The Borrowers

The Borrowers PDF Author: Mary Norton
Publisher: Houghton Mifflin Harcourt
ISBN: 9780152047375
Category : Juvenile Fiction
Languages : en
Pages : 196

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Book Description
The story of a family of miniature people who live in a quiet, out-of-the-way country house and who tried never to be seen by human beings.

The Borrowers

The Borrowers PDF Author: Mary Norton
Publisher: Houghton Mifflin Harcourt
ISBN: 9780152047375
Category : Juvenile Fiction
Languages : en
Pages : 196

Get Book Here

Book Description
The story of a family of miniature people who live in a quiet, out-of-the-way country house and who tried never to be seen by human beings.

Student Loan Planning

Student Loan Planning PDF Author: Ryan H. Law
Publisher:
ISBN: 9781718079434
Category : Business & Economics
Languages : en
Pages : 88

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Book Description
Despite federally mandated entrance and exit counseling about student loans, research shows that the majority of borrowers are confused about their debt and the terms they are borrowing on: ●64% of students worry about having enough money to pay for school ●65% misunderstood aspects of their loans, including the repayment terms, the amount of their monthly payment, or the interest rate ●⅔ of borrowers do not understand the difference between federal and private loans ●60% of students have more student loan debt than they expected to have ●⅔ of borrowers are not sure they will be able to pay off their student loans The purpose of this book is to give you a baseline understanding of student loans. We will review how to minimize student loans, types of loans, repayment plans, delinquency and default, forgiveness programs, and strategies to pay off debt as quickly as possible.

Debt-Free Degree

Debt-Free Degree PDF Author: Anthony ONeal
Publisher: Ramsey Press
ISBN: 1942121121
Category : Business & Economics
Languages : en
Pages : 174

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Book Description
Every parent wants the best for their child. That’s why they send them to college! But most parents struggle to pay for school and end up turning to student loans. That’s why the majority of graduates walk away with $35,000 in student loan debt and no clue what that debt will really cost them.1 Student loan debt doesn’t open doors for young adults—it closes them. They postpone getting married and starting a family. That debt even takes away their freedom to pursue their dreams. But there is a different way. Going to college without student loans is possible! In Debt-Free Degree, Anthony ONeal teaches parents how to get their child through school without debt, even if they haven’t saved for it. He also shows parents: *How to prepare their child for college *Which classes to take in high school *How and when to take the ACT and SAT *The right way to do college visits *How to choose a major A college education is supposed to prepare a graduate for their future, not rob them of their paycheck and freedom for decades. Debt-Free Degree shows parents how to pay cash for college and set their child up to succeed for life.

Student Workbook

Student Workbook PDF Author: Rick Antle
Publisher: South Western Educational Publishing
ISBN: 9780324023695
Category : Business & Economics
Languages : en
Pages : 196

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Book Description
The study guide is designed to assist students in comprehending the concepts and principles presented in the text. Problems and brief questions are included within this supplement.

Loan Officer Exam Secrets Study Guide

Loan Officer Exam Secrets Study Guide PDF Author: Loan Officer Exam Secrets Test Prep
Publisher: Mometrix Secrets Study Guides
ISBN: 9781609719944
Category : Study Aids
Languages : en
Pages : 0

