Identity Theft Protection Act PDF Download
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Author: United States. Congress. Senate. Committee on Commerce, Science, and Transportation
Publisher:
ISBN:
Category : Consumer protection
Languages : en
Pages : 56
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Book Description
Author: United States. Congress. Senate. Committee on Commerce, Science, and Transportation
Publisher:
ISBN:
Category : Consumer protection
Languages : en
Pages : 56
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Book Description
Author: United States. Congress. Senate. Committee on Commerce, Science, and Transportation
Publisher:
ISBN:
Category : Consumer protection
Languages : en
Pages : 49
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Book Description
Author: United States. Congress. Senate. Committee on Commerce, Science, and Transportation
Publisher:
ISBN:
Category : Consumer protection
Languages : en
Pages : 49
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Book Description
Author: U.S Public Interest Research Group
Publisher:
ISBN:
Category :
Languages : en
Pages : 0
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Book Description
States have long taken the lead in protecting consumers' privacy and ensuring the accuracy of credit reports. In 1992, Vermont was the first state to pass a law providing a free annual credit report on request, followed by Colorado, Georgia, Maine, Maryland, Massachusetts, and New Jersey. California adopted other comprehensive reforms in 1994. California later became the first state to require disclosure of credit scores and protections for identity theft victims. In 2003, Congress followed the states' lead in these areas, adopting the free credit report and access to a credit score as well as enacting some new identity theft protections. The model law proposes additional safeguards in some of the numerous areas which the 2003 federal FACT Act left for future action by the states. The model law's provisions address some of areas where federal law permits states to give consumers greater protection. The State Clean Credit and Identity Theft Protection Act offers specific, workable provisions that state legislatures can adopt to reduce the risk of identity theft and to give consumers tools to prevent some of the harm from identity theft. By the end of 2005, 21 states have passed some form of notice of breach legislation, while 12 states have passed security freeze laws with more states currently considering such legislation. The model law offers specific types of protections, many of which have actually been adopted by state legislatures. This updated version of model identity theft legislation has been compiled with the intent to put forth the best language and practices in providing consumers with protections from identity theft. This model law was first issued in 2004, and has provided a framework for state bills, particularly on security freezes and notice of data breach, throughout the country. Most of the changes in this 2005 revision are updates to reflect improvements that have been adopted, or considered, in state legislatures. The model act addresses the following in eleven sections: - Definitions; - Security Freeze; - Protection for Credit Header Information; - Right to File a Police Report Regarding Identity Theft; - Factual Declaration of Innocence After Identity Theft; - Consumer-Driven Credit Monitoring; - Prevention of and Protection From Security Breaches; - Social Security Number Protection; - Banning Credit Scoring and Insurance Scoring for Use in Insurance Decisions; - Adequate Destruction of Personal Records; and - Severability Clause. The model law can be enacted as discrete, separate pieces of legislation or as a single package. If enacting a provision separately, states should use any definitions from section one that are referenced in that provision. In addition, states should include the severability clause outlined in section eleven of the model law when enacting any of its provisions. Each section of this model law has an introduction, explains the section, describes similar state laws, and contains explanatory footnotes. The Appendix provides an extensive analysis of the authority of states to enact laws in the areas covered by this model law.
Author: Claudia L. Hayward
Publisher: Nova Publishers
ISBN: 9781590338780
Category : Social Science
Languages : en
Pages : 172
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Book Description
Crime has moved yet another step forward in its unyielding progression through society. Now it is identity theft. Trying to combat both legal and illegal theft continues to occupy a large portion of the average citizen's life. Identity theft or identity fraud generally involves 'stealing' another person's personal identifying information -- such as Social Security number (SSN), date of birth, and mother's maiden name -- and then using the information to fraudulently establish credit, run up debt, or take over existing financial accounts. This new book examines the extent of the problem, its costs and remedies under the law. CONTENTS: Preface; Identity Theft: Prevalence and Cost Appear to be Growing; Awareness and Use of Existing Data on Identity Theft; Remedies Available to Victims of Identity Theft; Identity Theft and the Fair Credit Reporting Act; Subject Index.
Author: Kristin M. Finklea
Publisher: DIANE Publishing
ISBN: 1437919952
Category : Social Science
Languages : en
Pages : 31
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Book Description
Contents: (1) Intro.; (2) Def. of Identity Theft (IT): Theft vs. Fraud; (3) Legis. History: IT Assumption Deterrence Act; IT Penalty Enhancement Act; IT Enforce. and Restitution Act; (4) IT Task Force: Recommend.; Legis. Recommend.; (5) Red Flags Rule; (6) Trends in IT: Perpetrators; Invest. and Prosecutions; FBI; U.S. Secret Service; U.S. Postal Inspect. Service; Social Sec. Admin.; Immigration and Customs Enforce.; Dept. of Justice; Domestic Impact; Document Fraud; Employ. Fraud; (7) Data Breaches and IT; (8) Issues for Congress: IT Prevention; Securing Social Security No. (SSN); Effects of Data Breaches; Deterrence and Punishment; Selected Legislation in the 111th Congress: SSN; Law Enforce. and Consumer Notification. Charts and tables.
Author: United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Technology, Terrorism, and Government Information
Publisher:
ISBN:
Category : Crime prevention
Languages : en
Pages : 118
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Book Description
Author: United States. Congress. House. Committee on Commerce. Subcommittee on Telecommunications, Trade, and Consumer Protection
Publisher:
ISBN:
Category : Law
Languages : en
Pages : 64
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Book Description
Author: United States. Congress. House. Committee on Banking and Financial Services
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 440
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Book Description
Author:
Publisher:
ISBN:
Category : Identity theft
Languages : en
Pages : 17
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Book Description
This brochure is meant to highlight important portions of the Financial Identity Fraud and Identity Theft Protection Act.
