Author: Christina Rasmussen
Publisher:
ISBN: 1401940838
Category : Family & Relationships
Languages : en
Pages : 217
Book Description
Presents a guide for dealing with grief and loss, detailing five steps of healing that can lead to a lifestyle alignment with personal values and new possibilities for a re-engaged life. --Publisher's description.
Second Firsts
Author: Christina Rasmussen
Publisher:
ISBN: 1401940838
Category : Family & Relationships
Languages : en
Pages : 217
Book Description
Presents a guide for dealing with grief and loss, detailing five steps of healing that can lead to a lifestyle alignment with personal values and new possibilities for a re-engaged life. --Publisher's description.
Publisher:
ISBN: 1401940838
Category : Family & Relationships
Languages : en
Pages : 217
Book Description
Presents a guide for dealing with grief and loss, detailing five steps of healing that can lead to a lifestyle alignment with personal values and new possibilities for a re-engaged life. --Publisher's description.
The Guyde
Author: Howie Reith
Publisher: Howard Reith
ISBN: 9780998352718
Category :
Languages : en
Pages : 396
Book Description
The Guyde is the most comprehensive men's dating and self-improvement book ever written, designed to be everything you need to transform into the most confident version of yourself. There are no lines or routines; instead you'll find exercises and information to improve your self-esteem, social skills, and other elements integral to social success. Everything in these pages is backed with scientific evidence, and when I say scientific evidence, I mean cited peer-reviewed literature, not pop evolutionary psychology or the "law of attraction." You won't be reading anecdotes telling you about my "successes" or opinions; you'll be learning the practical steps necessary for the specific changes you want to manifest in your life. The Guyde is divided into four sections: Part I - Psychology Part I focuses on the internal elements of social interaction. How do you overcome your toxic self-limiting beliefs that keep you from being authentic with people? How do you overcome your fears? How can you stay motivated to make your changes? You will learn clinically effective approaches to all of these and more. Part II - Social Skills For many men, the biggest barrier between themselves and social success is a lack of social skills and awareness. In Part II, you'll learn how to shore up this weakness. You will learn how to listen, banter, share stories, and assert yourself with others. You'll learn how to improve your body language and vocal tonality to project confidence and charisma. Part III - Physical Attractiveness Part III will teach you how to improve your physical features. The first two chapters detail the most clinically effective approaches to diet and exercise. We'll also discuss the basics of fashion and how to dress to impress. Master Part III, and when you go out, you will turn heads. Part IV - Dating The final portion of The Guyde deals with dating, in this version, in a heterosexual male context. You'll learn the best places to meet potential dates, how to flirt, and how to ask someone out. You'll learn how to plan brag-worthy romantic evenings and how to address problems like rude cancellations and "ghosting." You'll learn how to interact physically while being sensitive to your date's wishes, as well as how to perform better in bed. You'll learn why relationships fail and how to avoid the pitfalls most couples fall into, and you'll come to understand a bit about what it's like to date from a woman's perspective, including many of the cultural factors they face that most men don't understand. The Guyde is a labor of love. I wrote it to be everything I wish I'd known when I was younger, the sorts of things that turned my life around for the better. I hope it does the same for you.
Publisher: Howard Reith
ISBN: 9780998352718
Category :
Languages : en
Pages : 396
Book Description
The Guyde is the most comprehensive men's dating and self-improvement book ever written, designed to be everything you need to transform into the most confident version of yourself. There are no lines or routines; instead you'll find exercises and information to improve your self-esteem, social skills, and other elements integral to social success. Everything in these pages is backed with scientific evidence, and when I say scientific evidence, I mean cited peer-reviewed literature, not pop evolutionary psychology or the "law of attraction." You won't be reading anecdotes telling you about my "successes" or opinions; you'll be learning the practical steps necessary for the specific changes you want to manifest in your life. The Guyde is divided into four sections: Part I - Psychology Part I focuses on the internal elements of social interaction. How do you overcome your toxic self-limiting beliefs that keep you from being authentic with people? How do you overcome your fears? How can you stay motivated to make your changes? You will learn clinically effective approaches to all of these and more. Part II - Social Skills For many men, the biggest barrier between themselves and social success is a lack of social skills and awareness. In Part II, you'll learn how to shore up this weakness. You will learn how to listen, banter, share stories, and assert yourself with others. You'll learn how to improve your body language and vocal tonality to project confidence and charisma. Part III - Physical Attractiveness Part III will teach you how to improve your physical features. The first two chapters detail the most clinically effective approaches to diet and exercise. We'll also discuss the basics of fashion and how to dress to impress. Master Part III, and when you go out, you will turn heads. Part IV - Dating The final portion of The Guyde deals with dating, in this version, in a heterosexual male context. You'll learn the best places to meet potential dates, how to flirt, and how to ask someone out. You'll learn how to plan brag-worthy romantic evenings and how to address problems like rude cancellations and "ghosting." You'll learn how to interact physically while being sensitive to your date's wishes, as well as how to perform better in bed. You'll learn why relationships fail and how to avoid the pitfalls most couples fall into, and you'll come to understand a bit about what it's like to date from a woman's perspective, including many of the cultural factors they face that most men don't understand. The Guyde is a labor of love. I wrote it to be everything I wish I'd known when I was younger, the sorts of things that turned my life around for the better. I hope it does the same for you.