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Book Description
***Includes Practice Test Questions*** Loan Officer Exam Secrets helps you ace the Loan Officer Exam, without weeks and months of endless studying. Our comprehensive Loan Officer Exam Secrets study guide is written by our exam experts, who painstakingly researched every topic and concept that you need to know to ace your test. Our original research reveals specific weaknesses that you can exploit to increase your exam score more than you've ever imagined. Loan Officer Exam Secrets includes: The 5 Secret Keys to Loan Officer Test Success: Time is Your Greatest Enemy, Guessing is Not Guesswork, Practice Smarter, Not Harder, Prepare, Don't Procrastinate, Test Yourself; A comprehensive General Strategy review including: Make Predictions, Answer the Question, Benchmark, Valid Information, Avoid Fact Traps, Milk the Question, The Trap of Familiarity, Eliminate Answers, Tough Questions, Brainstorm, Read Carefully, Face Value, Prefixes, Hedge Phrases, Switchback Words, New Information, Time Management, Contextual Clues, Don't Panic, Pace Yourself, Answer Selection, Check Your Work, Beware of Directly Quoted Answers, Slang, Extreme Statements, Answer Choice Families; Comprehensive sections including: Loan Disclosures, Good Faith Estimates, Predatory Lending, Equal Credit Opportunity Act, Fair Housing Act, Patriot Act, Broker Disclosure Form, Privacy Protection Policy Notice, Mortgage Lending Act, Features of Purchase Loans, Refinance Loans, 30 and 15-year Fixed Rate Loans, Second Mortgages, Home Equity Lines of Credit, Balloon and Adjustable Rate Mortgages, Nine Conforming Loan Approval Documents, Reverse Mortgage, Bridge and End Loans, Bi-weekly and Blanket Mortgages, Points, Interest Rates, Equity, Table Funding, Qualifying the Borrower, Credit Scores, Ratio Analysis and Housing Ratios, Collateral, Underwriters, Fannie Mae Risk Factors, Five Types of Verification, Foreclosures and Tax Liens, Three Types of Bankruptcy, Payment Shock, Compensating Factors, The 10-Month Rule, and much more...

The Borrowers Afield

The Borrowers Afield PDF Author: Mary Norton
Publisher: HarperCollins
ISBN: 0547537719
Category : Juvenile Fiction
Languages : en
Pages : 229

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Book Description
“The Borrowers Afield is beautifully written and engrossing, even suspenseful . . . like the best of children’s books, this is really a book for all ages.” —Tor.com Driven out of their cozy house by the rat catcher, the Borrowers find themselves homeless. Worse, they are lost and alone in a frightening new world: the outdoors. Nearly everything outside—cows, moths, field mice, cold weather—is a life-threatening danger for the tiny Borrowers. But as they bravely journey across country in search of a new home and learn how to survive in the wild, Pod, Homily, and their daughter, Arrietty, discover that the world beyond their old home has more joy, drama, and people than they’d ever imagined. An ALA Notable Book “Readers who found Mary Norton’s The Borrowers just about perfect may approach this one with the nervous premonition that it couldn’t possibly be as good. It is, though—and in some ways even better.” —The New York Times Book Review “This book, like its predecessor, is a lovely thing . . . The Borrowers are fascinating not just because they are tiny creatures in a large world, but because they are people.” —The Horn Book “Mary Norton is a genius.” —Mademoiselle

Financial Counseling

Financial Counseling PDF Author: Dorothy B. Durband
Publisher: Springer
ISBN: 3319725866
Category : Social Science
Languages : en
Pages : 244

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Book Description
"This text is a valuable new resource that we recommend for all of our professionals and are proud to incorporate as part of our AFC® certification program. With expertise representing the breadth and depth of the financial counseling profession, the content in this text provides you with a rigorous foundation of knowledge, considers critical theoretical models, and explores foundational skills of communication, self-awareness, and bias. This type of comprehensive approach aligns with our mission and vision—providing you with the foundational knowledge to meet clients where they are across the financial life-cycle and impact long-term financial capability." -Rebecca Wiggins, Executive Director, AFCPE® (Association for Financial Counseling and Planning Education®) This timely volume presents a comprehensive overview of financial counseling skills in accessible, practical detail for readers throughout the career span. Expert financial counselors, educators, and researchers refer to classic and current theories for up-to-date instruction on building long-term client competence, working with clients of diverse backgrounds, addressing problem financial behavior, and approaching sensitive topics. From these core components, readers have a choice of integrated frameworks for guiding clients in critical areas of financial decision-making. This essential work: · Offers an introduction to financial counseling as a practice and profession · Discusses the challenges of working in financial counseling · Explores the elements of the client/counselor relationship · Compares delivery systems and practice models · Features effective tools and resources used in financial counseling · Encourages counselor ethics, preparedness, and self-awareness A standout in professional development references, Financial Counseling equips students and new professionals to better understand this demanding field, and offers seasoned veterans a robust refresher course in current best practices.

