#MoneyChat: How to Get Out of Debt, Manage Your Money, and Create Financial Freedom PDF Download
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Author: Dorethia Kelly
Publisher:
ISBN: 9780986338335
Category : Business & Economics
Languages : en
Pages : 0
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Book Description
Join the #MoneyChat(R) movement and change what you say and do with your money, one habit at a time! It's easy to fall down the negativity hole when it comes to money. Whether it's worrying you don't have enough for bills, struggle to get out debt, haven't saved enough, or just plain don't get how to make your money grow-the stress can tear up your mindset around money. It's time for a real conversation with a coach who gets it. Nationally-recognized award-winning financial expert Dorethia Kelly specializes in helping ordinary people conquer their worst money challenges and become financially independent. #MoneyChat(R) makes the tough conversations about money approachable by explaining financial terminology and complex concepts in easy-to-understand language-and with a good dose of humor. Erase the shame from past mistakes and adjust what you SAY and DO with your money to live a financially free life. You'll discover: Ways to crush student loans at your own pace with four critical action steps Topics you don't normally see in financial freedom books, including how to get out of IRS debt and navigate tricky gambling issues Customized #MoneyChat(R) Mantras for your personal situation to turn your money mindset on its head Tools for today's economic landscape-the when, where, and how of retirement savings; investment vehicles; and cryptos A realistic budget that you can confidently create, prioritize, and execute Armed with a thorough understanding of the financial landscape, you'll master navigating through proven financial strategies with confidence! Your financial situation is unique to you, but you can depend on Dorethia's no-nonsense, smart, and laugh-out-loud lessons to get you through. No matter where you start, this invaluable handbook provides specific knowledge and exact tools for financial freedom simplified. Start now! Get access to all your free bonuses at www.moneychatbook.com
Author: Dorethia Kelly
Publisher:
ISBN: 9780986338335
Category : Business & Economics
Languages : en
Pages : 0
Get Book Here
Book Description
Join the #MoneyChat(R) movement and change what you say and do with your money, one habit at a time! It's easy to fall down the negativity hole when it comes to money. Whether it's worrying you don't have enough for bills, struggle to get out debt, haven't saved enough, or just plain don't get how to make your money grow-the stress can tear up your mindset around money. It's time for a real conversation with a coach who gets it. Nationally-recognized award-winning financial expert Dorethia Kelly specializes in helping ordinary people conquer their worst money challenges and become financially independent. #MoneyChat(R) makes the tough conversations about money approachable by explaining financial terminology and complex concepts in easy-to-understand language-and with a good dose of humor. Erase the shame from past mistakes and adjust what you SAY and DO with your money to live a financially free life. You'll discover: Ways to crush student loans at your own pace with four critical action steps Topics you don't normally see in financial freedom books, including how to get out of IRS debt and navigate tricky gambling issues Customized #MoneyChat(R) Mantras for your personal situation to turn your money mindset on its head Tools for today's economic landscape-the when, where, and how of retirement savings; investment vehicles; and cryptos A realistic budget that you can confidently create, prioritize, and execute Armed with a thorough understanding of the financial landscape, you'll master navigating through proven financial strategies with confidence! Your financial situation is unique to you, but you can depend on Dorethia's no-nonsense, smart, and laugh-out-loud lessons to get you through. No matter where you start, this invaluable handbook provides specific knowledge and exact tools for financial freedom simplified. Start now! Get access to all your free bonuses at www.moneychatbook.com
Author: Jake Robbins
Publisher: Jake Robbins
ISBN:
Category : Business & Economics
Languages : en
Pages : 142
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Book Description
Debt Free Blueprint Have you found yourself in this position before? You work hard; you think that you are doing right by your money, yet there never seems to be enough? Does your money just up and leave you? Take it from me. I truly understand what it means to look at your bank account and have that sinking feeling in the pit of your stomach. You may be looking at my credentials thinking, "What does this guy know about the pain of watching your hard-earned money flow right out of your pockets?" I can assure you that I have been in your shoes. You’re no longer a slave to bad debt. Student loans, your mortgage, car loans, and credit card debt are all in the past. Creditors aren’t bothering you. You finally have enough cash to pay for necessities every month and can afford some fun stuff, too. You can give money to causes that are important to you, and help out your loved ones when they need you. Your net worth is growing, and your sense of financial security gets better every day. You simply don’t have to worry about money anymore. Well, guess what? All of that can be your reality. You have the power to make that happen. And here’s the thing - it isn’t as hard to accomplish as you may think. It begins here, with one simple thing that will completely transform your finances, now and forever. You get rid of your debts, transform your finances, and use the money that’s been freed up to build your wealth. You’re about to see simple ways to get rid of the bad debts that are ruining your cash flow. Credit Repair Secrets Do you realize your credit score? You should. A credit score can decide your qualification for the nuts and bolts of life. Your credit rating influences your capacity to buy a home, land a decent financing cost on advances, and even find a new line of work. It speaks to the danger of non-installment that you present to a moneylender. Generally, credit scores fit into any of five classes: excellent, awesome, great, reasonable, and exceptionally poor. Your credit card reports decide your credit score. If you have