Church Comes Home
Author: Dave Barnhart
Publisher: Abingdon Press
ISBN: 1791007341
Category : Religion
Languages : en
Pages : 174
Book Description
People have lost faith in all collective institutions: government, corporations, the media, and the church. We are in the midst of a spiritual disaster, a flood of biblical proportions, and house churches provide lifeboats for people who are seeking a more authentic, life-giving form of Christian community. Many people remember that the early church started in homes, but they don’t understand that house churches are still a legitimate and viable model today. House churches can create the intimacy so many people are hungry for. They can nurture life-changing discipleship for individuals and create justice-centered communities. Networked house churches can become truly diverse, multi-ethnic communities that spread the Gospel by emphasizing practices over programs. These communities de-center the preacher, opting instead for grassroots organizing, but they are not leaderless — they are leader-full. This book provides an alternative model for denominations and established churches to consider. It will help pastors reconnect with the traditions of community organizing, itinerant preaching, and discipleship training that sparked Methodism and other church movements in the United States. Church Comes Home offers alternative ways to look at some of the problems facing our church and our culture.
Publisher: Abingdon Press
ISBN: 1791007341
Category : Religion
Languages : en
Pages : 174
Book Description
People have lost faith in all collective institutions: government, corporations, the media, and the church. We are in the midst of a spiritual disaster, a flood of biblical proportions, and house churches provide lifeboats for people who are seeking a more authentic, life-giving form of Christian community. Many people remember that the early church started in homes, but they don’t understand that house churches are still a legitimate and viable model today. House churches can create the intimacy so many people are hungry for. They can nurture life-changing discipleship for individuals and create justice-centered communities. Networked house churches can become truly diverse, multi-ethnic communities that spread the Gospel by emphasizing practices over programs. These communities de-center the preacher, opting instead for grassroots organizing, but they are not leaderless — they are leader-full. This book provides an alternative model for denominations and established churches to consider. It will help pastors reconnect with the traditions of community organizing, itinerant preaching, and discipleship training that sparked Methodism and other church movements in the United States. Church Comes Home offers alternative ways to look at some of the problems facing our church and our culture.
Sometimes I Lie
Author: Alice Feeney
Publisher: Flatiron Books
ISBN: 1250144833
Category : Fiction
Languages : en
Pages : 272
Book Description
ALICE FEENEYS NEW YORK TIMES AND INTERNATIONAL BESTSELLER “Boldly plotted, tightly knotted—a provocative true-or-false thriller that deepens and darkens to its ink-black finale. Marvelous.” —AJ Finn, author of The Woman in the Window My name is Amber Reynolds. There are three things you should know about me: 1. I’m in a coma. 2. My husband doesn’t love me anymore. 3. Sometimes I lie. Amber wakes up in a hospital. She can’t move. She can’t speak. She can’t open her eyes. She can hear everyone around her, but they have no idea. Amber doesn’t remember what happened, but she has a suspicion her husband had something to do with it. Alternating between her paralyzed present, the week before her accident, and a series of childhood diaries from twenty years ago, this brilliant psychological thriller asks: Is something really a lie if you believe it's the truth?
