Author: United States. Congress. Senate. Committee on Finance
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 140

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Author:
Publisher:
ISBN:
Category :
Languages : en
Pages : 142

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Author: William G. Gale
Publisher: Brookings Institution Press
ISBN: 0815739354
Category : Business & Economics
Languages : en
Pages : 406

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Book Description
Pensions and retirement saving plans have helped millions of households build financial security. But tens of millions of people have been left behind, without access to these wealth accumulation vehicles. For many others, the plans they have do not ensure financial security in retirement. The problems that underlie these failures can be addressed. This book proposes concrete, practical ways to make dependable retirement income accessible for all Americans—not just those with means. Individual accounts have eclipsed traditional pensions as the primary vehicle for retirement saving in the United States—a shift that underlies many sources of retirement insecurity. The 401(k) plan and similar accounts have increased financial security for many people but have done nothing for millions more. Many of those who do have such plans are burdened with the need to make numerous saving, investment, and withdrawal decisions that stress their financial acumen. Financial advice that is unbiased, unconflicted, and affordable is often difficult to find. Managing wealth in retirement—especially the need to convert retirement savings into steady income—poses significant challenges that current financial instruments and practices do not adequately address. Economic downturns like the Great Recession and the COVID-19 pandemic increase financial insecurity and make addressing these issues more urgent. Written by noted experts in the field, Wealth After Work offers practical solutions that address these concerns. The proposals show how policymakers can help all Americans gain access to retirement savings accounts, obtain better information about their savings choices, and better manage their wealth in retirement. By proposing solutions that build on, rather than replace the existing system, the book provides a nuanced, practical guide to reform that would benefit all Americans.

Author: Robert Asen
Publisher: MSU Press
ISBN: 1628952725
Category : Language Arts & Disciplines
Languages : en
Pages : 276

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Book Description
In Invoking the Invisible Hand Robert Asen scrutinizes contemporary debates over proposals to privatize Social Security. Asen argues that a rights-based rhetoric employed by Social Security's original supporters enabled advocates of privatization to align their proposals with the widely held belief that Social Security functions simply as a return on a worker's contributions and that it is not, in fact, a social insurance program. By analyzing major debates over a preeminent American institution, Asen reveals the ways in which language is deployed to identify problems for public policy, craft policy solutions, and promote policies to the populace. He shows how debate participants seek to create favorable contexts for their preferred policies and how they connect these policies to idealized images of the nation.

Author: Robert L. Reynolds
Publisher: McGraw Hill Professional
ISBN: 1260116085
Category : Business & Economics
Languages : en
Pages : 272

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Book Description
The practical, nonpartisan guide to making our retirement savings systems work for America’s people, our economy, and the nation at large At a time of fierce political divisiveness, From Here to Security is a refreshingly balanced, non-ideological guide to solving what may be our nation’s most pressing policy challenge: achieving retirement security for all. A pioneer of the 401(k) system, Robert L. Reynolds eschews radical calls for throwing out the 401(k) entirely and creating a new government-run savings system. Our best course, he shows, is to build on what we have: a flexible, dynamic private-public system of Social Security and more robust workplace savings. From Here to Security provides a clear, powerful new approach to solving America’s retirement challenge – based on facts, data, and Reynolds’ decades of experience. While fear-mongers claim that the U.S. retirement system is on the verge of collapse; Reynolds shows why our system is actually the envy of the world. But From Here to Security is no status quo book. Reynolds lays out an action agenda to dramatically improve our retirement systems – public and private – lift our savings rate, improve people’s retirement prospects, spur faster growth – and reboot America’s national morale.

Author: Robert C. Carlson
Publisher: John Wiley & Sons
ISBN: 0471703303
Category : Business & Economics
Languages : en
Pages : 290

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Praise for THE NEW RULES OF RETIREMENT "As a Wharton graduate, money manager, Chief Financial Officer, and Certified Financial Analyst, I didn't think I needed help in making investment choices and planning for my retirement. I was wrong. I have been a subscriber to Retirement Watch since 1997. I trust Bob Carlson completely and follow his investment, tax, and planning advice personally." --Sandy Kagan, CFA CFO Partner, Tatum Partners "A clear, practical, and wisely unconventional guide to the new world of retirement." --Humberto Cruz Nationally syndicated financial columnist, Tribune Media Services "Bob Carlson does a magnificent job preparing readers for the many challenging issues they will face over the next several decades. Retirees can no longer count on generous asset returns and employer-provided defined benefit plans. Bob provides readers with creative approaches for contending with these challenges to help ensure financially and emotionally secure 'freedom years'." --Lawrence E. Kochard, PhD, CFA Chief Investment Officer, Georgetown University "Bob Carlson shows that three trends--demographics (baby boomers), increasing longevity, and fewer offspring--have changed forever the landscape facing America's retirees. Stereotype retirement based on Social Security and employer pensions is out; making ends meet on your own is in. Better get yourself ready--and you can do so by reading this book." --James C. Miller III Former U.S. Budget Director, Chairman of The CapAnalysis Group, LLC

Author: David McGrane
Publisher: University of Regina Press
ISBN: 0889772568
Category : Political Science
Languages : en
Pages : 273

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Book Description
In this new scholarly compilation by David P. McGrane, established and emerging trends in Saskatchewan public policy are the foundation for setting new directions for the province in the 21st century. In what direction should Saskatchewan be headed in the 21st century? To answer this question, academics from various disciplines at the University of Regina and University of Saskatchewan have come together to produce New Directions in Saskatchewan Public Policy, the first edited book exclusively devoted to public policy in the province, with chapters discussing taxation, immigration, agriculture, urban affairs, poverty reduction, the social economy, labour, aging, Aboriginal public administration, and climate change. The authors provide an analysis and description of the current policies of the Wall government, and also look back to explore what the Romanow and Calvert governments did in these areas. The overarching theme of the book is that, despite the province's robust economic growth, significant public policy challenges remina for the Saskatchewan provincial government. The lesson is that economic growth does not magically solve entrenched societal problems and that economic prosperity will dissipate if worrisome social trends are left unchecked. While many scholarly books shy away from prescription, the authors of this book include sections in their chapters that set out new directions for policy development. As such, the book not only contains solid analysis of the present policy situation, but also offers concrete ideas for future policy makers.

Author: United States. Congress. Senate. Committee on Finance
Publisher:
ISBN:
Category : United States
Languages : en
Pages : 186

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Author:
Publisher:
ISBN:
Category : Government publications
Languages : en
Pages : 838

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Author: Janie S. Steckenrider
Publisher: State University of New York Press
ISBN: 1438421052
Category : Political Science
Languages : en
Pages : 300

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Book Description
This book explores the changed political environment in the United States and what it means for the policies and programs benefiting the elderly and their families. It includes chapters written by distinguished contributors, such as Fernando Torres-Gil, Assistant Secretary for Aging, Clinton Administration, and discusses specific, realistic policy options for the future. New Directions in Old-Age Policies suggests that old-age policy in the changed political environment is a paradox of competing agendas: individual versus fiscal responsibility in policy choices, doing more for the elderly and their families with fewer public resources, and prioritizing the status quo or change in policy decisions for the elderly.