Mortgage Credit Analysis for Mortgage Insurance on One- to Four-family Properties PDF Download
Are you looking for read ebook online? Search for your book and save it on your Kindle device, PC, phones or tablets. Download Mortgage Credit Analysis for Mortgage Insurance on One- to Four-family Properties PDF full book. Access full book title Mortgage Credit Analysis for Mortgage Insurance on One- to Four-family Properties by . Download full books in PDF and EPUB format.
Author:
Publisher:
ISBN:
Category : Mortgage guarantee insurance
Languages : en
Pages : 88
Get Book Here
Book Description
Author:
Publisher:
ISBN:
Category : Mortgage guarantee insurance
Languages : en
Pages : 88
Get Book Here
Book Description
Author: United States. Department of Housing and Urban Development
Publisher:
ISBN:
Category : Mortgage guarantee insurance
Languages : en
Pages :
Get Book Here
Book Description
Author:
Publisher:
ISBN:
Category : Mortgage guarantee insurance
Languages : en
Pages : 0
Get Book Here
Book Description
Author: United States. Department of Housing and Urban Development
Publisher:
ISBN:
Category :
Languages : en
Pages :
Get Book Here
Book Description
Author:
Publisher:
ISBN:
Category : Government publications
Languages : en
Pages : 1320
Get Book Here
Book Description
Author: United States. Office of Housing Production and Mortgage Credit
Publisher:
ISBN:
Category : Condominiums
Languages : en
Pages : 252
Get Book Here
Book Description
Author: Guy Stuart
Publisher: Cornell University Press
ISBN: 1501729969
Category : Political Science
Languages : en
Pages : 264
Get Book Here
Book Description
The U.S. home mortgage industry first formalized risk criteria in the 1920s and 1930s to determine which applicants should receive funds. Over the past eighty years, these formulae have become more sophisticated. Guy Stuart demonstrates that the very concepts on which lenders base their decisions reflect a set of social and political values about "who deserves what." Stuart examines the fine line between licit choice and illicit discrimination, arguing that lenders, while eradicating blatantly discriminatory practices, have ignored the racial and economic-class biases that remain encoded in their decision processes. He explains why African Americans and Latinos continue to be at a disadvantage in gaining access to loans: discrimination, he finds, results from the interaction between the way lenders make decisions and the way they shape the social structure of the mortgage and housing markets.Mortgage lenders, Stuart contends, are embedded in and shape a social context that can best be understood in terms of rules, networks, and the production of space. Stuart's history of lenders' risk criteria reveals that they were synthesized from rules of thumb, cultural norms, and untested theories. In addition, his interviews with real estate and lending professionals in the Chicago housing market show us how the criteria are implemented today. Drawing on census and Home Mortgage Disclosure Act data for quantitative support, Stuart concludes with concrete policy proposals that take into account the social structure in which lenders make decisions.
Author: United States. Department of Housing and Urban Development
Publisher:
ISBN:
Category : Mortgage guarantee insurance
Languages : en
Pages : 140
Get Book Here
Book Description
Author: United States. Department of Housing and Urban Development
Publisher:
ISBN:
Category : Mortgage guarantee insurance
Languages : en
Pages : 164
Get Book Here
Book Description
Author: United States. Department of Housing and Urban Development. Office of Housing
Publisher:
ISBN:
Category : Mortgage guarantee insurance
Languages : en
Pages : 894
Get Book Here
Book Description