Publisher: Flatiron Books
ISBN: 1250144833
Category : Fiction
Languages : en
Pages : 272
Book Description
ALICE FEENEYS NEW YORK TIMES AND INTERNATIONAL BESTSELLER “Boldly plotted, tightly knotted—a provocative true-or-false thriller that deepens and darkens to its ink-black finale. Marvelous.” —AJ Finn, author of The Woman in the Window My name is Amber Reynolds. There are three things you should know about me: 1. I’m in a coma. 2. My husband doesn’t love me anymore. 3. Sometimes I lie. Amber wakes up in a hospital. She can’t move. She can’t speak. She can’t open her eyes. She can hear everyone around her, but they have no idea. Amber doesn’t remember what happened, but she has a suspicion her husband had something to do with it. Alternating between her paralyzed present, the week before her accident, and a series of childhood diaries from twenty years ago, this brilliant psychological thriller asks: Is something really a lie if you believe it's the truth?
I Love Jesus, But I Want to Die
Author: Sarah J. Robinson
Publisher: WaterBrook
ISBN: 0593193539
Category : Religion
Languages : en
Pages : 257
Book Description
A compassionate, shame-free guide for your darkest days “A one-of-a-kind book . . . to read for yourself or give to a struggling friend or loved one without the fear that depression and suicidal thoughts will be minimized, medicalized or over-spiritualized.”—Kay Warren, cofounder of Saddleback Church What happens when loving Jesus doesn’t cure you of depression, anxiety, or suicidal thoughts? You might be crushed by shame over your mental illness, only to be told by well-meaning Christians to “choose joy” and “pray more.” So you beg God to take away the pain, but nothing eases the ache inside. As darkness lingers and color drains from your world, you’re left wondering if God has abandoned you. You just want a way out. But there’s hope. In I Love Jesus, But I Want to Die, Sarah J. Robinson offers a healthy, practical, and shame-free guide for Christians struggling with mental illness. With unflinching honesty, Sarah shares her story of battling depression and fighting to stay alive despite toxic theology that made her afraid to seek help outside the church. Pairing her own story with scriptural insights, mental health research, and simple practices, Sarah helps you reconnect with the God who is present in our deepest anguish and discover that you are worth everything it takes to get better. Beautifully written and full of hard-won wisdom, I Love Jesus, But I Want to Die offers a path toward a rich, hope-filled life in Christ, even when healing doesn’t look like what you expect.
Publisher: WaterBrook
ISBN: 0593193539
Category : Religion
Languages : en
Pages : 257
Book Description
A compassionate, shame-free guide for your darkest days “A one-of-a-kind book . . . to read for yourself or give to a struggling friend or loved one without the fear that depression and suicidal thoughts will be minimized, medicalized or over-spiritualized.”—Kay Warren, cofounder of Saddleback Church What happens when loving Jesus doesn’t cure you of depression, anxiety, or suicidal thoughts? You might be crushed by shame over your mental illness, only to be told by well-meaning Christians to “choose joy” and “pray more.” So you beg God to take away the pain, but nothing eases the ache inside. As darkness lingers and color drains from your world, you’re left wondering if God has abandoned you. You just want a way out. But there’s hope. In I Love Jesus, But I Want to Die, Sarah J. Robinson offers a healthy, practical, and shame-free guide for Christians struggling with mental illness. With unflinching honesty, Sarah shares her story of battling depression and fighting to stay alive despite toxic theology that made her afraid to seek help outside the church. Pairing her own story with scriptural insights, mental health research, and simple practices, Sarah helps you reconnect with the God who is present in our deepest anguish and discover that you are worth everything it takes to get better. Beautifully written and full of hard-won wisdom, I Love Jesus, But I Want to Die offers a path toward a rich, hope-filled life in Christ, even when healing doesn’t look like what you expect.
My Reading Adventures
Author: Anne Bogel
Publisher: Harvest House Publishers
ISBN: 0736983090
Category : Juvenile Nonfiction
Languages : en
Pages : 145
Book Description
This unique journal encourages young readers to spend more time enjoying books, gives them great suggestions for what to read next, and helps them remember what they’ve read. Do you have a junior bookworm in your home? Or would like to see your child develop a greater interest in reading? This journal was designed with your child in mind. Anne Bogel, creator of the Modern Mrs Darcy blog, wants to help instill a lifelong love of reading in your child with a journal that’s just for them. Inside, kids will find fun lists of book recommendations for different genres and interests, creative reading-related activities, and space to record what they’ve read and what they would like to read. This journal is an ideal companion for all your child’s reading adventures. Anne’s book journal for adults, My Reading Life, is available now wherever books are sold.
