profit first and apportioning only what remains for expenses, entrepreneurs will transform their businesses from cash-eating monsters to profitable cash cows. Using Michalowicz's Profit First system, readers will learn that: · Following 4 simple principles can simplify accounting and make it easier to manage a profitable business by looking at bank account balances. · A small, profitable business can be worth much more than a large business surviving on its top line. · Businesses that attain early and sustained profitability have a better shot at achieving long-term growth. With dozens of case studies, practical, step-by-step advice, and his signature sense of humor, Michalowicz has the game-changing roadmap for any entrepreneur to make money they always dreamed of.
Publisher: Penguin
ISBN: 073521414X
Category : Business & Economics
Languages : en
Pages : 225
Book Description
Author of cult classics The Pumpkin Plan and The Toilet Paper Entrepreneur offers a simple, counterintuitive cash management solution that will help small businesses break out of the doom spiral and achieve instant profitability. Conventional accounting uses the logical (albeit, flawed) formula: Sales - Expenses = Profit. The problem is, businesses are run by humans, and humans aren't always logical. Serial entrepreneur Mike Michalowicz has developed a behavioral approach to accounting to flip the formula: Sales - Profit = Expenses. Just as the most effective weight loss strategy is to limit portions by using smaller plates, Michalowicz shows that by taking profit first and apportioning only what remains for expenses, entrepreneurs will transform their businesses from cash-eating monsters to profitable cash cows. Using Michalowicz's Profit First system, readers will learn that: · Following 4 simple principles can simplify accounting and make it easier to manage a profitable business by looking at bank account balances. · A small, profitable business can be worth much more than a large business surviving on its top line. · Businesses that attain early and sustained profitability have a better shot at achieving long-term growth. With dozens of case studies, practical, step-by-step advice, and his signature sense of humor, Michalowicz has the game-changing roadmap for any entrepreneur to make money they always dreamed of.
Reports from the Consuls of the United States
Author:
Publisher:
ISBN:
Category : Consular reports
Languages : en
Pages : 832
Book Description
Publisher:
ISBN:
Category : Consular reports
Languages : en
Pages : 832
Book Description
BUSINESS AND NON-PROFIT ORGANIZATION FACING INCREASED COMPETITION AND GROWING CUSTOMERS' DEMANDS (Vol. 10)
Author: Anna Ujwary-Gil
Publisher: WSB-NLU
ISBN: 8388421794
Category :
Languages : en
Pages : 442
Book Description
Publisher: WSB-NLU
ISBN: 8388421794
Category :
Languages : en
Pages : 442
Book Description
Consular Reports
Author:
Publisher:
ISBN:
Category : Consular reports
Languages : en
Pages : 826
Book Description
Publisher:
ISBN:
Category : Consular reports
Languages : en
Pages : 826
Book Description
The Best Kept Secrets of Personal Magnetism
Author: Wisdom J.O.Y. Makano
Publisher: iUniverse
ISBN: 1469775859
Category : Self-Help
Languages : en
Pages : 385
Book Description
There are all kinds of people out there, the affluent, the tall, the elegant, the beauty queens, etc. . . yet, many times the outer appearance or material possession does not make a significant impact at all on the image we project to the world. While physical appearance or material possession may sometimes be helpful, as many people judge the book by the cover until they read the content, the secret of lasting personal magnetism is totally a different animal. Sadly, money does not buy love is a lesson many learn the hard way. Then, what makes it possible for some people to easily conquer the hearts of their fellow men without necessarily physical or financial advantage? Why do the rich and the famous sometimes lose their life mates or friends to the financially less fortunate people than themselves? Where does the power of charismatic people come from? How do they master the art of keeping people happy while craving more? The author in this book answers these and many other questions with insightful experience based on lifelong research of ancient secrets of personal magnetism. We were not all born wealthy, well connected or as attractive as we would like to be; that is a fact. Hence, understanding the secrets of personal magnetism puts the key of opening any social door in ones hands, regardless of ones social station in life. That is 50% of the battle won in your favor. The other 50% depends on the diligence of the application of the laws herein detailed.
