Author: United States. Congress. Senate. Committee on Banking and Currency. Subcommittee on Housing and Urban Affairs
Publisher:
ISBN:
Category : City planning and redevelopment law
Languages : en
Pages : 1608
Book Description
Housing and Urban Development Legislation of 1970
Author: United States. Congress. Senate. Committee on Banking and Currency. Subcommittee on Housing and Urban Affairs
Publisher:
ISBN:
Category : City planning and redevelopment law
Languages : en
Pages : 1608
Book Description
Publisher:
ISBN:
Category : City planning and redevelopment law
Languages : en
Pages : 1608
Book Description
Housing and Urban Development Legislation of 1970, Hearings Before the Subcommitte on Housing and Urban Affairs of ..., 91:2-
Author: United States. Congress. Senate. Committee on Banking and Currency
Publisher:
ISBN:
Category :
Languages : en
Pages : 1008
Book Description
Publisher:
ISBN:
Category :
Languages : en
Pages : 1008
Book Description
Housing and Urban Development Legislation--1970
Author: United States. Congress. House. Committee on Banking and Currency. Subcommittee on Housing
Publisher:
ISBN:
Category : City planning and redevelopment law
Languages : en
Pages : 594
Book Description
Publisher:
ISBN:
Category : City planning and redevelopment law
Languages : en
Pages : 594
Book Description
Housing and Urban Development Legislation--1971
Author: United States. Congress. House. Committee on Banking and Currency. Subcommittee on Housing
Publisher:
ISBN:
Category : City planning and redevelopment law
Languages : en
Pages : 2162
Book Description
Publisher:
ISBN:
Category : City planning and redevelopment law
Languages : en
Pages : 2162
Book Description
Race for Profit
Author: Keeanga-Yamahtta Taylor
Publisher: UNC Press Books
ISBN: 1469653672
Category : History
Languages : en
Pages : 364
Book Description
LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.
Publisher: UNC Press Books
ISBN: 1469653672
Category : History
Languages : en
Pages : 364
Book Description
LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.
GIS for Housing and Urban Development
Author: National Research Council
Publisher: National Academies Press
ISBN: 0309168147
Category : Transportation
Languages : en
Pages : 142
Book Description
The report describes potential applications of geographic information systems (GIS) and spatial analysis by HUD's Office of Policy Development and Research for understanding housing needs, addressing broader issues of urban poverty and community development, and improving access to information and services by the many users of HUD's data. It offers a vision of HUD as an important player in providing urban data to federal initiatives towards a spatial data infrastructure for the nation.
Publisher: National Academies Press
ISBN: 0309168147
Category : Transportation
Languages : en
Pages : 142
Book Description
The report describes potential applications of geographic information systems (GIS) and spatial analysis by HUD's Office of Policy Development and Research for understanding housing needs, addressing broader issues of urban poverty and community development, and improving access to information and services by the many users of HUD's data. It offers a vision of HUD as an important player in providing urban data to federal initiatives towards a spatial data infrastructure for the nation.
1971 Housing and Urban Development Legislation
Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Urban Affairs
Publisher:
ISBN:
Category : City planning and redevelopment law
Languages : en
Pages : 736
Book Description
Publisher:
ISBN:
Category : City planning and redevelopment law
Languages : en
Pages : 736
Book Description
Housing in the Seventies
Author: United States. Department of Housing and Urban Development. National Housing Policy Review
Publisher:
ISBN:
Category : Government publications
Languages : en
Pages : 280
Book Description
Publisher:
ISBN:
Category : Government publications
Languages : en
Pages : 280
Book Description
Housing and Urban Development Legislation of 1969
Author: United States. Congress. Senate. Committee on Banking and Currency. Subcommittee on Housing and Urban Affairs
Publisher:
ISBN:
Category : City planning and redevelopment law
Languages : en
Pages : 612
Book Description
Considers S. 2620, to amend National Housing Act to increase funding and extend authority for FHA programs, including: housing rental subsidies to low income families, construction subsidies, mortgage insurance policies, and consolidation of FHA overlapping programs. Includes numerous related bills and departmental reports.
Publisher:
ISBN:
Category : City planning and redevelopment law
Languages : en
Pages : 612
Book Description
Considers S. 2620, to amend National Housing Act to increase funding and extend authority for FHA programs, including: housing rental subsidies to low income families, construction subsidies, mortgage insurance policies, and consolidation of FHA overlapping programs. Includes numerous related bills and departmental reports.
Housing and Urban Development Legislation--1971: August 3, 5; and September 8, 1971
Author: United States. Congress. House. Committee on Banking and Currency. Subcommittee on Housing
Publisher:
ISBN:
Category : City planning and redevelopment law
Languages : en
Pages : 506
Book Description
Publisher:
ISBN:
Category : City planning and redevelopment law
Languages : en
Pages : 506
Book Description