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Author: Adela J. McMurray
Publisher: Routledge
ISBN: 0429655274
Category : Business & Economics
Languages : en
Pages : 353
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Book Description
Customers are increasingly seeking "low-cost, high-quality" or what is known as frugal products that meet the buyer’s needs while reducing the associated cost of ownership. This book examines the developing principles and theories of frugal innovations across the globe. The authors identify frugal innovation (FI) using a multi-method approach to data analysis. They argue that the concept of frugality as a societal/ethical value has undergone several changes and propose a differentiated model of frugal innovations. They address frugal innovations that have never been accessible to the public. Hands-on case studies across various industry sectors and countries, supported by theory, provide multiple learning opportunities. The authors explore the relationship between FI and digitalisation and technology, and discuss how FI can be applied in the context of contemporary issues such as food security. Further, they articulate the mechanisms by which FI beliefs and values can be incorporated into organisational culture. The final chapters address both ethical and controversial views of frugal innovation. The book is a valuable resource for students in business courses, for industry professionals wanting to improve their triple bottom line, and for educators wanting to influence and change the mindsets of the younger generations to effectively deal with today’s and tomorrow’s challenges.
Author: Kara Stevens
Publisher: Createspace Independent Publishing Platform
ISBN: 9781986677431
Category :
Languages : en
Pages : 122
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Book Description
All of us have a money story. A story that we tell ourselves about what we can afford, what we should buy, why we shouldn't spend, and about the real power of money. But many of us never examine these money stories, which are the same stories that keep us living in chronic cycles of binge spending, money hoarding, and financial amnesia for our whole adult lives. These forms of financial dysfunction cripple us, erode our confidence, and leave us burdened by guilt, shame, and anxiety. They threaten to leave us financially and emotionally bankrupt if we don't learn how to break free from the chaos and heal our relationship with money for good. Fortunately, our relationship with money does not have to be a major source of stress in our lives. In fact, our relationship with money can actually be a source of joy and provide us with peace of mind once we learn how to care of it, listen to it, and respond to the messages it sends to us. heal your relationship with money guides you through 28 days of money lessons, financial introspection, and daily "lifework" to help you examine your financial past and connect with your true financial voice. The spiritual tools and financial guidance of heal your relationship with money allow you to rewrite your money narrative so it empowers you and transforms how you relate to your money life.
Author: Gary Trosclair
Publisher: Rowman & Littlefield
ISBN: 1538132613
Category : Self-Help
Languages : en
Pages : 233
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Book Description
Gary Trosclair explores the power of the driven personality and the positive outcomes those with obsessive compulsive personality disorder can achieve through a mindful program of harnessing the skills that can work, and altering those that serve no one. If you were born with a compulsive personality you may become rigid, controlling, and self-righteous. But you also may become productive, energetic, and conscientious. Same disposition, but very different ways of expressing it. What determines the difference? Some of the most successful and happy people in the world are compelled by powerful inner urges that are almost impossible to resist. They’re compulsive. They’re driven. But some people with a driven personality feel compelled by shame or insecurity to use their compulsive energy to prove their worth, and they lose control of the wheel of their own life. They become inflexible and critical perfectionists who need to wield control, and they lose the point of everything they do in the process. A healthy compulsive is one whose energy and talents for achievement are used consciously in the service of passion, love and purpose. An unhealthy compulsive is one whose energy and talents for achievement have been hijacked by fear and its henchman, anger. Both are driven: one by meaning, the other by dread. The Healthy Compulsive: Healing Obsessive-Compulsive Personality Disorder and Taking the Wheel of the Driven Personality, will serve as the ultimate user’s guide for those with a driven personality, including those who have slid into obsessive-compulsive personality disorder (OCPD). Unlike OCD, which results in specific symptoms such as repetitive hand-washing and intrusive thoughts, OCPD permeates the entire personality and dramatically affects relationships. It also requires a different approach to healing. Both scientifically informed and practical, The Healthy Compulsive describes how compulsives get off track and outlines a four-step program to help them consciously cultivate the talents and passions that are the truly compelling sources of the driven personality. Drawing from his 25 years of clinical experience as a psychotherapist and Jungian psychoanalyst, and his own personal experience as someone with a driven personality, Trosclair offers understanding, inspiring stories of change, and hope to compulsives and their partners about how to move to the healthy end of the compulsive spectrum.
