Racial Policies and Practices of Real Estate Brokers

Racial Policies and Practices of Real Estate Brokers PDF Author: Rose Helper
Publisher: U of Minnesota Press
ISBN: 1452911339
Category :
Languages : en
Pages : 405

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Racial Policies and Practices of Real Estate Brokers

Racial Policies and Practices of Real Estate Brokers PDF Author: Rose Helper
Publisher: U of Minnesota Press
ISBN: 1452911339
Category :
Languages : en
Pages : 405

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Book Description


Race Brokers

Race Brokers PDF Author: Elizabeth Korver-Glenn
Publisher: Oxford University Press, USA
ISBN: 0190063866
Category : Social Science
Languages : en
Pages : 241

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Book Description
"Race Brokers examines how housing market professionals-including housing developers, real estate agents, mortgage lenders, and appraisers-construct 21st century urban housing markets in ways that contribute to or undermine racial segregation. Drawing on extensive ethnographic and interview data collected in Houston, Texas, Race Brokers shows that housing market professionals play a key role in connecting people-or refusing to connect people-to housing resources and opportunities. They make these brokering decisions through reference to racist or anti-racist ideas. Typically, housing market professionals draw from racist ideas that rank-order people and neighborhoods according to their perceived economic and cultural housing market value, entwining racism with their housing market activities and interactions. Racialized housing market routines encourage this entwinement by naturalizing racism as a professional tool. Race Brokers tracks how professionals broker racism across the housing exchange process-from the home's construction, to real estate brokerage, mortgage lending, home appraisals, and the home sale closing. In doing so, it shows that professionals make housing exchange a racialized process that contributes to neighbourhood inequality and racial segregation. However, in contrast to the racialized status-quo, a small number of housing market professionals draw on anti-racist ideas and strategies to extend equal opportunities to individuals and neighborhoods, de-naturalizing housing market racism. Race Brokers highlights the imperative to interrupt the racism that pervades housing market professionals' work, dismantle the racialized routines that underwrite such racism, and cultivate a truly fair housing market"--

An Analysis of Discrimination by Real Estate Brokers

An Analysis of Discrimination by Real Estate Brokers PDF Author: John Yinger
Publisher:
ISBN:
Category : Blacks
Languages : en
Pages : 52

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Economic Incentives, Institutions, and Racial Discrimination

Economic Incentives, Institutions, and Racial Discrimination PDF Author: John Milton Yinger
Publisher:
ISBN:
Category : Discrimination in housing
Languages : en
Pages : 60

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Race for Profit

Race for Profit PDF Author: Keeanga-Yamahtta Taylor
Publisher: UNC Press Books
ISBN: 1469653672
Category : History
Languages : en
Pages : 364

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Book Description
LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.

The Racial Practices of Real Estate Institutions in Selected Areas of Chicago

The Racial Practices of Real Estate Institutions in Selected Areas of Chicago PDF Author: Rose Helper
Publisher:
ISBN:
Category : African Americans
Languages : en
Pages : 1660

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Freedom to Discriminate

Freedom to Discriminate PDF Author: Gene Slater
Publisher: Heyday Books
ISBN: 9781597145442
Category : African Americans
Languages : en
Pages : 0

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Book Description
"Freedom to Discriminate uncovers realtors' definitive role in segregating America and shaping modern conservative thought"--

Race and Real Estate

Race and Real Estate PDF Author: Adrienne Brown
Publisher: Oxford University Press
ISBN: 0199977291
Category : Political Science
Languages : en
Pages : 352

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Book Description
Race and Real Estate brings together new work by architects, sociologists, legal scholars, and literary critics that qualifies and complicates traditional narratives of race, property, and citizenship in the United States. Rather than simply rehearsing the standard account of how blacks were historically excluded from homeownership, the authors of these essays explore how the raced history of property affects understandings of home and citizenship. While the narrative of race and real estate in America has usually been relayed in terms of institutional subjugation, dispossession, and forced segregation, the essays collected in this volume acknowledge the validity of these histories while presenting new perspectives on this story.

Colored Property

Colored Property PDF Author: David M. P. Freund
Publisher: University of Chicago Press
ISBN: 0226262774
Category : Social Science
Languages : en
Pages : 528

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Book Description
Northern whites in the post–World War II era began to support the principle of civil rights, so why did many of them continue to oppose racial integration in their communities? Challenging conventional wisdom about the growth, prosperity, and racial exclusivity of American suburbs, David M. P. Freund argues that previous attempts to answer this question have overlooked a change in the racial thinking of whites and the role of suburban politics in effecting this change. In Colored Property, he shows how federal intervention spurred a dramatic shift in the language and logic of residential exclusion—away from invocations of a mythical racial hierarchy and toward talk of markets, property, and citizenship. Freund begins his exploration by tracing the emergence of a powerful public-private alliance that facilitated postwar suburban growth across the nation with federal programs that significantly favored whites. Then, showing how this national story played out in metropolitan Detroit, he visits zoning board and city council meetings, details the efforts of neighborhood “property improvement” associations, and reconstructs battles over race and housing to demonstrate how whites learned to view discrimination not as an act of racism but as a legitimate response to the needs of the market. Illuminating government’s powerful yet still-hidden role in the segregation of U.S. cities, Colored Property presents a dramatic new vision of metropolitan growth, segregation, and white identity in modern America.

The Realtor

The Realtor PDF Author: Odida Quamina
Publisher:
ISBN:
Category : Discrimination in housing
Languages : en
Pages : 42

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Book Description