Publisher: Harvest House Publishers
ISBN: 0736983090
Category : Juvenile Nonfiction
Languages : en
Pages : 145
Book Description
This unique journal encourages young readers to spend more time enjoying books, gives them great suggestions for what to read next, and helps them remember what they’ve read. Do you have a junior bookworm in your home? Or would like to see your child develop a greater interest in reading? This journal was designed with your child in mind. Anne Bogel, creator of the Modern Mrs Darcy blog, wants to help instill a lifelong love of reading in your child with a journal that’s just for them. Inside, kids will find fun lists of book recommendations for different genres and interests, creative reading-related activities, and space to record what they’ve read and what they would like to read. This journal is an ideal companion for all your child’s reading adventures. Anne’s book journal for adults, My Reading Life, is available now wherever books are sold.
My New Roots
Author: Sarah Britton
Publisher: Appetite by Random House
ISBN: 0449016455
Category : Cooking
Languages : en
Pages : 585
Book Description
Holistic nutritionist and highly-regarded blogger Sarah Britton presents a refreshing, straight-forward approach to balancing mind, body, and spirit through a diet made up of whole foods. Sarah Britton's approach to plant-based cuisine is about satisfaction--foods that satiate on a physical, emotional, and spiritual level. Based on her knowledge of nutrition and her love of cooking, Sarah Britton crafts recipes made from organic vegetables, fruits, whole grains, beans, lentils, nuts, and seeds. She explains how a diet based on whole foods allows the body to regulate itself, eliminating the need to count calories. My New Roots draws on the enormous appeal of Sarah Britton's blog, which strikes the perfect balance between healthy and delicious food. She is a "whole food lover," a cook who makes simple accessible plant-based meals that are a pleasure to eat and a joy to make. This book takes its cues from the rhythms of the earth, showcasing 100 seasonal recipes. Sarah simmers thinly sliced celery root until it mimics pasta for Butternut Squash Lasagna, and whips up easy raw chocolate to make homemade chocolate-nut butter candy cups. Her recipes are not about sacrifice, deprivation, or labels--they are about enjoying delicious food that's also good for you.
Publisher: Appetite by Random House
ISBN: 0449016455
Category : Cooking
Languages : en
Pages : 585
Book Description
Holistic nutritionist and highly-regarded blogger Sarah Britton presents a refreshing, straight-forward approach to balancing mind, body, and spirit through a diet made up of whole foods. Sarah Britton's approach to plant-based cuisine is about satisfaction--foods that satiate on a physical, emotional, and spiritual level. Based on her knowledge of nutrition and her love of cooking, Sarah Britton crafts recipes made from organic vegetables, fruits, whole grains, beans, lentils, nuts, and seeds. She explains how a diet based on whole foods allows the body to regulate itself, eliminating the need to count calories. My New Roots draws on the enormous appeal of Sarah Britton's blog, which strikes the perfect balance between healthy and delicious food. She is a "whole food lover," a cook who makes simple accessible plant-based meals that are a pleasure to eat and a joy to make. This book takes its cues from the rhythms of the earth, showcasing 100 seasonal recipes. Sarah simmers thinly sliced celery root until it mimics pasta for Butternut Squash Lasagna, and whips up easy raw chocolate to make homemade chocolate-nut butter candy cups. Her recipes are not about sacrifice, deprivation, or labels--they are about enjoying delicious food that's also good for you.