The Mature Student's Study Guide 2nd Edition

The Mature Student's Study Guide 2nd Edition PDF Author: Catherine Dawson
Publisher: How To Books
ISBN: 1848031831
Category : Education
Languages : en
Pages : 143

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Book Description
Studying as an adult is very different to your school experience. This book will give you the skills and confidence you need when returning to education as a mature student.' You have decided to return to education, and now you may be worried that your study skills are not up to scratch. This inspiring and practical book has been written especially for you - whether you are considering a full-time course, part-time studies, evening classes or distance learning such as an Open University degree. It covers everything you need to know to succeed in your chosen course, including how to: discover your learning style; improve your reading seed and memory; take notes and get organised; improve your writing and mathematical skills; master research techniques; develop analytical skills; and, gain marks in exams.

The Borrower

The Borrower PDF Author: Rebecca Makkai
Publisher: Penguin
ISBN: 1101516089
Category : Fiction
Languages : en
Pages : 226

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Book Description
In this delightful, funny, and moving first novel, a librarian and a young boy obsessed with reading take to the road. Lucy Hull, a young children's librarian in Hannibal, Missouri, finds herself both a kidnapper and kidnapped when her favorite patron, ten- year-old Ian Drake, runs away from home. The precocious Ian is addicted to reading, but needs Lucy's help to smuggle books past his overbearing mother, who has enrolled Ian in weekly antigay classes with celebrity Pastor Bob. Lucy stumbles into a moral dilemma when she finds Ian camped out in the library after hours with a knapsack of provisions and an escape plan. Desperate to save him from Pastor Bob and the Drakes, Lucy allows herself to be hijacked by Ian. The odd pair embarks on a crazy road trip from Missouri to Vermont, with ferrets, an inconvenient boyfriend, and upsetting family history thrown in their path. But is it just Ian who is running away? Who is the man who seems to be on their tail? And should Lucy be trying to save a boy from his own parents?

Seven Simple Secrets

Seven Simple Secrets PDF Author: Annette Breaux
Publisher: Routledge
ISBN: 1317746570
Category : Education
Languages : en
Pages : 169

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Book Description
Want to know a secret? Regardless of what classroom challenges, standards or initiatives you’re faced with from year to year, there are seven keys to great teaching that never change—and that are often overlooked! In this bestselling book, internationally-acclaimed authors Annette Breaux and Todd Whitaker reveal the seven simple secrets of effective teaching that can be applied in any classroom. Whether you’re a new or experienced teacher, you’ll gain valuable insights on improving instruction, classroom management, discipline, student motivation, and much, much more! This updated Second Edition contains timely topics such as incorporating technology to enhance your lessons and using social media appropriately. Special Features: Easy-to-use format: The book is divided into seven secrets shared by highly effective teachers. Each secret is then divided into seven parts filled with practical information on why the secret matters and how to implement it effectively. Reflection questions: At the end of each section, there are seven questions to help you determine whether you have mastered each secret. Bonus lists: This special new section contains lists on the qualities of effective teaching and why these qualities matter. These lists can be copied and used during book studies, PLC meetings, or staff meetings to provoke thoughtful discussions and enhance teaching and learning. Study guide: A study guide is available to help you extend your learning independently or with colleagues. www.routledge.com/books/details/9781138783621 Companion website: For more inspiring, informative books from Todd and Annette, check out our special site, www.routledge.com/cw/breaux, going live this summer. Throughout the book, you’ll find practical examples and heartfelt advice to encourage you as you implement the seven secrets. As you improve your teaching, you profoundly influence the lives of those who matter most—your students!