Microfinance for Bankers and Investors: Understanding the Opportunities and Challenges of the Market at the Bottom of the Pyramid

Microfinance for Bankers and Investors: Understanding the Opportunities and Challenges of the Market at the Bottom of the Pyramid PDF Author: Elizabeth Rhyne
Publisher: McGraw Hill Professional
ISBN: 0071713654
Category : Business & Economics
Languages : en
Pages : 352

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Book Description
What promise did Sequoia Capital recognize in SKS microfinance (India) that it had also seen in Apple, Oracle, and Google? Why would Vodafone help distribute money via cell phones for millions of Kenyans? How did a Mexican retailer create a financial-services empire, Banco Azteca, that would serve eight million borrowers in five years? From its origins as a nonprofit poverty alleviation strategy, microfinance has become a viable business model for providing financial services to the poor in ways that allow for both social responsibility and profit, even in the midst of economic turmoil. Longtime microfinance expert Elisabeth Rhyne and her team guide readers through the landscape of financial-inclusion opportunities, providing lessons from companies around the world that are leading the way in earning profits while addressing global poverty. Microfinance for Bankers and Investors reveals: Changes in the market allowing for increased private investment in microfinance New technologies and delivery channels that reduce costs for small transactions Proven ways to overcome the unique challenges of serving customers at the bottom of the pyramid Innovative products for grassroots finance, such as mobile phone banking and microinsurance The extraordinary social value and business sustainability of microfinance Microfinance for Bankers and Investors breaks new ground by showing how microfinance attracts top organizations to engage in double and triple bottom-line business activities. With deep insight and clear vision, it examines the unique opportunities and challenges of providing financial services for low-income people. Inclusive finance gives companies the prospect of aligning social values with long-term business strategies. Microfinance for Bankers and Investors offers the facts and insights you need to enter this fast-growing market with confidence.

Microfinance for Bankers and Investors: Understanding the Opportunities and Challenges of the Market at the Bottom of the Pyramid

Microfinance for Bankers and Investors: Understanding the Opportunities and Challenges of the Market at the Bottom of the Pyramid PDF Author: Elizabeth Rhyne
Publisher: McGraw Hill Professional
ISBN: 0071713654
Category : Business & Economics
Languages : en
Pages : 352

Get Book

Book Description
What promise did Sequoia Capital recognize in SKS microfinance (India) that it had also seen in Apple, Oracle, and Google? Why would Vodafone help distribute money via cell phones for millions of Kenyans? How did a Mexican retailer create a financial-services empire, Banco Azteca, that would serve eight million borrowers in five years? From its origins as a nonprofit poverty alleviation strategy, microfinance has become a viable business model for providing financial services to the poor in ways that allow for both social responsibility and profit, even in the midst of economic turmoil. Longtime microfinance expert Elisabeth Rhyne and her team guide readers through the landscape of financial-inclusion opportunities, providing lessons from companies around the world that are leading the way in earning profits while addressing global poverty. Microfinance for Bankers and Investors reveals: Changes in the market allowing for increased private investment in microfinance New technologies and delivery channels that reduce costs for small transactions Proven ways to overcome the unique challenges of serving customers at the bottom of the pyramid Innovative products for grassroots finance, such as mobile phone banking and microinsurance The extraordinary social value and business sustainability of microfinance Microfinance for Bankers and Investors breaks new ground by showing how microfinance attracts top organizations to engage in double and triple bottom-line business activities. With deep insight and clear vision, it examines the unique opportunities and challenges of providing financial services for low-income people. Inclusive finance gives companies the prospect of aligning social values with long-term business strategies. Microfinance for Bankers and Investors offers the facts and insights you need to enter this fast-growing market with confidence.

Microfinance for Bankers and Investors, Part 1 - Understanding Clients, the Market, and the Opportunities

Microfinance for Bankers and Investors, Part 1 - Understanding Clients, the Market, and the Opportunities PDF Author: Elizabeth Rhyne
Publisher: McGraw Hill Professional
ISBN: 0071732985
Category : Business & Economics
Languages : en
Pages : 51

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Book Description
The following chapter is from Microfinance for Bankers and Investors. Written in a non-academic, direct style, it is enhanced with detailed case studies that showcase innovative and entrepreneurial ventures into microfinance by some of the world's best-known corporations such as Citibank, Visa Inc. and Wal-Mart. The company-cases help bring microfinance to life, recounting the motivations that led these companies into inclusive finance, the opportunities, and the obstacles they saw and the results they have experienced so far.

Microfinance for Bankers and Investors, Part 3 - The Emerging Industry of Inclusive Finance

Microfinance for Bankers and Investors, Part 3 - The Emerging Industry of Inclusive Finance PDF Author: Elizabeth Rhyne
Publisher: McGraw Hill Professional
ISBN: 0071733000
Category : Business & Economics
Languages : en
Pages : 51

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Book Description
The following chapter is from Microfinance for Bankers and Investors. Written in a non-academic, direct style, it is enhanced with detailed case studies that showcase innovative and entrepreneurial ventures into microfinance by some of the world's best-known corporations such as Citibank, Visa Inc. and Wal-Mart. The company-cases help bring microfinance to life, recounting the motivations that led these companies into inclusive finance, the opportunities, and the obstacles they saw and the results they have experienced so far.