an "excellent" credit rating, you could wind up paying a much lower price on an obligation, because the apparent danger of your default is substantially less than that of an individual with a "reasonable" credit score. You will have practically zero issues getting an advance if your credit score is in any event great. Be that as it may, you can even now get credit cards for having reasonable credit. If you have an exceptionally poor credit score, you will most likely be unable to get advances. This guidebook will cover all of the tips and tricks that you need to know in order to get to know about credit scores. There are likewise different organizations that offer free credit score reports. However, you need to pursue a free time for testing, after which you will start to pay for the administration. You can utilize these administrations if you are worried about wholesale fraud, or when you are building your credit profile and you have to screen your advancement. If your requirement for a credit card score is easygoing, you don't have to leave behind month-to-month expenses to pay for an observing help. You need to have the best credit score with the goal that your procedure of acquiring an advance can be smooth. You will likewise appreciate lower paces of enthusiasm as your credit rating goes up. Different advantages of a superior credit score are being at risk for lower regularly scheduled installments.
Author: Anne Marie
Publisher: Hope Publishing
ISBN: 9810907834
Category : Business & Economics
Languages : en
Pages : 68
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Book Description
I know what's like to be broke. Nine years ago I was in debt because of the huge legal fees and the loss of my job. I was an innocent victim fighting for justice. The lawyer's fee almost bankrupt me. I resorted to borrowing from my family, the bank and my credit card was max out. The money goes to pay high interest. I got deeper and deeper into the debt sink hole. I was frustrated and depressed about my situation. That experience motivated me to do everything to get myself out of debt. I read as many books as I can find in the public library, and spending hours researching on the Internet. I did everything I possible could. It took me more than a year to get out of debt. Out of this painful experience, come this book. From all these experiences and research , I developed the strategies to get out of debt and live a debt free life. It worked for me. It can work for you. In this book, you will discover: - Warning Signs of Too Much Debt - Why People are in Debt - The Truth about Debt - The Credit Card scam - The power of Compound Interest - How to stop the financial hemorrhage - How to Live Below Your Means - How to create a Repayment Plan - How to create a Spending Plan - How to Save - How to Increase Your Earning Capability - How to Cultivate a Prosperity Mindset When you implement the strategies in this book, you will discover the truth and the lies about credit card, you will know how to get out of debt, and live a Debt-Free Life and prosperous life. This is a very small cost to invest in getting debt free! You will save far more than the cost of book, The amount is less than a hour of personal coaching. Apply what you learn and it will get you out of debts forever.
Author: M F Marshall
Publisher: Independently Published
ISBN:
Category :
Languages : en
Pages : 180
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Book Description
Honey! If you knew money, you wouldn't be with no money. Have you always been told; once in debt, there's no going back? Are you the one who wants to escape 9 to 5 job and go on vacation with family any time he wants? Have you tried to stick to a budget before but failed? Have you always wanted to invest but could not because you were broke? My friend! This book is for you. This, step-by-step, simple yet effective guide is designed to prove to you that you can save a fortune without being frugal - an ultimate guide to achieving financial freedom! Getting out of debt is not as difficult as you always have been told. Just a few secret tips and tricks that banks don't want you to know about, and you will be managing your personal finance like a pro, ready to quit your 9 to 5 job. You kept failing to stick to a budget because most probably you have been doing it all wrong! And COME ON, PEOPLE! It's the 21st century; you think there is no way to invest or getting rich with little to no money? What if getting this book might be your first step to financial freedom? What if this book dramatically changes your perception of money? From a highly experienced investor, entrepreneur, and owner of four businesses - this is the definitive book on money management and debt management. He designed this book as easy to follow as possible for both newcomers and experienced readers. The book will provide you with easy-to-follow 7 steps that would act as stepping stones to your financial freedom! In "No Money or Know Money?", M. F. Marshall dives deep into; What it means to double your income and halve your expenses, why people should do this, and then deeply explains exactly how this can be done. How to pay the various types of debts step-by-step (Student loans, Mortgage, Credit card debt). From 50-30-20 system to envelope system to zero-based system to the snowball method, this 200-page long step-by-step guide will not impose one budgeting method on you but, it will help you assess your money personality so you could decide which method would be the best for you. Everything you need to know about the "No Spend Challenge". Creating a budget to paying down debt to investing in the stock market. How to get a bombproof credit score. How to allocate your money between debt payoff, short-term savings, and retirement. The answers to the most commonly-asked finance questions. The psychology behind overspending. How to build a saving mindset. The secret practices that will help you with your riches. AND LOTS MORE!! Get this book to treat yourself or get it as a birthday gift, Christmas present, or graduation gift for the struggling millennial or young adult in your life. In simple words; The easiest, most practical, and proven way to get rich is investment. Everyone knows that! Great! But how to invest when you are broke? My friend! This book is for you. This book will show you a step-by-step roadmap to achieving financial freedom. Use it to get out of debt first, and then no one could ever stop you from the magic of compounding. Get it NOW!