Author: Luna Z. Rainstorm
Publisher: Xspurts.com
ISBN: 1776849213
Category : Business & Economics
Languages : en
Pages : 242
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Book Description
"Frugality is not about being cheap, it's about being mindful of your spending." Frugal Living Mastery: Thriving on a Budget is the ultimate guide to mastering the art of frugal living. This comprehensive book covers everything you need to know about frugal living, from the basics to advanced applications in a variety of life stages. The book begins with an overview of the essential concepts behind frugal living, including what it is, why it's important, and the benefits of a frugal lifestyle. It then walks readers through the process of developing a frugal mindset, including overcoming consumerism, focusing on values and priorities, and embracing contentment and gratitude. Readers will also learn how to create a budget, reduce expenses in different areas of their lives, and save for the future. The book includes detailed guidance on reducing housing expenses, saving on food and groceries, cutting transportation costs, and saving on utilities. Frugal Living Mastery also covers important topics such as debt reduction strategies, building an emergency fund, and frugal gift-giving and celebrations. Readers will also learn about the benefits of a minimalist lifestyle and how to adapt frugal living strategies to different life stages. In addition to practical guidance, the book includes real-life examples and success stories from individuals who have embraced a frugal lifestyle. Readers will also find information on the future of frugal living, including upcoming trends and challenges, innovations in personal finance and budgeting, and frugal living in an ever-changing world. Whether you are a student, a young professional, a retiree, or simply someone interested in improving your financial skills, Frugal Living Mastery is the perfect guide to getting started with frugal living. With clear explanations, real-world examples, and practical tools and techniques, this book will help you take control of your finances and achieve your goals without sacrificing the things you love. Frugal Living Mastery also includes recommended books, blogs, and podcasts, as well as budgeting tools and apps, and continuing education and support for frugal living. If you're ready to take your frugal living to the next level, Frugal Living Mastery is the perfect guide to get you started.Table of Contents: Understanding Frugal Living Definition and purpose Debunking common misconceptions Benefits of a frugal lifestyle Developing a Frugal Mindset Overcoming consumerism Focusing on values and priorities Embracing contentment and gratitude Creating a Budget Tracking income and expenses Setting financial goals Allocating money to different categories Reducing Housing Expenses Downsize or rent a smaller space Utilizing energy-efficient appliances Saving on home maintenance costs Saving on Food and Groceries Meal planning and cooking at home Shopping smart and using coupons Reducing food waste Cutting Transportation Costs Choosing an affordable vehicle Public transportation and carpooling Saving on fuel and car maintenance Saving on Utilities Energy conservation tips Reducing water usage Negotiating better rates Frugal Entertainment Options Free and low-cost activities At-home entertainment ideas Saving on travel and vacations Reducing Healthcare Expenses Focusing on prevention Shopping around for services Utilizing generic medications Saving on Clothing and Personal Items Shopping secondhand Repairing and repurposing items Minimalist wardrobe strategies Frugal Education and Career Development Online learning resources Scholarships and grants Pursuing cost-effective career paths Debt Reduction Strategies Prioritizing debt payments Consolidating and refinancing options Avoiding new debt Building an Emergency Fund Setting a savings target Allocating funds each month Staying disciplined and focused Frugal Gift-Giving and Celebrations Handmade and personalized gifts Budget-friendly party ideas Prioritizing experiences over material items Frugal Hobbies and Interests Choosing low-cost hobbies Sharing resources with others Maximizing enjoyment while minimizing cost Saving for the Future Prioritizing long-term goals Investing and retirement planning Building generational wealth Frugal Living with Children Teaching financial literacy Budget-friendly activities for kids Saving on childcare and education costs Frugal Living for Couples and Families Communication and shared financial goals Joint budgeting strategies Balancing individual and shared expenses Saving on Insurance and Financial Services Shopping for competitive rates Adjusting coverage to fit needs Reducing fees and charges Frugal Home and DIY Projects Learning basic home repairs Gardening and growing your own food Upcycling and repurposing materials Frugal Living and the Environment Reducing waste and consumption Supporting local businesses Sustainable and eco-friendly choices Overcoming Challenges and Setbacks Staying motivated and disciplined Dealing with unexpected expenses Adjusting the frugal lifestyle as