Industrial Loan Companies: A Growing Industry Sparks a Public Policy Debate PDF Download
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Author: Kenneth Spong
Publisher: DIANE Publishing
ISBN: 1428988904
Category : Business & Economics
Languages : en
Pages : 322
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Book Description
Industrial Loan Co., or ILCs, are a small, but rapidly growing part of the financial industry. These institutions operate in 7 states & have nearly all of the same powers as commercial banks. However, ILCs differ greatly from banks in one characteristic -- ILCs may be owned & operated by firms engaged in commercial activities, thus skirting the prohibitions on mixing banking & commerce. This article examines the public policy issues that arise from mixing banking & commerce. It reviews the history of ILCs & the legal & supervisory frameworks under which they operate. Looks at the reemergence of ILCs under their new forms of ownerships & takes a close look at individual ILCs & the types of bus. they conduct. Also explores the public policy issues. Illus.
Author: Kenneth Spong
Publisher: DIANE Publishing
ISBN: 1428988904
Category : Business & Economics
Languages : en
Pages : 322
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Book Description
Industrial Loan Co., or ILCs, are a small, but rapidly growing part of the financial industry. These institutions operate in 7 states & have nearly all of the same powers as commercial banks. However, ILCs differ greatly from banks in one characteristic -- ILCs may be owned & operated by firms engaged in commercial activities, thus skirting the prohibitions on mixing banking & commerce. This article examines the public policy issues that arise from mixing banking & commerce. It reviews the history of ILCs & the legal & supervisory frameworks under which they operate. Looks at the reemergence of ILCs under their new forms of ownerships & takes a close look at individual ILCs & the types of bus. they conduct. Also explores the public policy issues. Illus.
Author: Mehrsa Baradaran
Publisher: Harvard University Press
ISBN: 0674495446
Category : Business & Economics
Languages : en
Pages : 337
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Book Description
The United States has two separate banking systems today—one serving the well-to-do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check-cashing services to cover emergency expenses and pay for necessities—all thanks to deregulation that began in the 1970s and continues decades later. “Baradaran argues persuasively that the banking industry, fattened on public subsidies (including too-big-to-fail bailouts), owes low-income families a better deal...How the Other Half Banks is well researched and clearly written...The bankers who fully understand the system are heavily invested in it. Books like this are written for the rest of us.” —Nancy Folbre, New York Times Book Review “How the Other Half Banks tells an important story, one in which we have allowed the profit motives of banks to trump the public interest.” —Lisa J. Servon, American Prospect
Author: Elizabeth Warren
Publisher: DIANE Publishing
ISBN: 1437930808
Category : Business & Economics
Languages : en
Pages : 170
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Book Description
Author: United States. Congressional Oversight Panel
Publisher:
ISBN:
Category : Automobile industry and trade
Languages : en
Pages : 156
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Book Description
Author: Marcelo J. Sheppard Gelsi
Publisher: Springer Nature
ISBN: 3031599489
Category :
Languages : en
Pages : 427
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Book Description
Author: Suzanne J. Konzelmann
Publisher: Routledge
ISBN: 0415517893
Category : Business & Economics
Languages : en
Pages : 314
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Book Description
Based on detailed comparative case studies, this new volume from a leading international group of authors reveals fundamental differences in the economic and political ideology underlying the the six Anglo-Saxon 'liberal market economies' (LMEs), and how this determined their relative resilience in the face of the global financial crisis.
Author:
Publisher:
ISBN:
Category : Federal Reserve banks
Languages : en
Pages : 464
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Book Description
Author:
Publisher:
ISBN:
Category :
Languages : en
Pages : 368
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Book Description
BLACK ENTERPRISE is the ultimate source for wealth creation for African American professionals, entrepreneurs and corporate executives. Every month, BLACK ENTERPRISE delivers timely, useful information on careers, small business and personal finance.
Author: DONALD L. SPARKS
Publisher: Routledge
ISBN: 1000400336
Category : Political Science
Languages : en
Pages : 195
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Book Description
The blue economy, comprising coastal and marine resources, offers vast benefits for sub-Saharan Africa: of the 53 countries and territories in the region, 32 are coastal states; there are 13 million sq km of maritime zones; more than 90% of the region’s exports and imports come by sea; and the African Union hails the blue economy as the ‘new frontier of African renaissance’. Despite their importance, the region’s coastal and marine resources have been neither fully appreciated nor fully utilized. They are only now being recognized as being key to Africa’s potential prosperity. As the region grows, it has, in general, not taken adequate safeguards to protect these valuable resources. That is partly because some of the problems (pollution, for example) are regional and know no borders. All too often, short-term gains are made at the expense of the long term (overfishing, for example). This book provides, for the first time, a study of the constraints and opportunities the blue economy offers for sub-Saharan Africa. It includes an introduction and overview; sectoral analyses (including tourism, fisheries, mineral resources, culture, shipping and maritime safety); country case studies; and analyses of regional and international efforts towards better coastal zone and marine management.
Author: United States. Congress
Publisher:
ISBN:
Category : Law
Languages : en
Pages : 1330
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Book Description
