Proposals for expanding employee retirement savings

Proposals for expanding employee retirement savings PDF Author: United States. Congress. House. Committee on Ways and Means. Subcommittee on Oversight
Publisher:
ISBN:
Category :
Languages : en
Pages : 66

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Proposals for expanding employee retirement savings

Proposals for expanding employee retirement savings PDF Author: United States. Congress. House. Committee on Ways and Means. Subcommittee on Oversight
Publisher:
ISBN:
Category :
Languages : en
Pages : 66

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Book Description


Die with Zero

Die with Zero PDF Author: Bill Perkins
Publisher: Mariner Books
ISBN: 0358099765
Category : Business & Economics
Languages : en
Pages : 243

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Book Description
"A startling new philosophy and practical guide to getting the most out of your money-and out of life-for those who value memorable experiences as much as their earnings"--

Promoting and Expanding Pensions for American Workers

Promoting and Expanding Pensions for American Workers PDF Author: United States. Congress. House. Committee on Economic and Educational Opportunities. Subcommittee on Employer-Employee Relations
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 458

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Wealth After Work

Wealth After Work PDF Author: William G. Gale
Publisher: Brookings Institution Press
ISBN: 0815739354
Category : Business & Economics
Languages : en
Pages : 406

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Book Description
Pensions and retirement saving plans have helped millions of households build financial security. But tens of millions of people have been left behind, without access to these wealth accumulation vehicles. For many others, the plans they have do not ensure financial security in retirement. The problems that underlie these failures can be addressed. This book proposes concrete, practical ways to make dependable retirement income accessible for all Americans—not just those with means. Individual accounts have eclipsed traditional pensions as the primary vehicle for retirement saving in the United States—a shift that underlies many sources of retirement insecurity. The 401(k) plan and similar accounts have increased financial security for many people but have done nothing for millions more. Many of those who do have such plans are burdened with the need to make numerous saving, investment, and withdrawal decisions that stress their financial acumen. Financial advice that is unbiased, unconflicted, and affordable is often difficult to find. Managing wealth in retirement—especially the need to convert retirement savings into steady income—poses significant challenges that current financial instruments and practices do not adequately address. Economic downturns like the Great Recession and the COVID-19 pandemic increase financial insecurity and make addressing these issues more urgent. Written by noted experts in the field, Wealth After Work offers practical solutions that address these concerns. The proposals show how policymakers can help all Americans gain access to retirement savings accounts, obtain better information about their savings choices, and better manage their wealth in retirement. By proposing solutions that build on, rather than replace the existing system, the book provides a nuanced, practical guide to reform that would benefit all Americans.

Redefining "fiduciary"

Redefining Author: United States. Congress. House. Committee on Education and the Workforce. Subcommittee on Health, Employment, Labor, and Pensions
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 160

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Miscellaneous Tax Reforms

Miscellaneous Tax Reforms PDF Author: United States. Congress. House. Committee on Ways and Means
Publisher:
ISBN:
Category : Internal revenue
Languages : en
Pages : 1788

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The Public Option

The Public Option PDF Author: Ganesh Sitaraman
Publisher: Harvard University Press
ISBN: 0674987330
Category : Political Science
Languages : en
Pages : 297

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Book Description
A solution to inequalities wherever we look—in health care, secure retirement, education—is as close as the public library. Or the post office, community pool, or local elementary school. Public options—reasonably priced government-provided services that coexist with private options—are all around us, ready to increase opportunity, expand freedom, and reawaken civic engagement if we will only let them. Whenever you go to your local public library, send mail via the post office, or visit Yosemite, you are taking advantage of a longstanding American tradition: the public option. Some of the most useful and beloved institutions in American life are public options—yet they are seldom celebrated as such. These government-supported opportunities coexist peaceably alongside private options, ensuring equal access and expanding opportunity for all. Ganesh Sitaraman and Anne Alstott challenge decades of received wisdom about the proper role of government and consider the vast improvements that could come from the expansion of public options. Far from illustrating the impossibility of effective government services, as their critics claim, public options hold the potential to transform American civic life, offering a wealth of solutions to seemingly intractable problems, from housing shortages to the escalating cost of health care. Imagine a low-cost, high-quality public option for child care. Or an extension of the excellent Thrift Savings Plan for federal employees to all Americans. Or every person having access to an account at the Federal Reserve Bank, with no fees and no minimums. From broadband internet to higher education, The Public Option reveals smart new ways to meet pressing public needs while spurring healthy competition. More effective than vouchers or tax credits, public options could offer us all fairer choices and greater security.

Pension Simplification and Expansion

Pension Simplification and Expansion PDF Author: United States. Congress. Senate. Committee on Finance. Subcommittee on Private Retirement Plans and Oversight of the Internal Revenue Service
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 408

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Analytical Perspectives, Budget of the United States Government

Analytical Perspectives, Budget of the United States Government PDF Author: United States. Office of Management and Budget
Publisher: U.S. Government Printing Office
ISBN: 9780160494086
Category : Business & Economics
Languages : en
Pages : 596

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Private-sector Retirement Savings Plans

Private-sector Retirement Savings Plans PDF Author: United States. Congress. Senate. Committee on Health, Education, Labor, and Pensions
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 136

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