needed Frugal Living Success Stories Real-life examples and lessons learned Strategies for maintaining a frugal lifestyle Celebrating small and big wins Embracing a Minimalist Lifestyle Defining minimalism and its benefits Aligning frugal living with minimalism Simplifying and decluttering Community and Support for Frugal Living Building a network of like-minded individuals Participating in frugal living groups and forums Sharing tips and resources with others Frugal Living and Generosity Budgeting for charitable giving Volunteering and giving back Balancing frugality and philanthropy Adapting Frugal Living Strategies to Different Life Stages Frugal living for college students Adjusting to major life changes Planning for retirement on a budget The Future of Frugal Living Upcoming trends and challenges Innovations in personal finance and budgeting Frugal living in an ever-changing world Frugal Living Resources and Tools Recommended books, blogs, and podcasts Budgeting tools and apps Continuing education and support for frugal livingISBN: 9781776849215
Author: Navi Radjou
Publisher: John Wiley & Sons
ISBN: 1118249747
Category : Business & Economics
Languages : en
Pages : 293
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Book Description
"Jugaad Innovation is the most comprehensive book yet to appear on the subject [of frugal innovation]." —The Economist A frugal and flexible approach to innovation for the 21st century Innovation is a key directive at companies worldwide. But in these tough times, we can't rely on the old formula that has sustained innovation efforts for decades—expensive R&D projects and highly-structured innovation processes. Jugaad Innovation argues the West must look to places like India, Brazil, and China for a new approach to frugal and flexible innovation. The authors show how in these emerging markets, jugaad (a Hindi word meaning an improvised solution born from ingenuity and cleverness) is leading to dramatic growth and how Western companies can adopt jugaad innovation to succeed in our hypercompetitive world. Outlines the six principles of jugaad innovation: Seek opportunity in adversity, do more with less, think and act flexibly, keep it simple, include the margin, and follow your heart Features twenty case studies on large corporations from around the world—Google, Facebook, 3M, Apple, Best Buy, GE, IBM, Nokia, Procter & Gamble, PepsiCo, Tata Group, and more—that are actively practicing jugaad innovation The authors blog regularly at Harvard Business Review; their work has been profiled in BusinessWeek, MIT Sloan Management Review, The Financial Times, The Economist, and more Filled with previously untold and engaging stories of resourceful jugaad innovators and entrepreneurs in emerging markets and the United States This groundbreaking book shows leaders everywhere why the time is right for jugaad to emerge as a powerful business tool in the West—and how to bring jugaad practices to their organizations.
Author: Vijay Gupta
Publisher: eInitial Publication
ISBN:
Category : Business & Economics
Languages : en
Pages : 39
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Book Description
In a world where expenses seem to rise endlessly, mastering the art of frugal living is not just a choice but a necessity. "Frugal Living Handbook: Smart Ways to Save and Thrive" offers a comprehensive guide to help you navigate the terrain of financial responsibility with confidence and ease. This handbook is designed to empower you with practical strategies and insightful tips that will revolutionize the way you manage your finances. From budgeting basics to thrifty shopping techniques, from frugal meal planning to embracing a minimalist mindset, this ebook covers it all. Discover how to stretch your dollars further while still living a fulfilling life. Learn the secrets of savvy savings and unlock the path to financial freedom. Whether you're just starting your frugal journey or looking to enhance your existing practices, this handbook is your go-to resource for success. Join the ranks of those who have embraced frugality and achieved remarkable results. With "Frugal Living Handbook," you'll not only save money but also thrive in every aspect of your life.
Author: Henry M. Mason
Publisher: Llewellyn Worldwide
ISBN: 0738748188
Category : Body, Mind & Spirit
Languages : en
Pages : 247
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Book Description
Crystal grids are effective for transforming your life in a dazzling array of powerful and practical ways. Whether you desire to find love, attract wealth, bless your home, overcome anxiety, or clear negative energy, the crystal grids in this book will help you achieve your goals. With simple instructions and comprehensive insights, Crystal Grids shows you how to choose the best crystals for your purpose, select a grid shape that will enhance your intention, clear and position the stones, and activate the grid. Discover how you can use crystal energy for improved health, wealth, relationships, and a better life. This book also includes twenty-nine expertly designed grids that you can use immediately to reinforce and magnify the power of your crystals.
