The Predictable Surprise

The Predictable Surprise PDF Author: Sylvester J. Schieber
Publisher: Oxford University Press
ISBN: 0190240393
Category : Business & Economics
Languages : en
Pages : 477

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Book Description
In "The Predictable Surprise", Sylvester J. Schieber shows that forewarnings of the coming retirement crisis have been apparent for decades, but we have never mustered the political will to address the problem. This book explains how we have gotten into the retirement predicament and where we can go from here.

The Predictable Surprise

The Predictable Surprise PDF Author: Sylvester J. Schieber
Publisher: Oxford University Press
ISBN: 0190240393
Category : Business & Economics
Languages : en
Pages : 477

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Book Description
In "The Predictable Surprise", Sylvester J. Schieber shows that forewarnings of the coming retirement crisis have been apparent for decades, but we have never mustered the political will to address the problem. This book explains how we have gotten into the retirement predicament and where we can go from here.

Retirement Surprises

Retirement Surprises PDF Author: Jeffrey Webber
Publisher: BookLocker.com, Inc.
ISBN:
Category : Self-Help
Languages : en
Pages : 111

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Book Description
A basic question is what can we do to prepare for the unexpected so that we can continue to live our current lifestyle during retirement? There are so many possibilities for disruption. And, these disruptive influences can come from a variety of sources, beyond simply financial implications. They can readily include medical, marital events, and dealing with dependent children. It so very critical to create that plan for retirement. Not only will that plan keep you active, allow you to pursue your passions, encourage self-reinvention and happiness, but also it will assist you in preparing for the unexpected. By nature, we may assume that surprises during retirement are of a negative nature. However, surprises that start out negative can readily lead to positive changes.

What the Happiest Retirees Know: 10 Habits for a Healthy, Secure, and Joyful Life

What the Happiest Retirees Know: 10 Habits for a Healthy, Secure, and Joyful Life PDF Author: Wes Moss
Publisher: McGraw Hill Professional
ISBN: 1264269277
Category : Business & Economics
Languages : en
Pages : 284

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Book Description
The bestselling author of You Can Retire Sooner Than You Think and host of Money Matters reveals the 10 essential habits for a rich, rewarding, and blissful retirement. What does it take to have a truly happy retirement? Is it money? A mortgage-free home? An active social life? A long-lasting marriage—or maybe a new one? Finance expert, author, and radio host Wes Moss asked more than 2,000 of the nation’s happiest retirees to find out—and their answers may surprise you. Through a series of revealing surveys, Moss noticed a pattern of distinct, recognizable habits that the happiest retirees shared, from the simplest of lifestyle choices to the smartest of financial strategies. These are the kinds of habits anyone can develop—the perfect road map to a healthy, secure, and joyful retirement—sooner. Whether you’re already retired or just starting to make plans, these 10 simple actions and attitudes can make a profound difference in every aspect of your life. The book is packed with hard-won wisdom and invaluable advice on how to make little changes now that will have the biggest impact later. It’s filled with proven ways to develop smarter habits with: Money (“Think river, not reservoir”); Family (“Get your kids off your payroll”); Housing (“Live mortgage-free”); Investing (“Be a tomorrow investor”); Spending (“Be pound wise—so you can be penny foolish”); and much more. With these 10 transformational habits, you can stop obsessing over money, stay socially connected, and start enjoying your new life—as the happiest retiree on the block.

20 Retirement Decisions You Need to Make Right Now

20 Retirement Decisions You Need to Make Right Now PDF Author: Ray LeVitre CFP
Publisher: Sourcebooks, Inc.
ISBN: 1402296762
Category : Business & Economics
Languages : en
Pages : 310

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Book Description
You're in Control of Your Retirement Future Inside are twenty major financial decisions that could profoundly impact your lifestyle over the next forty years. For many retirees, these decisions come as a surprise and must be made hastily without proper consultation. But by reading the expert, commission-free advice in this fully revised and updated edition, you'll learn how to manage your assets and prepare for the best possible retirement. Do I have enough money to retire now? How will I cover my medical expenses during retirement? When should I begin taking Social Security? How much should I invest in stocks, bonds, and cash? What criteria should I use to identify the best investments? Should I cancel my life insurance policy? Should I pay off my mortgage at retirement?

How to Make Your Money Last - Completely Updated for Planning Today

How to Make Your Money Last - Completely Updated for Planning Today PDF Author: Jane Bryant Quinn
Publisher: Simon & Schuster
ISBN: 1982115831
Category : Business & Economics
Languages : en
Pages : 432

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Book Description
NOW COMPLETELY UPDATED to reflect the changes in tax legislation, health insurance, and the new investment realities. In this “highly valuable resource” (Publishers Weekly, starred review) Quinn “provides simple, straightforward” (The New York Times) solutions to the universal retirement dilemma—how to make your limited savings last for life—covering mortgages, social security, income investing, annuities, and more! Will you run out of money in your older age? That’s the biggest worry for people newly retired or planning to retire. Fortunately, you don’t have to plan in the dark. Jane Bryant Quinn tells you how to squeeze a higher income from all your assets—including your social security account (get every dollar you’re entitled to), a pension (discover whether a lump sum or a lifetime monthly income will pay you more), your home equity (sell, rent, or take a reverse mortgage?), savings (how to use them safely to raise your monthly income), retirement accounts (invest the money for growth in ways that let you sleep at night), and—critically—how much of your savings you can afford to spend every year without running out. There are easy ways to figure all this out. Who knew? Quinn also shows you how to evaluate your real risks. If you stick with super-safe investment choices, your money might not last and your lifestyle might erode. The same might be true if you rely on traditional income investments. Quinn rethinks the meaning of “income investing,” by combining reliable cash flow during the early years of your retirement with low-risk growth investments, to provide extra money for your later years. Odds are, you’ll live longer than you might imagine, meaning that your savings will stretch for many more years than you might have planned for. With the help of this book, you can turn those retirement funds into a “homemade” paycheck that will last for life.