Publisher: iUniverse
ISBN: 1469775859
Category : Self-Help
Languages : en
Pages : 385
Book Description
There are all kinds of people out there, the affluent, the tall, the elegant, the beauty queens, etc. . . yet, many times the outer appearance or material possession does not make a significant impact at all on the image we project to the world. While physical appearance or material possession may sometimes be helpful, as many people judge the book by the cover until they read the content, the secret of lasting personal magnetism is totally a different animal. Sadly, money does not buy love is a lesson many learn the hard way. Then, what makes it possible for some people to easily conquer the hearts of their fellow men without necessarily physical or financial advantage? Why do the rich and the famous sometimes lose their life mates or friends to the financially less fortunate people than themselves? Where does the power of charismatic people come from? How do they master the art of keeping people happy while craving more? The author in this book answers these and many other questions with insightful experience based on lifelong research of ancient secrets of personal magnetism. We were not all born wealthy, well connected or as attractive as we would like to be; that is a fact. Hence, understanding the secrets of personal magnetism puts the key of opening any social door in ones hands, regardless of ones social station in life. That is 50% of the battle won in your favor. The other 50% depends on the diligence of the application of the laws herein detailed.
Reports from the Consuls of the United States (varies Slightly)
Author: United States. Bureau of Manufactures
Publisher:
ISBN:
Category : Consular reports
Languages : en
Pages : 826
Book Description
Publisher:
ISBN:
Category : Consular reports
Languages : en
Pages : 826
Book Description
Consular Reports
Author: United States. Bureau of Foreign Commerce
Publisher:
ISBN:
Category : Consular reports
Languages : en
Pages : 784
Book Description
Publisher:
ISBN:
Category : Consular reports
Languages : en
Pages : 784
Book Description
International Convergence of Capital Measurement and Capital Standards
Author:
Publisher: Lulu.com
ISBN: 9291316695
Category : Bank capital
Languages : en
Pages : 294
Book Description
Publisher: Lulu.com
ISBN: 9291316695
Category : Bank capital
Languages : en
Pages : 294
Book Description
Bank Profitability and Financial Stability
Author: Ms.TengTeng Xu
Publisher: International Monetary Fund
ISBN: 1484393805
Category : Business & Economics
Languages : en
Pages : 54
Book Description
We analyze how bank profitability impacts financial stability from both theoretical and empirical perspectives. We first develop a theoretical model of the relationship between bank profitability and financial stability by exploring the role of non-interest income and retail-oriented business models. We then conduct panel regression analysis to examine the empirical determinants of bank risks and profitability, and how the level and the source of bank profitability affect risks for 431 publicly traded banks (U.S., advanced Europe, and GSIBs) from 2004 to 2017. Results reveal that profitability is negatively associated with both a bank’s contribution to systemic risk and its idiosyncratic risk, and an over-reliance on non-interest income, wholesale funding and leverage is associated with higher risks. Low competition is associated with low idiosyncratic risk but a high contribution to systemic risk. Lastly, the problem loans ratio and the cost-to-income ratio are found to be key factors that influence bank profitability. The paper’s findings suggest that policy makers should strive to better understand the source of bank profitability, especially where there is an over-reliance on market-based non-interest income, leverage, and wholesale funding.
Publisher: International Monetary Fund
ISBN: 1484393805
Category : Business & Economics
Languages : en
Pages : 54
Book Description
We analyze how bank profitability impacts financial stability from both theoretical and empirical perspectives. We first develop a theoretical model of the relationship between bank profitability and financial stability by exploring the role of non-interest income and retail-oriented business models. We then conduct panel regression analysis to examine the empirical determinants of bank risks and profitability, and how the level and the source of bank profitability affect risks for 431 publicly traded banks (U.S., advanced Europe, and GSIBs) from 2004 to 2017. Results reveal that profitability is negatively associated with both a bank’s contribution to systemic risk and its idiosyncratic risk, and an over-reliance on non-interest income, wholesale funding and leverage is associated with higher risks. Low competition is associated with low idiosyncratic risk but a high contribution to systemic risk. Lastly, the problem loans ratio and the cost-to-income ratio are found to be key factors that influence bank profitability. The paper’s findings suggest that policy makers should strive to better understand the source of bank profitability, especially where there is an over-reliance on market-based non-interest income, leverage, and wholesale funding.