Mirakee: World's Largest Anthology
Author: TGIWC
Publisher: Paper Publication
ISBN: 8194788080
Category : Art
Languages : en
Pages : 1890
Book Description
Publisher: Paper Publication
ISBN: 8194788080
Category : Art
Languages : en
Pages : 1890
Book Description
Communication in Marriage
Author: Marcus Kusi
Publisher: Our Peaceful Family
ISBN:
Category : Family & Relationships
Languages : en
Pages : 150
Book Description
How to Communicate with Your Spouse Without Fighting - EVEN If You Have a Difficult Spouse; Do you find it difficult communicating with your spouse? Are you tired of arguing and fighting with your spouse whenever you try to communicate? Have you ever wanted to cry in frustration after yet again another fruitless or useless argument with your spouse? Is your spouse not talking to you anymore? You are not alone. Many couples (including us) have had to deal with these communication problems at some point in marriage. And it’s not fun! The yelling, shouting, anger, frustration, rejection, resentment, interrupting, blaming, insults... It can definitely be overwhelming. It could even destroy your ability to not only communicate effectively with your spouse but also enjoy your marriage. The lack of communication in your marriage can even lead to a divorce. But don't worry. No matter what communication problems you struggle with, you can learn how to communicate effectively with your spouse today. Whether you feel you are not being heard, cannot hear your spouse, or want to communicate better with your spouse without fighting or yelling, this book will show you how. For the past 7 years, we have used these proven communication skills to go from arguing and fighting whenever we communicated to communicating effectively without fighting, calling each other names, and being disrespectful. As a result, we now have a better marriage. In this Communication in Marriage book, you will learn: 1. How to communicate effectively with your spouse without fighting. 2. Why trust is essential for effective communication in marriage. 3. Clearly understand why we all communicate differently. 4. How to improve communication in your marriage. 5. How to communicate through conflict, even with a difficult spouse. 6. Our tested, simple and proven step-by-step plan for effective communication in 7 days or less. 7. How to communicate through difficult emotions. 8. How to prevent communication problems with your spouse. 9. Why your past experiences affect the way you communicate with your spouse. This book will show you proven communication skills married couples need to communicate effectively with each other. We have tested and continue to use these effective communication skills in our marriage every single day. And they work! Whether you feel like you cannot communicate with your spouse, or improve communication in your marriage, you can become a better communicator in your marriage by reading this book today. You don't need another fight or argument! You can communicate better with your husband or wife. How would your marriage be different if you had no communication problems? Buy your copy of this communication in marriage book for couples today. ---------------------------- Keywords related to this book: Communication in marriage, communication in marriage book, how to communicate with your spouse, how to communicate with your wife, how to communicate with your husband, how to communicate with your spouse without fighting, communication book for couples, communication skills, communication problems, effective communication skills, communication skills for married couples, marriage books, newlyweds book, books for couples, marriage help books, relationship help books, relationship books, books for couples, books for married couples,
Publisher: Our Peaceful Family
ISBN:
Category : Family & Relationships
Languages : en
Pages : 150
Book Description
How to Communicate with Your Spouse Without Fighting - EVEN If You Have a Difficult Spouse; Do you find it difficult communicating with your spouse? Are you tired of arguing and fighting with your spouse whenever you try to communicate? Have you ever wanted to cry in frustration after yet again another fruitless or useless argument with your spouse? Is your spouse not talking to you anymore? You are not alone. Many couples (including us) have had to deal with these communication problems at some point in marriage. And it’s not fun! The yelling, shouting, anger, frustration, rejection, resentment, interrupting, blaming, insults... It can definitely be overwhelming. It could even destroy your ability to not only communicate effectively with your spouse but also enjoy your marriage. The lack of communication in your marriage can even lead to a divorce. But don't worry. No matter what communication problems you struggle with, you can learn how to communicate effectively with your spouse today. Whether you feel you are not being heard, cannot hear your spouse, or want to communicate better with your spouse without fighting or yelling, this book will show you how. For the past 7 years, we have used these proven communication skills to go from arguing and fighting whenever we communicated to communicating effectively without fighting, calling each other names, and being disrespectful. As a result, we now have a better marriage. In this Communication in Marriage book, you will learn: 1. How to communicate effectively with your spouse without fighting. 2. Why trust is essential for effective communication in marriage. 3. Clearly understand why we all communicate differently. 4. How to improve communication in your marriage. 5. How to communicate through conflict, even with a difficult spouse. 6. Our tested, simple and proven step-by-step plan for effective communication in 7 days or less. 7. How to communicate through difficult emotions. 