Author: T. J. Eller
Publisher:
ISBN:
Category : Income
Languages : en
Pages : 68
Book Description
Household Wealth and Asset Ownership, 1991
Author: T. J. Eller
Publisher:
ISBN:
Category : Income
Languages : en
Pages : 68
Book Description
Publisher:
ISBN:
Category : Income
Languages : en
Pages : 68
Book Description
Household Wealth and Asset Ownership, 1991
Author:
Publisher:
ISBN:
Category : Households
Languages : en
Pages : 2
Book Description
Publisher:
ISBN:
Category : Households
Languages : en
Pages : 2
Book Description
Assets for the Poor
Author: Thomas M. Shapiro
Publisher: Russell Sage Foundation
ISBN: 1610444957
Category : Social Science
Languages : en
Pages : 404
Book Description
Over the past three decades, average household wealth in the United States has declined among all but the richest families, with a near 80 percent drop among the nation's poorest families. Although the national debate about inequality has focused on income, it is wealth—the private assets amassed and passed on within families—that provides the extra economic cushion needed to move beyond mere day-to-day survival. Assets for the Poor is the first full-scale investigation into the importance of family wealth and the need for policies to encourage asset-building among the poor. Assets for the Poor shows how institutional mechanisms designed to encourage acquisition of capital and property favor middle-class and high-income families. For example, the aggregate value of home mortgage tax deductions far outweighs the dollar amount of the subsidies provided by Section 8 rental vouchers and public housing. Banking definitions of creditworthiness largely exclude minorities, and welfare rules have made it nearly impossible for single mothers to accumulate savings, let alone stocks or real estate. Due to persistent residential segregation, even those minority families who do own homes are often denied equal access to better schools and public services. The research in this volume shows that the poor do make use of the assets they have. Cash gifts—although small in size—are frequent within families and often lead to such positive results as homebuying and debt reduction, while tangible assets such as tools and cars help increase employment prospects. Assets for the Poor examines policies such as Individual Development Account tax subsidies to reward financial savings among the poor, and more liberal credit rules to make borrowing easier and less costly. The contributors also offer thoughtful advice for bringing the poor into mainstream savings institutions and warn against developing asset building policies at the expense of existing safety net programs. Asset-building for low-income families is a powerful idea that offers hope to families searching for a way out of poverty. Assets for the Poor challenges current thinking regarding poverty reduction policies and proposes a major shift in the way we think about families and how they make a better life. A Volume in the Ford Foundation Series on Asset Building
Publisher: Russell Sage Foundation
ISBN: 1610444957
Category : Social Science
Languages : en
Pages : 404
Book Description
Over the past three decades, average household wealth in the United States has declined among all but the richest families, with a near 80 percent drop among the nation's poorest families. Although the national debate about inequality has focused on income, it is wealth—the private assets amassed and passed on within families—that provides the extra economic cushion needed to move beyond mere day-to-day survival. Assets for the Poor is the first full-scale investigation into the importance of family wealth and the need for policies to encourage asset-building among the poor. Assets for the Poor shows how institutional mechanisms designed to encourage acquisition of capital and property favor middle-class and high-income families. For example, the aggregate value of home mortgage tax deductions far outweighs the dollar amount of the subsidies provided by Section 8 rental vouchers and public housing. Banking definitions of creditworthiness largely exclude minorities, and welfare rules have made it nearly impossible for single mothers to accumulate savings, let alone stocks or real estate. Due to persistent residential segregation, even those minority families who do own homes are often denied equal access to better schools and public services. The research in this volume shows that the poor do make use of the assets they have. Cash gifts—although small in size—are frequent within families and often lead to such positive results as homebuying and debt reduction, while tangible assets such as tools and cars help increase employment prospects. Assets for the Poor examines policies such as Individual Development Account tax subsidies to reward financial savings among the poor, and more liberal credit rules to make borrowing easier and less costly. The contributors also offer thoughtful advice for bringing the poor into mainstream savings institutions and warn against developing asset building policies at the expense of existing safety net programs. Asset-building for low-income families is a powerful idea that offers hope to families searching for a way out of poverty. Assets for the Poor challenges current thinking regarding poverty reduction policies and proposes a major shift in the way we think about families and how they make a better life. A Volume in the Ford Foundation Series on Asset Building
Asset Ownership of Households, 1993
Author: T. J. Eller
Publisher:
ISBN:
Category : Electronic government information
Languages : en
Pages : 32
Book Description
Publisher:
ISBN:
Category : Electronic government information
Languages : en
Pages : 32
Book Description
Census and You
Author:
Publisher:
ISBN:
Category : United States
Languages : en
Pages : 24
Book Description
Publisher:
ISBN:
Category : United States
Languages : en
Pages : 24
Book Description
Subject Index to Current Population Reports and Other Population Report Series
Author: Linda Morris
Publisher:
ISBN:
Category : Demography
Languages : en
Pages : 62
Book Description
Publisher:
ISBN:
Category : Demography
Languages : en
Pages : 62
Book Description
Subject Index to Current Population Reports and Other Population Report Series
Author:
Publisher:
ISBN:
Category : United States
Languages : en
Pages : 58
Book Description
Publisher:
ISBN:
Category : United States
Languages : en
Pages : 58
Book Description
Statistical Brief
Author:
Publisher:
ISBN:
Category : Economic indicators
Languages : en
Pages : 334
Book Description
Publisher:
ISBN:
Category : Economic indicators
Languages : en
Pages : 334
Book Description
65+ in the United States
Author: Frank Hobbs
Publisher:
ISBN:
Category : Age distribution (Demography)
Languages : en
Pages : 204
Book Description
Publisher:
ISBN:
Category : Age distribution (Demography)
Languages : en
Pages : 204
Book Description
How We're Changing
Author:
Publisher:
ISBN:
Category : Age distribution (Demography)
Languages : en
Pages : 296
Book Description
Publisher:
ISBN:
Category : Age distribution (Demography)
Languages : en
Pages : 296
Book Description