Author: Stefanie O'Connell
Publisher: Coventry House Publishing
ISBN:
Category : Business & Economics
Languages : en
Pages : 200
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Book Description
After moving to New York City to become a Broadway actress, Stefanie O'Connell faced one of two inevitabilities when faced with unemployment--spiral into debt or learn how to effectively manage her money. Punctuated with humor, insight, and essential money management lessons, The Broke and Beautiful Life offers practical strategies to make smarter financial decisions today as a means to fulfill the goals and dreams of tomorrow. Specializing in personal finance (with an emphasis on personal), Stefanie engages those who shy away from the word "investing," scoff at the word "budget," and equate interest rates with "snooze fest." She encourages readers to redefine their relationship with money and approach budgeting as an exciting and sexy tool to transform from broke to beautiful while enjoying every step along the way.
Author: Jeff Yeager
Publisher: Currency
ISBN: 0767926951
Category : Business & Economics
Languages : en
Pages : 258
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Book Description
It used to be that “stuff” made you cool. That is so twentieth century. Jeff Yeager, the man dubbed The Ultimate Cheapskate by Matt Lauer on Today, offers a completely fresh take on personal finance, teaching us how to enjoy life more by spending less. He will show you how to buy less stuff, retire young, and live financially free, while you make a positive difference in people’s lives and save the planet along the way. The Ultimate Cheapskate’s Road Map to True Riches lays out the practices and principles that have made cheap the new cool. Live within your means at thirty and stay there. The Ultimate Cheapskate was living well on what he earned at thirty, so when he made more money, he saved every penny. Now he is “selfishly” employed, doing work he loves and helping others. Do for yourself what you could have others do for you. Cheapskates are die-hard do-it-yourselfers. It’s all about having the right tools, and The Ultimate Cheapskate will get you started. Pinch the dollars and the pennies will pinch themselves. It’s not the $3 cup of coffee; it’s the big-ticket decisions that determine whether you’ll be financially free. So buy a house, not a castle. The Ultimate Cheapskate’s Road Map to True Riches promises a quality of life you cannot buy, a sense of satisfaction you cannot fake, and an appreciation for others and for the planet that gives life value. Open your road map and prepare to discover the true joys of financial freedom.
Author: Anthea Peries
Publisher: Anthea Peries
ISBN:
Category : Bibles
Languages : en
Pages : 71
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Book Description
Mastering Your Money: Take Control of Your Finances and Achieve Your Financial Goals with 10 Simple Steps ABOUT THIS BOOK This book provides a practical guide on budgeting with tips and actionable advice for individuals looking to take control of their finances and achieve their goals. Following the ten simple steps outlined in this book, readers can create a sustainable budget, cut expenses, save money, invest for the future, and ultimately achieve financial freedom. This book is ideal for students, seniors, working professionals, parents, or anyone simply looking to gain financial independence. It also makes a great gift. Overall, this book provides the following: Comprehensive coverage of personal finance topics: This book covers a wide range of personal finance topics, from budgeting to investing to retirement planning. It offers practical advice and tips to help readers improve their financial situation. Accessible language: The book is written in clear, easy-to-understand language that doesn't require prior knowledge of financial jargon or concepts. Personal stories and examples: The book includes a few real-life stories and examples that illustrate key points and make the content more relatable to readers. Actionable advice: The book provides information as well as actionable advice and steps that readers can take to improve their finances. Faith-based perspective: The book offers a faith-based perspective on personal finance, which may appeal to readers looking for guidance that aligns with their religious beliefs. GET THIS Practical Guide to Budgeting and Saving now!
Author: Michael Ofei
Publisher: Minimalist Company Pty Limited
ISBN: 9780648241096
Category : Conduct of life
Languages : en
Pages : 146
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Book Description
The Minimalist Vegan by Masa and Michael Ofei is less of a how-to book, and more of a why-to book. A manifesto on why to live with less stuff and with more compassion. They explore the intersection of minimalism and veganism and all that each complimentary lifestyle has to offer. They dive deep into conscious living and what it actually means. With chapters on topics such as "The More Virus" and Courageously Simple to The Superior Species and A Plastic World, Masa and Michael cover every aspect to help challenge your way of thinking. Their hope is that by the end of it, you'll have the thirst and passion to architect your life in a way that brings you purpose and joy each and every day. They have written this book to be read within a few hours. Yes, even if you'd consider yourself to be a slow reader! Each chapter can be read independently, so you can jump ahead to a section that resonates with you. However, reading the book from start to finish is a great way to build momentum as you manifest your ideas and dive into a more conscious way of living.