Author: Jake Robbins
Publisher: Jake Robbins
ISBN:
Category : Business & Economics
Languages : en
Pages : 72
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Book Description
Have you found yourself in this position before? You work hard; you think that you are doing right by your money, yet there never seems to be enough? Does your money just up and leave you? Take it from me. I truly understand what it means to look at your bank account and have that sinking feeling in the pit of your stomach. You may be looking at my credentials thinking, "what does this guy know about the pain of watching your hard-earned money flow right out of your pockets?" I can assure you that I have been in your shoes. You’re no longer a slave to bad debt. Student loans, your mortgage, car loans, and credit card debt are all in the past. Creditors aren’t bothering you. You finally have enough cash to pay for necessities every month, and can afford some fun stuff too. You can give money to causes that are important to you, and help out your loved ones when they need you. Your net worth is growing, and your sense of financial security gets better every day. You simply don’t have to worry about money anymore. Well guess what? All of that can be your reality. You have the power to make that happen. And here’s the thing. It isn’t as hard to accomplish as you may think. It begins here, with one simple thing that will completely transform your finances, now and forever. You get rid of your debts, transform your finances, and use the money that’s been freed up to build your wealth. You’re about to see simple ways to get rid of the bad debts that are ruining your cash flow.
Author: Ken Okoroafor
Publisher: Quercus
ISBN: 1529434262
Category : Business & Economics
Languages : en
Pages : 192
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Book Description
THE INSTANT SUNDAY TIMES BESTSELLER As seen on ITV's This Morning! A life-changing 10-week plan to help you to turn your life around and design a path to financial freedom, enriched with the small experiences that bring you joy. Stop worrying about money. Start enjoying your life. You might be struggling in debt, living paycheque to paycheque, or worried about preparing for retirement; maybe you're considering your first investment, or you just want an escape plan from the '9 to 5'. Wherever you are on your journey, this book will revolutionize your lifestyle and your relationship with money. Authors Ken and Mary Okoroafor started out as resource-poor, working-class immigrants and have built a life of financial independence and joyful moments through hard work, smart saving and savvy investing. They know what it feels like to start from ground zero, and as a chartered accountant and former CFO, Ken shares his financial expertise to help you unlock the secret to building wealth. You'll learn how to take control of your finances, develop good money habits, become debt-free, invest in assets and multiply your income so you can create the freedom to travel, spend time with your loved ones and plan for a stress-free (early) retirement - all whilst prioritising your wellbeing and having fun! It also includes a dozen real-life interviews with singles, couples and those with children, from different backgrounds, age groups and stages of their money journey, including a few well-known public figures. Financial joy can be achieved by anyone - and it can start today, not tomorrow. 'The book that's been missing from this genre. A joy to read and learn from.' -- Cait Flanders, bestselling author of THE YEAR OF LESS and ADVENTURES IN OPTING OUT 'A book to savour' - JL Collins, author of the international bestseller The Simple Path to Wealth 'The most joyful money book out there' - Selina Flavius, author of Black Girl Finance Sunday Times Bestseller No.6 in Paperback Non-fiction April 2024
Author: Yannis
Publisher: Xlibris Corporation
ISBN: 1450033636
Category : Education
Languages : en
Pages : 135
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Book Description
This book is a guide to financial freedom. It includes 8 budgetary forms, eleven rules to follow for success, and instructions on how to use your bank accounts to your advantage. The plan is divided in two sections and you decided which one to use. Many people find themselves in debt which occurs for the same reason every time; we dont save money and we spend more than we earn. My struggle with debt led to the creation of this guide. In the book I describe the method I used to pay my debt and to improve my way of living. The guide consists of instructions for determining the debt load for the household, and the amount of income coming in. Using forms and examples each individual or family will be able to calculate and control, through a budget, a way to increase debt payoff or to increase savings. This guide will be a valuable tool for you to use on your way to becoming debt free. It will allow you to see in black and white how much money you make and how much money you spend or overspend. The budgetary forms will help you to change your future. The knowledge gained will empower you to control your money rather than money controlling you. These forms make you the BOSS of your finances and put you in the driver seat to financial freedom. Remember that only you have the power to change your future.
