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Author: Keeanga-Yamahtta Taylor
Publisher: UNC Press Books
ISBN: 1469653672
Category : History
Languages : en
Pages : 364
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Book Description
LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.
Author: Keeanga-Yamahtta Taylor
Publisher: UNC Press Books
ISBN: 1469653672
Category : History
Languages : en
Pages : 364
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Book Description
LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.
Author: Carl Stokes
Publisher:
ISBN:
Category : Public housing
Languages : en
Pages : 12
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Book Description
Author: Thomas J. Sugrue
Publisher: Princeton University Press
ISBN: 1400851211
Category : History
Languages : en
Pages : 433
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Book Description
The reasons behind Detroit’s persistent racialized poverty after World War II Once America's "arsenal of democracy," Detroit is now the symbol of the American urban crisis. In this reappraisal of America’s racial and economic inequalities, Thomas Sugrue asks why Detroit and other industrial cities have become the sites of persistent racialized poverty. He challenges the conventional wisdom that urban decline is the product of the social programs and racial fissures of the 1960s. Weaving together the history of workplaces, unions, civil rights groups, political organizations, and real estate agencies, Sugrue finds the roots of today’s urban poverty in a hidden history of racial violence, discrimination, and deindustrialization that reshaped the American urban landscape after World War II. This Princeton Classics edition includes a new preface by Sugrue, discussing the lasting impact of the postwar transformation on urban America and the chronic issues leading to Detroit’s bankruptcy.
Author: Richard L. Florida
Publisher:
ISBN: 9781786072122
Category : Equality
Languages : en
Pages : 320
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Book Description
"Our cities drive innovation and growth, but they also propel us into housing crises and give rise to ever-greater inequality, as the super-rich displace the well-off and the workers who run our essential services are ghettoised and pushed out to the suburbs. There is a new urban crisis, and it is undermining the foundations of our society. In this bracingly original work of research and analysis, leading urbanist Richard Florida demonstrates how our cities are evolving in the twenty-first century, for good and for ill. From the world's superstar metropolises to the urban slums of the developing world, he shows how the crisis touches all of us, and sets out how we can make our cities more inclusive, ensuring prosperity for all"--Provided by publisher.
Author: D. Bradford Hunt
Publisher: University of Chicago Press
ISBN: 0226360873
Category : Social Science
Languages : en
Pages : 392
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Book Description
Now considered a dysfunctional mess, Chicago’s public housing projects once had long waiting lists of would-be residents hoping to leave the slums behind. So what went wrong? To answer this complicated question, D. Bradford Hunt traces public housing’s history in Chicago from its New Deal roots through current mayor Richard M. Daley’s Plan for Transformation. In the process, he chronicles the Chicago Housing Authority’s own transformation from the city’s most progressive government agency to its largest slumlord. Challenging explanations that attribute the projects’ decline primarily to racial discrimination and real estate interests, Hunt argues that well-intentioned but misguided policy decisions—ranging from design choices to maintenance contracts—also paved the road to failure. Moreover, administrators who fully understood the potential drawbacks did not try to halt such deeply flawed projects as Cabrini-Green and the Robert Taylor Homes. These massive high-rise complexes housed unprecedented numbers of children but relatively few adults, engendering disorder that pushed out the working class and, consequently, the rents needed to maintain the buildings. The resulting combination of fiscal crisis, managerial incompetence, and social unrest plunged the CHA into a quagmire from which it is still struggling to emerge. Blueprint for Disaster, then,is an urgent reminder of the havoc poorly conceived policy can wreak on our most vulnerable citizens.
Author: Peter Marcuse
Publisher: Verso Books
ISBN: 1804294942
Category : Political Science
Languages : en
Pages : 257
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Book Description
In every major city in the world there is a housing crisis. How did this happen and what can we do about it? Everyone needs and deserves housing. But today our homes are being transformed into commodities, making the inequalities of the city ever more acute. Profit has become more important than social need. The poor are forced to pay more for worse housing. Communities are faced with the violence of displacement and gentrification. And the benefits of decent housing are only available for those who can afford it. In Defense of Housing is the definitive statement on this crisis from leading urban planner Peter Marcuse and sociologist David Madden. They look at the causes and consequences of the housing problem and detail the need for progressive alternatives. The housing crisis cannot be solved by minor policy shifts, they argue. Rather, the housing crisis has deep political and economic roots—and therefore requires a radical response.
Author: Randall Bartlett
Publisher: Routledge
ISBN: 1317457706
Category : Business & Economics
Languages : en
Pages : 305
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Book Description
An original work on American cities and the ongoing "urban crisis". Using the metaphor of the socially constructed organization of space, Bartlett takes a broad view of the evolution of urban America, from its historical roots to the present; he then examines the way in which current policies have responded to, and affected the organization of space (covering housing, transportation, government and other urban problems). He concludes with a look to the future of American cities, how they will impact and be impacted on by changing commercial and labor markets, by the problems of poverty and cultural change. In an epilogue, he explores possible ways to overcome the "social dilemmas", while recognizing the difficulty of this undertaking. A thoroughly unique perspective to the study of cities, this book is about how space is used in America and how it changes as the "logic of location" evolves historically. Starting with the assumption that cities are fundamentally unnatural" phenomena, it unravels the interactions of technological advances that have made them possible and policies that have given them shape.
Author: Stavros Stavrides
Publisher: Bloomsbury Publishing
ISBN: 1786999994
Category : Law
Languages : en
Pages : 337
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Book Description
Experiences of the struggle for housing, ignited by the lack of social and affordable housing, have led to the establishing of shared and self-managed housing areas. In such a context, it becomes crucially important to re-think the need to define common urban worlds “from below". Here, Penny Travlou and Stavros Stavridis trace contemporary practices of urban commoning through which people re-define housing economies. Connecting to a rich literature on the importance of commons and of practices of commoning for the creation of emancipated societies, the authors discuss whether housing struggles and co-habitation experiences may contribute in crucial ways to the development of a commoning culture. The authors explore a variety of urban contexts through global case studies from across the Global North and South, in search of concrete examples that illustrate the potentialities of urban commoning.
Author: Nicholas Dagen Bloom
Publisher: University of Pennsylvania Press
ISBN: 0812201329
Category : History
Languages : en
Pages : 366
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Book Description
When it comes to large-scale public housing in the United States, the consensus for the past decades has been to let the wrecking balls fly. The demolition of infamous projects, such as Pruitt-Igoe in St. Louis and the towers of Cabrini-Green in Chicago, represents to most Americans the fate of all public housing. Yet one notable exception to this national tragedy remains. The New York City Housing Authority, America's largest public housing manager, still maintains over 400,000 tenants in its vast and well-run high-rise projects. While by no means utopian, New York City's public housing remains an acceptable and affordable option. The story of New York's success where so many other housing authorities faltered has been ignored for too long. Public Housing That Worked shows how New York's administrators, beginning in the 1930s, developed a rigorous system of public housing management that weathered a variety of social and political challenges. A key element in the long-term viability of New York's public housing has been the constant search for better methods in fields such as tenant selection, policing, renovation, community affairs, and landscape design. Nicholas Dagen Bloom presents the achievements that contradict the common wisdom that public housing projects are inherently unmanageable. By focusing on what worked, rather than on the conventional history of failure and blame, Bloom provides useful models for addressing the current crisis in affordable urban housing. Public Housing That Worked is essential reading for practitioners and scholars in the areas of public policy, urban history, planning, criminal justice, affordable housing management, social work, and urban affairs.
Author: Committee for Economic Development. Research and Policy Committee
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 100
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Book Description