Microfinance for Bankers and Investors, Cases 2 - New Players: Retailers, Insurers, and Telecoms

Microfinance for Bankers and Investors, Cases 2 - New Players: Retailers, Insurers, and Telecoms PDF Author: Elizabeth Rhyne
Publisher: McGraw Hill Professional
ISBN: 0071733035
Category : Business & Economics
Languages : en
Pages : 31

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Book Description
The following chapter is from Microfinance for Bankers and Investors. Written in a non-academic, direct style, it is enhanced with detailed case studies that showcase innovative and entrepreneurial ventures into microfinance by some of the world's best-known corporations such as Citibank, Visa Inc. and Wal-Mart. The company-cases help bring microfinance to life, recounting the motivations that led these companies into inclusive finance, the opportunities, and the obstacles they saw and the results they have experienced so far.

Designing in Ethics

Designing in Ethics PDF Author: Jeroen van den Hoven
Publisher: Cambridge University Press
ISBN: 1108546692
Category : Philosophy
Languages : en
Pages : 243

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Book Description
Many of our interactions in the twenty-first century - both good and bad - take place by means of institutions, technology, and artefacts. We inhabit a world of implements, instruments, devices, systems, gadgets, and infrastructures. Technology is not only something that we make, but is also something that in many ways makes us. The discipline of ethics must take this constitutive feature of institutions and technology into account; thus, ethics must in turn be embedded in our institutions and technology. The contributors to this book argue that the methodology of 'designing in ethics' - addressing and resolving the issues raised by technology through the use of appropriate technological design - is the way to achieve this integration. They apply their original methodology to a wide range of institutions and technologies, using case studies from the fields of healthcare, media and security. Their volume will be important for philosophical practitioners and theorists alike.

Money Mastery

Money Mastery PDF Author: Billy Epperhart
Publisher: Destiny Image Publishers
ISBN: 168031145X
Category : Religion
Languages : en
Pages : 224

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Book Description
You cannot serve both God and money (Matthew 6:24), but unfortunately, many people serve money without ever consciously choosing to do so. By not learning how to manage your money, you become a servant to your finances. Even though you desire to boldly serve God, you end up serving money by default simply because of your financial situation in life. Money Mastery is here to help! Its loaded with spiritual principles and practical tools that will empower you to master your money. M.B.A. Billy Epperhart shares: Why God wants you wealthy The Triple X Factor of $$$ mastery with practical steps, charts, and checklists Seven steps to financial freedom Using wealth to partner with God to help others and impact nations

Introduction to Microfinance

Introduction to Microfinance PDF Author: Todd A Watkins
Publisher: World Scientific Publishing Company
ISBN: 9813140755
Category : Business & Economics
Languages : en
Pages : 472

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Book Description


Measuring the Impact of Microcredit Programs in Albania

Measuring the Impact of Microcredit Programs in Albania PDF Author: Forcim Kola
Publisher: Cambridge Scholars Publishing
ISBN: 1443862711
Category : Business & Economics
Languages : en
Pages : 225

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Book Description
This book highlights a range of perspectives concerning the economic and social impact of microfinance products (especially microcredit) on their clients’ lives, scientifically analysing four distinct impact levels: namely, the individual level, the household level, the enterprise level, and the community level. Microcredit services enable low income people to move their family away from poverty and towards higher living standards, by increasing their business activity, improving their employment opportunities, and contributing to sustainable economic growth and development. Investigating the Albanian market, by assessing the impact of Albanian microfinance programs at each of the four above-mentioned impact levels, this book explores whether being a client of MFIs microfinance programmes brings positive changes to their lives and their community. The book uses various data collection techniques, such as surveys, interviews, quantitative measurements of financial data, and data processing methodologies including paired t-tests and a comparison-based data analysis methodology using a control group in order to support or reject the above hypothesis.

The International Bank of Bob

The International Bank of Bob PDF Author: Bob Harris
Publisher: Bloomsbury Publishing USA
ISBN: 1620405229
Category : Biography & Autobiography
Languages : en
Pages : 417

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Book Description
Describes the founding of the Kiva.org micro-loan portal and visits to the world regions where the organization's loans have enabled people and small businesses to revitalize.

Social Development

Social Development PDF Author: James Midgley
Publisher: SAGE
ISBN: 1446295982
Category : Political Science
Languages : en
Pages : 297

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Book Description
Walking through social development’s key theoretical principles and practice strategies, this book shows how it promotes peoples’ wellbeing not only in the Global South, where it first emerged, but in the Western countries as well. It covers: Definitions and an historical evolution of social development Key theoretical debates around social well-being, human rights and social justice Social development practice such as human capital interventions, community development and cooperatives, asset building, employment creation policies and programmes, microenterprises and social planning among others Future challenges; global poverty, international aid and trade, and global inequality, conflict and injustice. Complete with international examples drawn from around the world, Social Development: Theory and Practice demonstrates how social development theory translates into practical application. This book is essential reading for students in development studies, social policy, public administration and social work, and for policymakers and development practitioners everywhere. James Midgley is the Harry and Riva Specht Professor of Public Social Services at the School of Social Welfare, University of California, Berkeley.