Author: Charlie Johnson
Publisher:
ISBN: 9781542438278
Category :
Languages : en
Pages : 174
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Book Description
Do you stress out when you think about money? Do you worry about paying back your debt? Do you struggle to earn more and save more?It doesn't have to be this way... What if you could cut years off your debt repayment plan? What if you knew exactly what to do with your money and when to do it? What if you could turn your emotions around and get excited about your money? What if you could start making an extra $500 per week (or more)?That would all make your life a lot more enjoyable, right? None of this is out of your reach. Truly, all of this is very possible. And you'll discover exactly how to do it in Debt Destroyer. It's a proven system for quickly paying off debt, making more money, and achieving financial freedom.Here's what you'll learn in Debt Destroyer: How to escape the Guilt Trap and start feeling good about money again 9 fool-proof steps to start paying down debt How to figure out your best next step so you don't waste time and money How to create a 5-minute spending plan to control your finances The 6 psychological "levers" that will jumpstart your money momentum The exact script and pre-meeting steps to take to get a raise at work 23 options (that don't suck) for earning quick cash And much, much more... Plus, there are action steps in every section, so you can immediately implement all of the debt destroying tactics.In doing so, you'll rediscover what it's like to use money as a positive force for good...YOU'LL be the one who others look at with jealousy, as you effortlessly increase your income and leave debt behind in the dust. Your financial life will be abundant, your income will flourish, and you'll have more opportunities than you can imagine.So, what are you waiting for?Pick up your copy right now by clicking the BUY NOW button at the top of this page!
Author: Laura D. Adams
Publisher: Laura D. Adams
ISBN:
Category : Business & Economics
Languages : en
Pages : 147
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Book Description
Tired of feeling stressed about growing debt balances, out-of-control finances, and an uncertain future? Don’t try to get out of debt without this book! Debt-Free Blueprint: How to Get Out of Debt and Build a Financial Life You Love is an easy-to-follow guide to eliminate debt faster than you ever thought possible and create the financial future you deserve. Laura D. Adams is the award-winning author of Money Girl's Smart Moves to Grow Rich and host of the top-rated Money Girl podcast since 2008. She's helped millions of loyal fans grow rich with her savvy and down-to-earth financial advice. She gives guidance in bite-size chunks that are easy to understand and implement so you can eliminate debt faster than you ever thought possible. Let Laura show you how to take control of your finances, stop worrying about money, and build a life you truly love. Debt-Free Blueprint walks you through the process of getting out of debt, using helpful examples and often-overlooked techniques, strategies, and programs. You’ll learn how to make financial decisions with confidence and financially feel secure about your future. In this book, you’ll discover how to: • Get out of debt faster, even if you don’t have extra money • Bridge the gap between your current reality and where you want to be • Create a simple but effective debt reduction plan to guide your life • Prioritize and tackle debt in the right order • Settle and negotiate a debt for less than you owe • Optimize debt so it costs less and allows you to pay it off sooner • Find government programs that make debts more affordable • Manage student loans more effectively so they fit into your budget • Reduce money stress so you achieve more and build a financial life you love If you like detailed tips, helpful examples, concise strategies, and inspiration from a friendly and nonjudgmental teacher, you’ll love learning from Laura. Purchase Debt-Free Blueprint to get out of debt faster so you can quit worrying and start building the financial future you've dreamed about and deserve!
Author: David Bach
Publisher: Doubleday Canada
ISBN: 0385676069
Category : Business & Economics
Languages : en
Pages : 239
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Book Description
The #1 bestselling author presents his most important book since The Automatic Millionaire and gives Canadians the knowledge, the tools, and the mindset to get out of debt — forever. Whether you are working off student loans or trying to meet the minimum balance on your credit card bill, you are probably worried every time you open your mailbox. With salaries frozen and layoffs looming, how will you ever be able to pay down that debt, let alone retire in peace? Here, David Bach offers a new philosophy made for our times, a paradigm-shifting approach to finance that teaches you how to pay down your debt and adopt a whole new way of living. If you have debt, you can be rich but still not free. When you pay down your debt, you reach Freedom Day, that glorious moment when you need a lot less money just to live. On that day, you are truly free. You can have a smaller nest egg and still retire, perhaps even earlier than you expected. With his trademark motivational energy and take-action step by step advice, Bach helps you revolutionize your finances. In these lean times, it's still possible to live your financial dreams. Let David Bach show you how.