How To Retire Happy: Everything You Need to Know about the 12 Most Important Decisions You Must Make before You Retire

How To Retire Happy: Everything You Need to Know about the 12 Most Important Decisions You Must Make before You Retire PDF Author: Stan Hinden
Publisher: McGraw Hill Professional
ISBN: 0071379932
Category : Business & Economics
Languages : en
Pages : 241

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Book Description
Nearly 2 million Americans reach retirement age each year. Before anyone can begin to enjoy all the leisure time ahead, there are difficult decisions to be made about a host of crucial issues, such as Social Security, HMOs, insurance, and estate planning. Written by award-winning Washington Post financial reporter and syndicated columnist, Stan Hinden, How to Retire Happy arms anyone approaching retirement with easy-to-comprehend answers to all their complicated questions. How to Retire Happy: • Provides practical advice and guidance on the 12 most complicated decisions to make before retiring • Covers all the bases, from where to live to how to invest, from health insurance to taking money out of IRAs • Goes beyond financial planning to offer practical advice on the key emotional and psychological issues surrounding retirement

Early Retirement Extreme

Early Retirement Extreme PDF Author: Jacob Lund Fisker
Publisher: Createspace Independent Publishing Platform
ISBN: 9781453601211
Category : BUSINESS & ECONOMICS
Languages : en
Pages : 0

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Book Description
"How to retire in your 20s and 30s (without winning the lottery). This book provides a robust strategy that makes it possible to stop working for money in less than a decade."--Page 4 of cover.

Retirement Planning For The Golden Years

Retirement Planning For The Golden Years PDF Author: Wings of Success
Publisher: Aldo Press
ISBN:
Category : Business & Economics
Languages : en
Pages : 71

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Book Description
Already freaked about your retirement? Not having any idea as to how you should be planning for it? Started to doubt if your last years would really be as golden as they promised?

Retirement

Retirement PDF Author: Boyd Lemon
Publisher: Createspace Independent Publishing Platform
ISBN: 9781480211490
Category : Retirement
Languages : en
Pages : 0

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Book Description
Boyd Lemon shows you how he secured the best time of his life in Retirement and how you can do it too. Learn how to take life more slowly, notice and revel in the beauty of the world around you, most important, how to find and pursue your passion and live fully. Married or single, discover how to avoid the loneliness or episodic depression that many retirees suffer from. Too much leisure time is often an expressway to boredom, frustration and unhappiness. The author tells you how to avoid this unhappiness through a few steps that anyone can take. This Second Edition includes substantial new material based on new interviews, research and the author's personal experiences: new chapters or sections on nutrition, preparing for the death of a spouse or partner, buying versus renting a home, building a retirement home and setting aside time to do nothing. The author has expanded substantially the chapters on Dealing with Loneliness, The Importance of Place, Controlling the Mind, Meditation, Learning and Growing, Spirituality, Adult Children, Friends and Establishing a Structure. What Reviewers Said About the 1st Edition"...thought-provoking tips.""...reveals the ways we can all find meaning and joy in our golden years. This unique use of memoir makes the book a much more interesting read than the common guide.""...so much helpful information on having a fulfilling life after finishing work.""... amazing the insights in the book...." "One of the best books on this evolving and elusive destination! You will enjoy Boyd's engaging style, and learn from his experiences.""I loved this book. Mr. Lemon is a wonderful author and shares his experiences in a very thoughtful and thorough way. I hope he follows this work up with another book detailing additional retirement and life experiences. BTW - My father loved the book too!""Lemon gives very practical advice to his readers on many subjects.""I found every page to be filled with inspiration and guidance.""I found Boyd's book both thought provoking and freeing."

The New Rules of Retirement

The New Rules of Retirement PDF Author: Robert C. Carlson
Publisher: John Wiley & Sons
ISBN: 1119183499
Category : Business & Economics
Languages : en
Pages : 464

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Book Description
Create the retirement you desire with proven financial strategies The New Rules of Retirement throws away the rules of thumb, clichés, and obsolete ideas. It provides a proven, updated approach to retiring successfully in today's world. In this new second edition based on independent, objective research, retirement expert Robert C. Carlson uses proven, profitable techniques to coordinate all the factors that lead to financial security and independence. You'll learn how much you really need to save for retirement, how to invest that nest egg before and during retirement, and how to establish a wise and sustainable spending strategy. Carlson will explain how to overcome the threats to lifetime financial security, such as longer life expectancy, low investment returns, higher taxes, and more. Importantly, you'll learn how to plan for the wildcards of retirement planning: health care and long-term care expenses. This edition covers changes in key areas such as annuities, IRA management, estate planning, and income taxes. You'll learn how to merge these insights into your plan to enhance financial security and to provide for loved ones in the future. Retirement no longer means being put out to pasture. Today's retirees are traveling the world, attending classes, developing new skills, starting businesses, mastering neglected hobbies, and more—well into their golden years. This guide helps ensure you have the financial independence to pursue the retirement you want through smart planning and effective financial strategies. Know and overcome the threats to retiree financial security Learn the right way to estimate retirement spending Develop a sustainable spending strategy Invest your nest egg to make it last Plan for potential long-term health care Leave a legacy for loved ones The retirement is now a new phase of life, not a winding down. It's a time to live your best life and do things you couldn't before. But all the financial aspects of retirement have changed. To maintain financial security and create the retirement you desire, you need to be on top of the changes. The New Rules of Retirement provides the latest, proven strategies that help put the shine in your golden years.