8. How to prevent communication problems with your spouse. 9. Why your past experiences affect the way you communicate with your spouse. This book will show you proven communication skills married couples need to communicate effectively with each other. We have tested and continue to use these effective communication skills in our marriage every single day. And they work! Whether you feel like you cannot communicate with your spouse, or improve communication in your marriage, you can become a better communicator in your marriage by reading this book today. You don't need another fight or argument! You can communicate better with your husband or wife. How would your marriage be different if you had no communication problems? Buy your copy of this communication in marriage book for couples today. ---------------------------- Keywords related to this book: Communication in marriage, communication in marriage book, how to communicate with your spouse, how to communicate with your wife, how to communicate with your husband, how to communicate with your spouse without fighting, communication book for couples, communication skills, communication problems, effective communication skills, communication skills for married couples, marriage books, newlyweds book, books for couples, marriage help books, relationship help books, relationship books, books for couples, books for married couples,
Ask a Manager
Author: Alison Green
Publisher: Ballantine Books
ISBN: 0399181822
Category : Business & Economics
Languages : en
Pages : 306
Book Description
From the creator of the popular website Ask a Manager and New York’s work-advice columnist comes a witty, practical guide to 200 difficult professional conversations—featuring all-new advice! There’s a reason Alison Green has been called “the Dear Abby of the work world.” Ten years as a workplace-advice columnist have taught her that people avoid awkward conversations in the office because they simply don’t know what to say. Thankfully, Green does—and in this incredibly helpful book, she tackles the tough discussions you may need to have during your career. You’ll learn what to say when • coworkers push their work on you—then take credit for it • you accidentally trash-talk someone in an email then hit “reply all” • you’re being micromanaged—or not being managed at all • you catch a colleague in a lie • your boss seems unhappy with your work • your cubemate’s loud speakerphone is making you homicidal • you got drunk at the holiday party Praise for Ask a Manager “A must-read for anyone who works . . . [Alison Green’s] advice boils down to the idea that you should be professional (even when others are not) and that communicating in a straightforward manner with candor and kindness will get you far, no matter where you work.”—Booklist (starred review) “The author’s friendly, warm, no-nonsense writing is a pleasure to read, and her advice can be widely applied to relationships in all areas of readers’ lives. Ideal for anyone new to the job market or new to management, or anyone hoping to improve their work experience.”—Library Journal (starred review) “I am a huge fan of Alison Green’s Ask a Manager column. This book is even better. It teaches us how to deal with many of the most vexing big and little problems in our workplaces—and to do so with grace, confidence, and a sense of humor.”—Robert Sutton, Stanford professor and author of The No Asshole Rule and The Asshole Survival Guide “Ask a Manager is the ultimate playbook for navigating the traditional workforce in a diplomatic but firm way.”—Erin Lowry, author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together
Publisher: Ballantine Books
ISBN: 0399181822
Category : Business & Economics
Languages : en
Pages : 306
Book Description
From the creator of the popular website Ask a Manager and New York’s work-advice columnist comes a witty, practical guide to 200 difficult professional conversations—featuring all-new advice! There’s a reason Alison Green has been called “the Dear Abby of the work world.” Ten years as a workplace-advice columnist have taught her that people avoid awkward conversations in the office because they simply don’t know what to say. Thankfully, Green does—and in this incredibly helpful book, she tackles the tough discussions you may need to have during your career. You’ll learn what to say when • coworkers push their work on you—then take credit for it • you accidentally trash-talk someone in an email then hit “reply all” • you’re being micromanaged—or not being managed at all • you catch a colleague in a lie • your boss seems unhappy with your work • your cubemate’s loud speakerphone is making you homicidal • you got drunk at the holiday party Praise for Ask a Manager “A must-read for anyone who works . . . [Alison Green’s] advice boils down to the idea that you should be professional (even when others are not) and that communicating in a straightforward manner with candor and kindness will get you far, no matter where you work.”—Booklist (starred review) “The author’s friendly, warm, no-nonsense writing is a pleasure to read, and her advice can be widely applied to relationships in all areas of readers’ lives. Ideal for anyone new to the job market or new to management, or anyone hoping to improve their work experience.”—Library Journal (starred review) “I am a huge fan of Alison Green’s Ask a Manager column. This book is even better. It teaches us how to deal with many of the most vexing big and little problems in our workplaces—and to do so with grace, confidence, and a sense of humor.”—Robert Sutton, Stanford professor and author of The No Asshole Rule and The Asshole Survival Guide “Ask a Manager is the ultimate playbook for navigating the traditional workforce in a diplomatic but firm way.”—Erin Lowry, author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together